Condos for Sale in Panama City Beach, FL

663 condos are for sale in Panama City Beach, FL as of 2026-11-05. The median list price is $374,900, most condos list between $225K to $695K, and the median listing has been on the market 99 days. 128 condos came on the market this week and 2,096 sold in the last 12 months at a median of $425,000.

663
Condos for sale
$374,900
Median list price
$225K to $695K
Typical range
99
Median days on market
128
New this week
$2,537
Est. monthly cost at median
3.8
Months of supply

Newest condos for sale in Panama City Beach

The most recently listed homes in Panama City Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

10713 Front Beach Road 1702, Panama City Beach, FL 32407, home for sale in Panama City Beach
$1.58M New
4 bd · 4 ba · built 2005
10713 Front Beach Road 1702, Panama City Beach, FL 32407, 32407
Grandview East At Long Beach
Listing courtesy of Anchor Realty Florida
10611 Front Beach Road 1303, Panama City Beach, FL 32407, home for sale in Panama City Beach
$999,900 New
4 bd · 4 ba · built 2006
10611 Front Beach Road 1303, Panama City Beach, FL 32407, 32407
Ocean Ritz
Listing courtesy of Scenic Sotheby's International Realty
15817 Front Beach Road 2-1701, home for sale in Panama City Beach
$899,500 New
2 bd · 2 ba · built 2006
15817 Front Beach Road 2-1701, 32413
Calypso Towers
Listing courtesy of Beach Time Realty, Inc
10719 Front Beach Road 205, Panama City Beach, FL 32407, home for sale in Panama City Beach
$899,000 New
4 bd · 3 ba · built 2004
10719 Front Beach Road 205, Panama City Beach, FL 32407, 32407
Marisol Condo
Listing courtesy of Counts Real Estate Group Inc
5801 Thomas Drive 901, home for sale in Panama City Beach
$725,000 New
3 bd · 2 ba · built 1982
5801 Thomas Drive 901, 32408
Regency Towers
Listing courtesy of Scenic Sotheby's International Realty
6609 Thomas Drive 502, Panama City Beach, FL 32408, home for sale in Panama City Beach
$719,900 New
2 bd · 2 ba · built 1999
6609 Thomas Drive 502, Panama City Beach, FL 32408, 32408
Coral Reef Condo
Listing courtesy of Emerald Sands Real Estate
17643 Front Beach Road 1701, Panama City Beach, FL 32413, home for sale in Panama City Beach
$650,000 New
2 bd · 2 ba · built 2009
17643 Front Beach Road 1701, Panama City Beach, FL 32413, 32413
Tropic Winds
Listing courtesy of Beycome of Florida LLC
2120 Wild Heron Way 201, home for sale in Panama City Beach
$649,000 New
3 bd · 2 ba · built 2006
2120 Wild Heron Way 201, 32413
Wild Heron
Listing courtesy of Watersound Real Estate
15928 Front Beach Road 3-907, home for sale in Panama City Beach
$625,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-907, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
4050 Marriott Drive 3305, home for sale in Panama City Beach
$615,000 New
3 bd · 3 ba · built 2007
4050 Marriott Drive 3305, 32408
Bay Point Grand Residences
Listing courtesy of Scenic Sotheby's International Realty
7205 Thomas Drive A105, Panama City Beach, FL 32408, home for sale in Panama City Beach
