1129 Forest Road, Niceville, FL 32578
Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 1, 2026, 1129 Forest Road in Rocky Bayou Country Club Estates 1, Niceville is listed at $1,000,000. It has been 374 days on market. Listing facts: built in 1994. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1994 · 32 yrs
- 3-car garage
- 374 days on market
About this home
Welcome to 1129 Forest Road, a spectacular residence nestled on the serene landscape of the Rocky Bayou Golf Course, offering unparalleled luxury and comfort. This magnificent 3-bedroom, 3.5-bathroom house boasts over 4,000 sq. ft.
of heated and cooled space designed for both relaxation and entertainment. Step into your dream home through the elegantly designed entrance with custom cut glass wood Entry doors and be captivated by the airy, sunlit spaces created by Anderson windows and doors throughout. The Formal living area features a Coffered Celing and floor to ceiling windows, gas fireplace, providing warmth and ambiance for cozy evenings spent with family and friends.
Gourmet Kitchen & Dining: The heart of this home is undoubtedly the gourmet kitchen, equipped with Kitchen Aid appliances, a Sub Zero refrigerator, 5 Burner gas cooktop, dual ovens, and Wet Bar with ice maker. Perfect for entertaining, the kitchen flows seamlessly into the formal dining room, where gourmet meals can be enjoyed. Outdoor Paradise: Step outside to your private outdoor oasis, complete with a heated pool and luxurious jacuzzi, perfect for unwinding after a long day.
Host unforgettable summer barbecues using the built-in outdoor gas grill, and enjoy the convenience of an irrigation system on well to keep your landscaping lush and inviting. Unmatched Comfort & Security: This home is designed with comfort in mind, featuring a 5-zone HVAC system by TRANE to ensure a perfect climate year-round. With additional perks like a tankless water heater, a whole house water filter, and a transferable termite bond, you can enjoy peace of mind in your new sanctuary.
Additional Features: " 10k Gas Generator " 45 Solar Panels-American Made in Georgia " House/Lot located on Rocky Bayou Golf Course (#7) " Heated Pool with Jacuzzi " Bar w/Ice Maker and Wine Cooler(holds 220 bottles+) " Metal Roof " Anderson Windows and Doors " 3 Car Garage " Heated and Cooled Storage room in Attic " 5 Zone HVAC(TRANE) " Security System with 4 Cameras " Kitchen Aid Appliances plus Sub Zero Refrigerator " Tankless Water Heater " Dual Ovens " Two Gas Fireplaces " 3M Coating on Windows " Pool Table-Custom " Large Primary Closet " Underground Safe " Built-in Outdoor Gas Grill " Irrigation System on Well " Whole House Water Filter " Six Ft. Closet in Garage " Jacuzzi Bath Tub in Master " Termite Bond Transferrable " Carpet Concession with Acceptable Offer " New Pool Fence with 10 yr Warranty " Brick Paver Driveway, Sidewalks & Patio - A spacious primary suite offers a large walk-in closet, Fireplace and a luxurious jacuzzi bath, creating a true retreat within your home. - The attic includes a heated and cooled storage room, providing ample space for your belongings.
- Entertain effortlessly with a custom pool table and Wet Bar with Ice Maker Wine Cooler that accommodates over 220 bottles of wine. - The property is complete with a new pool fence that comes with a 10-year warranty, ensuring safety for your family and guests. -Close Proximity to Publix/Wal-Mart Shopping.
-Open view to Holes 6 &7 on RBCC golf course Extras Galore: With a 3-car garage equipped with a 6 ft. closet for additional storage, a metal roof for durability, 45 solar panels for energy efficiency, and a comprehensive security system with four cameras, this home combines luxury living with practicality. Don't miss the opportunity to own this incredible property that offers not only a home but a lifestyle.
Schedule your private tour today and experience firsthand the grandeur and comfort of 1129 Forest Road, where every detail has been perfectly crafted for you! Your dream home awaits - act now!
All 103 photos
Description provided by ERA American Real Estate and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $5,339/mo 78%
- Taxes $1,021/mo 15%
- Insurance $486/mo 7%
$6,846/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Okaloosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Okaloosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 1994BuiltPer public record
- About Sep 2025Listed (per MLS)MLS reports 374 cumulative days on market as of October 1, 2026
- Aug 4, 2026First seen on movewithmomentum.comObserved at $1,200,000
- Sep 12, 2026Price cut$1,000,000 (-$200,000, -16.7%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Okaloosa County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for ROCKY BAYOU COUNTRY CLUB ESTATES 1. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 374 days on market for this home, against a 374-day area median.Days on market:this home 374Area median: 374 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. As of September 20, 2026.
88% of homes in ROCKY BAYOU COUNTRY CLUB ESTATES 1 are owner-occupied. An estimated 12% are non-owner-occupied, including 15% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 92 homes matched. Community-level context.
What’s unique here: a golf-course community, one of only 1 active listings in ROCKY BAYOU COUNTRY CLUB ESTATES 1, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by ERA American Real Estate · MLS # 985882
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More on ROCKY BAYOU COUNTRY CLUB ESTATES 1
Go deeper on ROCKY BAYOU COUNTRY CLUB ESTATES 1
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 1129 Forest Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1994 (32 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $12,250/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,850 more per year than the current owner’s estimated bill (+127%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Emerald Coast MLS, refreshed hourly (last: October 1, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Okaloosa County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1129 Forest Road and when was it built?
Per the listing record, 1129 Forest Road was built in 1994 and has 3 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1129 Forest Road in?
1129 Forest Road is in Rocky Bayou Country Club Estates 1 in Niceville, Okaloosa County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 1129 Forest Road differ from the current owner's?
The estimate on this page (about $12,250 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $6,850 more per year than the current owner’s estimated bill (+127%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1129 Forest Road in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 1129 Forest Road in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.