Homes for Sale Under $300K in Inverness, FL
This page tracks every Inverness listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
122 homes listed under $300,000 are for sale or pending in Inverness, FL today across 59 communities. The median asking price is $228,000, from $53,001 to $299,000. Listings in Inverness without that feature have a median of $434,450. Most listings right now: Inverness Highlands South (19), Inverness Highlands West (13), Wyld Palms Village Condominium (5). Updated October 2, 2026 from the MLS.
First-time buyers: what Inverness costs at the entry level
72 active single-family homes, townhomes and condos at or below $300,000 — median $244,944, about $1,540/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Inverness
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Citrus County · First-time buyer guide
Inverness homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Inverness Highlands South | 19 | 1 | $245,900 | $174,900 |
| Inverness Highlands West | 13 | 3 | $259,000 | $199,900 |
| Wyld Palms Village Condominium | 5 | 5 | $214,500 | $204,500 |
| Inverness Highlands Unit 09 | 4 | 3 | $267,945 | $259,888 |
| Inverness Village | 4 | 3 | $219,425 | $123,000 |
| Inverness Highlands Unit 02 | 3 | 1 | $224,900 | $189,900 |
| Windermere Ph 01 | 3 | 0 | $199,900 | $199,500 |
| Water Oaks | 2 | 0 | $268,750 | $252,500 |
| Inverness Highlands Unit 04 | 2 | 1 | $266,450 | $254,900 |
| Inverness Highlands | 2 | 2 | $258,990 | $255,990 |
| Inverness Village Un 4 | 2 | 0 | $233,500 | $222,000 |
| Inverness Highlands Unit 08 | 2 | 1 | $228,900 | $189,900 |
| Inverness Highlands West Add 01 | 2 | 0 | $217,500 | $190,000 |
| Hilltop | 2 | 0 | $201,000 | $175,000 |
| East Cove Unit 03 Unrec | 2 | 0 | $191,000 | $167,000 |
| La Belle Add | 2 | 0 | $177,400 | $104,900 |
| Royal Oaks First Add | 2 | 0 | $174,950 | $164,900 |
| East Cove Unit 01 | 2 | 0 | $172,497 | $149,995 |
| Pines Inverness Ph 01 | 2 | 0 | $169,250 | $149,500 |
| Inverness Village Condo | 2 | 0 | $96,500 | $85,000 |
| Hickory Hill Retreats Unit 05 | 1 | 0 | $299,000 | $299,000 |
| Sherwood Forest Unrec Sub | 1 | 0 | $298,000 | $298,000 |
| Inverness Golf & Country Club Estates | 1 | 0 | $289,900 | $289,900 |
| Inverness Town | 1 | 0 | $289,900 | $289,900 |
| Moorings At Point O Woods | 1 | 0 | $289,000 | $289,000 |
| Heather Wood Unit 2 | 1 | 0 | $280,000 | $280,000 |
| Lake Tsala Gardens | 1 | 0 | $277,900 | $277,900 |
| Gregory Heights | 1 | 0 | $259,900 | $259,900 |
| Windermere Add | 1 | 0 | $259,900 | $259,900 |
| Woodmere | 1 | 0 | $259,000 | $259,000 |
| Inverness Highlands | 1 | 1 | $255,990 | $255,990 |
| Wyld Palms | 1 | 1 | $255,250 | $255,250 |
| City Of Inverness | 1 | 0 | $249,000 | $249,000 |
| Hills Countryside Estates | 1 | 0 | $249,000 | $249,000 |
| Inverness Hlnds Un 03 | 1 | 0 | $245,000 | $245,000 |
| Inverness Highlands South And West | 1 | 0 | $230,000 | $230,000 |
| Sportsmens Park | 1 | 0 | $229,900 | $229,900 |
| Royal Oaks Second Add | 1 | 0 | $229,000 | $229,000 |
| Unnamed Unrec Sub | 1 | 0 | $229,000 | $229,000 |
| Lochshire Park | 1 | 0 | $225,000 | $225,000 |
| Withlacoochee River Shore 03 | 1 | 0 | $219,000 | $219,000 |
| Windermere Phase 4 | 1 | 0 | $210,000 | $210,000 |
| Inverness Highlands Unit 03 | 1 | 0 | $203,000 | $203,000 |
| Sherwoodforest Unrec Sub | 1 | 0 | $200,000 | $200,000 |
| Flying Eagle Estates | 1 | 0 | $199,000 | $199,000 |
| Stokes Cove Lake Unrec | 1 | 0 | $190,000 | $190,000 |
| Point O Woods Unit 02 | 1 | 0 | $189,900 | $189,900 |
| Hawkins | 1 | 0 | $180,000 | $180,000 |
| Riverside Gardens | 1 | 0 | $175,000 | $175,000 |
| Lake Estates/Colony Estates/Grovewood | 1 | 0 | $175,000 | $175,000 |
| Point Lonesome Unit 2 (Sec 27) | 1 | 0 | $174,900 | $174,900 |
| Tsala Park Sub | 1 | 0 | $174,900 | $174,900 |
| Anglers Landing Ph 04 | 1 | 0 | $148,900 | $148,900 |
| Inverness Village Condos | 1 | 0 | $129,900 | $129,900 |
| Schmidt Fred Unrec | 1 | 0 | $120,000 | $120,000 |
| East Cove | 1 | 0 | $120,000 | $120,000 |
| Regency Park Condo | 1 | 0 | $117,500 | $117,500 |
| Highland Trailer Park | 1 | 0 | $99,900 | $99,900 |
| Fortner Acres | 1 | 0 | $79,900 | $79,900 |
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Inverness?
What do homes under $300K cost in Inverness?
Which Inverness community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Inverness
- All homes for sale in Inverness
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- Inverness waterfront homes
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- Inverness homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Citrus County cities
- Citrus Springs homes under $300K (193 for sale)
- Homosassa homes under $300K (90 for sale)
- Crystal River homes under $300K (70 for sale)
- Beverly Hills homes under $300K (65 for sale)
- Hernando homes under $300K (33 for sale)
- Floral City homes under $300K (19 for sale)
- Lecanto homes under $300K (18 for sale)
Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Inverness, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.