$595,000 New
2 bd · 2 ba · built 1974
7205 Thomas Drive A105, Panama City Beach, FL 32408, 32408
Dunes Of Panama
Listing courtesy of Bright Realty Solutions
4425 Thomas Drive 309T, Panama City Beach, FL 32408, home for sale in Panama City Beach
$595,000 New
2 bd · 3 ba · built 1981
4425 Thomas Drive 309T, Panama City Beach, FL 32408, 32408
Moonspinner Apartments
Listing courtesy of Counts Real Estate Group Inc
15928 Front Beach Road 32006, home for sale in Panama City Beach
$575,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 32006, 32413
Calypso Towers
Listing courtesy of Scenic Sotheby's International Realty
11619 Front Beach Road 708, home for sale in Panama City Beach
$575,000 New
2 bd · 2 ba · built 1985
11619 Front Beach Road 708, 32407
Edgewater Tower
Listing courtesy of Foundation Real Estate Agency LLC
17757 Front Beach Road 2302B, Panama City Beach, FL 32413, home for sale in Panama City Beach
$549,000 New
2 bd · 2 ba · built 2004
17757 Front Beach Road 2302B, Panama City Beach, FL 32413, 32413
Celadon Beach
Listing courtesy of REMAX By The Sea
11483 Front Beach Road 710, home for sale in Panama City Beach
$549,000 New
2 bd · 2 ba · built 1985
11483 Front Beach Road 710, 32407
Edgewater Beach
Listing courtesy of Counts Real Estate Group Inc
16819 Front Beach Road 1200, home for sale in Panama City Beach
$539,900 New
2 bd · 2 ba · built 2007
16819 Front Beach Road 1200, 32413
Tidewater Beach
Listing courtesy of Emerald Seascapes Properties LLC
14825 Front Beach Road 2204, home for sale in Panama City Beach
$524,900 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2204, 32413
Sunrise Beach
Listing courtesy of CENTURY 21 AllPoints Realty
9860 S Thomas Drive 2124, home for sale in Panama City Beach
$469,900 New
3 bd · 2 ba · built 2008
9860 S Thomas Drive 2124, 32408
Laketown Wharf
Listing courtesy of Simply South Realty
5115 Gulf Drive 1708, Panama City Beach, FL 32408, home for sale in Panama City Beach
$465,000 New
1 bd · 2 ba · built 2006
5115 Gulf Drive 1708, Panama City Beach, FL 32408, 32408
Seychelles Resort Condominium
Listing courtesy of Savvy Avenue LLC
15100 Front Beach Road 419/421, Panama City Beach, FL 32413, home for sale in Panama City Beach
$444,000 New
2 bd · 2 ba · built 2007
15100 Front Beach Road 419/421, Panama City Beach, FL 32413, 32413
Origin At Seahaven
Listing courtesy of LPT Realty LLC
9860 S Thomas Drive 1406, home for sale in Panama City Beach
$434,900 New
2 bd · 2 ba · built 2008
9860 S Thomas Drive 1406, 32408
Laketown Wharf
Listing courtesy of Keller Williams Success Realty
16819 Front Beach Road 1715, home for sale in Panama City Beach
$430,000 New
1 bd · 2 ba · built 2007
16819 Front Beach Road 1715, 32413
Tidewater Beach
Listing courtesy of Rev Realty Florida, LLC
8815 Thomas Drive 704, Panama City Beach, FL 32408, home for sale in Panama City Beach
$425,000 New
2 bd · 2 ba · built 1982
8815 Thomas Drive 704, Panama City Beach, FL 32408, 32408
Moondrifter
Listing courtesy of Emerald Coast Realty Group

