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32408 Homes for Sale — Panama City Beach, FL

Every active MLS listing in Panama City Beach’s 32408 ZIP code, refreshed nightly, with the price bands, the property mix and the communities that have the most homes for sale. For the whole city see homes for sale in Panama City Beach, FL (791 listings); for the ZIP’s values, taxes and growth see the 32408 housing scorecard.

32408 at a glance

ZIP 32408 is Panama City Beach, Bay County, FL. The numbers below are computed from MLS closings and live listings for every community in the ZIP and refresh with each data pull.

Where it isPanama City Beach, Bay County, FL
Communities213 MLS communities, 125 with 12-month sales data
Median sold price, 12 months$400K (-0.6% year over year)
For sale / under contract now1,195 / 202
Days to contract (median)75
New construction share of sales19%
Sale-to-original-list93.4%
By price band (for sale / sold 12 mo / months)Under $300K: 420 / 0 / None; $300K–$500K: 430 / 0 / None; $500K–$750K: 307 / 0 / None; $750K+: 38 / 0 / None
FEMA flood zone (SFHA) shareabout 32% of 351 sampled homes in the ZIP's largest communities sit in a Special Flood Hazard Area
Communities with the most salesLatitude At Watersound ($500K), Sunny Hills ($227K), Breakfast Point East ($510K), Gulf Highlands Beach Resort ($295K), Lynn Haven ($300K), Laketown Wharf ($280K)

32408 housing market tracker · all homes for sale in Panama City Beach, FL · Bay County property tax

373 homes are for sale in ZIP 32408 (Panama City Beach, FL) right now, from $250,000 to $889,500 for the middle 80%, at a median asking price of $380,000. , built 2000; 66 came on the market in the last 7 days and 4% are new construction.

