139 NW Robinwood Drive, Fort Walton Beach, FL 32548
Sources: Emerald Coast MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of October 3, 2026, 139 NW Robinwood Drive in Bel-Air Sub, Fort Walton Beach is listed at $379,900. It has been 125 days on market. Listing facts: built in 1959. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1959 · 67 yrs
- 125 days on market
About this home
*DEAL OF THE SUMMER* This Completely Expanded & Renovated Gem was transformed from a 3/Bed-1/Bath to now a 4/Bed- 2/Bath monstrous 2,400 sqft of living space. Over $100K invested in premium upgrades. Open floor plan features Lvp flooring, gourmet kitchen with granite countertops, travertine farmhouse sink, and custom soft-close cabinetry.
Primary suite boasts barn doors with glass accents, dual closets, and spa-like bath with floor-to-ceiling tile, semi-frameless enclosure, and Schluter trim. Second bath completely upgraded with Red Gard waterproofing and cementitious backer board. New Roof 6 yrs old New HVAC 3 yrs old serviced with duct cleaning and antimicrobial treatment PEX plumbing throughout.
Exterior features all-new deck, pressure-washed and painted siding, new shutters, fenced yard, and professional landscaping.,painted interiors. This property also comes with a 1-Year home warranty No HOA No Flood Zone Turn Backyard Workshop into potential Guest Room/Apt Near Eglin AFB, schools, beaches, shopping. Turn-key ready.
MAJOR EXPANSION & RENOVATION - This home has been transformed from a 3-bedroom, 1-bathroom layout into a spacious 4-bedroom, 2-bathroom residence with approximately 2,400 heated square feet plus an additional 620 square feet of rear outbuilding space in desirable Fort Walton Beach! This move-in ready property offers modern coastal living with thoughtful updates throughout, luxury vinyl plank flooring (LVP) in all main living areas and wet areas, and a warm, welcoming atmosphere from the moment you enter. The chef's kitchen features 3cm granite countertops with demi edge, white shaker-style RTA cabinetry with soft-close doors and drawers, black drop-in travertine sink with upgraded faucet assembly, trendy backsplash, and brand-new stainless steel appliances -- perfect for entertaining.
The modified layout improves functionality with repositioned refrigerator, added panels, and overhead cabinet storage. Eye-catching designer wallpaper accents the wall above the cabinets for a polished, custom look. The spacious living room centers around a gorgeous white brick fireplace with rich dark wood mantle, creating the perfect gathering space for movie nights and relaxation.
Fresh paint, updated finishes, and abundant natural light enhance the clean, modern aesthetic. Both spa-inspired bathrooms feature custom tile work with Schluter edge trim systems, cementitious backer board with waterproof membrane application (Red Gard), upgraded black plumbing fixtures, and modern LED lighting. The primary bathroom boasts a custom walk-in shower with prefabbed sloped shower pan, recessed wall niche, semi-frameless bypass glass shower enclosure with black hardware, and a shaker-style vanity with vessel sink.
The secondary bathroom features a reglazed tub (like new), large shampoo niche, and granite countertop vanity. Both bathrooms include comfort-height toilets and exhaust fan/light combinations. Major system upgrades include: New electrical: Replaced all devices and wall plates, updated LED lighting fixtures throughout, new 4-inch recessed LED trims, and ceiling fans with integrated lighting in bedrooms Plumbing upgrades: New water supply lines, refrigerator water supply line with shut-off valve, garbage disposal, and braided water supply lines for all appliances Roofing repairs: New roof vent boots, fascia boards, flashing systems at rear addition with ice-and-water shield membrane, and peel-n-stick around chimney HVAC servicing: Post-construction inspection, ductwork and evaporator coil cleaning with HEPA filtration, antimicrobial treatment, new air diffusers/registers, new digital thermostat, and new AC/Heat unit on rear porch with remote Exterior restoration: Pressure washing, full interior and exterior paint systems (white and black), wood rot repairs, new soffit and fascia materials, new wood shutters, and new exterior trim packages Interior finish upgrades include new pre-hung…
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Description provided by World Impact Real Estate and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $2,079/mo 79%
- Taxes $354/mo 13%
- Insurance $206/mo 8%
$2,640/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Emerald Coast AR; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Okaloosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Okaloosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
This home’s history
- 1959BuiltPer public record
- About May 2026Listed (per MLS)MLS reports 125 cumulative days on market as of October 3, 2026
- Aug 4, 2026First seen on movewithmomentum.comObserved at $410,000
- Sep 12, 2026Price cut$389,900 (-$20,100, -4.9%)
- Sep 16, 2026Price cut$379,900 (-$10,000, -2.6%)
- NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
No closed sales of a similar home within about 10 miles in Okaloosa County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Bel-Air Sub. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Momentum Property Score
60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
70% of homes in Bel-Air Sub are owner-occupied. An estimated 30% are non-owner-occupied, including 12% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 61 homes matched. Community-level context.
What’s unique here: one of only 1 active listings in Bel-Air Sub, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by World Impact Real Estate · MLS # 1003937
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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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More on Bel-Air Sub
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See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 139 NW Robinwood Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1959 (67 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Okaloosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Confirm square footage and room dimensions independently.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $4,250/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,250 more per year than the current owner’s estimated bill (+325%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Emerald Coast MLS, refreshed hourly (last: October 3, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Okaloosa County — no medians or automated estimate shown |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 139 NW Robinwood Drive and when was it built?
Per the listing record, 139 NW Robinwood Drive was built in 1959 and has 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 139 NW Robinwood Drive in?
139 NW Robinwood Drive is in Bel-Air Sub in Fort Walton Beach, Okaloosa County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 139 NW Robinwood Drive differ from the current owner's?
The estimate on this page (about $4,250 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,250 more per year than the current owner’s estimated bill (+325%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 139 NW Robinwood Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 139 NW Robinwood Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.