202 days on market (MLS)Single Family Residence▼ Price cut: $21,100 (9/16)
$773,900
3-Bedroom Golf-Course Home in Sugar Mill Country Club Estates
203 Prestwick Drive, New Smyrna Beach, FL 32168
Single Family Residence in Sugar Mill Country Club Estates, New Smyrna Beach · No CDD on record
Sugar Mill Country Club Estates · New Smyrna Beach, FL 32168 · Volusia County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2.5Bathrooms
3,040Sq Ft
1999Year Built
$255Per Sq Ft
Waterfront3-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$255 here vs $250 median sold (12 mo)
Buyer leverage
Buyer advantage
202 days on market
4.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~24 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 3, 2026, 203 Prestwick Drive in Sugar Mill Country Club Estates, New Smyrna Beach is listed at $773,900 (3,040 sq ft, about $255 per sq ft). It has been 202 days on market. Listing facts: built in 1999, waterfront, HOA dues of $51/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1999 · 27 yrs
3,040 sq ft of living area
3-car garage
Listed at $773,900 — recent neighborhood median sale price ~$671,500 (nearby sales; deemed reliable, not an appraisal)
202 days on market
HOA $51/mo (per listing)
Listing description
About this home
Lakeview Golf Course 3Bd, 2 ½ BA home located on ''The Island'' in Sugar Mill Country Club gated golf community on a .46 acre wooded corner lot. Custom designed 3,040 sq ft concrete/block Stucco home. Breathtaking views of the lake and Blue 9 Fairway.
Brazilian Teak hardwood floors and an easy floor plan. You are immediately drawn to the spectacular view of the lake, golf course and stunning natural beauty of the back yard. The light bright living room with built-in bookshelves provides space and so many options to arrange this area for your family needs.
The built-in office provides a quiet space to work. The dining room with a beautiful oval window can accommodate a large table, buffet and china cabinet. The large chef's kitchen with dining area, has newer stainless appliances, lots of counter and cabinet space.
The primary suite offers it's own retreat with 2 walk-in closets, an additional sink/vanity area plus a luxurious en-suite bath. Two additional large bedrooms for family and guests. The Florida room has 3 sides of sliding doors (with screens) offering a breathtaking full panoramic view of the lake and golf course.
Morning coffee time comes with entertainment and visits from the many shore birds who also live in the Audubon-Certified Sanctuary of Sugar Mill Country Club. The sunsets are spectacular! Additional features include a 760 sq ft side-load 2+ car garage with room for vehicles, golf cart and storage.
Updates to the home include: Brazilian Teak floors throughout (except baths & kitchen), Trane 2.5 ton HVAC in yr 2022, roof yr 2014, tankless gas water heater in yr 2025, and 2nd gas water heater yr 2020, GE stainless refrigerator, gas range and dishwasher installed yr 2022. Sugar Mill Country Club members enjoy access to 3 private Championship golf courses, tennis & pickleball courts, club house with three dining options, fitness center and pool. This home combines timeless craftmanship with a serene setting.
Easy to show.
All 75 photos
Description provided by Collado Real Estate and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$773,900
Bed / bath3 / 2.5
Living area3,040 sq ft
Year built1999
Property typeSingle Family Residence
Garage3-car
MLS #1224115
Listing status202 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~24 ft
CountyVolusia
Area listings4 active · 2 under contract
Estimated first-year tax~$13,900/yr
CDD assessmentNone on record
HOA$51/mo
Calculated estimates
Price per sq ft$255
Estimated monthly payment$5,795
Insurance (illustrative)$3k–$6k/yr
Messtimate range$687,040 – $784,320
Comparable-sales median$671,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,795/mo
Principal & interest $4,236/mo73%
Taxes $1,158/mo20%
Insurance $349/mo6%
HOA $51/mo1%
$5,795/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Volusia County rate (19.21 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $5,150/yr ($429/mo) — taxable value $267,841 × 19.21 mills
$8,750 more each year
(+170%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$334,045
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$601,886
Market value
$318,563
Assessed
$267,841
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR; millage: Volusia County School Board FY2025-26 adopted millage 5.279 (RLE 3.027); adopted 2025-09-09. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$51/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~24 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Volusia County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Volusia County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Sugar Mill Country Club
Pricing & the Sugar Mill Country Club market
How this home is priced against recent nearby sales, and where Sugar Mill Country Club has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1999BuiltPer public record
About Mar 2026Listed (per MLS)MLS reports 202 cumulative days on market as of October 3, 2026
Aug 4, 2026First seen on movewithmomentum.comObserved at $795,000
Sep 16, 2026Price cut$773,900 (-$21,100, -2.7%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $773,900Momentum Realty · on market 202 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in Sugar Mill Country Club Estates in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$735,000
552 Bottlebrush Court, New Smyrna Beach
4 / 2.5 bd/ba · 2,852 sq ft · $258/sq ft
Courtesy of Magnolia Properties · View details →
