Single Family Residence in Hammock Dunes, Palm Coast · No CDD on record
Hammock Dunes · Palm Coast, FL 32137 · Flagler County
Listing data updated October 14, 2026 at 7:32 AM ET · checked against the MLS hourly
Listed by Take Action Properties LLC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
3Bathrooms
2,986Sq Ft
1998Year Built
$280Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
17% below
$/sq ft vs community
$280 here vs $337 median sold (12 mo)
Buyer leverage
Strong seller market
20 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 14, 2026, 9 Via Verona in Hammock Dunes, Palm Coast is listed at $837,000 (2,986 sq ft, about $280 per sq ft). That sits within a few percent of Hammock Dunes's median closed sale of $950,000 over the last 12 months (6 recorded sales). Per square foot it is below the community's recent $337/sq ft by about 17%. It has been 20 days on market, well inside the community's typical 185 days. Listing facts: built in 1998, HOA dues of $72/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1998 · 28 yrs
2,986 sq ft of living area
2-car garage
Listed at $837,000 — recent neighborhood median sale price ~$950,000 (nearby sales; deemed reliable, not an appraisal)
20 days on market
HOA $72/mo (per listing)
School district: Price range HOA No CDD HOA varies by village Highlights 2 Championship courses Water 2.5 mi Private oceanfront Schools Flagler County SchoolsCommunity built 1990–2025Children's Memorial Garden · 3 min driveGrace's Market · 8 min driveRed Koi · 8 min drive
Listing description
About this home
Located in the prestigious, guard-gated community of Hammock Dunes, this inviting pool home in Granada Estates offers a refined coastal lifestyle surrounded by mature landscaping and natural beauty. The private backyard provides a peaceful escape, featuring a screened lanai and solar-heated pool that can be enjoyed throughout the year. The thoughtfully designed 3-bedroom, 3-bath floor plan offers generous living spaces and a comfortable split-bedroom layout.
The spacious guest suites and full guest bath provide privacy for family and visitors. At the heart of the home, the open kitchen features granite countertops, abundant cabinetry, and a sunny breakfast nook that flows into the welcoming family room. A beautiful fireplace adds warmth and character, while tile flooring throughout creates a timeless, low-maintenance foundation.
Beyond the interiors, the home's location makes it easy to embrace the relaxed Hammock Dunes lifestyle. Golf cart-friendly streets provide convenient access to the nearby beach, while the community's prestigious setting offers an exceptional blend of privacy and coastal convenience. For those who desire an elevated club lifestyle, optional Hammock Dunes Club membership provides access to two championship golf courses, tennis, pickleball, a state-of-the-art fitness center, resort-style pool, oceanfront dining, and an active social calendar.
Offering a private pool, generous living spaces, and an enviable location within one of Palm Coast's most distinguished gated communities, this Granada Estates residence presents an exceptional opportunity to enjoy the best of coastal Florida living.
All 91 photos
Description provided by Take Action Properties LLC and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$837,000
Bed / bath3 / 3
Living area2,986 sq ft
Year built1998
Property typeSingle Family Residence
Garage2-car
MLS #1231085
Listing status20 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~11 ft
CountyFlagler
Area listings1 active · 0 under contract
Estimated first-year tax~$8,788/yr
CDD assessmentNone on record
HOA$72/mo
Calculated estimates
Price per sq ft$280
Estimated monthly payment$5,824
Insurance (illustrative)$3k–$6k/yr
Messtimate range$695,738 – $985,380
Comparable-sales median$950,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,824/mo
Principal & interest $4,636/mo80%
Taxes $732/mo13%
Insurance $384/mo7%
HOA $72/mo1%
$5,824/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
HOA dues
$72/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Flagler County is $1,626/yr (435 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,000–$6,500/yr; neither is a quote.
Roof and age
Built in 1998. An original roof would be about 28 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$8,788/yr
Estimate: a typical Flagler effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$72/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~11 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Flagler County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Flagler County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively Moderate
Strong windRelatively Low
DroughtVery Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Hammock Dunes
Pricing & the Hammock Dunes market
How this home is priced against recent nearby sales, and where Hammock Dunes has been over 25 years. Momentum Research analysis of DBAMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Hammock Dunes
Each dot is a closed sale since 2002 (117 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). DBAAR closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2015–2026. This home lists at $280/sq ft.
Median sale price by year
12-month median closed price, 2015–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2016–2026. Now 29 (cold).
