Elliotts Point
Homes for Sale in Fort Walton Beach, FL
All 412 homes for sale in Fort Walton Beach, FL · median $388,740 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Homes listed or recently sold were built 1957–2026 with 1 new construction; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 9 ft). As of October 2026, the MLS records 28 closed sales in Elliotts Point 8TH Addn in Fort Walton Beach, FL since 1994, the most recent in December 2025. Across Fort Walton Beach as a whole, 287 homes closed in the last 12 months at a median of $357,612, 39 median days on market, with 386 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,610 ($4,100 with the full homestead exemption).
Last 30 days in Elliotts Point: 1 new listing (median asking $799,900). As of October 17, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Price in Elliotts Point 8th Addn is driven by condition and lot, not by any consistent product type. With a build range running from 1943 to 2024 and a median year built of 1956, this is an established, in-town pocket where you are as likely to find an original mid-century cottage as a recent teardown-and-rebuild. That spread means two homes of similar size can sit far apart on price, so the median tells you the center of gravity, not what any single house will trade for.
Inventory is effectively nonexistent right now — a single active listing against 260 homes. That is a thin, seller-favorable posture: buyers have almost nothing to compare against and little leverage, while a well-prepared seller faces limited direct competition. The flip side is that with a homestead share of 59%, most owners here occupy their homes and are not forced sellers, so turnover is modest and the right listing does not stay theoretical for long.
The 60-Second Overview
Elliotts Point 8th Addn is a small, long-established Fort Walton Beach enclave of about 260 homes where a median build year of 1956 sits alongside construction as recent as 2024 — an older street grid absorbing new and renovated product over time.
Emerald Coast MLS sales records identify 325 homes in ELLIOTTS POINT that have changed hands since 2001, built between 1945 and 2026 (median 1957), with a median living area of about 1,668 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 14 qualified sales in ELLIOTTS POINT across 2024–2025 (8 in 2024, 6 in 2025), median $386,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Elliotts Point. Swipe to explore the community.
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Elliotts Point
Elliotts Point
Elliotts PointPhotos from Emerald Coast MLS listings in Elliotts Point; content deemed reliable but not guaranteed.
Who Elliotts Point is best for.
Best for
- Buyers targeting a compact, in-town home around the median footprint who will do careful per-home inspections
- Renovation-minded buyers comfortable with older mid-century bones and a project budget
- Long-hold owner-occupants who value location over amenities and want costs tied to the house, not dues
Probably not for
- Buyers who need a wide selection of active listings to compare right now
- Buyers who want turnkey, uniform newer construction with predictable pricing
- Buyers who require community amenities such as a pool, clubhouse, or gated access
The market around Elliotts Point
Elliotts Point is too small for its own price trend, so here is the market around it.
In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Elliotts Point specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Elliotts Point
Live MLS inventory for Elliotts Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Elliotts Point listings as of 2026-10-14, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Elliotts Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Meigs · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent Elliotts Point listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Elliotts Point address.
Shop the zone: Homes zoned for Choctawhatchee High School
The Elliotts Point buying strategy.
If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.
An older grid being rebuilt one lot at a time
The defining trait here is age variance. A median year built of 1956 with a range back to 1943 tells you the bones of the neighborhood are mid-century, but the presence of 2024 construction confirms lots are being redeveloped. For a buyer, that makes due diligence on each specific home essential — roof, systems, foundation, and any updates matter more than the neighborhood average, because the average conceals a wide condition spread.
Median living area sits at 1,611 square feet, which points to modest, right-sized floor plans rather than sprawling houses. No community amenities were identified from current MLS listings, so the value proposition is location and the home itself, not shared facilities or dues-backed features. If you want your monthly cost tied to the house rather than an amenity package, that is a point in this community's favor.
The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With one active listing across 260 homes, this is a market you win by knowing it before it lists. We track condition, renovation history, and off-market movement on these specific streets so buyers are ready to act on the rare good fit, and sellers price against real, comparable condition rather than a misleading blended average.
Elliotts Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Elliotts Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Elliotts Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Elliotts Point home worth?
Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in ELLIOTTS POINT 8TH ADDN
Homes in ELLIOTTS POINT 8TH ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 69 NE Laurie Drive · off market
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 175 (FL DOR 2025 assessment roll) |
| Years built | 1948–2024 (median 1958) |
| Typical living area | 1,609 sq ft (median) |
| For sale right now | 0 active, 1 pending |
| Owner-occupied (homestead) share | 60% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Elliotts Point key facts,” movewithmomentum.com/neighborhoods/elliotts-point-8th-addn, data as of September 20, 2026.
Housing distress & ownership in ELLIOTTS POINT 8TH ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Every Home for Sale in Elliotts Point 8Th Addn Right Now (1)
All 1 active and pending Elliotts Point 8Th Addn listings with a detail page, newest first, refreshed twice a day from the MLS.
- 36 NE Laurie Drive · $799,900 · 5 bd / 3 ba · listed Sep 21, 2026 · listed by Endless Horizons Realty Inc
Recently sold in Elliotts Point 8Th Addn
- 69 Ne Laurie Drive · sold $465,000
- 69 Ne Laurie Drive · sold $177,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Fort Walton Beach home searches
- All homes for sale in Fort Walton Beach, FL
- Homes for sale in Okaloosa County, FL
- Fort Walton Beach waterfront homes for sale
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- 4-bedroom homes for sale in Fort Walton Beach
- Fort Walton Beach home values: what is my house worth?
- ZIP 32548 housing scorecard
- 2 coming-soon communities in Okaloosa County
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Gardner Drive (8 homes on record)
- Gardner Drive (7 homes on record)
- Gardner Drive (5 homes on record)
- Gardner Drive (4 homes on record)
- Yacht Club Drive (4 homes on record)
- SE Brooks Street (1 homes on record)
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Email me new listings in Elliotts PointHomes for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Elliotts PointHomes for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Elliotts PointHomes for Sale will answer, and the answer is published on this page for the next buyer.
Recent Developments in Elliotts Point 8th Addn
Development, infrastructure, retail, and school activity affecting Elliotts Point 8th Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 6 miles west of Elliotts Point 8th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The project is about 23 miles north of Elliotts Point 8th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 1 mile south of Elliotts Point 8th Addn.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 8 miles north of Elliotts Point 8th Addn.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 25 miles north of Elliotts Point 8th Addn, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 22 miles north of Elliotts Point 8th Addn, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
14% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Frequently Asked Questions
How many homes are in Elliotts Point?
What share of Elliotts Point is owner-occupied?
When were the homes in Elliotts Point built?
Who is the best real estate agent for Elliotts Point?
How do I find a top Fort Walton Beach real estate agent who knows Elliotts Point?
Can Momentum Realty connect me with an agent for Elliotts Point?
Where is Elliotts Point, and what county is it in?
Should you buy in Elliotts Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1994 (28 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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