Elliotts Point in Fort Walton Beach

Elliotts Point
Homes for Sale in Fort Walton Beach, FL

All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 280 homes for sale in 32548 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
175 homesBuilt 1948–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data32 years of closingsFL DOR public recordsUpdated twice daily

Homes listed or recently sold were built 1957–2026 with 1 new construction. As of September 2026, the MLS records 28 closed sales in Elliotts Point 8TH Addn in Fort Walton Beach, FL since 1994, the most recent in December 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 99 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).

ELLIOTTS POINT 8TH ADDN key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32548
Homes in the community175 (FL DOR 2025 assessment roll)
Years built1948–2024 (median 1958)
Typical living area1,609 sq ft (median)
For sale right now0 active, 1 pending
Owner-occupied (homestead) share60%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ELLIOTTS POINT 8TH ADDN key facts,” movewithmomentum.com/neighborhoods/elliotts-point-8th-addn, data as of September 20, 2026.

Last 30 days in Elliotts Point: 1 new listing (median asking $799,900), 1 closed sale (median $465,000). As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Elliotts Point Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Okaloosa: 23% (551 of 2,441)
0 · 1
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
60%
Owner-occupied · Elliotts Point
107 of 179 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Elliotts Point
incl. 16% trust or LLC-held · 12% out-of-state
175
Homes in the community
plus 4 vacant residential lots · 179 residential parcels (FL DOR 2025)
Track record · 32 years of records
14
Recorded sales · 2024-2025
median $386K · qualified sales on the county roll (FL DOR 2025)
Est. 1948
Community established
homes built 1948-2024, median 1958 (FL DOR 2025)
0.6%/yr
Turnover rate
about 1 of 175 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Elliotts Point 8th Addn is driven by condition and lot, not by any consistent product type. With a build range running from 1943 to 2024 and a median year built of 1956, this is an established, in-town pocket where you are as likely to find an original mid-century cottage as a recent teardown-and-rebuild. That spread means two homes of similar size can sit far apart on price, so the median tells you the center of gravity, not what any single house will trade for.

Inventory is effectively nonexistent right now — a single active listing against 260 homes. That is a thin, seller-favorable posture: buyers have almost nothing to compare against and little leverage, while a well-prepared seller faces limited direct competition. The flip side is that with a homestead share of 59%, most owners here occupy their homes and are not forced sellers, so turnover is modest and the right listing does not stay theoretical for long.

The 60-Second Overview

Elliotts Point 8th Addn is a small, long-established Fort Walton Beach enclave of about 260 homes where a median build year of 1956 sits alongside construction as recent as 2024 — an older street grid absorbing new and renovated product over time.

Emerald Coast MLS sales records identify 325 homes in ELLIOTTS POINT that have changed hands since 2001, built between 1945 and 2026 (median 1957), with a median living area of about 1,668 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 14 qualified sales in ELLIOTTS POINT across 2024–2025 (8 in 2024, 6 in 2025), median $386,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a compact, in-town home around the median footprint who will do careful per-home inspections
  • Renovation-minded buyers comfortable with older mid-century bones and a project budget
  • Long-hold owner-occupants who value location over amenities and want costs tied to the house, not dues

Probably not for

  • Buyers who need a wide selection of active listings to compare right now
  • Buyers who want turnkey, uniform newer construction with predictable pricing
  • Buyers who require community amenities such as a pool, clubhouse, or gated access

The market around Elliotts Point

Elliotts Point is too small for its own price trend, so here is the market around it.

In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Elliotts Point specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in ELLIOTTS POINT 8TH ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 5 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-24)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Elliotts Point

Live MLS inventory for Elliotts Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Elliotts Point listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Elliotts Point 8Th Addn Right Now (1)

All 1 active and pending Elliotts Point 8Th Addn listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 36 NE Laurie Drive · $799,900 · 5 bd / 3 ba · listed Sep 21, 2026 · listed by Endless Horizons Realty Inc

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Meigs · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Elliotts Point listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Elliotts Point address.

If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.

