Panama City, FL ZIP Codes
Panama City, FL has 8 ZIP codes: 32401, 32404, 32405, 32406, 32407, 32408, 32409, 32413. Between them, 261 homes are for sale as of 2026-09-06; 32408 has the most listings (214), 32404 is the least expensive by asking price (median $146,950) and 32413 the most (median $529,000).
Every Panama City ZIP code with prices and what is for sale
All 8 ZIP codes for Panama City, FL: the neighborhoods each one covers, homes actively listed today with the median asking price, what homes sold for over the last 12 months, and days on market. Rows marked PO/partial are ZIPs whose USPS city is Panama City but where current listings sit in a neighboring city.
| ZIP | Neighborhoods | For sale | Median list | Median sold (12 mo) | DOM | ZIP pages |
|---|---|---|---|---|---|---|
| 32401 | Sweetbay, Sudduths, Callaway | 24 | $237,950 | $307,490 | 66 | scorecard · market data |
| 32404 | Liberty, Titus Park, Sweetbay | 6 | $146,950 | $301,000 | 54 | scorecard · market data |
| 32405 | Liberty, Sweetbay, Park Place | 2 | $247,000 | $291,372 | 55 | scorecard · market data |
| 32406 | Breakfast Point, Premier Estates, Glenwood Addition | 0 | — | $475,000 | 53 | market data |
| 32407 PO/partial | Breakfast Point East, Gulf Highlands Beach Resort, Caballeros Estates At Hombre | 4 | $469,000 | $390,000 | 81 | scorecard · market data |
| 32408 | Latitude At Watersound, Sunny Hills, Breakfast Point East | 214 | $359,600 | $417,500 | 79 | scorecard · market data |
| 32409 PO/partial | Hodges Bayou Plantation, Cedar Creek At Deerpoint Lake, Fanning Bayou | 6 | $380,000 | $339,900 | 70 | scorecard · market data |
| 32413 PO/partial | Latitude At Watersound, Bayside At Ward Creek, Caballeros Estates At Hombre | 5 | $529,000 | $442,500 | 80 | scorecard · market data |
Homes for sale in Panama City by ZIP
The live listings behind these counts, with photos, are on the Panama City homes for sale page, grouped by price and by ZIP.
Explore Panama City
- Homes for sale in Panama City, FL
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Common questions
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Listing counts and asking prices are active residential listings in Momentum Realty’s MLS record as of 2026-09-06; sold medians and days on market are 12-month figures from the same record. ZIP-to-city assignment follows USPS for Florida and listing addresses for Georgia. Deemed reliable but not guaranteed. Equal Housing Opportunity.