Manufactured and Mobile Manufactured and Mobile Homes for Sale in Panama City, FL

19 manufactured homes are for sale in Panama City, FL as of 2026-11-06. The median list price is $159,900, most manufactured homes list between $110K to $230K, and the median listing has been on the market 56 days. 3 manufactured homes came on the market this week and 1,354 sold in the last 12 months at a median of $304,400.

19
Manufactured and Mobile Homes for sale
$159,900
Median list price
$110K to $230K
Typical range
56
Median days on market
3
New this week
$1,140
Est. monthly cost at median
0.2
Months of supply

Newest manufactured homes for sale in Panama City

The most recently listed homes in Panama City, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

115 N Larry Drive, Panama City, FL 32404, home for sale in Panama City
$220,000 New
3 bd · 2 ba · built 2019
115 N Larry Drive, Panama City, FL 32404, 32404
Parkway Manor
Listing courtesy of Realty One of Northwest Florida LLC
7326 S Lake Joanna Drive, Panama City, FL 32404, home for sale in Panama City
$210,000 New
4 bd · 3 ba · built 2000
7326 S Lake Joanna Drive, Panama City, FL 32404, 32404
Sweetwater Village N
Listing courtesy of Keller Williams Success Realty
1219 Thomas Drive 95, home for sale in Panama City
$149,000 New
2 bd · 2 ba · built 2003
1219 Thomas Drive 95, 32408
Emerald Pointe Resort
Listing courtesy of The Premier Property Group
3021 Altha Avenue, Panama City, FL 32405, home for sale in Panama City
$139,900
2 bd · 2 ba · built 2003
3021 Altha Avenue, Panama City, FL 32405, 32405
Highland City
Listing courtesy of Beycome of Florida LLC
110 S Cedar Bluff Circle, Panama City, FL 32409, home for sale in Panama City
$159,900
2 bd · 1 ba · built 2020
110 S Cedar Bluff Circle, Panama City, FL 32409, 32409
Cedar Bluff Two
Listing courtesy of Keller Williams Realty Emerald Coast
2711 Arden Avenue, Panama City, FL 32405, home for sale in Panama City
$159,000
4 bd · 3 ba · built 1990
2711 Arden Avenue, Panama City, FL 32405, 32405
Highland City
Listing courtesy of Eugeniu Ursu
1219 Navy Boulevard 47, home for sale in Panama City
$215,000
1 bd · 1 ba · built 2003
1219 Navy Boulevard 47, 32408
Emerald Pointe Resort
Listing courtesy of Counts Real Estate Group Inc
1224 S Berthe Avenue, Panama City, FL 32404, home for sale in Panama City
$294,999
5 bd · 3 ba · built 2026
1224 S Berthe Avenue, Panama City, FL 32404, 32404
East Bay Park
Listing courtesy of ERA Neubauer Real Estate Inc
3702 Haley Lane, Panama City, FL 32404, home for sale in Panama City
$135,000
3 bd · 2 ba · built 2006
3702 Haley Lane, Panama City, FL 32404, 32404
Magnolia Hills
Listing courtesy of The Premier Property Group
1219 Navy Boulevard 157, home for sale in Panama City
$199,000
2 bd · 2 ba · built 2003
1219 Navy Boulevard 157, 32408
Emerald Pointe Resort
Listing courtesy of CENTURY 21 Ryan Realty Inc
214 Everitt Avenue, Panama City, FL 32401, home for sale in Panama City
$124,900
2 bd · 2 ba · built 2020
214 Everitt Avenue, Panama City, FL 32401, 32401
Springfield
Listing courtesy of Keller Williams Success Realty
102 Sims Avenue 3, Panama City, FL 32404, home for sale in Panama City
$110,000
3 bd · 2 ba · built 2018
102 Sims Avenue 3, Panama City, FL 32404, 32404
St A B Co
Listing courtesy of CENTURY 21 Commander Realty
132 Central Avenue, home for sale in Panama City
$62,000
3 bd · 2 ba · built 2009
132 Central Avenue, 32401
Mooretown
Listing courtesy of Think Real Estate
744 Sheffield Avenue, home for sale in Panama City
$110,000
3 bd · 2 ba · built 1991
744 Sheffield Avenue, 32401
North Springfield
Listing courtesy of Think Real Estate
3700 Atlantis Drive, Panama City, FL 32409, home for sale in Panama City
$179,900
3 bd · 2 ba · built 2022
3700 Atlantis Drive, Panama City, FL 32409, 32409
Atlantis Park
Listing courtesy of Coastal Palms Real Estate
102 Sims Avenue 1, home for sale in Panama City
$110,000
3 bd · 2 ba · built 2018
102 Sims Avenue 1, 32404
St And Bay Co
Listing courtesy of CENTURY 21 Commander Realty
1219 Thomas 113, home for sale in Panama City
$205,000
3 bd · 2 ba · built 2004
1219 Thomas 113, 32408
Emerald Pointe Resort
Listing courtesy of Lifes A Beach Real Estate, LLC
1219 Thomas Drive 123, home for sale in Panama City
$165,000
1 bd · 2 ba · built 2002
1219 Thomas Drive 123, 32408
Emerald Pointe Resort
Listing courtesy of Adventure Realty Group LLC
1224 Grace Avenue, home for sale in Panama City
$230,000
3 bd · 2 ba · built 2020
1224 Grace Avenue, 32401
Bry-Co Park
Listing courtesy of LoKation Real Estate

Panama City manufactured homes for sale by price

Every active listing in Panama City grouped by price, with the newest listings in each band. The median is $159,900; the busiest band is Under $200K.

