32413 Homes for Sale — Panama City Beach, FL

Every active MLS listing in Panama City Beach’s 32413 ZIP code, refreshed nightly, with the price bands, the property mix and the communities that have the most homes for sale. For the whole city see homes for sale in Panama City Beach, FL (700 listings); for the ZIP’s values, taxes and growth see the 32413 housing scorecard.

32413 at a glance

ZIP 32413 is Panama City Beach, Bay County, FL. The numbers below are computed from MLS closings and live listings for every community in the ZIP and refresh with each data pull.

Where it isPanama City Beach, Bay County, FL
Communities197 MLS communities, 103 with 12-month sales data
Median sold price, 12 months$445K (-0.1% year over year)
For sale / under contract now1,074 / 177
Homes sold, 12 months116
Days to contract (median)79
Months of supply7.3
New construction share of sales21%
Sale-to-original-list92.5%
By price band (for sale / sold 12 mo / months)Under $300K: 276 / 0 / None; $300K–$500K: 392 / 0 / None; $500K–$750K: 278 / 17 / 196.2; $750K+: 128 / 99 / 15.5
FEMA flood zone (SFHA) shareabout 23% of 230 sampled homes in the ZIP's largest communities sit in a Special Flood Hazard Area
Communities with the most salesLatitude At Watersound ($500K), Bayside At Ward Creek ($372K), Caballeros Estates At Hombre ($403K), Laketown Wharf ($280K), Shores Of Panama ($344K), Holiday Beach ($485K)

32413 housing market tracker · all homes for sale in Panama City Beach, FL · Bay County property tax

629 homes are for sale in ZIP 32413 (Panama City Beach, FL) right now, from $245,000 to $1,250,000 for the middle 80%, at a median asking price of $505,000. , built 2007; 128 came on the market in the last 7 days and 12% are new construction.

