Regency Towers
Condos for Sale in Panama City Beach, FL

Regency Towers market snapshot (as of September 20, 2026): the median sale price is about $430K, and a median 88 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months and up 153% since 2012, computed from record-level CPAR MLS closed sales (19 closings in the current window).

In ZIP 32407 (Panama City Beach), 1,458 homes closed in the last 12 months at a median of $398K ($183/sq ft), down 1.6% year over year, with a median 80 days on market. Right now 1,101 active and 151 pending listings put supply at about 6.7 months — a buyer's market. See the live ZIP 32407 housing market and the Bay County market.

CPAR sales records identify 34 homes in Regency Towers that have changed hands since 2016, built between 1975 and 1982 (median 1982), with a median living area of about 1,248 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Regency Towers: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 25% sit outside the FEMA Special Flood Hazard Area (Zone X); 75% are in a V-series coastal high-hazard zone. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

Regency Towers is a single-tower condo market on Panama City Beach where pricing hinges on the specific unit rather than shared features, and where the current pace gives buyers room to negotiate. The long-run trend has been strongly upward, but the near-term market has softened slightly.

The single median of $430,000 tells you the middle of a spread, not the shape of it. Because no community amenities are identified in current listings, there is little to normalize one unit against another — a renovated, higher-floor, better-view residence and a dated, lower-position one can carry very different prices under the same roof. Treat the median as a starting reference and expect wide variation around it.

The pace matters as much as the price. With the typical listing taking just under three months to sell and only a small sample of recent closings in the window, comparables are thin and a single stale listing can distort perception. That is exactly the environment where a mispriced unit sits, and where a well-prepared, correctly-positioned one still moves — provided the seller respects the current timeline.

In a thin, unit-driven market, the comps are only as good as the analyst reading them. We work each Regency Towers sale from the floor, view, and condition up rather than leaning on a building average, and we price and negotiate to the reality of an 85-day pace instead of hoping the last cycle's momentum carries the deal. For buyers, that means knowing which listing is fairly positioned and which one is stale; for sellers, it means a plan that accounts for a market where you do not control the clock.

Listings in this community report association dues of about $849 per month ($10,188 a year) — the median AssociationFee across 193 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.