Buying or selling? Call (904) 351-6461

Homes for Sale in Panama City Beach, FL

By , Co-Founder, Momentum Realty · Updated September 25, 2026

Buying in Panama City Beach? Get matched with a local agent →Selling? Get your Panama City Beach home value →or call (904) 351-6461

791 homes are for sale in Panama City Beach, FL as of 2026-09-25, with 248 more under contract. The median list price is $369,900, most homes list between $225K to $679K, and the median listing has been on the market 95 days. That is 2 houses, 751 condos and 1 townhouses. 131 homes came on the market this week.

Panama City Beach, FL key facts
LocationBay County, FL
ZIP codes with their own page3
For sale right now791 active, 248 under contract
Asking prices$369,900, median · most homes $225K–$679K
Median days on market (active listings)95
Property types for sale2 houses, 751 condos, 1 townhouses
New listings this week131

Listing counts and prices as of 2026-09-25; MLS data, refreshed nightly. Market figures describe homes, not residents. Cite as: Momentum Realty, “Panama City Beach, FL key facts,” movewithmomentum.com/homes-for-sale/panama-city-beach-fl/, data as of 2026-09-25.

791
Homes for sale
$369,900
Median list price
$225K to $679K
Typical range
95
Median days on market
131
New this week
248
Under contract
$2,447
Est. monthly cost at median

Newest homes for sale in Panama City Beach

The most recently listed homes in Panama City Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

15625 Front Beach Road 1603, home for sale in Panama City Beach
$1.20M New
3 bd · 3 ba · built 2007
15625 Front Beach Road 1603, 32413
Aqua
Listing courtesy of MJH Real Estate Brokerage, LLC
15625 Front Beach Road 1802, home for sale in Panama City Beach
$1.20M New
3 bd · 3 ba · built 2007
15625 Front Beach Road 1802, 32413
Aqua
Listing courtesy of MJH Real Estate Brokerage, LLC
10611 Front Beach Road 1303, home for sale in Panama City Beach
$999,900 New
4 bd · 4 ba · built 2006
10611 Front Beach Road 1303, 32407
Ocean Ritz
Listing courtesy of Scenic Sotheby's International Realty
15817 Front Beach Road 2-1701, home for sale in Panama City Beach
$899,500 New
2 bd · 2 ba · built 2006
15817 Front Beach Road 2-1701, 32413
Calypso Towers
Listing courtesy of Beach Time Realty, Inc
10611 Front Beach Road 1503, home for sale in Panama City Beach
$899,000 New
4 bd · 4 ba · built 2006
10611 Front Beach Road 1503, 32407
Ocean Ritz
Listing courtesy of Christies International Real Estate Emerald Coast
5004 Thomas Drive 1712, home for sale in Panama City Beach
$869,000 New
3 bd · 2 ba · built 2005
5004 Thomas Drive 1712, 32408
Treasure Island Resort
Listing courtesy of Legacy Premier Agency
11347 Front Beach Road 1103, home for sale in Panama City Beach
$775,000 New
3 bd · 3 ba · built 1990
11347 Front Beach Road 1103, 32407
Edgewater Beach
Listing courtesy of Miller & Associates Realty
10901 Front Beach Road 402, home for sale in Panama City Beach
$724,900 New
4 bd · 3 ba · built 2005
10901 Front Beach Road 402, 32407
Majestic Beach Tower
Listing courtesy of Keller Williams Success Realty
11619 Front Beach Road # 303, home for sale in Panama City Beach
$675,000 New
3 bd · 3 ba · built 1985
11619 Front Beach Road # 303, 32407
Edgewater Tower
Listing courtesy of Anchor Realty Florida
10901 Front Beach Road 1103, home for sale in Panama City Beach
$650,000 New
3 bd · 2 ba · built 2005
10901 Front Beach Road 1103, 32407
Majestic Beach Tower
Listing courtesy of Counts Real Estate Group Inc
15928 Front Beach Road 3-907, home for sale in Panama City Beach
$625,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-907, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
9900 S Thomas Drive 1528, home for sale in Panama City Beach
$624,000 New
3 bd · 3 ba · built 2007
9900 S Thomas Drive 1528, 32408
Shores Of Panama
Listing courtesy of Coastal Living Realty & Associates
10811 Front Beach Road 908, home for sale in Panama City Beach
$619,000 New
2 bd · 2 ba · built 2006
10811 Front Beach Road 908, 32407
Majestic Beach Tower
Listing courtesy of MJH Real Estate Brokerage, LLC
11619 Front Beach Road 708, home for sale in Panama City Beach
$575,000 New
2 bd · 2 ba · built 1985
11619 Front Beach Road 708, 32407
Edgewater Tower
Listing courtesy of Foundation Real Estate Agency LLC
11619 Front Beach Road 402, home for sale in Panama City Beach
$560,000 New
2 bd · 2 ba · built 1985
11619 Front Beach Road 402, 32407
Edgewater Tower
Listing courtesy of Berkshire Hathaway HomeServices Beach Properties of Florida
17757 Front Beach Road 2302B, home for sale in Panama City Beach
$549,000 New
2 bd · 2 ba · built 2004
17757 Front Beach Road 2302B, 32413
Celadon Beach
Listing courtesy of REMAX By The Sea
16819 Front Beach Road 1200, home for sale in Panama City Beach
$539,900 New
2 bd · 2 ba · built 2007
16819 Front Beach Road 1200, 32413
Tidewater Beach
Listing courtesy of Emerald Seascapes Properties LLC
14825 Front Beach Road 2003, home for sale in Panama City Beach
$537,000 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2003, 32413
Sunrise Beach
Listing courtesy of Pineapple Properties
15928 Front Beach Road 3-302, home for sale in Panama City Beach
$525,000 New
3 bd · 2 ba · built 2020
15928 Front Beach Road 3-302, 32413
Calypso Towers
Listing courtesy of Better Homes and Gardens Coast Properties
14825 Front Beach Road 2204, home for sale in Panama City Beach
$524,900 New
2 bd · 2 ba · built 2005
14825 Front Beach Road 2204, 32413
Sunrise Beach
Listing courtesy of CENTURY 21 AllPoints Realty
7205 Thomas Drive C305, home for sale in Panama City Beach
$470,000 New
2 bd · 2 ba · built 1981
7205 Thomas Drive C305, 32408
Dunes Of Panama
Listing courtesy of Bright Realty Solutions
10519 Front Beach Road 1004B, home for sale in Panama City Beach
$469,000 New
2 bd · 2 ba · built 2004
10519 Front Beach Road 1004B, 32407
Twin Palms Resort
Listing courtesy of RE Florida Homes
5115 Gulf Drive 1708, home for sale in Panama City Beach
$465,000 New
1 bd · 2 ba · built 2006
5115 Gulf Drive 1708, 32408
Seychelles Resort Condominium
Listing courtesy of Savvy Avenue LLC
5801 Thomas Drive 704, home for sale in Panama City Beach
$459,500 New
3 bd · 2 ba · built 1982
5801 Thomas Drive 704, 32408
Regency Towers
Listing courtesy of EXP Realty LLC