Best Buy
Buyers who want an in-town Fort Walton Beach home and will judge each house on its own condition.
Biggest Risk
The wide age spread means quality and systems vary sharply house to house.
Sweet Spot
A renovated or newer home near the median footprint on a solid lot.
Avoid If
You need move-in inventory today or shared amenities to justify the buy.

An older grid being rebuilt one lot at a time

The defining trait here is age variance. A median year built of 1956 with a range back to 1943 tells you the bones of the neighborhood are mid-century, but the presence of 2024 construction confirms lots are being redeveloped. For a buyer, that makes due diligence on each specific home essential — roof, systems, foundation, and any updates matter more than the neighborhood average, because the average conceals a wide condition spread.

Median living area sits at 1,611 square feet, which points to modest, right-sized floor plans rather than sprawling houses. No community amenities were identified from current MLS listings, so the value proposition is location and the home itself, not shared facilities or dues-backed features. If you want your monthly cost tied to the house rather than an amenity package, that is a point in this community's favor.

“

The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With one active listing across 260 homes, this is a market you win by knowing it before it lists. We track condition, renovation history, and off-market movement on these specific streets so buyers are ready to act on the rare good fit, and sellers price against real, comparable condition rather than a misleading blended average.

Elliotts Point in 15 seconds.

Best forBuyers who want an in-town Fort Walton Beach home and will judge each house on its own condition.
Biggest advantageThin inventory and a high owner-occupied share make well-prepared listings stand out.
Biggest riskThe wide age spread means quality and systems vary sharply house to house.
Sweet spotA renovated or newer home near the median footprint on a solid lot.
Avoid ifYou need move-in inventory today or shared amenities to justify the buy.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Elliotts Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Elliotts Point.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.

What is your Elliotts Point home worth?

Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in ELLIOTTS POINT 8TH ADDN

Homes in ELLIOTTS POINT 8TH ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Frequently Asked Questions

How many homes are in Elliotts Point?
The Florida DOR 2025 assessment roll shows 175 homes plus 4 vacant residential lots in Elliotts Point (public records).
What share of Elliotts Point is owner-occupied?
60% of Elliotts Point parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Elliotts Point built?
Homes in Elliotts Point were built between 1948 and 2024, with a median year built of 1958 (FL DOR 2025 roll).
Who is the best real estate agent for Elliotts Point?
The best agent for Elliotts Point is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Elliotts Point.
How do I find a top Fort Walton Beach real estate agent who knows Elliotts Point?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Elliotts Point and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Elliotts Point?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Elliotts Point purchase or sale - no call center and no pressure.
Where is Elliotts Point, and what county is it in?
Elliotts Point is in Fort Walton Beach, Okaloosa County, FL, ZIP 32548. The community's center is about 4 miles northwest of the center of Fort Walton Beach (straight-line).
Buyers targeting a compact, in-town home around the median footprint who will do careful per-home inspectionsExcellent fit
Renovation-minded buyers comfortable with older mid-century bones and a project budgetExcellent fit
Long-hold owner-occupants who value location over amenities and want costs tied to the house, not duesExcellent fit
Buyers who need a wide selection of active listings to compare right nowProbably not
Buyers who want turnkey, uniform newer construction with predictable pricingProbably not
Buyers who require community amenities such as a pool, clubhouse, or gated accessProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1994 (28 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Elliotts Point with Momentum Realty’s local guides.

Elliotts Point0.1 mi away · median $425K, 13 sales/12 moElliotts Point0.1 mi away · median $346K, 6 sales/12 moCommodore Place0.3 mi away · 79 homes, built 1955–24, 1 for saleElliotts Point0.3 mi away · 195 homes, built 1948–24Elliotts Point0.4 mi away · 3 for saleFPFerry Park0.5 mi away · 1 for saleForest Place S D0.5 mi away · 102 homes, built 1945–24Park Place0.5 mi away · 76 homes, built 1952–23, 1 for sale

Browse all neighborhood guides →

Thinking of selling in ELLIOTTS POINT 8TH ADDN? 1 recorded closings (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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