32413 Homes for Sale — Panama City Beach, FL

Every active MLS listing in Panama City Beach’s 32413 ZIP code, refreshed nightly, with the price bands, the property mix and the communities that have the most homes for sale. For the whole city see homes for sale in Panama City Beach, FL (791 listings); for the ZIP’s values, taxes and growth see the 32413 housing scorecard.

32413 at a glance

ZIP 32413 is Panama City Beach, Bay County, FL. The numbers below are computed from MLS closings and live listings for every community in the ZIP and refresh with each data pull.

Where it isPanama City Beach, Bay County, FL
Communities197 MLS communities, 103 with 12-month sales data
Median sold price, 12 months$445K (-0.1% year over year)
For sale / under contract now1,074 / 177
Homes sold, 12 months116
Days to contract (median)79
Months of supply7.3
New construction share of sales21%
Sale-to-original-list92.5%
By price band (for sale / sold 12 mo / months)Under $300K: 276 / 0 / None; $300K–$500K: 392 / 0 / None; $500K–$750K: 278 / 17 / 196.2; $750K+: 128 / 99 / 15.5
FEMA flood zone (SFHA) shareabout 25% of 250 sampled homes in the ZIP's largest communities sit in a Special Flood Hazard Area
Communities with the most salesLatitude At Watersound ($500K), Bayside At Ward Creek ($372K), Caballeros Estates At Hombre ($403K), Laketown Wharf ($280K), Shores Of Panama ($344K), Holiday Beach ($485K)

32413 housing market tracker · all homes for sale in Panama City Beach, FL · Bay County property tax

653 homes are for sale in ZIP 32413 (Panama City Beach, FL) right now, from $250,000 to $1,250,000 for the middle 80%, at a median asking price of $495,000. , built 2007; 114 came on the market in the last 7 days and 10% are new construction.