Under $200K: 13 homes

$200K – $300K: 6 homes

Every home for sale in Panama City right now (19)

All 19 active Panama City listings with a detail page, newest first, refreshed twice a day from the MLS.

Pending and under contract in Panama City (5)

Panama City homes that have an accepted offer and are working toward closing. They can still fall through, so each one keeps its page until it closes.

Browse every listing on Momentum Realty.

Manufactured and Mobile Homes for sale in Panama City by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPManufactured and Mobile Homes for saleMedian list price
324046$172,500
324085$199,000
324014$117,450
324052$149,450
324092$169,900

Panama City communities with the most manufactured homes for sale

The Panama City neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Emerald Pointe Resort5$199,000——
Highland City2$149,450——
Atlantis Park1$179,900——
Cedar Bluff Two1$159,900——
East Bay Park1$294,999——
Magnolia Hills1$135,000——
Parkway Manor1$220,000——
Springfield1$124,900——
St A B Co1$110,000——
Sweetwater Village N1$210,000——
Bry-Co Park1$230,000——
Mooretown1$62,000——
North Springfield1$110,000——
St And Bay Co1$110,000——

The Panama City real estate market right now

Over the last 12 months 1,354 homes sold in Panama City at a median of $304,400 (-2.0% year over year). Sellers received 97% of list price and homes took a median 63 days to go under contract. With 19 manufactured homes for sale against that sales pace, months of supply is 0.2, a seller’s market by the six-month rule. New construction was 45% of sales.

Panama City supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K1740None68
$300K–$500K2330None71
$500K–$750K770None76
$750K+120None97

Panama City home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$238,2081,6094897%
2021$276,0662,2593298%
2022$338,8052,1372399%
2023$371,2826283996%
2024$337,0161,4064797%
2025$342,7041,4075796%
2026$352,4521,3546396%

What a home in Panama City costs to own

Take the median $159,900 listing with 20% down at today’s 7.18% 30-year rate: principal and interest run about $867/month. Bay County’s typical millage of 12.28 puts property tax near $1,349/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Bay County is about $1,928/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $1,140/month plus any HOA or CDD assessment.

Explore Panama City

Manufactured and Mobile Homes for sale near Panama City

Recently off market in Panama City

Homes in Panama City that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many manufactured homes are for sale in Panama City, FL?
As of 2026-11-06, Momentum's MLS record shows 19 manufactured homes actively listed for sale in Panama City. 3 of them came on the market in the last 7 days.
What is the median home price in Panama City?
The median list price of manufactured homes for sale in Panama City is $159,900. Ten percent of listings are under $110K and ten percent are above $230K. Over the last 12 months the median SOLD price was $304,400, -2.0% year over year.
How long do homes take to sell in Panama City?
Homes currently listed have been on the market a median of 56 days. Homes that sold in the last 12 months took a median of 63 days and sold at 97% of list price. At today's inventory that is 0.2 months of supply, a seller's market by the usual six-month rule.
What does a $159,900 home in Panama City cost per month?
Roughly $1,140 a month with 20% down at 7.18%: principal and interest of $867, Bay County property tax of about $112/month after the $50,000 homestead exemption, and insurance near $161/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Panama City neighborhoods have the most manufactured homes for sale?
The communities with the most active listings right now are Emerald Pointe Resort (5), Highland City (2), Atlantis Park (1), Cedar Bluff Two (1), East Bay Park (1). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Panama City?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Panama City can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Panama City, FL, and what county is it in?
Panama City is in Bay County, Florida. Manufactured and Mobile Homes for sale there today carry the ZIP codes 32404, 32408, 32401, 32405, 32409. Nearby cities in the same county with manufactured homes for sale: Panama City Beach, Mexico Beach, Southport.
What ZIP codes are in Panama City, FL?
Listings in Panama City are currently in 5 ZIP codes: 32404, 32408, 32401, 32405, 32409. The ZIP table above shows how many manufactured homes are for sale in each and the median asking price.
How do I buy a house in Panama City, FL?
Start with the numbers: 19 manufactured homes are for sale in Panama City today at a median asking price of $159,900, so a 20% down payment on the median home is about $31,980 and principal and interest run near $867/month at today's 7.18% 30-year rate. Connect with an agent first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Panama City as of 2026-11-06 and refresh as homes list and sell. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Panama City?

See any home on this page with a local agent.

A Momentum agent who works Panama City every week will set up showings, pull the comps before you offer, and tell you which of these homes is actually priced right. No cost to a buyer.

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