69 NE Laurie Drive, Fort Walton Beach, FL 32548
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 1957 · 69 yrs
- 8 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1957BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $2,508/mo 77%
- Taxes $433/mo 13%
- Insurance $268/mo 8%
- HOA $50/mo 2%
$3,260/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
65/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
59% of homes in ELLIOTTS POINT 8TH ADDN are owner-occupied. An estimated 41% are non-owner-occupied, including 14% held in a company or trust and 11% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 260 homes matched. Community-level context.
What’s unique here: one of only 1 active listings in ELLIOTTS POINT 8TH ADDN, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Renovated home in the desirable Elliot Point neighborhood with 1887 sq ft, 4 bedrooms and 2 full baths! This home has a new 30 year dimensional shingle roof, new wiring, plumbing, HVAC, and piping for gas. Elliot Point is 5 minutes to the beach, a few blocks to Pickleball, Tennis courts, a great school and a short golf cart ride to all that Downtown Fort Walton Beach has to offer.
Enjoy cozy and modern coffee shops, Parlor Donuts, listening to live music at Jake and Henry's, and shopping. This block and frame home was built in 1957 and renovated in 2026. This would make a perfect home or short term rental investment!
Homes in this area can exceed $70,000 per year in rental income. In addition to being only minutes to the Yacht Club the property is located across the street from Lake Earl which opens into the Choctawhatchee Bay. The home has an open concept design, vaulted ceilings in the primary bedroom, bathroom, and kitchen area, and blends charming and elegant interior finishes.
The kitchen is prefect for entertaining with a center island that seats 4, an eat in kitchen area for large dining room sets. The custom Kraftmaid cabinetry boasts glass doors, soft close drawers, crown and light rail. The natural stained wood adds warmth to the space and creates a classic and organic look.
The full height, custom tiled backsplash has texture and a white matte finish. The tile and the chimney-style range hood provide a beautiful focal point in the kitchen. The countertops are white quartz and the pulls on the cabinetry are black matte.
The French Door, counter depth refrigerator also has a custom surround and creates a seamless, built in appearance. The island features a 950 watt microwave drawer! There is a stainless and black gas stove, a stainless dishwasher, and undermount sink.
If you want an electric stove the home has the outlet for this also! The kitchen is finished off with a beautiful glass and black matte chandelier, recessed lighting on dimmers, and flush mount lighting. The kitchen opens to the first living room or what could be another area for formal dining.
There are antique, large picturesque windows that showcase the newly landscaped front yard and flower beds. There is a larger family room perfect for oversized sofas and watching movies with surround sound. A new laundry room has been added to feature space for stackable washer and dryer or side by side units.
On the front side of the home there are three bedrooms and a full bathroom. These rooms have closets with either bifold or a recessed panel door. All rooms have custom black matte ceiling fans.
The guest bathroom features a beautiful white vanity with a quartz top. There is a black matte sink and tub/shower faucets and a newly restored cast iron tub. The tiled surround has special order large tiles in matte white.
The mirror and light fixture work together to compliment the space! The primary bedroom and bathroom are show stoppers! There are vaulted ceilings in both the primary bedroom and bathroom.
The primary bathroom has a large tiled surround with beautiful white matte tile, a double vanity, a large mirror over the vanity with custom lighting. The primary bedroom has recessed lighting and a black matte ceiling fan that was a custom order. There is a large walk in primary closet with a ceiling height that will provide extra storage area.
The home features wide luxury vinyl plank with warm tones to perfectly match the kitchen. There is custom modern wood casing around the doors and windows. The home has been rewired and has all new light fixtures and smoke detectors.
The plumbing has been updated to pex, and there is a new HVAC unit. In addition, the home has been piped for a gas, tankless hot water heater, stove, and heating system. Windows were replaced from single pane to double pane years ago.
They have been checked for correct operation by Glass Doctor. There are new exterior doors to include two sliding glass doors, a backdoor and a wood stain like …
Description provided by Keller Williams Realty FWB and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Similar homes for sale near ELLIOTTS POINT 8TH ADDN
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in ELLIOTTS POINT 8TH ADDN
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ELLIOTTS POINT 8TH ADDN neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on ELLIOTTS POINT 8TH ADDN
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Okaloosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 26, 2026) |
| Community market stats | realMLS closed sales, as of July 25, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 69 NE Laurie Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Emerald Coast Association of REALTORS® Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Emerald Coast Association of REALTORS®. © 2026 Emerald Coast Association of REALTORS®, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.