Single Family Residence in Venetian Bay, New Smyrna Beach · No CDD
Venetian Bay · New Smyrna Beach, FL 32168 · Volusia
Listing data updated September 6, 2026 · refreshed twice daily
5Bedrooms
4Bathrooms
3,017Sq Ft
2015Year Built
$242Per Sq Ft
2-car garageNo CDD5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
5% below
$/sq ft vs community
$242 here vs $254 median sold (12 mo)
Buyer leverage
Balanced market
4.7-month supply
4.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $729k tops 10 of the last 12 closed sales; also one of the largest homes here at 3,017 sq ft
As of September 6, 2026, 3650 Poneta Avenue in Venetian Bay, New Smyrna Beach is listed at $729,000 (3,017 sq ft, about $242 per sq ft). That is 47% above Venetian Bay's median closed sale of $497,000 over the last 12 months (96 recorded sales). It came to market within the past week. Listing facts: built in 2015, HOA dues of $79/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2015 · 11 yrs
3,017 sq ft of living area
2-car garage
Listed at $729,000 — recent neighborhood median sale price ~$497,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $79/mo (per listing)
School district: Schools Volusia County SchoolsCommunity built 2006–2022S and S Apiaries · 3 min driveAdventHealth New Smyrna Health Park · 4 min drivePanera Bread · 4 min drive
Momentum Research · Venetian Bay
Pricing & the Venetian Bay market
How this home is priced against recent nearby sales, and where Venetian Bay has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Venetian Bay
Each dot is a closed sale since 2006 (1697 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $242/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 36 (cold).
Property timeline
This home’s history
2015BuiltPer public record
Sep 6, 2026First trackedObserved at $729,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$4,744/mo
Principal & interest $3,767/mo79%
Taxes $650/mo14%
Insurance $248/mo5%
HOA $79/mo2%
$4,744/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Estimated from today’s asking price and current Volusia County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $7,025/yr ($585/mo)
+$6,025 more each year
(+86%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$257,119
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), Daytona Beach Area AR. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
42/100
Strongest on: Market timing (64), Price vs area (62)
0 limited50100 exceptional
42/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area62
This home $242/sq ft vs the community 12-month median $254/sq ft.
Affordability0
List price $729,000 vs the community median $497,000. Not a measure of personal affordability.
Market liquidity35
Community median 93 days on market, ~4.7 months of supply (12-month record).
Renovation upside31
From a 2015 build and $242/sq ft vs the community median $254/sq ft. Not a condition assessment.
Pricing power60
Recent sales closed at about 96.0% of original asking (~4.0% below). More room below asking generally favors buyers.
Market timing64
Momentum Market Heat is 36/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $242 per square foot, about 5% below the community’s $254 median. Venetian Bay’s 12-month median sold price per square foot is $254. Median sold price per square foot is down 7.4% year over year. Confidence: Very High · 96 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
59% of homes in Venetian Bay are owner-occupied. An estimated 41% are non-owner-occupied, including 15% held in a company or trust and 16% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1263 homes matched. Community-level context.
Recent Venetian Bay sales closed near 96.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 3, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 36 active listings in Venetian Bay, no CDD assessment.
Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
ONE-OF-A-KIND CUSTOM HOME WITH A PRIVATE COURTYARD OASIS! Welcome to 3650 Poneta Ave, where custom design, thoughtful upgrades, and resort-style Florida living come together in one truly exceptional home. From the moment you step inside, you'll notice the attention to detail--from soaring ceilings, elegant tray ceilings and crown molding to custom lighting and an upgraded kitchen designed for both everyday living and entertaining.
At the heart of the home is a private courtyard oasis featuring a sparkling pool and spa, creating the perfect setting for morning coffee, weekend gatherings, or relaxing evenings under the Florida sky. The pool is equipped with solar heating, while the spa is powered by the home's privately owned buried 250-gallon LP tank. The kitchen is beautifully appointed with upgraded countertops, cabinetry, and electrical for above- and under-cabinet lighting, while the LP-powered oven/range makes this space as functional as it is beautiful.
Upstairs, elevated ceiling heights and additional tray ceiling details continue the custom feel. The spacious media room offers incredible flexibility and was thoughtfully designed to accommodate the future addition of another room, with access to a window, A/C vent, recessed lighting, and more. Additional upgrades include a NEW ROOF in January 2025, whole-house wired security, indoor/outdoor wired speakers on both levels, an upgraded hybrid water heater, garage mini-split A/C, EV-ready 220V outlet, 50-amp portable generator hookup, HVAC soft-start system, new HVAC condenser motor in 2026, new pool pump in 2021, screened rear patio, French drain, and additional courtyard plumbing and electrical.