Property timeline
This home’s history
1998BuiltPer public record
About Sep 2026Listed (per MLS)MLS reports 20 cumulative days on market as of October 14, 2026
Sep 24, 2026First seen on movewithmomentum.comObserved at $837,000
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $837,000Momentum Realty · on market 20 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold May 2026
$483,000
105 Colechester Lane, Palm Coast
4 / 2.5 bd/ba · 2,930 sq ft · $165/sq ft
Courtesy of Realty Pros Assured · View details →
Sold Jun 2026
$862,000
53 Cottonwood Court, Palm Coast
3 / 2.5 bd/ba · 2,910 sq ft · $296/sq ft
Courtesy of Engel & Volkers St Augustine · View details →
Sold May 2026
$675,000
23 Augusta Trail, Palm Coast
3 / 3 bd/ba · 2,903 sq ft · $233/sq ft
Courtesy of Coastal Gateway Real Estate Group · View details →
Sold Jan 2026
$1,150,000
101 Island Estates Parkway, Palm Coast
3 / 3 bd/ba · 3,490 sq ft · $330/sq ft
Courtesy of RE/MAX Select Professionals · View details →
Sold Jan 2026
$1,150,000
101 Island Estates Parkway, Palm Coast
3 / 3 bd/ba · 3,490 sq ft · $330/sq ft
Courtesy of RE/MAX Select Professionals · View details →
Sold Dec 2025
$805,000
8 Blue Oak Lane, Palm Coast
3 / 3 bd/ba · 2,471 sq ft · $326/sq ft
Courtesy of Parkside Realty Group · View details →
Median of these 6 sales: $950,000 ($337/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Momentum Scores
Momentum Property Score
76/100
Strongest on: Pricing power (100), Price vs area (92)
0 limited50100 exceptional
76/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area92
This home $280/sq ft vs the community 12-month median $337/sq ft.
Affordability70
List price $837,000 vs the community median $950,000. Not a measure of personal affordability.
Market liquidity46
Community median 186 days on market, ~2.4 months of supply (12-month record).
Pricing power100
Recent sales closed at about 87.9% of original asking (~12.1% below). More room below asking generally favors buyers.
Market timing71
Momentum Market Heat is 29/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $280 per square foot, about 17% below the community’s $337 median. Hammock Dunes’s 12-month median sold price per square foot is $337. Median sold price per square foot is down 41.2% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: DBAAR closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Hammock Dunes sales closed near 87.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of DBAAR records, community-level, 12 months ending September 3, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in Hammock Dunes, no CDD assessment.
Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Take Action Properties LLC · MLS # 1231085
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Keep looking
Similar homes for sale near Hammock Dunes
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Civic
Palm Coast holds ceremonial opening of new Fire Station 22
The new station at the southeast corner of Palm Coast Parkway and Colbert Lane replaces the 1977 station and responds to about 18,700 calls a year. Funding of about $12.2 million came from the general fund, fire impact fees and American Rescue Plan money after a $5 million state appropriation was vetoed. The old station is slated to become a visitor center, though funding is not yet identified.
Why it matters: Adds modernized emergency response capacity along the Palm Coast Parkway corridor. The site is about 2 miles south of Hammock Dunes.
Palm Coast council advances Magnolia Trace plan for 624 homes on about 1,000 acres
The Palm Coast City Council approved on first reading, 4-1, an amendment converting the former Oare continuing-care village off Belle Terre Boulevard near U.S. 1 into the Magnolia Trace Master Planned Development. The plan calls for 624 units, including single-family homes, townhouses and up to 150 apartments, and 71% of the acreage is already in conservation. A second reading is still required, and Greenpoint Holdings is under contract to buy the land.
Why it matters: Adds a large block of for-sale and rental housing supply along the Belle Terre corridor, if final approval is granted. The site is about 4 miles south of Hammock Dunes.
Promenade at Town Center in Palm Coast signs six tenants and opens apartment leasing
The six-building mixed-use project has signed six leases, including 6th Street Deli, Fleet Feet and AdventHealth Sports Rehab, and has begun leasing 204 apartments. It includes roughly 40,000 square feet of retail and 25,000 square feet of medical and office space. Half the buildings remain under construction and no opening date has been set.
Why it matters: Adds near-term retail, medical office and rental apartment options in the Town Center area. The site is about 3 miles southwest of Hammock Dunes.
The Palm Coast Planning Board approved two commercial projects on June 22, 2026. One is an 82,000 square foot warehouse and manufacturing development on Commerce Boulevard where manufacturer Alleima would occupy one building, and the other is a 62,000 square foot medical office complex with 43 suites on Palm Harbor Parkway.
Why it matters: Two approved commercial projects, a warehouse and manufacturing building plus a medical office complex, would expand the commercial and industrial building inventory and add finished space along Commerce Boulevard and Palm Harbor Parkway. The site is about 1 mile northwest of Hammock Dunes.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Flagler County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Old KingsAssigned elementary school · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
Indian TrailsAssigned middle school · Flagler County School District · Grade A (Florida DOE 2025-26)
GRADEA
MatanzasAssigned high school · Flagler County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Grace's Market 8 min
Dining
Red Koi 8 min
Shopping
B. Paul Katz 8 min
Parks
Children's Memorial Garden 3 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 9 Via Verona, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1998 (28 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $72/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Flagler County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,986 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,788/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
DBAAR, checked against the MLS hourly (last: October 14, 2026)
Comparable sales
DBAAR closed sales within about 3 miles, last 18 months, as of September 3, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of DBAAR records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 9 Via Verona and when was it built?
Per the listing record, 9 Via Verona was built in 1998 and has 2,986 sq ft of living area, 3 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 9 Via Verona in?
9 Via Verona is in Hammock Dunes in Palm Coast, Flagler County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 9 Via Verona have an HOA, and how much are the dues?
The listing reports HOA dues of $72 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 9 Via Verona differ from the current owner's?
The estimate on this page (about $8,788 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 9 Via Verona in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 9 Via Verona in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