Sold Jun 2026
$735,000
552 Bottlebrush Court, New Smyrna Beach
4 / 2.5 bd/ba · 2,852 sq ft · $258/sq ft
Courtesy of Magnolia Properties · View details →
Sold Aug 2026
$620,000
1117 Loch Linnhe Court, New Smyrna Beach
2 / 3 bd/ba · 2,746 sq ft · $226/sq ft
Courtesy of Magnolia Properties · View details →
Sold Aug 2026
$620,000
1117 Loch Linnhe Court, New Smyrna Beach
2 / 3 bd/ba · 2,746 sq ft · $226/sq ft
Courtesy of Magnolia Properties · View details →
Sold May 2026
$671,500
1014 Stagger Bush Place, New Smyrna Beach
4 / 3 bd/ba · 2,682 sq ft · $250/sq ft
Courtesy of Realty Pros Assured · View details →
Sold May 2026
$671,500
1014 Stagger Bush Place, New Smyrna Beach
4 / 3 bd/ba · 2,682 sq ft · $250/sq ft
Courtesy of Realty Pros Assured · View details →
Median of these 6 sales: $671,500 ($250/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$687,040the mess$784,320
Stronger local evidence — 6 comparable closed sales in Sugar Mill Country Club Estates, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $773,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 14% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1999 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $51/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
2 active listings competing
≈4.4 months of supply
12 closed here in the last 12 months
For reference, this home is listed at $773,900 ($255/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,040 sq ft × $226–$258/sq ft (interquartile band of 6 comparable closed sales in Sugar Mill Country Club Estates, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.
Momentum Scores
Momentum Property Score
57/100
Strongest on: Flood safety (95), Insurance cost (68)
0 limited50100 exceptional
57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area45
This home $255/sq ft vs the community 12-month median $250/sq ft.
Affordability25
List price $773,900 vs the community median $671,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~24 ft elevation. Verify the parcel with FEMA.
Insurance cost68
From FEMA Zone X and a 1999 build. Obtain a property-specific quote.
Market liquidity54
Community inventory, ~4.4 months of supply (12-month record).
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $255 per square foot, about in line with the community’s $250 median. Sugar Mill Country Club’s 12-month median sold price per square foot is $250. MLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: a golf-course community, one of only 4 active listings in Sugar Mill Country Club, no CDD assessment.
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Collado Real Estate · MLS # 1224115
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Keep looking
Similar homes for sale near Sugar Mill Country Club Estates
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
State Road 40 widening in Volusia advances in design
The Florida Department of Transportation project to widen State Road 40 from State Road 11 to Cone Road in Volusia County remains in the design phase, with right of way acquisition in progress and construction not yet funded, according to a project page last updated July 14, 2026. The roughly 7 mile plan would add lanes, replace three bridges, and include a multi use trail and a wildlife crossing.
Why it matters: Design and right of way work continue on widening State Road 40 to four lanes, a project that would add roadway capacity, new bridges, and a multi use trail along the western Volusia corridor once construction is funded. The project is about 23 miles northwest of Sugar Mill Country Club, elsewhere in Volusia County.
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
Why it matters: A large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The project is about 13 miles northwest of Sugar Mill Country Club, elsewhere in Volusia County.
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
Why it matters: A new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The site is about 2 miles west of Sugar Mill Country Club.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Volusia County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Items worth confirming for 203 Prestwick Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1999 (27 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $51/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 3,040 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $13,900/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $8,750 more per year than the current owner’s estimated bill (+170%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
DBAAR, refreshed hourly (last: October 3, 2026)
Comparable sales
DBAAR closed sales in Sugar Mill Country Club Estates, last 18 months, as of July 12, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 203 Prestwick Drive and when was it built?
Per the listing record, 203 Prestwick Drive was built in 1999 and has 3,040 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 203 Prestwick Drive in?
203 Prestwick Drive is in Sugar Mill Country Club Estates in New Smyrna Beach, Volusia County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 203 Prestwick Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $51 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 203 Prestwick Drive differ from the current owner's?
The estimate on this page (about $13,900 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $8,750 more per year than the current owner’s estimated bill (+170%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 203 Prestwick Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 203 Prestwick Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
