156 days on market (MLS) Condominium
$299,000
3-Bedroom Condo in Belle Haven

113 Laurel Wood Way #207, St. Augustine, FL 32086

Heather Strazinsky, listing agent
Listed by
Heather Strazinsky
Momentum Realty
Condominium in Belle Haven, St. Augustine · No CDD on record
Belle Haven · St. Augustine, FL 32086 · St. Johns County
Listing data updated October 11, 2026 at 10:37 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,376Sq Ft
2006Year Built
$217Per Sq Ft
No CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
8% above
$/sq ft vs community
$217 here vs $200 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~33 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $299k tops 3 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 11, 2026, 113 LAUREL WOOD Way #207 in Belle Haven, St. Augustine is listed at $299,000 (1,376 sq ft, about $217 per sq ft). That is 17% above Belle Haven's median closed sale of $255,000 over the last 12 months (3 recorded sales). It has been 156 days on market, longer than the community's typical 9 days to contract. Listing facts: built in 2006, HOA dues of $520/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2006 · 20 yrs
  • 1,376 sq ft of living area
  • Listed at $299,000 — recent neighborhood median sale price ~$255,000 (nearby sales; deemed reliable, not an appraisal)
  • 156 days on market
  • HOA $520/mo (per listing)
Listing description

About this home

Tucked inside the peaceful community of Belle Haven, this condo in St. Augustine just feels easy the moment you walk in. It's the kind of place where mornings start with coffee on the balcony and evenings wind down on your private screened lanai, with a quiet sense of home that's hard to put into words but easy to feel.

This unit has been thoughtfully updated so you can settle in without a to-do list. The A/C is only 2 years old, the roof was replaced 4 years ago, and updated lighting and ceiling fans in every room keep everything feeling fresh and comfortable. The kitchen is bright and welcoming, with white cabinets, stainless steel appliances, Corian countertops, a tile backsplash, and under-cabinet lighting that adds just the right glow in the evenings.

There's even a built-in desk and pantry, making it as functional as it is inviting. Details like cabinet pulls and marble windowsills throughout the home give it a subtle, polished feel. The living room opens to a front balcony through sliding glass doors, bringing in natural light and a bit of that Florida breeze.

There are three comfortable bedrooms, all with soft carpeting that makes each space feel warm and inviting. Throughout the rest of the home, tile flooring adds a clean, low-maintenance touch while keeping everything cool and cohesive. The primary suite feels like a quiet retreat, complete with a walk-in closet, a spacious bathroom with dual sinks, and sliding doors that open directly to the screened lanai, which has additional access from the main living space.

It's an easy, inviting spot to unwind, read a book, or just enjoy a little peace and quiet. The lanai becomes even more special thanks to a private staircase leading up from the parking area outside. And when you do want to head out, you're just a short drive from the sandy shores of St.

Augustine Beach and the natural beauty of Anastasia Island, plus convenient shopping at places like Cobblestone Village and St. Augustine Premium Outlets. It's not just a condo, it's a place where life slows down a little, where everything you need is close by, and where coming home is the best part of your day.

Additional info: Condo association fee includes cable, water, trash, and internet/wifi will be included later this year. | All drapes & rods, TV & mount in primary bedroom stay.

All 44 photos

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Description provided by MOMENTUM REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$299,000
Bed / bath3 / 2
Living area1,376 sq ft
Year built2006
Property typeCondominium
MLS #2143680
Listing status156 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~33 ft
CountySt. Johns
Estimated first-year tax~$3,350/yr
CDD assessmentNone on record
HOA$520/mo

Calculated estimates

Price per sq ft$217
Estimated monthly payment$2,576
Insurance (illustrative)$1k–$2k/yr
Messtimate range$275,200 – $634,336
Comparable-sales median$255,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,576/mo
  • Principal & interest $1,656/mo 64%
  • Taxes $279/mo 11%
  • Insurance $120/mo 5%
  • HOA $520/mo 20%

$2,576/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$3,350/yr
≈ $279/mo·effective rate ~1.12%
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,550/yr ($129/mo) — taxable value $114,601 × 13.47 mills
$1,800 more each year
(+116%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$99,399
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$214,000
Market value
$165,323
Assessed
$114,601
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$520/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~33 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Belle Haven

Pricing & the Belle Haven market

How this home is priced against recent nearby sales, and where Belle Haven has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales117 LAUREL WOOD Way #208117 LAUREL WOOD Way #208: $173/sq ft$173101 LAUREL WOOD WAY Way …101 LAUREL WOOD WAY Way #203: $200/sq ft$200This homeThis home: $217/sq ft$2174250 A1A #I164250 A1A #I16: $281/sq ft$2811602 MAKARIOS Drive1602 MAKARIOS Drive: $340/sq ft$34051 VILLAGE DEL LAGO Circ…51 VILLAGE DEL LAGO Circle: $461/sq ft$46126 VILLAGE LAS PALMAS Ci…26 VILLAGE LAS PALMAS Circle: $499/sq ft$499Community median $200
Property timeline

This home’s history

  • 2006BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 156 cumulative days on market as of October 11, 2026
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $299,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $299,000Momentum Realty · on market 156 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 10 miles in St. Johns County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $255,000 ($200/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$275,200the mess$634,336

Directional estimate — 6 comparable closed sales within about 10 miles in St. Johns County, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $299,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 130% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $520/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 156 days on market vs. a 9-day community median

For reference, this home is listed at $299,000 ($217/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,376 sq ft × $200–$461/sq ft (interquartile band of 6 comparable closed sales within about 10 miles in St. Johns County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 11, 2026.

Momentum Scores

Momentum Property Score

62/100
Strongest on: Flood safety (95), Market liquidity (93)
0 limited50100 exceptional

62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area29
This home $217/sq ft vs the community 12-month median $200/sq ft.
Affordability21
List price $299,000 vs the community median $255,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~33 ft elevation. Verify the parcel with FEMA.
Insurance cost73
From FEMA Zone X and a 2006 build. Obtain a property-specific quote.
Market liquidity93
Community median 9 days on market (12-month record).
Pricing power64
Recent sales closed at about 95.2% of original asking (~4.8% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $217 per square foot, about 8% above the community’s $200 median. Belle Haven’s 12-month median sold price per square foot is $200. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Go deeper

More on Belle Haven

Go deeper on Belle Haven

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

W. D. HartleyAssigned elementary school · St. Johns County School District
GRADEA
Gamble RogersAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEB
Pedro MenendezAssigned high school · St. Johns County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 113 LAUREL WOOD Way #207, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,376 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,350/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,800 more per year than the current owner’s estimated bill (+116%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 11, 2026)
Comparable salesrealMLS closed sales within about 10 miles in St. Johns County, last 18 months, as of October 11, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 113 LAUREL WOOD Way #207 and when was it built?

Per the listing record, 113 LAUREL WOOD Way #207 was built in 2006 and has 1,376 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 113 LAUREL WOOD Way #207 in?

113 LAUREL WOOD Way #207 is in Belle Haven in St. Augustine, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 113 LAUREL WOOD Way #207 have an HOA, and how much are the dues?

The listing reports HOA dues of $520 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 113 LAUREL WOOD Way #207 differ from the current owner's?

The estimate on this page (about $3,350 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,800 more per year than the current owner’s estimated bill (+116%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 113 LAUREL WOOD Way #207 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Listing agent

Listed by

Listing agent · Momentum Realty
See all of HEATHER STRAZINSKY's listings

Listing courtesy of Momentum Realty.

Listing report for 113 Laurel Wood Way #207: market activity, competition and nearby sales

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.