Newest homes for sale in 32408

Bay Point
$1,650,000 New
4 bd · 4 ba · built 1976
553 Wahoo Road, Panama City Beach, Fl 32408
Bay Point
Listing courtesy of Seltzer Real Estate, LLC
Holiday Beach On The Gulf
$1,599,000 New
4 bd · 3 ba · built 1998
4123 Nancee Drive, Panama City Beach, Fl 32408
Holiday Beach On The Gulf
Listing courtesy of EXP Realty LLC
Bay Point
$1,189,000 New
4 bd · 4 ba · built 1987
397 Wahoo Road, Panama City Beach, Fl 32408
Bay Point
Listing courtesy of Keller Williams Realty Emerald
Holiday Beach
$999,900 New
2 bd · 2 ba · built 2014
7018 S Lagoon Drive, Panama City Beach, Fl 32408
Holiday Beach
Listing courtesy of Scenic Sotheby's International Realty
Treasure Island Resort
$869,000 New
3 bd · 2 ba · built 2005
5004 Thomas Drive 1712, Panama City Beach, Fl 32408
Treasure Island Resort
Listing courtesy of Legacy Premier Agency
Lagoon Manor
$655,000 New
3 bd · 3 ba · built 2023
2704 Lagoon Manor Drive, Panama City Beach, Fl 32408
Lagoon Manor
Listing courtesy of Christies International Real Estate Emerald Coast
Shores Of Panama
$624,000 New
3 bd · 3 ba · built 2007
9900 S Thomas Drive 1528, Panama City Beach, Fl 32408
Shores Of Panama
Listing courtesy of Coastal Living Realty & Associates
Biltmore Beach
$585,000 New
3 bd · 3 ba · built 2019
3808 Biltmore Drive, Panama City Beach, Fl 32408
Biltmore Beach
Listing courtesy of Christies International Real Estate Emerald Coast
Venture Out Travel Trail
$575,000 New
3 bd · 2 ba · built 2000
641 Octopus Lane, Panama City Beach, Fl 32408
Venture Out Travel Trail
Listing courtesy of Sims Resort Realty, Inc
Venture Out Travel Trail
$489,000 New
3 bd · 2 ba · built 1980
189 S Marlin Drive, Panama City Beach, Fl 32408
Venture Out Travel Trail
Listing courtesy of Sims Resort Realty, Inc
Dunes Of Panama
$470,000 New
2 bd · 2 ba · built 1981
7205 Thomas Drive C305, Panama City Beach, Fl 32408
Dunes Of Panama
Listing courtesy of Bright Realty Solutions
Seychelles Resort Condominium
$465,000 New
1 bd · 2 ba · built 2006
5115 Gulf Drive 1708, Panama City Beach, Fl 32408
Seychelles Resort Condominium
Listing courtesy of Savvy Avenue LLC
Regency Towers
$459,500 New
3 bd · 2 ba · built 1982
5801 Thomas Drive 704, Panama City Beach, Fl 32408
Regency Towers
Listing courtesy of EXP Realty LLC
Bay Point
$439,000 New
2 bd · 2 ba · built 1973
1111 Redfish Circle, Panama City Beach, Fl 32408
Bay Point
Listing courtesy of Bastion Realty LLC
Moondrifter
$425,000 New
2 bd · 2 ba · built 1982
8815 Thomas Drive 704, Panama City Beach, Fl 32408
Moondrifter
Listing courtesy of Emerald Coast Realty Group
Boardwalk Central
$395,000 New
1 bd · 1 ba · built 2005
9450 S Thomas Drive 1505D, Panama City Beach, Fl 32408
Boardwalk Central
Listing courtesy of Miller & Associates Realty
Laketown Wharf
$375,000 New
3 bd · 2 ba · built 2008
9860 S Thomas Drive 1027, Panama City Beach, Fl 32408
Laketown Wharf
Listing courtesy of Coastal Living Realty & Associates
Laketown Wharf
$374,900 New
3 bd · 2 ba · built 2008
9860 S Thomas Drive 1211, Panama City Beach, Fl 32408
Laketown Wharf
Listing courtesy of Coastal Palms Real Estate
The Summit
$349,900 New
1 bd · 2 ba · built 1984
8743 Thomas Drive 421, Panama City Beach, Fl 32408
The Summit
Listing courtesy of Anchor Realty Florida
Laketown Wharf
$339,900 New
3 bd · 2 ba · built 2008
9860 S Thomas Drive 209, Panama City Beach, Fl 32408
Laketown Wharf
Listing courtesy of Local Insight Realty
Silver Sands
$339,000 New
2 bd · 2 ba · built 1984
8015 Beach Drive, Panama City Beach, Fl 32408
Silver Sands
Listing courtesy of EXP Realty LLC
Summit
$334,900 New
1 bd · 2 ba · built 1984
8743 Thomas Drive 710, Panama City Beach, Fl 32408
Summit
Listing courtesy of Dalton Wade Inc
Hidden Lagoon
$325,000 New
4 bd · 2 ba · built 2015
3716 Tiki Drive, Panama City Beach, Fl 32408
Hidden Lagoon
Listing courtesy of eXp Realty, LLC
Sunbird Condo
$315,000 New
1 bd · 1 ba · built 1984
9850 S Thomas Drive 109W, Panama City Beach, Fl 32408
Sunbird Condo
Listing courtesy of Piece of Parysdise
Venture Out Travel Trail
$299,000 New
2 bd · 2 ba · built 1981
287 Tarpon Drive, Panama City Beach, Fl 32408
Venture Out Travel Trail
Listing courtesy of Sims Resort Realty, Inc
Regency Towers
$299,000 New
1 bd · 2 ba · built 1982
5801 Thomas Drive 1305, Panama City Beach, Fl 32408
Regency Towers
Listing courtesy of Coldwell Banker Realty
Sunswept
$269,000 New
1 bd · 1 ba · built 1983
6829 Thomas Drive 418, Panama City Beach, Fl 32408
Sunswept
Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida
Shores Of Panama
$265,000 New
1 ba · built 2007
9900 S Thomas Drive 1805, Panama City Beach, Fl 32408
Shores Of Panama
Listing courtesy of Coldwell Banker Realty
Ocean Terrace Condo
$249,900 New
1 bd · 1 ba · built 1982
8618 Surf Drive 208, Panama City Beach, Fl 32408
Ocean Terrace Condo
Listing courtesy of RC Real Estate Group
Top Of The Gulf Condo
$229,000 New
1 ba · built 1976
8817 S Thomas Drive A205, Panama City Beach, Fl 32408
Top Of The Gulf Condo
Listing courtesy of Savvy Avenue LLC

Every home for sale in 32408 right now (372)

All 372 active listings in ZIP 32408 with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 372; the price table and the city hub cover the rest.

Homes for sale in 32408 by price

Price bandFor saleShare
Under $200K144%
$200K–$300K7721%
$300K–$400K11531%
$400K–$500K5214%
$500K–$750K6618%
$750K+4913%

Communities in 32408 with the most homes for sale

How to read this

Counts and medians are from active MLS listings with a 32408 mailing ZIP as of September 24, 2026; property mix Condo 58%, Single-family 29%, Townhouse 0%. Prices are asking prices. Listings are shown with the courtesy of the listing brokerage under IDX rules; information deemed reliable but not guaranteed. Other Panama City Beach ZIP codes: 32413, 32407. See also homes for sale in Bay County. More: Panama City Beach condos, luxury homes in Panama City Beach, new listings this week in Panama City Beach.

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