Mooretown
Homes for Sale in Panama City, FL

All 254 homes for sale in Panama City, FL · median $349,900 · 120 homes for sale in 32401 · Bay County homes for sale

Community in Panama City · Bay County · ZIP 32401
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True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data5 years of closingsUpdated twice daily

As of October 2026, Mooretown in Panama City, FL has 1 home for sale. As of October 2026, the MLS records 5 closed sales in Mooretown in Panama City, FL since 2021, the most recent in March 2026.

Last 30 days in Mooretown: 1 new listing (median asking $75,000). As of October 6, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Mooretown Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 17% (528 of 3,043)
1 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Mooretown sits inside Panama City in Bay County, and at the moment the MLS feed does not carry enough active listing detail to pin down a median price or a typical days-on-market figure for the area. That is a data gap, not a verdict on the community itself — it simply means pricing here has to be worked out property by property rather than benchmarked against a neighborhood-wide number.

For buyers and sellers, that posture calls for more legwork up front: pulling comparable closed sales directly, checking condition and lot specifics on whatever is listed, and not leaning on any aggregated stat to set expectations. Anyone quoting you a firm median or an average time-to-sale for Mooretown right now is working from something other than current MLS data.

The 60-Second Overview

Mooretown is a Panama City neighborhood in Bay County; current MLS listings do not identify any community-wide amenities, so any amenities on a given property should be verified at the listing level rather than assumed from the area.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer with a specific Mooretown address already in mind who wants a property-level, not area-level, evaluation.
  • A seller comfortable pricing off individual comps and condition rather than a published neighborhood median.
  • Someone prioritizing a Panama City, Bay County location over a built-in amenity package.

Probably not for

  • A buyer who wants to compare against a clear neighborhood median before making a decision.
  • Someone shopping primarily for community amenities, since none are currently identified in MLS listings for this area.
  • A seller expecting a fast, data-backed pricing strategy based on established local absorption trends.

The market around Mooretown

Mooretown is too small for its own price trend, so here is the market around it.

In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.

Across Bay County, 2,515 homes are active and 528 pending (17% under contract).

In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.

ZIP and county figures describe the wider market, not Mooretown specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Mooretown, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 26 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Mooretown

Live MLS inventory for Mooretown. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Mooretown listings as of 2026-10-06, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Mooretown Right Now (1)

All 1 active and pending Mooretown listings with a detail page, newest first, refreshed twice a day from the MLS.

If we were buying in Mooretown today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Mooretown.

Best Buy
Buyers and sellers willing to evaluate Mooretown property-by-property rather than off a neighborhood average.
Biggest Risk
Thin current MLS data means pricing and pace here are largely undocumented at the neighborhood level.
Sweet Spot
A specific listing already identified, where the analysis is on that home rather than the area trend.
Avoid If
You need a benchmarked median or absorption rate to shape your strategy before you shop.

What we can and can't tell you right now

The honest answer for Mooretown is that the current MLS snapshot does not give us a price median, a volume count, or a market-speed indicator to report. That is worth saying plainly rather than papering over with a borrowed number from a nearby area or an older cycle.

What that means practically: if you are evaluating a specific address in Mooretown, treat it as its own case. Pull the property's own tax history, look at recent closed comps in Panama City proper, and use condition and lot characteristics as your pricing anchors instead of a neighborhood average that does not yet exist in the data.

“

The location and the amenities are priced into every listing in Mooretown. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a pocket like Mooretown, where the aggregated MLS numbers are thin, the value we bring is doing the comp-by-comp work rather than reciting a stat sheet — pulling actual closed sales, checking each property's specifics, and giving you a straight read on what is realistic before you make an offer or set a list price.

Mooretown in 15 seconds.

Best forBuyers and sellers willing to evaluate Mooretown property-by-property rather than off a neighborhood average.
Biggest advantagePanama City location in Bay County without a marketed-amenity package driving up expectations.
Biggest riskThin current MLS data means pricing and pace here are largely undocumented at the neighborhood level.
Sweet spotA specific listing already identified, where the analysis is on that home rather than the area trend.
Avoid ifYou need a benchmarked median or absorption rate to shape your strategy before you shop.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Mooretown homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Mooretown.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Mooretown sales matched to your home.

What is your Mooretown home worth?

Get a no-obligation home value based on real comparable sales in Mooretown, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City →

Real comps, not an automated estimate.
A buyer with a specific Mooretown address already in mind who wants a property-level, not area-level, evaluation.Excellent fit
A seller comfortable pricing off individual comps and condition rather than a published neighborhood median.Excellent fit
Someone prioritizing a Panama City, Bay County location over a built-in amenity package.Excellent fit
A buyer who wants to compare against a clear neighborhood median before making a decision.Probably not
Someone shopping primarily for community amenities, since none are currently identified in MLS listings for this area.Probably not
A seller expecting a fast, data-backed pricing strategy based on established local absorption trends.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: October 6, 2026)
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2021 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Common questions about Mooretown

Where is Mooretown?

Mooretown is a community in Panama City, Bay County, Florida, ZIP 32401.

Are there homes for sale in Mooretown right now?

Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Mooretown have an HOA or CDD?

No HOA is on record for Mooretown in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Mooretown with Momentum Realty’s local guides.

Springfield0.3 mi away · median $194K, 14 sales/12 moEast Springfield0.3 mi away · 1 for saleGrove Hill0.4 mi away · 4 for saleE Springfield0.4 mi awayKeiths Bay Harbor0.5 mi away · 2 for saleGrove Heights (Bay)0.6 mi away · median $200K, 3 sales/12 moHolmes0.7 mi away · 3 for saleCherry Hill0.8 mi away · median $270K, 8 sales/12 mo

Browse all neighborhood guides →

Talk to a Local Mooretown Expert
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The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,121/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.