Panama City Beach homes for sale by price

Every active listing in Panama City Beach grouped by price, with the newest listings in each band. The median is $369,900; the busiest band is $200K – $300K.

Under $200K: 53 homes

$200K – $300K: 206 homes

$300K – $400K: 183 homes

$400K – $500K: 120 homes

$500K – $750K: 175 homes

$750K – $1M: 42 homes

$1M and up: 12 homes

Every home for sale in Panama City Beach right now (791)

All 791 active Panama City Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Showing the newest 150 of 791; the price bands above and the map cover the rest.

Homes for sale in Panama City Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPHomes for saleMedian list price
32413350$399,900
32408232$334,844
32407208$425,000
324611$4.75M

Panama City Beach communities with the most homes for sale

The Panama City Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Latitude At Watersound50$589,500——
Gulf Highlands Beach Resort47$299,900——
Calypso Towers42$638,500——
Edgewater Tower42$567,500——
Shores Of Panama41$345,000——
Laketown Wharf35$319,900——
Origin At Seahaven35$308,900——
Breakfast Point East28$549,998——
Tidewater Beach28$485,000——
Grand Panama Beach Resort22$564,000——
Island Reserve22$278,500——
Laguna Beach22$824,000——
Edgewater Golf Villas21$275,000——
Bay Point20$799,000——
Horizon South20$257,000——
Venture Out Travel Trail20$389,400——
Colonial Landing18$354,450——
Pinnacle Port17$369,900——
Aqua16$749,000——
Majestic Beach Tower16$525,250——
Margaritaville Cottages15$1.25M——
Fontainebleau Terrace14$169,950——
Holiday Beach14$574,000——
Sunbird Condo14$312,500——
Endless Summer13$225,000——
Inlet Beach Heights13$619,900——
Nautilus Cove Condo13$210,000——
Boardwalk Central12$377,500——
Breakfast Point12$559,450——
Celadon Beach12$514,450——

What is for sale in Panama City Beach: property types

Another 649 listings in Panama City Beach are land, commercial or other non-residential property and are not counted above.

