Rocky Bayou Country Club Estates in Niceville

Rocky Bayou Country Club Estates
Homes for Sale in Niceville, FL

All 182 homes for sale in Niceville, FL · median $499,900 · 183 homes for sale in 32578 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County · ZIP 32578
92 homesBuilt 1975–2021
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data27 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Rocky Bayou Country Club Estates 1 in Niceville, FL has 1 home for sale. As of October 2026, the MLS records 48 closed sales in Rocky Bayou Country Club Estates 1 in Niceville, FL since 1999, the most recent in May 2026. Across Niceville as a whole, 246 homes closed in the last 12 months at a median of $530,000, 41 median days on market, with 61 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $6,830 ($6,330 with the full homestead exemption).

Part of the Rocky Bayou master-planned community in Niceville, FL — see all Rocky Bayou homes for sale (6 listings across 5 villages and sections in the MLS).

ROCKY BAYOU COUNTRY CLUB ESTATES 1 key facts
LocationNiceville, Okaloosa County, FL · ZIP 32578
Homes in the community92 (FL DOR 2025 assessment roll)
Years built1975–2021 (median 1981.0)
Typical living area3,008 sq ft (median)
Amenities listed by sellersGolf, Security System
For sale right now1 active, 0 pending · median asking $1,000,000 · 12.0 months of supply
Owner-occupied (homestead) share88%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ROCKY BAYOU COUNTRY CLUB ESTATES 1 key facts,” movewithmomentum.com/neighborhoods/rocky-bayou-country-club-estates-1, data as of September 20, 2026.

Live · Rocky Bayou Country Club Estates Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Okaloosa: 23% (551 of 2,441)
1 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
88%
Owner-occupied · Rocky Bayou Country Club Estates
82 of 93 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · Rocky Bayou Country Club Estates
incl. 15% trust or LLC-held · 3% out-of-state
92
Homes in the community
plus 1 vacant residential lots · 93 residential parcels (FL DOR 2025)
Track record · 27 years of records
8
Recorded sales · 2024-2025
median $650K · qualified sales on the county roll (FL DOR 2025)
Est. 1975
Community established
homes built 1975-2021, median 1981 (FL DOR 2025)
1.1%/yr
Turnover rate
about 1 of 92 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and scale, not location alone. With a median living area just over 3,000 square feet and a build range spanning 1975 to 2023, what you pay tracks closely to how much updating a specific home has had. There is no single price story in Rocky Bayou Country Club Estates 1 — a lightly renovated original and a rebuilt or newer construction can sit far apart on the same street.

Right now the market is thin. With one active listing and one recent closing, there is little on-the-ground comparison at any given moment. For sellers, that scarcity can work in your favor if your home is presented well. For buyers, patience is the posture — inventory turns over slowly, and the right home may not be listed the week you start looking.

Rocky Bayou Country Club Estates Housing Pulse · Momentum Research · as of September 20, 2026

Rocky Bayou Country Club Estates right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

This is an established Niceville neighborhood of 233 homes, most owner-occupied, with a median build year of 1989 and living space that runs large by area standards. Homes range from mid-1970s originals to recent construction, so the housing stock is genuinely varied under one address.

Emerald Coast MLS sales records identify 178 homes in ROCKY BAYOU COUNTRY CLUB ESTATES that have changed hands since 2001, built between 1975 and 2021 (median 1992), with a median living area of about 2,556 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 8 qualified sales in ROCKY BAYOU COUNTRY CLUB ESTATES across 2024–2025 (5 in 2024, 3 in 2025), median $650,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a spacious primary residence with room to grow and a long hold horizon
  • Buyers comfortable weighing renovation condition against price across an older-to-newer mix
  • Patient buyers who can wait out low turnover for the right home

Probably not for

  • Buyers who need a shared-amenity community with pools, courts, or a clubhouse confirmed in listings
  • Buyers who want a broad selection to tour on a short timeline
  • Buyers focused on compact, low-maintenance footprints rather than larger floor plans

The market around Rocky Bayou Country Club Estates

Rocky Bayou Country Club Estates is too small for its own price trend, so here is the market around it.

In ZIP 32578, 265 homes are on the market and 31% are under contract — a fast-moving corner of Niceville.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Rocky Bayou Country Club Estates specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in ROCKY BAYOU COUNTRY CLUB ESTATES 1, Niceville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 15 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Rocky Bayou Country Club Estates

Live MLS inventory for Rocky Bayou Country Club Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Rocky Bayou Country Club Estates listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Rocky Bayou Country Club Estates 1 Right Now (1)

All 1 active and pending Rocky Bayou Country Club Estates 1 listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 1129 Forest Road · $1,000,000 · 3 bd / 3.5 ba · listed Jul 2, 2026 · listed by ERA American Real Estate

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Plew · Elementary
  • Ruckel · Middle
  • Niceville · High

Zoned schools reflect the assignments reported on recent Rocky Bayou Country Club Estates listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Rocky Bayou Country Club Estates address.

