Homes for Sale Under $300K in Floral City, FL

This page tracks every Floral City listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

17 homes listed under $300,000 are for sale or pending in Floral City, FL today across 15 communities. The median asking price is $234,995, from $99,000 to $299,900. Listings in Floral City without that feature have a median of $469,000. Most listings right now: Pine Lake (3), Withlapopka Islands Unit 04A (1), Old Oaks Unit 02 Unrec (1). Updated September 11, 2026 from the MLS.

Floral City homes under $300K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityHomes Under $300KNew buildMedian listFrom
30$150,000$99,000
10$299,900$299,900
10$292,500$292,500
10$280,000$280,000
10$279,900$279,900
10$265,000$265,000
10$259,999$259,999
10$245,000$245,000
10$239,900$239,900
10$234,995$234,995
10$229,900$229,900
10$199,900$199,900
10$135,000$135,000
10$134,500$134,500
11$129,900$129,900

What under $300,000 buys and what to check

In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.

Questions to ask about any listing in this band

How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.

Common questions

How many homes listed under $300,000 are for sale in Floral City?
As of September 11, 2026, 17 Floral City, FL listings whose MLS record reports an asking price under $300,000 are active or pending, across 15 communities. The count updates with every MLS refresh.
What do homes under $300K cost in Floral City?
The median asking price today is $234,995, with listings from $99,000 to $299,900. Floral City listings without that feature have a median of $469,000.
Which Floral City community has the most homes under $300K for sale?
Pine Lake has the most right now (3), followed by Withlapopka Islands Unit 04A (1), Old Oaks Unit 02 Unrec (1), Unrec Tracts (1).
What is the monthly payment on a home under $300,000?
At today’s rates with 20% down, principal and interest on a $300,000 purchase runs in the $1,500–$1,700 a month range before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator linked above turns them into one monthly number.

Keep exploring Floral City

Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Floral City, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listings courtesy of Stellar MLS as distributed by MLS GRID.

Hiring an agent in Floral City, FL?

Get matched with the right local expert.

Tell us your goal in Floral City, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Floral City, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461