Browse by type: Condos for sale in Panama City Beach (751) · Manufactured and Mobile Homes for sale in Panama City Beach (37).

What a home in Panama City Beach costs to own

Take the median $369,900 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $1,959/month. Bay County’s typical millage of 12.28 puts property tax near $3,927/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $2,447/month plus any HOA or CDD assessment.

Explore Panama City Beach

Homes for sale near Panama City Beach

Recently off market in Panama City Beach

Homes in Panama City Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many homes are for sale in Panama City Beach, FL?
As of 2026-09-25, Momentum's MLS record shows 791 residential homes actively listed for sale in Panama City Beach and 248 under contract. 131 of them came on the market in the last 7 days.
What is the median home price in Panama City Beach?
The median list price of homes for sale in Panama City Beach is $369,900. Ten percent of listings are under $225K and ten percent are above $679K.
How long do homes take to sell in Panama City Beach?
Homes currently listed have been on the market a median of 95 days.
What does a $369,900 home in Panama City Beach cost per month?
Roughly $2,447 a month with 20% down at 6.95%: principal and interest of $1,959, Bay County property tax of about $327/month after the $50,000 homestead exemption, and insurance near $161/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Panama City Beach neighborhoods have the most homes for sale?
The communities with the most active listings right now are Latitude At Watersound (50), Gulf Highlands Beach Resort (47), Calypso Towers (42), Edgewater Tower (42), Shores Of Panama (41). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Panama City Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Panama City Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Panama City Beach, FL, and what county is it in?
Panama City Beach is in Bay County, Florida. Homes for sale there today carry the ZIP codes 32413, 32408, 32407, 32461. Nearby cities in the same county with homes for sale: Panama City, Mexico Beach.
What ZIP codes are in Panama City Beach, FL?
Listings in Panama City Beach are currently in 4 ZIP codes: 32413, 32408, 32407, 32461. The ZIP table above shows how many homes are for sale in each and the median asking price.
How many houses are for sale in Panama City Beach, FL?
2 single-family houses are for sale in Panama City Beach today, out of 791 total listings (751 condos, 1 townhouses). The property-type section above breaks the inventory down, and each card opens the full listing.
How do I buy a house in Panama City Beach, FL?
Start with the numbers: 791 homes are for sale in Panama City Beach today at a median asking price of $369,900, so a 20% down payment on the median home is about $73,980 and principal and interest run near $1,959/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.
What county is Panama City Beach in?
Panama City Beach is in Bay County, Florida. Bay County's 12-month median sale price is $372K on 18 closings. Property tax, school zoning and permitting for Panama City Beach run through Bay County.
Is Panama City Beach a good place to live?
That depends on your budget, commute and the kind of home you want, so here is what the housing data says about Panama City Beach: the median sale price over the last 12 months was $425K across 18 closings (-0.7% year over year), 14% above the Bay County median of $372K; homes took a median 76 days to go under contract; 1,400 homes are for sale today, 6.7 months of supply at the current pace, which favors buyers; new construction was 23% of sales; the communities with the most sales are Latitude At Watersound, Bayside At Ward Creek, Breakfast Point East, Gulf Highlands Beach Resort. The market tracker, price bands and community pages on this site carry the full numbers.
Is Panama City Beach in a flood zone?
Partly. Across 310 homes sampled in Panama City Beach's largest communities, about 63% sit outside a FEMA Special Flood Hazard Area (Zone X) and about 37% are inside one (Zone A or AE), where a lender requires flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map; each community page here shows its own mix.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Panama City Beach as of 2026-09-25 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

More communities in Panama City Beach

Crown Point · Hearns · Suntime Beach U · Tidewater Creek

Buying in Panama City Beach?

See any home on this page with a local agent.

A Momentum agent who works Panama City Beach every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

Selling instead? See what your home would list for.

Tour homes in Panama City Beach

Tell us what you are looking for and a local agent will reach out, usually within one business day.

or call (904) 351-6461