Single Family Residence in Forest Bay Estates, Gulf Breeze · Built 2022
Forest Bay Estates · Gulf Breeze, FL 32563 · Santa Rosa County
Listing data checked against the MLS November 12, 2026 at 11:34 AM ET · rechecked hourly
Listed by REAL ESTATE COUNSELORS (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
3Bathrooms
2,304Sq Ft
2022Year Built
$210Per Sq Ft
3-car garage4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
16% below
$/sq ft vs community
$210 here vs $250 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
3.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
6262 Forest Bay Ave in Forest Bay Estates, Gulf Breeze is listed at $484,900 (2,304 sq ft, about $210 per sq ft). That sits within a few percent of Forest Bay Estates's median closed sale of $557,000 over the last 12 months (4 recorded sales). Per square foot it is below the community's recent $250/sq ft by about 16%. It came to market within the past week. Listing facts: built in 2022, HOA dues of $170/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2022 · 4 yrs
2,304 sq ft of living area
3-car garage
Listed at $484,900 — recent neighborhood median sale price ~$557,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $170/mo (per listing)
Listing description
About this home
Welcome to Forest Bay Estates, where modern comfort meets the relaxed Florida lifestyle. Located in desirable Gulf Breeze, just minutes from the new Soundside High School, this beautifully maintained 4-bedroom, 3-bath home offers 2,304 square feet of thoughtfully designed living space in a peaceful natural setting, with the white-sand beaches of Navarre and Pensacola just a short drive away. Built in 2022, this highly sought-after floor plan features an open-concept layout that's perfect for both everyday living and entertaining.
Many of the upgrades have already been completed, including a paver patio extension, gutters, privacy fencing, irrigation system, custom primary closet organizer, and added shelving in the pantry and garage. The spacious kitchen serves as the heart of the home, showcasing granite countertops, stainless steel appliances, abundant cabinetry, and a large center island overlooking the dining and living areas. Elegant 9-foot ceilings and luxury vinyl plank flooring throughout the main living spaces create a bright and inviting atmosphere.
Granite countertops continue throughout the bathrooms for a cohesive and upscale finish. While the bedrooms are currently carpeted, matching luxury vinyl plank flooring will be provided to the buyer, allowing the option to extend the flooring throughout the home. Step outside to a large, fully fenced backyard featuring a covered patio and expanded paver outdoor living area, ideal for entertaining, grilling, play, pets, or simply unwinding at the end of the day.
Residents of Forest Bay Estates enjoy access to a beautiful community pool, underground utilities, and a welcoming neighborhood atmosphere. With a spacious 3-car garage, nearly new construction, and convenient access to shopping, dining, recreation, top-rated schools, and Northwest Florida's stunning beaches. This move-in-ready home offers an exceptional combination of location, lifestyle, and value.
All 28 photos
Description provided by REAL ESTATE COUNSELORS and reproduced from the MLS; not independently verified.
6 closed sales in Forest Bay Estates in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Mar 2026
$460,000
6311 Forest Bay Ave, Gulf Breeze
4 / 3 bd/ba · 2,304 sq ft · $200/sq ft
Courtesy of TEAM SANDY BLANTON REALTY, INC · View details →
Sold Mar 2026
$460,000
6311 Forest Bay Ave, Gulf Breeze
4 / 3 bd/ba · 2,304 sq ft · $200/sq ft
Courtesy of TEAM SANDY BLANTON REALTY, INC · View details →
Sold Mar 2026
$477,500
6615 Forest Bay Ave, Gulf Breeze
4 / 3 bd/ba · 2,304 sq ft · $207/sq ft
Courtesy of Equity & Trust Realty Inc. · View details →
Sold Mar 2026
$477,500
6615 Forest Bay Ave, Gulf Breeze
4 / 3 bd/ba · 2,304 sq ft · $207/sq ft
Courtesy of Equity & Trust Realty Inc. · View details →
Sold Sep 2026
$680,000
2367 Cloudberry Dr, Gulf Breeze
4 / 3 bd/ba · 2,296 sq ft · $296/sq ft
Courtesy of GREAT SOUTHERN REAL ESTATE, LLC · View details →
Sold Sep 2026
$680,000
2367 Cloudberry Dr, Gulf Breeze
4 / 3 bd/ba · 2,296 sq ft · $296/sq ft
Courtesy of GREAT SOUTHERN REAL ESTATE, LLC · View details →
Median of these 6 sales: $557,000 ($250/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$484,900
Bed / bath4 / 3
Living area2,304 sq ft
Year built2022
Property typeSingle Family Residence
Garage3-car
MLS #691147
Listing statuslisted Nov 11, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountySanta Rosa
Area listings3 active · 2 under contract
Estimated first-year tax~$5,575/yr
CDD assessmentNone on record
HOA$170/mo
Calculated estimates
Price per sq ft$210
Estimated monthly payment$3,403
Insurance (illustrative)$1k–$2k/yr
Messtimate range$460,800 – $681,984
Comparable-sales median$557,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,403/mo
Principal & interest $2,628/mo77%
Taxes $465/mo14%
Insurance $141/mo4%
HOA $170/mo5%
$3,403/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Santa Rosa County rate (12.81 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $5,125/yr ($427/mo) — taxable value $400,752 × 12.81 mills
$450 more each year
(+9%)
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
$400,752
Market value
$400,752
Assessed
$400,752
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 6262 Forest Bay Ave
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $5,125/yr (certified county roll, taxable value × millage). Buy at the asking price of $484,900 and the first-year bill resets to about $5,575/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 12.81 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
HOA dues
$170/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Santa Rosa County is $2,444/yr (876 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,500/yr; neither is a quote.
