5698 Elbow Ave, Naples, FL 34113
Sources: FGCMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
5698 Elbow AVE in Isles Of Collier Preserve, Naples is listed at $949,900 (1,780 sq ft, about $534 per sq ft). That is 21% below Isles Of Collier Preserve's median closed sale of $1,197,500 over the last 12 months (130 recorded sales). It has been listed Sep 20, 2026. Listing facts: built in 2020. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2020 · 6 yrs
- 1,780 sq ft of living area
- listed Sep 20, 2026
About this home
Picky Buyer alert! Truly Stunning WATERFRONT Villa with saltwater Pool & Spa in The Isles of Collier Preserve. X FLOOD ZONE!
One-of-a-kind, beautifully appointed and highly desirable Mimosa Model Villa is exceptionally lightly lived in and feels like a brand-new home, it offers an exceptional combination of privacy, luxury, thoughtful upgrades & resort-style living. Spacious 1,780-square-foot Mimosa offers an open-concept design with FRONT ENTRY, soaring ceilings, custom crown molding, abundant windows & beautiful natural light throughout. Every detail has been thoughtfully selected to create an elegant yet comfortable home that is sure to impress even the most discerning buyer.
The setting is truly special. Enjoy a very private waterfront location, with peaceful green space in front and a beautiful lake behind. Situated on one of the most desirable streets in the community and boasting a coveted southern exposure, this home provides a wonderful sense of privacy while allowing you to enjoy Florida’s sunshine throughout the day.
And an important bonus: this home is NOT in a flood zone. The impressive interior features two spacious bedrooms, two full bathrooms, a large living room, dining area, and a versatile den/office with French doors, that can be used as a 3rd bedroom. The gourmet kitchen is designed for both everyday enjoyment & entertaining, featuring an extra-large island with breakfast bar, abundant upgraded cabinetry, soft-close cabinets & drawers, elegant backsplash, gorgeous quartz countertops, & a wine cooler.
The combination of style, storage, and functionality makes this kitchen a true centerpiece of the home. The oversized laundry room is another standout feature, offering an abundance of cabinetry & a utility sink—providing exceptional storage and convenience rarely found in a villa. The saltwater pool and spa overlook the serene lake, while the expansive screened lanai offers both covered and uncovered areas for dining, entertaining, relaxing, and enjoying the beautiful Florida weather year-round.
The impact-glass windows and doors provide additional peace of mind. The home offers numerous upgrades, both from the builder and added afterward, along with beautiful décor and impeccable presentation. Furniture is negotiable.
The Isles of Collier Preserve offers an extraordinary resort-style lifestyle surrounded by nature. Take a short walk to the Cypress Waterway and miles of beautiful nature trails, or enjoy lakeside dining at the Overlook Bar & Grill. Residents can take advantage of two pools, a fitness center, tennis, pickleball, bocce ball, a dog park, and more than 9 miles of hiking and biking trails.
For those who love the water, paddle boarding & kayaking on the Cypress Waterway are right at your fingertips. The Isles adjoins Hamilton Harbor, a magnificent marina and club located directly on Naples Bay. This exceptional home is conveniently located just 4 miles from historic downtown Naples and the beautiful beaches of Naples.
All 50 photos
Description provided by Waterfront Realty Group Inc and reproduced from the MLS; not independently verified.
The Messtimate
Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Collier County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.
Methodology: the range would be 1,780 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated November 2, 2026.
Comparable recent sales
No closed sales of a similar home within about 10 miles in Collier County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for ISLES OF COLLIER PRESERVE. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $5,179/mo 82%
- Taxes $829/mo 13%
- Insurance $289/mo 5%
$6,297/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Florida Gulf Coast MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 5698 Elbow Ave
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $7,200/yr (certified county roll, taxable value × millage). Buy at the asking price of $949,900 and the first-year bill resets to about $9,950/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 11.05 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Collier County is $2,147/yr (2,002 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,500–$5,000/yr; neither is a quote. |
| Roof and age | Built in 2020. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Collier County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Natural hazard risk
FEMA National Risk Index for Collier County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Isles Of Collier Preserve market
How this home is priced against recent nearby sales, and where Isles Of Collier Preserve has been over 25 years. Momentum Research analysis of Florida Gulf Coast MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in Isles Of Collier Preserve
Each dot is a closed sale since 2015 (896 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). FGCMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2015–2026. This home lists at $534/sq ft.
