Niceville
Housing Market
Median sale price $552,500, down 0.3% year over year, with homes going under contract in about 40 days, 46 homes on the market.
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Housing Market Analyst
Inventory sits at 3.2 months of supply — balanced by the 3-to-6-month balanced benchmark. Prices are down 0.3% versus the prior year, but sellers are still collecting 98.2% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Niceville data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Niceville is hot — and where it isn't
Each dot is a community (51 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Niceville
The median sale price across Niceville currently stands at $552,500, down 0.3% from a year ago. The typical home goes under contract in about 40 days. Sellers are capturing 98.2% of their original asking price on average.
There are 46 active listings on the market, with 26 more already under contract. At the current sales pace that works out to 3.2 months of supply — a seller-leaning market by the standard six-month benchmark. 60 homes closed here over the trailing 12 months.
Niceville prices sit above the Okaloosa County median by roughly 51%. Zillow's home value index for Okaloosa County stands at $357,488. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Niceville is 72 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
Niceville since 2012 — and where it’s heading
A median home here sold for $287,646 in 2012 and $554,927 over the last recorded year — 93% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (2,749 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Okaloosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving Niceville
Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Okaloosa County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Niceville ← this page | $552K | 46 | 72 | |
| Destin | $704K | 347 | 33 | Open → |
| Crestview | $321K | 204 | 46 | Open → |
| Fort Walton Beach | $365K | 74 | 70 | Open → |
| Mary Esther | $320K | 46 | 58 | Open → |
| Shalimar | $432K | 30 | 68 | Open → |
Neighborhoods on the move
| SEMINOLENiceville | $552K | ▲ 26% |
| MAGNOLIA PLANTATION AT BLUEWATER BAYNiceville | $542K | ▲ 15% |
| WOODLANDSNiceville | $465K | ▲ 8% |
| PALM ESTATESNiceville | $365K | ▲ 1% |
| Deer Moss CreekNiceville | $709K | ▲ -6% |
| BLUE PINE VILLAGE AMENDEDNiceville | $312K | ▼ 13% |
| SOUTHWINDNiceville | $689K | ▼ 12% |
| Deer Moss CreekNiceville | $709K | ▼ 6% |
| PALM ESTATESNiceville | $365K | ▼ 1% |
| WOODLANDSNiceville | $465K | ▼ 8% |
| Deer Moss CreekNiceville | $709K | 16 |
| PARKWOOD ESTATES PH5Niceville | $555K | 2 |
| SEMINOLE 1ST ADDNNiceville | $566K | 2 |
| SEMINOLENiceville | $552K | 2 |
| Addie's PlaceNiceville | $995K | 1 |
| SOUTHWINDNiceville | $689K | 2 days |
| WOODLANDSNiceville | $465K | 4 days |
| BLUE PINE VILLAGE AMENDEDNiceville | $312K | 14 days |
| PALM ESTATESNiceville | $365K | 16 days |
| MAGNOLIA PLANTATION AT BLUEWATER BAYNiceville | $542K | 19 days |
Niceville ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Niceville right now?
The data says conditions currently favor sellers in Niceville — the Momentum Score reads 72/100 with 3.2 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Niceville becoming more affordable?
Yes, modestly — the median sale price in Niceville is $552,500, down 0.3% versus the prior year, while sellers still capture 98.2% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in Niceville?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are BLUE PINE VILLAGE AMENDED (-13%); SOUTHWIND (-12%); Deer Moss Creek (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Niceville neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are SOUTHWIND (2 days); WOODLANDS (4 days); BLUE PINE VILLAGE AMENDED (14 days) — homes there go under contract well ahead of the market-wide pace of 40 days.
How does Niceville compare to the rest of Okaloosa County?
Niceville's median of $552,500 runs 51% above the county-wide median of $365,000, and homes here take 40 days to go under contract versus 68 county-wide.
Niceville housing market FAQ
What is the median home price in Niceville?
The median sale price in Niceville is currently $552,500, down 0.3% from a year ago, based on MLS sales data updated August 6, 2026.
Is Niceville a buyer's or seller's market right now?
The data currently favors sellers. Niceville scores 72 of 100 on the Momentum Score, with 3.2 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Niceville?
The typical home in Niceville goes under contract in about 40 days, per current MLS data.
How many homes are for sale in Niceville?
There are approximately 46 active listings in Niceville as of August 6, 2026.
Are home prices in Niceville rising or falling?
Median sale prices are down 0.3% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Niceville. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.