2 bedroom Condominium at 11 Bluebill Ave 1101, Vanderbilt Surf Colony, Naples — photo 1Front elevation
2 bedroom Condominium at 11 Bluebill Ave 1101, Vanderbilt Surf Colony, Naples — photo 2Living space
2 bedroom Condominium at 11 Bluebill Ave 1101, Vanderbilt Surf Colony, Naples — photo 3Kitchen
2 bedroom Condominium at 11 Bluebill Ave 1101, Vanderbilt Surf Colony, Naples — photo 4Owner's suite
2 bedroom Condominium at 11 Bluebill Ave 1101, Vanderbilt Surf Colony, Naples — photo 5Exterior / yardView all 40 photos →
Pending Condominium
$899,000
2-Bedroom Condo in VANDERBILT SURF COLONY

11 Bluebill Ave 1101, Naples, FL 34108

Condominium in VANDERBILT SURF COLONY, Naples · No CDD on record
VANDERBILT SURF COLONY · Naples, FL 34108 · Collier County
Listing data updated October 1, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,480Sq Ft
1980Year Built
$607Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
30% above
$/sq ft vs community
$607 here vs $467 median sold (12 mo)
Buyer leverage
Seller-leaning
16 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~5 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 11 Bluebill AVE 1101 in Vanderbilt Surf Colony, Naples is listed at $899,000 (1,480 sq ft, about $607 per sq ft). That is 22% above Vanderbilt Surf Colony's median closed sale of $734,000 over the last 12 months (14 recorded sales). Per square foot it is above the community's recent $467/sq ft by about 30%. It has been 16 days on market, well inside the community's typical 97 days. Listing facts: built in 1980. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1980 · 46 yrs
  • 1,480 sq ft of living area
  • 16 days on market
Listing description

About this home

No listing description is available for this property.

All 40 photos

11 Bluebill Ave 1101, Naples FL - photo 6 of 4011 Bluebill Ave 1101, Naples FL - photo 7 of 4011 Bluebill Ave 1101, Naples FL - photo 8 of 4011 Bluebill Ave 1101, Naples FL - photo 9 of 4011 Bluebill Ave 1101, Naples FL - photo 10 of 4011 Bluebill Ave 1101, Naples FL - photo 11 of 4011 Bluebill Ave 1101, Naples FL - photo 12 of 4011 Bluebill Ave 1101, Naples FL - photo 13 of 4011 Bluebill Ave 1101, Naples FL - photo 14 of 4011 Bluebill Ave 1101, Naples FL - photo 15 of 4011 Bluebill Ave 1101, Naples FL - photo 16 of 4011 Bluebill Ave 1101, Naples FL - photo 17 of 4011 Bluebill Ave 1101, Naples FL - photo 18 of 4011 Bluebill Ave 1101, Naples FL - photo 19 of 4011 Bluebill Ave 1101, Naples FL - photo 20 of 4011 Bluebill Ave 1101, Naples FL - photo 21 of 4011 Bluebill Ave 1101, Naples FL - photo 22 of 4011 Bluebill Ave 1101, Naples FL - photo 23 of 4011 Bluebill Ave 1101, Naples FL - photo 24 of 40

Listing descriptions are screened for fair-housing and accuracy compliance before display.

Listing courtesy of Premiere Plus Realty Company · Listing agent: Lisa Morton · (239) 732-7837Provided via the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information deemed reliable but not guaranteed by the MLS to be accurate. · Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$899,000
Bed / bath2 / 2
Living area1,480 sq ft
Year built1980
Property typeCondominium
MLS #226015606
Listing statusPending

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~5 ft
CountyCollier
Area listings6 active · 1 under contract
Estimated first-year tax~$9,375/yr
CDD assessmentNone on record
HOANot reported

Calculated estimates

Price per sq ft$607
Estimated monthly payment$6,068
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$734,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$6,068/mo
  • Principal & interest $4,799/mo 79%
  • Taxes $781/mo 13%
  • Insurance $488/mo 8%

$6,068/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$9,375/yr
≈ $781/mo·effective rate ~1.04%
Estimate: asking price less the $50,000 homestead exemption × Collier County rate (11.05 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $7,825/yr ($652/mo) — taxable value $707,200 × 11.05 mills
$1,550 more each year
(+20%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$707,200
Market value
$707,200
Assessed
$707,200
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$8k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
Not reported

Not stated in the listing. Confirm with the listing agent or the county record; $0 is used in the payment estimate.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~5 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningVery High
Strong windRelatively Low
DroughtRelatively Moderate
HailVery Low
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Vanderbilt Surf Colony

Pricing & the Vanderbilt Surf Colony market

How this home is priced against recent nearby sales, and where Vanderbilt Surf Colony has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Vanderbilt Surf Colony

Each dot is a closed sale since 2012 (151 total). This home is the gold marker.

$236k$835k$1.4M1,1471,6862,224This home: $899,000, 1,480 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). FGCMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $607/sq ft.

$255$469$6822014: $29720142015: $3292016: $38920162017: $3672018: $43520182019: $3852020: $39020202021: $4372022: $64120222023: $5732024: $50220242025: $4862026: $4672026

Median sale price by year

12-month median closed price, 2014–2026.

$345k$708k$1.1M2014: $415k20142015: $450k2016: $482k20162017: $535k2018: $555k20182019: $550k2020: $511k20202021: $635k2022: $877k20222023: $1.0M2024: $975k20242025: $728k2026: $734k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 32 (cold).

451982015: 7220152016: 602017: 5420172018: 602019: 4420192020: 252021: 8020212022: 892023: 5620232024: 232025: 1320252026: 322026
Property timeline

This home’s history

  • 1980BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $899,000
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $899,000Momentum Realty · on market 16 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Collier County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for VANDERBILT SURF COLONY. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Collier County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,480 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

38/100
Strongest on: Pricing power (100), Market timing (68)
0 limited50100 exceptional

38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $607/sq ft vs the community 12-month median $467/sq ft.
Affordability13
List price $899,000 vs the community median $734,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~5 ft elevation. Verify the parcel with FEMA.
Insurance cost20
From FEMA Zone AE and a 1980 build. Obtain a property-specific quote.
Market liquidity22
Community median 98 days on market (12-month record).
Pricing power100
Recent sales closed at about 85.4% of original asking (~14.6% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $607 per square foot, about 30% above the community’s $467 median. Vanderbilt Surf Colony’s 12-month median sold price per square foot is $467. Median sold price per square foot is up 0.8% year over year. Confidence: Medium · 14 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Vanderbilt Surf Colony sales closed near 85.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 6 active listings in Vanderbilt Surf Colony, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by Premiere Plus Realty Company · MLS # 226015606

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Recently off market in VANDERBILT SURF COLONY

Go deeper

More on VANDERBILT SURF COLONY

Go deeper on VANDERBILT SURF COLONY

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Collier County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 11 Bluebill AVE 1101, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1980 (46 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,480 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $9,375/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,550 more per year than the current owner’s estimated bill (+20%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordFGCMLS, refreshed twice daily (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Collier County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 11 Bluebill AVE 1101 and when was it built?

Per the listing record, 11 Bluebill AVE 1101 was built in 1980 and has 1,480 sq ft of living area, 2 bedrooms and 2 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 11 Bluebill AVE 1101 in?

11 Bluebill AVE 1101 is in Vanderbilt Surf Colony in Naples, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Why might property taxes on 11 Bluebill AVE 1101 differ from the current owner's?

The estimate on this page (about $9,375 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,550 more per year than the current owner’s estimated bill (+20%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 11 Bluebill AVE 1101 in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

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Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.