Median sale price by year
12-month median closed price, 2015–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2016–2026. Now 66 (hot).
This home’s history
- 2020BuiltPer public record
- About Sep 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Sep 20, 2026)
- Sep 20, 2026First seen on movewithmomentum.comObserved at $975,000
- Oct 31, 2026Price cut$949,900 (-$25,100, -2.6%)
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Momentum Property Score
61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $534 per square foot, about in line with the community’s $543 median. Isles Of Collier Preserve’s 12-month median sold price per square foot is $543. Median sold price per square foot is up 35.7% year over year. Confidence: Very High · 130 closed sales in 12 monthsMLS facts: FGCMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
49% of homes in Isles Of Collier Preserve are owner-occupied. An estimated 51% are non-owner-occupied, including 30% held in a company or trust and 31% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 951 homes matched. Community-level context.
Recent Isles Of Collier Preserve sales closed near 93.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of FGCMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 38 active listings in Isles Of Collier Preserve, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Waterfront Realty Group Inc · MLS # 226033669
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Similar homes for sale near ISLES OF COLLIER PRESERVE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in ISLES OF COLLIER PRESERVE
- 8777 Santo Domingo Dr · $3,325,000 · 4 bd / 5 ba · listed October 30, 2026 (courtesy of John R Wood Properties)
- 7014 Saona Ct · $575,000 · 2 bd / 2 ba · listed October 30, 2026 (courtesy of William Raveis Real Estate)
- 6223 Megans Bay Dr · $3,195,000 · 4 bd / 5 ba · listed October 28, 2026 (courtesy of Coldwell Banker Realty)
- 6044 Plana Cays Dr · $3,695,000 · 4 bd / 5 ba · listed October 27, 2026 (courtesy of Premier Sotheby's Int'l Realty)
- 5770 Highbourne Dr · $1,100,000 · 3 bd / 2 ba · listed October 27, 2026 (courtesy of John R Wood Properties)
- 6257 Negril Isle Dr · $2,750,000 · 3 bd / 4 ba · listed October 26, 2026 (courtesy of John R Wood Properties)
Recently off market in ISLES OF COLLIER PRESERVE
- 6382 Negril Isle Dr · last listed $995,000 · 2026-10-27
- 8920 Calypso Ct · last listed $1,125,000 · 2026-10-21
- 6913 Saona Ct · last listed $1,095,000 · 2026-10-19
- 7198 Saona Ct · last listed $595,000 · 2026-10-16
- 6809 Bequia Way · last listed $746,000 · 2026-10-16
- 5665 Highbourne Dr · last listed $939,000 · 2026-10-16
Just listed: new homes for sale in this area in the last 48 hours · updated hourly · RSS · This area market today: new listings, price cuts, pendings
More on ISLES OF COLLIER PRESERVE
Go deeper on ISLES OF COLLIER PRESERVE
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the ISLES OF COLLIER PRESERVE guide → · Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Buyer research checklist
Items worth confirming for 5698 Elbow AVE, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2020: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- Confirm whether a mandatory HOA applies to this parcel and what it charges.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,780 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $9,950/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,750 more per year than the current owner’s estimated bill (+38%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- Confirm school zoning directly with the district.
Data sources & freshness
| Listing record | FGCMLS, checked against the MLS hourly (last: November 2, 2026) |
| Comparable sales | Fewer than 3 defensible closed sales within about 10 miles in Collier County — no medians or automated estimate shown |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of FGCMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 5698 Elbow AVE and when was it built?
Per the listing record, 5698 Elbow AVE was built in 2020 and has 1,780 sq ft of living area, 2 bedrooms and 2 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5698 Elbow AVE in?
5698 Elbow AVE is in Isles Of Collier Preserve in Naples, Collier County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.
Why might property taxes on 5698 Elbow AVE differ from the current owner's?
The estimate on this page (about $9,950 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,750 more per year than the current owner’s estimated bill (+38%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5698 Elbow AVE in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 5698 Elbow AVE in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Florida Gulf Coast Multiple Listing Service, Inc. Internet Data Exchange. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Florida Gulf Coast Multiple Listing Service, Inc.. Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.
Estimates, methodology & disclaimers
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.