Panama City Beach condos for sale by price

Every active listing in Panama City Beach grouped by price, with the newest listings in each band. The median is $374,900; the busiest band is $200K – $300K.

Under $200K: 44 homes

$200K – $300K: 165 homes

$300K – $400K: 159 homes

$400K – $500K: 91 homes

$500K – $750K: 159 homes

$750K – $1M: 36 homes

$1M and up: 9 homes

Every home for sale in Panama City Beach right now (663)

All 663 active Panama City Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 400 of 663; the price bands above, the ZIP pages and the map cover the rest.

Pending and under contract in Panama City Beach (60)

Panama City Beach homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Condos for sale in Panama City Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPCondos for saleMedian list price
32413285$405,000
32408197$334,000
32407181$425,000

Panama City Beach communities with the most condos for sale

The Panama City Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Laketown Wharf42$329,950——
Calypso Towers40$634,000——
Edgewater Tower37$575,000——
Shores Of Panama36$337,500——
Origin At Seahaven30$287,250——
Tidewater Beach22$467,500——
Pinnacle Port17$369,000——
Edgewater Golf Villas16$279,450——
Grand Panama Beach Resort15$569,000——
Island Reserve15$279,900——
Nautilus Cove Condo15$230,000——
Endless Summer14$227,450——
Majestic Beach Tower13$414,000——
Sunbird Condo13$315,000——
Celadon Beach12$534,000——
Aqua12$746,500——
Boardwalk Central11$395,000——
Fontainebleau Terrace11$194,900——
Horizon South11$260,000——
Emerald Beach Resort10$418,750——
Long Beach Towers9$699,900——
Marina Landing8$489,950——
Sunrise Beach8$512,450——
Leeward/Windward Condo7$455,000——
Ocean Ritz7$890,000——
Ambassador Beach Condo7$289,000——
Sand Castles West7$239,900——
Dunes Of Panama6$540,000——
Gulf Highlands Beach Resort6$186,950——
Lullwater Beach5$249,900——

The Panama City Beach real estate market right now

Over the last 12 months 2,096 homes sold in Panama City Beach at a median of $425,000 (-0.7% year over year). Sellers received 93% of list price and homes took a median 76 days to go under contract. With 663 condos for sale against that sales pace, months of supply is 3.8, a seller’s market by the six-month rule. New construction was 23% of sales.

Panama City Beach supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K4210None103
$300K–$500K4970None76
$500K–$750K39718None86
$750K+850None69

Panama City Beach home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$294,8222,5544596%
2021$359,7643,7712998%
2022$439,1393,1781798%
2023$543,4479585994%
2024$462,9801,7905494%
2025$440,8761,7998093%
2026$450,0542,0967893%

What a home in Panama City Beach costs to own

Take the median $374,900 listing with 20% down at today’s 7.24% 30-year rate: principal and interest run about $2,044/month. Bay County’s typical millage of 12.28 puts property tax near $3,989/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,537/month plus any HOA or CDD assessment.

Explore Panama City Beach

Condos for sale near Panama City Beach

Recently off market in Panama City Beach

Homes in Panama City Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many condos are for sale in Panama City Beach, FL?
As of 2026-11-05, Momentum's MLS record shows 663 condos actively listed for sale in Panama City Beach. 128 of them came on the market in the last 7 days.
What is the median home price in Panama City Beach?
The median list price of condos for sale in Panama City Beach is $374,900. Ten percent of listings are under $225K and ten percent are above $695K. Over the last 12 months the median SOLD price was $425,000, -0.7% year over year.
How long do homes take to sell in Panama City Beach?
Homes currently listed have been on the market a median of 99 days. Homes that sold in the last 12 months took a median of 76 days and sold at 93% of list price. At today's inventory that is 3.8 months of supply, a seller's market by the usual six-month rule.
What does a $374,900 home in Panama City Beach cost per month?
Roughly $2,537 a month with 20% down at 7.24%: principal and interest of $2,044, Bay County property tax of about $332/month after the $50,000 homestead exemption, and insurance near $161/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Panama City Beach neighborhoods have the most condos for sale?
The communities with the most active listings right now are Laketown Wharf (42), Calypso Towers (40), Edgewater Tower (37), Shores Of Panama (36), Origin At Seahaven (30). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Panama City Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Panama City Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Panama City Beach, FL, and what county is it in?
Panama City Beach is in Bay County, Florida. Condos for sale there today carry the ZIP codes 32413, 32408, 32407. Nearby cities in the same county with condos for sale: Panama City, Mexico Beach, Southport.
What ZIP codes are in Panama City Beach, FL?
Listings in Panama City Beach are currently in 3 ZIP codes: 32413, 32408, 32407. The ZIP table above shows how many condos are for sale in each and the median asking price.
How do I buy a house in Panama City Beach, FL?
Start with the numbers: 663 condos are for sale in Panama City Beach today at a median asking price of $374,900, so a 20% down payment on the median home is about $74,980 and principal and interest run near $2,044/month at today's 7.24% 30-year rate. Connect with an agent first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Panama City Beach as of 2026-11-05 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Panama City Beach?

See any home on this page with a local agent.

A Momentum agent who works Panama City Beach every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

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Tour homes in Panama City Beach

Tell us what you are looking for and a local agent will reach out, usually within one business day.

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