Newest homes for sale in 32413

Laguna Beach
$1,650,000 New
5 bd · 5 ba · built 2023
19914 Front Beach Road, Panama City Beach, Fl 32413
Laguna Beach
Listing courtesy of Luxe Coastal Realty Group LLC
Laguna Beach
$1,375,000 New
4 bd · 5 ba · built 2024
101 Deluna Place B, Panama City Beach, Fl 32413
Laguna Beach
Listing courtesy of Scenic Sotheby's International Realty
Hollywood Beach
$1,300,000 New
4 bd · 3 ba · built 1970
21806 Front Beach Road, Panama City Beach, Fl 32413
Hollywood Beach
Listing courtesy of Emerald Key Realty Inc
Hollywood Beach
$1,200,000 New
2 bd · 2 ba · built 1955
21802 Front Beach Road, Panama City Beach, Fl 32413
Hollywood Beach
Listing courtesy of Emerald Key Realty Inc
Margaritaville Cottages
$979,000 New
5 bd · 5 ba · built 2023
129 Paradise Found Circle, Panama City Beach, Fl 32413
Margaritaville Cottages
Listing courtesy of LPT Realty LLC
Shores Townhouses
$949,000 New
2 bd · 2 ba · built 1976
22519 Front Beach Road 133, Panama City Beach, Fl 32413
Shores Townhouses
Listing courtesy of Pineapple Properties
Calypso Towers
$899,500 New
2 bd · 2 ba · built 2006
15817 Front Beach Road 2-1701, Panama City Beach, Fl 32413
Calypso Towers
Listing courtesy of Beach Time Realty, Inc
Wells Gulf Beach Estates
$895,000 New
7 bd · 6 ba · built 1992
307 Sundial Street, Panama City Beach, Fl 32413
Wells Gulf Beach Estates
Listing courtesy of Coastal Property Services, Inc
Latitude At Watersound
$859,900 New
3 bd · 3 ba · built 2025
9212 Caribbean Soul Way, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of Coldwell Banker Realty
Riviera Beach
$825,000 New
4 bd · 4 ba · built 2014
119 Riviera Drive, Panama City Beach, Fl 32413
Riviera Beach
Listing courtesy of ListWithFreedom.com Inc.
Salt Grass At Ward Creek
$820,990 New
3 bd · 4 ba · built 2027
533 Millbridge Drive, Panama City Beach, Fl 32413
Salt Grass At Ward Creek
Listing courtesy of Maltbie Realty Group
Latitude At Watersound
$799,000 New
3 bd · 3 ba · built 2023
8728 Coral Reef Way, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of Coldwell Banker Realty
Latitude At Watersound
$715,925 New
3 bd · 3 ba · built 2027
9622 Escape Avenue, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of RE/MAX GOLD
Latitude At Watersound
$712,951 New
3 bd · 3 ba · built 2026
9650 Escape Avenue, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of RE/MAX GOLD
Laguna Beach Estates
$711,000 New
3 bd · 2 ba · built 2026
232 Wisteria Lane, Panama City Beach, Fl 32413
Laguna Beach Estates
Listing courtesy of Rosemary Beach Realty, LLC
Latitude At Watersound
$703,894 New
3 bd · 4 ba · built 2026
9634 Escape Avenue, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of RE/MAX GOLD
Latitude At Watersound
$657,530 New
2 bd · 3 ba · built 2026
9478 Carnival Lane, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of RE/MAX GOLD
Tropic Winds
$650,000 New
2 bd · 2 ba · built 2009
17643 Front Beach Road 1701, Panama City Beach, Fl 32413
Tropic Winds
Listing courtesy of Beycome of Florida LLC
Villa Chateaus
$650,000 New
2 bd · 2 ba · built 1982
1 Chateau Road, Panama City Beach, Fl 32413
Villa Chateaus
Listing courtesy of eXp Realty, LLC
Wild Heron
$649,000 New
3 bd · 2 ba · built 2006
2120 Wild Heron Way 201, Panama City Beach, Fl 32413
Wild Heron
Listing courtesy of Watersound Real Estate
Breakwater At Ward Creek
$649,000 New
3 bd · 2 ba · built 2026
313 Breakwater Boulevard Lot 287, Panama City Beach, Fl 32413
Breakwater At Ward Creek
Listing courtesy of Jacksonville TBI Realty LLC
Calypso Towers
$625,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-907, Panama City Beach, Fl 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
Laguna Beach
$599,999 New
2 bd · 1 ba · built 1948
108 Benicia Place, Panama City Beach, Fl 32413
Laguna Beach
Listing courtesy of Beach House Sales and Development
Latitude At Watersound
$593,708 New
2 bd · 2 ba · built 2026
9491 Carnival Lane, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of RE/MAX GOLD
Margaritaville Cottages
$585,000 New
1 bd · 2 ba · built 2024
140 Paradise Found Circle 37, Panama City Beach, Fl 32413
Margaritaville Cottages
Listing courtesy of Coastal Heritage Real Estate LLC
Salt Grass At Ward Creek
$559,990 New
3 bd · 2 ba · built 2027
317 Palatka Street, Panama City Beach, Fl 32413
Salt Grass At Ward Creek
Listing courtesy of Maltbie Realty Group
Laguna Beach
$550,000 New
2 bd · 2 ba · built 1980
219 Casa Place, Panama City Beach, Fl 32413
Laguna Beach
Listing courtesy of Beycome of Florida LLC
Lullwater Beach
$550,000 New
4 bd · 2 ba · built 1973
103 Villa Court, Panama City Beach, Fl 32413
Lullwater Beach
Listing courtesy of Keller Williams Success Realty
Celadon Beach
$549,000 New
2 bd · 2 ba · built 2004
17757 Front Beach Road 2302B, Panama City Beach, Fl 32413
Celadon Beach
Listing courtesy of REMAX By The Sea
Tidewater Beach
$539,900 New
2 bd · 2 ba · built 2007
16819 Front Beach Road 1200, Panama City Beach, Fl 32413
Tidewater Beach
Listing courtesy of Emerald Seascapes Properties LLC

Every home for sale in 32413 right now (580)

All 580 active listings in ZIP 32413 with a detail page, newest first, refreshed twice a day from the MLS.

Homes for sale in 32413 by price

Price bandFor saleShare
Under $200K234%
$200K–$300K9615%
$300K–$400K7812%
$400K–$500K11318%
$500K–$750K17928%
$750K+14022%

Communities in 32413 with the most homes for sale

How to read this

Counts and medians are from active MLS listings with a 32413 mailing ZIP as of November 3, 2026; property mix Condo 47%, Single-family 38%. Prices are asking prices. Listings are shown with the courtesy of the listing brokerage under IDX rules; information deemed reliable but not guaranteed. Other Panama City Beach ZIP codes: 32407, 32408. See also homes for sale in Bay County. More: Panama City Beach condos, luxury homes in Panama City Beach, new listings this week in Panama City Beach, Panama City Beach homes by street.

Just listed in Panama City Beach 32413

New on the market in the last 48 hours, newest first. Updated every hour (as of 2026-11-04 05:18 UTC).

all new listings in this MLS

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