Buying or selling? Call (904) 351-6461

Condos for Sale in Panama City Beach, FL

Buying in Panama City Beach? Get matched with a local agent →Selling? Get your Panama City Beach home value →or call (904) 351-6461

696 condos are for sale in Panama City Beach, FL as of 2026-10-15. The median list price is $374,954, most condos list between $225K to $685K, and the median listing has been on the market 96 days. 121 condos came on the market this week.

696
Condos for sale
$374,954
Median list price
$225K to $685K
Typical range
96
Median days on market
121
New this week
$2,570
Est. monthly cost at median

Newest condos for sale in Panama City Beach

The most recently listed homes in Panama City Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

10611 Front Beach Road 1303, home for sale in Panama City Beach
$999,900 New
4 bd · 4 ba · built 2006
10611 Front Beach Road 1303, 32407
Ocean Ritz
Listing courtesy of Scenic Sotheby's International Realty
15817 Front Beach Road 2-1701, home for sale in Panama City Beach
$899,500 New
2 bd · 2 ba · built 2006
15817 Front Beach Road 2-1701, 32413
Calypso Towers
Listing courtesy of Beach Time Realty, Inc
10719 Front Beach Road 205, home for sale in Panama City Beach
$899,000 New
4 bd · 3 ba · built 2004
10719 Front Beach Road 205, 32407
Marisol Condo
Listing courtesy of Counts Real Estate Group Inc
5004 Thomas Drive 1712, home for sale in Panama City Beach
$869,000 New
3 bd · 2 ba · built 2005
5004 Thomas Drive 1712, 32408
Treasure Island Resort
Listing courtesy of Legacy Premier Agency
11347 Front Beach Road 1103, home for sale in Panama City Beach
$775,000 New
3 bd · 3 ba · built 1990
11347 Front Beach Road 1103, 32407
Edgewater Beach
Listing courtesy of Miller & Associates Realty
11619 Front Beach Road # 303, home for sale in Panama City Beach
$675,000 New
3 bd · 3 ba · built 1985
11619 Front Beach Road # 303, 32407
Edgewater Tower
Listing courtesy of Anchor Realty Florida
17643 Front Beach Road 1701, home for sale in Panama City Beach
$650,000 New
2 bd · 2 ba · built 2009
17643 Front Beach Road 1701, 32413
Tropic Winds
Listing courtesy of Beycome of Florida LLC
15928 Front Beach Road 3-907, home for sale in Panama City Beach
$625,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-907, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
4425 Thomas Drive 309T, home for sale in Panama City Beach
$595,000 New
2 bd · 3 ba · built 1981
4425 Thomas Drive 309T, 32408
Moonspinner Apartments
Listing courtesy of Counts Real Estate Group Inc
11619 Front Beach Road 708, home for sale in Panama City Beach
$575,000 New
2 bd · 2 ba · built 1985
11619 Front Beach Road 708, 32407
Edgewater Tower
Listing courtesy of Foundation Real Estate Agency LLC
11619 Front Beach Road 402, home for sale in Panama City Beach
$560,000 New
2 bd · 2 ba · built 1985
11619 Front Beach Road 402, 32407
Edgewater Tower
Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida
17757 Front Beach Road 2302B, home for sale in Panama City Beach
$549,000 New
2 bd · 2 ba · built 2004
17757 Front Beach Road 2302B, 32413
Celadon Beach
Listing courtesy of REMAX By The Sea
16819 Front Beach Road 1200, home for sale in Panama City Beach
$539,900 New
2 bd · 2 ba · built 2007
16819 Front Beach Road 1200, 32413
Tidewater Beach
Listing courtesy of Emerald Seascapes Properties LLC
15928 Front Beach Road 3-302, home for sale in Panama City Beach
$525,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-302, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
14825 Front Beach Road 2204, home for sale in Panama City Beach
$524,900 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2204, 32413
Sunrise Beach
Listing courtesy of CENTURY 21 AllPoints Realty
7205 Thomas Drive C305, home for sale in Panama City Beach
$470,000 New
2 bd · 2 ba · built 1981
7205 Thomas Drive C305, 32408
Dunes Of Panama
Listing courtesy of Bright Realty Solutions
9860 S Thomas Drive 2124, home for sale in Panama City Beach
$469,900 New
3 bd · 2 ba · built 2008
9860 S Thomas Drive 2124, 32408
Laketown Wharf
Listing courtesy of Simply South Realty
10519 Front Beach Road 1004B, home for sale in Panama City Beach
$469,000 New
2 bd · 2 ba · built 2004
10519 Front Beach Road 1004B, 32407
Twin Palms Resort
Listing courtesy of RE Florida Homes
5115 Gulf Drive 1708, home for sale in Panama City Beach
$465,000 New
1 bd · 2 ba · built 2006
5115 Gulf Drive 1708, 32408
Seychelles Resort Condominium
Listing courtesy of Savvy Avenue LLC
5801 Thomas Drive 704, home for sale in Panama City Beach
$459,500 New
3 bd · 2 ba · built 1982
5801 Thomas Drive 704, 32408
Regency Towers
Listing courtesy of EXP Realty LLC
15100 Front Beach Road 419/421, home for sale in Panama City Beach
$444,000 New
2 bd · 2 ba · built 2007
15100 Front Beach Road 419/421, 32413
Origin At Seahaven
Listing courtesy of LPT Realty LLC
16819 Front Beach Road 1715, home for sale in Panama City Beach
$430,000 New
1 bd · 2 ba · built 2007
16819 Front Beach Road 1715, 32413
Tidewater Beach
Listing courtesy of Rev Realty Florida, LLC
8815 Thomas Drive 704, home for sale in Panama City Beach
$425,000 New
2 bd · 2 ba · built 1982
8815 Thomas Drive 704, 32408
Moondrifter
Listing courtesy of Emerald Coast Realty Group
16819 Front Beach Road 2116, home for sale in Panama City Beach
$414,900 New
1 bd · 2 ba · built 2007
16819 Front Beach Road 2116, 32413
Tidewater Beach
Listing courtesy of Scenic Sotheby's International Realty