If we were buying in Rocky Bayou Country Club Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Rocky Bayou Country Club Estates.

Best Buy
Buyers who want a large, established Niceville home and can wait for the right listing.
Biggest Risk
Thin inventory means limited choice and few live comps at any moment.
Sweet Spot
A well-updated home in the neighborhood's larger-plan range.
Avoid If
You need amenity-driven community features or a quick, wide selection.

An established pocket with a wide build range

The defining trait here is longevity paired with size. A median year built of 1989 tells you the bones of this neighborhood are mature, but the 1975-to-2023 range means you will find everything from original owners' homes to recently built or fully reworked properties. The median living area above 3,000 square feet points to substantial floor plans rather than starter footprints.

Nearly nine in ten homes are homesteaded, which signals a stable, owner-occupied street pattern and low turnover. That stability is a double edge: it supports the neighborhood's character, but it also means listings are infrequent and you should be ready to move when one that fits appears. No specific community amenities show up in current MLS listings, so buy for the home and the location, not for a shared-amenity package.

“

The location and the amenities are priced into every listing in Rocky Bayou Country Club Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood this thin on active inventory, timing and condition read are everything. We track turnover across all 233 homes, help you judge how much a given home's updates justify its ask against a wide build range, and position sellers to stand out when there is little competition on the market. That is the difference between guessing at value and pricing it.

Rocky Bayou Country Club Estates in 15 seconds.

Best forBuyers who want a large, established Niceville home and can wait for the right listing.
Biggest advantageOwner-occupied stability and generous floor plans in a mature setting.
Biggest riskThin inventory means limited choice and few live comps at any moment.
Sweet spotA well-updated home in the neighborhood's larger-plan range.
Avoid ifYou need amenity-driven community features or a quick, wide selection.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Rocky Bayou Country Club Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Rocky Bayou Country Club Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Rocky Bayou Country Club Estates sales matched to your home.

What is your Rocky Bayou Country Club Estates home worth?

Get a no-obligation home value based on real comparable sales in Rocky Bayou Country Club Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Niceville →

Real comps, not an automated estimate.
How much local inventory is already under contract

30% of homes for sale in ZIP 32578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

Is Rocky Bayou Country Club Estates a buyer's or seller's market right now?
As of September 20, 2026, Rocky Bayou Country Club Estates leans toward buyers: 12.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Rocky Bayou Country Club Estates?
The Florida DOR 2025 assessment roll shows 92 homes plus 1 vacant residential lots in Rocky Bayou Country Club Estates (public records).
What share of Rocky Bayou Country Club Estates is owner-occupied?
88% of Rocky Bayou Country Club Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Rocky Bayou Country Club Estates built?
Homes in Rocky Bayou Country Club Estates were built between 1975 and 2021, with a median year built of 1981.0 (FL DOR 2025 roll).
Who is the best real estate agent for Rocky Bayou Country Club Estates?
The best agent for Rocky Bayou Country Club Estates is one who actively works Niceville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Rocky Bayou Country Club Estates.
How do I find a top Niceville real estate agent who knows Rocky Bayou Country Club Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Rocky Bayou Country Club Estates and the wider Niceville area.
Can Momentum Realty connect me with an agent for Rocky Bayou Country Club Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Rocky Bayou Country Club Estates purchase or sale - no call center and no pressure.
Where is Rocky Bayou Country Club Estates, and what county is it in?
Rocky Bayou Country Club Estates is in Niceville, Okaloosa County, FL, ZIP 32578. The community's center is about 5 miles northwest of the center of Niceville (straight-line).
Buyers seeking a spacious primary residence with room to grow and a long hold horizonExcellent fit
Buyers comfortable weighing renovation condition against price across an older-to-newer mixExcellent fit
Patient buyers who can wait out low turnover for the right homeExcellent fit
Buyers who need a shared-amenity community with pools, courts, or a clubhouse confirmed in listingsProbably not
Buyers who want a broad selection to tour on a short timelineProbably not
Buyers focused on compact, low-maintenance footprints rather than larger floor plansProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32578))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1999 (48 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

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CallFree valuation →
Thinking of selling in ROCKY BAYOU COUNTRY CLUB ESTATES 1? 1 recorded closings (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Rocky Bayou Country Club Estates with Momentum Realty’s local guides.

Deer Moss Creek0.4 mi away · median $700K, 64 sales/12 moLake Way Villas0.4 mi away · 73 homes, built 1973–23Le Chateau0.5 mi away · median $800K, 3 sales/12 moStables At Rocky Bayou0.5 mi away · 43 homes, built 2014–16

Browse all neighborhood guides →

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