Newest homes for sale in 32413

Margaritaville Cottages
$3,595,000 New
6 bd · 7 ba · built 2023
13659 Front Beach Road, Panama City Beach, Fl 32413
Margaritaville Cottages
Listing courtesy of Beach Time Realty, Inc
Lullwater Beach
$2,695,000 New
6 bd · 7 ba · built 2025
16418 Front Beach Road, Panama City Beach, Fl 32413
Lullwater Beach
Listing courtesy of Beach Time Realty, Inc
Bid A Wee
$2,300,000 New
8 bd · 10 ba · built 2023
13903 Millcole Avenue A And B, Panama City Beach, Fl 32413
Bid A Wee
Listing courtesy of Beach King Realty
Margaritaville Cottages
$1,850,000 New
5 bd · 5 ba · built 2023
13662 Front Beach Road, Panama City Beach, Fl 32413
Margaritaville Cottages
Listing courtesy of Coldwell Banker Realty
Laguna Beach
$1,650,000 New
5 bd · 5 ba · built 2023
19914 Front Beach Road, Panama City Beach, Fl 32413
Laguna Beach
Listing courtesy of Luxe Coastal Realty Group LLC
Carillon Beach
$1,475,000 New
3 bd · 3 ba · built 2005
140 Parkshore Drive, Panama City Beach, Fl 32413
Carillon Beach
Listing courtesy of Douglas Elliman
Laguna Beach
$1,375,000 New
4 bd · 5 ba · built 2024
101 Deluna Place B, Panama City Beach, Fl 32413
Laguna Beach
Listing courtesy of Scenic Sotheby's International Realty
Beachside East
$1,350,000 New
3 bd · 3 ba · built 1998
17135 Front Beach Road 15, Panama City Beach, Fl 32413
Beachside East
Listing courtesy of ListWithFreedom.com Inc.
Hollywood Beach
$1,300,000 New
4 bd · 3 ba · built 1970
21806 Front Beach Road, Panama City Beach, Fl 32413
Hollywood Beach
Listing courtesy of Emerald Key Realty Inc
Hollywood Beach
$1,200,000 New
2 bd · 2 ba · built 1955
21802 Front Beach Road, Panama City Beach, Fl 32413
Hollywood Beach
Listing courtesy of Emerald Key Realty Inc
Aqua
$1,200,000 New
3 bd · 3 ba · built 2007
15625 Front Beach Road 1603, Panama City Beach, Fl 32413
Aqua
Listing courtesy of MJH Real Estate Brokerage, LLC
Aqua
$1,200,000 New
3 bd · 3 ba · built 2007
15625 Front Beach Road 1802, Panama City Beach, Fl 32413
Aqua
Listing courtesy of MJH Real Estate Brokerage, LLC
Inlet Beach Heights
$1,100,000 New
4 bd · 4 ba · built 2024
22704 Front Beach Road, Panama City Beach, Fl 32413
Inlet Beach Heights
Listing courtesy of Think Real Estate
Open Sands
$965,000 New
4 bd · 3 ba · built 2021
612 W Gulf Boulevard, Panama City Beach, Fl 32413
Open Sands
Listing courtesy of Local Insight Realty
Tidewater Beach
$957,900 New
3 bd · 3 ba · built 2007
16819 Front Beach Road 3017, Panama City Beach, Fl 32413
Tidewater Beach
Listing courtesy of Coldwell Banker Realty
Calypso Towers
$899,500 New
2 bd · 2 ba · built 2006
15817 Front Beach Road 2-1701, Panama City Beach, Fl 32413
Calypso Towers
Listing courtesy of Beach Time Realty, Inc
Wells Gulf Beach Estates
$895,000 New
7 bd · 6 ba · built 1992
307 Sundial Street, Panama City Beach, Fl 32413
Wells Gulf Beach Estates
Listing courtesy of Coastal Property Services, Inc
Sunnyside Beach & Tennis Condo
$760,000 New
2 bd · 3 ba · built 1978
22400 Front Beach Road 48, Panama City Beach, Fl 32413
Sunnyside Beach & Tennis Condo
Listing courtesy of Scenic Sotheby's International Realty
Latitude At Watersound
$703,894 New
3 bd · 4 ba · built 2026
9634 Escape Avenue, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of RE/MAX GOLD
Latitude At Watersound
$699,000 New
2 bd · 3 ba · built 2024
9287 Escape Avenue, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of The Naumann Group Real Estate Inc
Latitude At Watersound
$697,793 New
3 bd · 3 ba · built 2026
8896 Cool Water Way, Panama City Beach, Fl 32413
Latitude At Watersound
Listing courtesy of RE/MAX GOLD
Villa Chateaus
$650,000 New
2 bd · 2 ba · built 1982
1 Chateau Road, Panama City Beach, Fl 32413
Villa Chateaus
Listing courtesy of eXp Realty, LLC
Rivercamps On Crooked Creek
$649,000 New
4 bd · 4 ba · built 2023
7537 Shady Glen Trail, Panama City Beach, Fl 32413
Rivercamps On Crooked Creek
Listing courtesy of Coldwell Banker Realty
Calypso Towers
$625,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-907, Panama City Beach, Fl 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
Margaritaville Cottages
$585,000 New
1 bd · 2 ba · built 2024
140 Paradise Found Circle 37, Panama City Beach, Fl 32413
Margaritaville Cottages
Listing courtesy of Coastal Heritage Real Estate LLC
Celadon Beach
$549,000 New
2 bd · 2 ba · built 2004
17757 Front Beach Road 2302B, Panama City Beach, Fl 32413
Celadon Beach
Listing courtesy of REMAX By The Sea
Sunrise Beach
$537,000 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2003, Panama City Beach, Fl 32413
Sunrise Beach
Listing courtesy of Pineapple Properties
Calypso Towers
$525,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-302, Panama City Beach, Fl 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
Sunrise Beach
$524,900 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2204, Panama City Beach, Fl 32413
Sunrise Beach
Listing courtesy of CENTURY 21 AllPoints Realty
El Centro Beach
$519,900 New
3 bd · 3 ba · built 1979
258 San Vincente Street, Panama City Beach, Fl 32413
El Centro Beach
Listing courtesy of Top Producers Real Estate Group

Every home for sale in 32413 right now (651)

All 651 active listings in ZIP 32413 with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 651; the price table and the city hub cover the rest.

Homes for sale in 32413 by price

Price bandFor saleShare
Under $200K234%
$200K–$300K9915%
$300K–$400K8813%
$400K–$500K12519%
$500K–$750K17126%
$750K+14723%

Communities in 32413 with the most homes for sale

How to read this

Counts and medians are from active MLS listings with a 32413 mailing ZIP as of September 24, 2026; property mix Condo 51%, Single-family 35%. Prices are asking prices. Listings are shown with the courtesy of the listing brokerage under IDX rules; information deemed reliable but not guaranteed. Other Panama City Beach ZIP codes: 32407, 32408. See also homes for sale in Bay County. More: Panama City Beach condos, luxury homes in Panama City Beach, new listings this week in Panama City Beach.

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