Bel-Air
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Bel-Air Sub in Fort Walton Beach, FL has 1 home for sale. As of October 2026, the MLS records 1 closed sale in Bel-Air Sub in Fort Walton Beach, FL, the most recent in October 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 61 (FL DOR 2025 assessment roll) |
| Years built | 1956–2011 (median 1960) |
| Typical living area | 1,437 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $379,900 · 12.0 months of supply |
| Owner-occupied (homestead) share | 70% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bel-Air Sub key facts,” movewithmomentum.com/neighborhoods/bel-air-sub, data as of September 20, 2026.
Bel-Air Sub is a small pocket in Fort Walton Beach, and right now the market here is thin: one active listing. With inventory this limited, there is no reliable spread to read from, so price in a single sale will be set by the specific home — its condition, updates, and lot — far more than by any neighborhood trend line.
For a buyer, that means patience and speed at the same time: little to compare against, and when a home does fit, few alternatives to fall back on. For a seller, the flip side is real scarcity — but pricing has to be built from the property itself, not from a comp-rich market that does not currently exist here.
Bel-Air right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 1, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bel-Air Sub is a compact residential section of Fort Walton Beach in Okaloosa County. With just one home on the market and no shared amenities identified in current listings, this is a place you evaluate house-by-house rather than by community features.
Emerald Coast MLS sales records identify 34 homes in Bel-Air that have changed hands since 2005, built between 1955 and 2017 (median 1956), with a median living area of about 1,412 sq ft and a typical 3-bedroom, 2-bath layout; 94% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Bel-Air is best for.
Best for
- Buyers targeting a specific Fort Walton Beach location and willing to wait for the right listing
- Buyers who value a self-contained residential setting over shared amenities
- Buyers comfortable pricing a home on its own condition rather than a deep comp set
Probably not for
- Buyers who want multiple homes to tour and compare at once
- Buyers seeking a community with clubhouses, pools, or other shared amenities
- Buyers on a tight timeline who need consistent inventory to choose from
The market around Bel-Air
Bel-Air is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Bel-Air specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Bel-Air Sub, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bel-Air
Live MLS inventory for Bel-Air. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bel-Air listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Bel Air Sub Right Now (1)
All 1 active and pending Bel Air Sub listings with a detail page, newest first, refreshed twice a day from the MLS.
- 139 NW Robinwood Drive · $379,900 · 4 bd / 2 ba · pending · listed Jul 12, 2026 · listed by World Impact Real Estate
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Kenwood · Elementary
- Meigs · Middle
- Fort Walton Beach · High
Zoned schools reflect the assignments reported on recent Bel-Air listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bel-Air address.
Shop the zone: Homes zoned for Fort Walton Beach High School
The Bel-Air buying strategy.
If we were buying in Bel-Air today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bel-Air.
A single-listing market
There is one active listing in Bel-Air Sub as of mid-2026, and no community amenities surface in the current MLS data. That combination tells you what this is: a straightforward residential subdivision where value lives in the individual property, not in gated entrances, clubhouses, or shared recreation.
Practically, that puts the burden of homework on the home itself. Condition, layout, systems, and lot will drive the number here, and with almost nothing to benchmark against inside the subdivision, comparisons will have to reach into the surrounding Fort Walton Beach market to make sense of pricing.
The location and the amenities are priced into every listing in Bel-Air. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision with a single listing and no amenity story to lean on, the value comes from reading the property correctly and pulling comparables from the broader Fort Walton Beach and Okaloosa market. That is exactly the kind of ground-level, property-first analysis we do — and where we will tell you plainly when a home is priced ahead of what it offers.
Bel-Air in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bel-Air buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bel-Air sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bel-Air, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bel-Air home worth?
Get a no-obligation home value based on real comparable sales in Bel-Air, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
Is Bel-Air a buyer's or seller's market right now?
How many homes are in Bel-Air?
What share of Bel-Air is owner-occupied?
When were the homes in Bel-Air built?
Who is the best real estate agent for Bel-Air?
How do I find a top Fort Walton Beach real estate agent who knows Bel-Air?
Can Momentum Realty connect me with an agent for Bel-Air?
Where is Bel-Air, and what county is it in?
Should you buy in Bel-Air?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bel-Air Sub fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near Bel-Air with Momentum Realty’s local guides.