Roof and age
Built in 2022. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated carrying cost at the asking price, before the mortgage: about $838/month (tax $465, HOA $170, insurance $204). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$170/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Santa Rosa County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Santa Rosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailRelatively Low
Cold waveRelatively Moderate
Winter weatherRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Forest Bay Estates
Pricing & the Forest Bay Estates market
How this home is priced against recent nearby sales, and where Forest Bay Estates has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2022BuiltPer public record
About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 11, 2026)
Nov 11, 2026First seen on our siteObserved at $484,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $484,900REAL ESTATE COUNSELORS · listed Nov 11, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
72/100
Strongest on: Price vs area (90), Affordability (72)
0 limited50100 exceptional
72/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area90
This home $210/sq ft vs the community 12-month median $250/sq ft.
Affordability72
List price $484,900 vs the community median $557,000. Not a measure of personal affordability.
Market liquidity70
Community median 30 days on market, ~3.0 months of supply (12-month record).
Pricing power54
Recent sales closed at about 97.2% of original asking (~2.8% below). More room below asking generally favors buyers.
Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $210 per square foot, about 16% below the community’s $250 median. Forest Bay Estates’s 12-month median sold price per square foot is $250. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
78% of homes in Forest Bay Estates are owner-occupied. An estimated 22% are non-owner-occupied, including 3% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 252 homes matched. Community-level context.
Recent Forest Bay Estates sales closed near 97.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Pensacola MLS records, community-level, 12 months ending November 8, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3 active listings in Forest Bay Estates, no CDD assessment.
Checked against the MLS November 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by REAL ESTATE COUNSELORS · MLS # 691147
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Keep looking
Similar homes for sale near Forest Bay Estates
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Market
Hurricane Isaias cleanup keeps debris, construction and roofing hiring strong across Northwest Florida
CareerSource Escarosa says demand for debris removal, construction and roofing workers has stayed steady since the storm and should remain elevated for at least six more months. Pensacola's contractor estimates about three weeks remain for the first pass of debris collection, and the area's unemployment rate has fallen since July.
Why it matters: Near-term demand for trades and cleanup labor supports local payrolls, while contractor availability for home repairs and renovation may stay tight through spring. The site is about 15 miles west of Forest Bay Estates.
Santa Rosa commissioners consider $826,544 signal at SR 87 and Ray Helms Road
The September 22 Santa Rosa County commission agenda included an $826,544 contract with Griffin Traffic Signals for a traffic light at State Road 87 and Ray Helms Road, the truck route to Milton Interchange Park, plus resurfacing and sidewalk work. A separate $106,480 contract would replace signs at the park, now called the I-10 Coastal Commerce Center. The article is a preview of the meeting.
Why it matters: A signal and resurfacing on SR 87 would affect truck and commuter traffic flow near the I-10 industrial park in Milton. The project is about 19 miles north of Forest Bay Estates, elsewhere in Santa Rosa County.
Goldring Gulf Distributing plans expansion at Milton facility
Goldring Gulf Distributing filed plans to add 76,400 square feet to its existing 192,000 square foot beverage distribution facility in the Santa Rosa County Industrial Park in East Milton. The expansion would grow the company's footprint in Northwest Florida.
Why it matters: Enlarges an established industrial and distribution operation within the Santa Rosa County Industrial Park and expands the county's industrial base. The project is about 15 miles north of Forest Bay Estates, elsewhere in Santa Rosa County.
Circle K convenience store planned for Navarre Parkway
Plans for a Circle K convenience store with a gas canopy were submitted to Santa Rosa County in May 2026 for a site at 8510 Navarre Parkway. The proposal is under review by county development services.
Why it matters: Adds a fuel and convenience retail option along the Navarre Parkway commercial corridor and expands roadside services in the local market. The project is about 4 miles east of Forest Bay Estates, elsewhere in Santa Rosa County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
West NavarreAssigned elementary school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
GRADEA
WOODLAWN BEACHAssigned middle school · Santa Rosa County School District · Grade A (Florida DOE 2025-26)
Soundside High SchoolAssigned high school · Santa Rosa County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 6262 Forest Bay Ave, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2022: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $170/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,304 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $5,575/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $450 more per year than the current owner’s estimated bill (+9%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Pensacola MLS, checked against the MLS hourly (last: November 12, 2026)
Comparable sales
Pensacola MLS closed sales in Forest Bay Estates, last 18 months, as of November 8, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 6262 Forest Bay Ave and when was it built?
Per the listing record, 6262 Forest Bay Ave was built in 2022 and has 2,304 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 6262 Forest Bay Ave in?
6262 Forest Bay Ave is in Forest Bay Estates in Gulf Breeze, Santa Rosa County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 6262 Forest Bay Ave have an HOA, and how much are the dues?
The listing reports HOA dues of $170 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 6262 Forest Bay Ave differ from the current owner's?
The estimate on this page (about $5,575 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $450 more per year than the current owner’s estimated bill (+9%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 6262 Forest Bay Ave in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of REAL ESTATE COUNSELORS
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