Panama City Beach condos for sale by price

Every active listing in Panama City Beach grouped by price, with the newest listings in each band. The median is $374,954; the busiest band is $200K – $300K.

Under $200K: 45 homes

$200K – $300K: 174 homes

$300K – $400K: 163 homes

$400K – $500K: 103 homes

$500K – $750K: 162 homes

$750K – $1M: 40 homes

$1M and up: 9 homes

Every home for sale in Panama City Beach right now (696)

All 696 active Panama City Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 696; the price bands above and the map cover the rest.

Condos for sale in Panama City Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPCondos for saleMedian list price
32413302$405,000
32408200$334,950
32407194$430,000

Panama City Beach communities with the most condos for sale

The Panama City Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Shores Of Panama39$340,000——
Edgewater Tower38$567,500——
Calypso Towers37$639,000——
Laketown Wharf36$319,700——
Origin At Seahaven32$311,450——
Tidewater Beach23$505,000——
Edgewater Golf Villas19$289,000——
Grand Panama Beach Resort19$569,000——
Island Reserve19$277,000——
Pinnacle Port16$372,450——
Aqua15$734,000——
Horizon South15$265,000——
Majestic Beach Tower15$465,500——
Endless Summer14$225,000——
Sunbird Condo14$312,500——
Fontainebleau Terrace13$194,900——
Boardwalk Central12$377,500——
Celadon Beach12$509,000——
Nautilus Cove Condo11$210,000——
Emerald Beach Resort10$418,750——
Long Beach Towers9$699,900——
Sunrise Beach9$515,000——
Ambassador Beach Condo8$309,450——
Gulf Highlands Beach Resort8$186,950——
Marina Landing8$497,450——
Sand Castles West8$243,400——
Ocean Reef7$468,000——
Ocean Ritz7$890,000——
Splash Condo7$465,000——
Sterling Breeze7$422,390——

What a home in Panama City Beach costs to own

Take the median $374,954 listing with 20% down at today’s 7.40% 30-year rate: principal and interest run about $2,077/month. Bay County’s typical millage of 12.28 puts property tax near $3,989/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,570/month plus any HOA or CDD assessment.

Explore Panama City Beach

Condos for sale near Panama City Beach

Recently off market in Panama City Beach

Homes in Panama City Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many condos are for sale in Panama City Beach, FL?
As of 2026-10-15, Momentum's MLS record shows 696 condos actively listed for sale in Panama City Beach. 121 of them came on the market in the last 7 days.
What is the median home price in Panama City Beach?
The median list price of condos for sale in Panama City Beach is $374,954. Ten percent of listings are under $225K and ten percent are above $685K.
How long do homes take to sell in Panama City Beach?
Homes currently listed have been on the market a median of 96 days.
What does a $374,954 home in Panama City Beach cost per month?
Roughly $2,570 a month with 20% down at 7.40%: principal and interest of $2,077, Bay County property tax of about $332/month after the $50,000 homestead exemption, and insurance near $161/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Panama City Beach neighborhoods have the most condos for sale?
The communities with the most active listings right now are Shores Of Panama (39), Edgewater Tower (38), Calypso Towers (37), Laketown Wharf (36), Origin At Seahaven (32). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Panama City Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Panama City Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Panama City Beach, FL, and what county is it in?
Panama City Beach is in Bay County, Florida. Condos for sale there today carry the ZIP codes 32413, 32408, 32407. Nearby cities in the same county with condos for sale: Panama City, Mexico Beach.
What ZIP codes are in Panama City Beach, FL?
Listings in Panama City Beach are currently in 3 ZIP codes: 32413, 32408, 32407. The ZIP table above shows how many condos are for sale in each and the median asking price.
How do I buy a house in Panama City Beach, FL?
Start with the numbers: 696 condos are for sale in Panama City Beach today at a median asking price of $374,954, so a 20% down payment on the median home is about $74,991 and principal and interest run near $2,077/month at today's 7.40% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Panama City Beach as of 2026-10-15 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Panama City Beach?

See any home on this page with a local agent.

A Momentum agent who works Panama City Beach every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Panama City Beach

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461