This is far from your typical home. With its custom features, extensive upgrades, incredible entertaining spaces, and private resort-inspired courtyard, 3650 Poneta Ave offers the Florida lifestyle you've been waiting for. Schedule your private showing today!
Description provided by EXIT Real Estate Property Solutions and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$729,000
Bed / bath5 / 4
Living area3,017 sq ft
Year built2015
Property typeSingle Family Residence
Garage2-car
MLS #1230518
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountyVolusia
Area listings36 active · 8 under contract
Estimated first-year tax~$7,800/yr
CDD assessmentNone on record
HOA (per listing)$79/mo
Calculated estimates
Price per sq ft$242
Estimated monthly payment$4,744
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$497,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$675,808the mess$856,828
Actual list price: $729,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $79/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
38 active listings competing, 8 under contract
≈4.7 months of supply
91 closed here in the last 12 months
For reference, this home is listed at $729,000 ($242/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,017 sq ft × $224–$284/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.
Keep looking
Similar homes for sale near Venetian Bay
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $729,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,800/yr
A rough first-year estimate only, applying a typical Volusia rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$79/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by EXIT Real Estate Property Solutions · MLS # 1230518
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Market data · public records
Recent sales activity in Venetian Bay
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Venetian Bay neighborhood guide for more.
Comparable sales found
2
Recent nearby closings in the data set.
Community median sale price
$497,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$254
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Venetian Bay
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
State Road 40 widening in Volusia advances in design
The Florida Department of Transportation project to widen State Road 40 from State Road 11 to Cone Road in Volusia County remains in the design phase, with right of way acquisition in progress and construction not yet funded, according to a project page last updated July 14, 2026. The roughly 7 mile plan would add lanes, replace three bridges, and include a multi use trail and a wildlife crossing.
Why it matters: Design and right of way work continue on widening State Road 40 to four lanes, a project that would add roadway capacity, new bridges, and a multi use trail along the western Volusia corridor once construction is funded. The project is about 21 miles northwest of Venetian Bay, elsewhere in Volusia County.
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
Why it matters: A large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The project is about 12 miles northwest of Venetian Bay, elsewhere in Volusia County.
FDOT builds a new $75 million I-95 interchange at Pioneer Trail near New Smyrna Beach
The Florida Department of Transportation is building a new $75 million interchange on Interstate 95 at Pioneer Trail near New Smyrna Beach. The roughly 2-mile project widens Pioneer Trail to four lanes and adds a roundabout at Turnbull Bay Road, with construction underway in 2026.
Why it matters: A new interstate interchange improves access and shortens drive times in southeast Volusia, the kind of infrastructure that has historically shaped where demand and new development concentrate. The site is about 1 mile northeast of Venetian Bay.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
S and S Apiaries 3 min
Dining
Crave Hot Dogs & BBQ New Smyrna Beach, FL 6 min
Shopping
Shoppes at Coronado 5 min
Parks
Otter Park South 5 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Volusia County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Chisholm Elementary SchoolPreK-5 · Volusia County School District · Grade A (Florida DOE 2025-26)
GRADEB
New Smyrna Beach Middle School6-8 · Volusia County School District · Grade B (Florida DOE 2025-26)
GRADEA
New Smyrna Beach High School9-12 · Volusia County School District · Grade A (Florida DOE 2025-26)
Volusia County Virtual Instruction ProgramPublic K-12 virtual · Volusia County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$735,000
3359 W Locanda Circle, New Smyrna Beach
4 / 3.5 bd/ba · 3,045 sq ft · $241/sq ft
Courtesy of EXP Realty LLC · View details →
Sold Aug 2026
$665,000
491 Luna Bella Lane, New Smyrna Beach
5 / 3 bd/ba · 2,869 sq ft · $232/sq ft
Courtesy of RE/MAX Signature · View details →
Community 12-month median: $254/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,341 – $4,860/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,501 – −$134At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 3650 Poneta Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2015: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $79/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Volusia County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,017 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,800/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
New Smyrna Beach
Groceries, dining, and parks for this city — see the city guide.
DBAAR, refreshed twice daily (last: September 6, 2026)
Community market stats
DBAAR closed sales, as of September 3, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3650 Poneta Avenue and when was it built?
Per the listing record, 3650 Poneta Avenue was built in 2015 and has 3,017 sq ft of living area, 5 bedrooms and 4.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3650 Poneta Avenue in?
3650 Poneta Avenue is in Venetian Bay in New Smyrna Beach, Volusia County. The community section on this page shows recent closed sales, days on market, and active inventory for Venetian Bay from the same MLS data.
Does 3650 Poneta Avenue have an HOA, and how much are the dues?
The listing reports HOA dues of $79 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3650 Poneta Avenue differ from the current owner's?
The estimate on this page (about $7,800 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3650 Poneta Avenue in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3650 Poneta Avenue in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
