Lower Matecumbe
Housing Market
Median sale price $2,000,000, up 11.9% year over year, with homes going under contract in about 162 days, 28 homes on the market.
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Housing Market Analyst
Inventory sits at 7.5 months of supply — heavy by the 3-to-6-month balanced benchmark. Prices are up 11.9% versus the prior year and sellers are still collecting 88.0% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 11.0× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Lower Matecumbe data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on Lower Matecumbe
The median sale price across Lower Matecumbe currently stands at $2,000,000, up 11.9% from a year ago. The typical home goes under contract in about 162 days. Homes are selling for about 88.0% of their original asking price.
There are 28 active listings on the market, with 3 more already under contract. With 45 closed sales over the trailing 12 months (28 listings divided by 45 / 12), that works out to 7.5 months of supply — a buyer-leaning market by the 3-to-6-month balanced band.
Lower Matecumbe prices sit above the Monroe County median by roughly 120%. Zillow's home value index for Monroe County stands at $962,885. About 17% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Lower Matecumbe is 35 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of November 9, 2026.
Lower Matecumbe since 2012 — and where it’s heading
A median home here sold for $631,740 in 2012 and $1,933,750 over the last recorded year — 206% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (497 recorded sales)
Days on market by year
Home value trend · Monroe County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Monroe County (MLS)
Median price · daily recalculation
What’s driving Lower Matecumbe
Top inbound states: CA, IL, MD. Movers arriving report ~$170,384 average income. Source: IRS SOI county-to-county migration, 2022-2023
16,693 Citizens personal-lines policies in Monroe County; average premium $6,671 before the 2026 change, $6,463 after (-3.1%). Citizens is the state-backed insurer of last resort; budget insurance into any Monroe purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).
239 single-family · 40 multi-family · 3.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
| PORT ANTIGUALower Matecumbe | $2.50M | ▲ 12% |
No tracked community with enough sales fell in price over the past year.
| PORT ANTIGUALower Matecumbe | $2.50M | 275 days |
Lower Matecumbe ZIP codes
Most active communities
More on Lower Matecumbe
Put this data to work
Lower Matecumbe guides & data
Everything we publish about Lower Matecumbe: live listings by type, prices and market data, taxes, insurance and what it costs to live here.
The questions people actually ask
Should I buy a house in Lower Matecumbe right now?
The data says conditions currently favor buyers in Lower Matecumbe — the Momentum Score reads 35/100 with 7.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Lower Matecumbe becoming more affordable?
No — the median sale price in Lower Matecumbe is $2,000,000, up 11.9% versus the prior year, while sellers still capture 88.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Which Lower Matecumbe neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are PORT ANTIGUA (275 days) — homes there go under contract well ahead of the market-wide pace of 162 days.
How does Lower Matecumbe compare to the rest of Monroe County?
Lower Matecumbe's median of $2,000,000 runs 120% above the county-wide median of $907,500, and homes here take 162 days to go under contract versus 84 county-wide.
Lower Matecumbe housing market FAQ
How is the housing market in Lower Matecumbe right now?
As of November 9, 2026, the Lower Matecumbe housing market favors buyers: the median sale price is $2,000,000 (up 11.9% year over year), 28 homes are for sale against 45 sales in the last 12 months, which is 7.5 months of supply, and the typical home goes under contract in about 162 days.
How much is a house in Lower Matecumbe?
The median home sold for $2,000,000 in Lower Matecumbe over the last 12 months; asking prices on the 28 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Lower Matecumbe?
By the numbers, sellers in Lower Matecumbe are getting 88.0% of asking price and going under contract in about 162 days with 7.5 months of supply. Under three months of supply generally favors sellers, three to six is balanced, and over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Lower Matecumbe housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Lower Matecumbe median sale prices are up 11.9% year over year, inventory stands at 7.5 months of supply. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Lower Matecumbe?
The median sale price in Lower Matecumbe is currently $2,000,000, up 11.9% from a year ago, based on MLS sales data updated November 9, 2026.
Is Lower Matecumbe a buyer's or seller's market right now?
The data currently favors buyers. Lower Matecumbe scores 35 of 100 on the Momentum Score, with 7.5 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Lower Matecumbe?
The typical home in Lower Matecumbe goes under contract in about 162 days, per current MLS data.
How many homes are for sale in Lower Matecumbe?
There are approximately 28 active listings in Lower Matecumbe as of November 9, 2026.
Are home prices in Lower Matecumbe rising or falling?
Median sale prices are up 11.9% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Lower Matecumbe. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 9, 2026
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
<a href="https://movewithmomentum.com/market/lower-matecumbe">Lower Matecumbe Housing Market: Median $2.00M, +11.9% YoY — Momentum Realty</a>