2 bedroom Single Family Residence at 1218 SANTOS PLACE, THE VILLAGES, THE VILLAGES — photo 1Front elevation
2 bedroom Single Family Residence at 1218 SANTOS PLACE, THE VILLAGES, THE VILLAGES — photo 2Living space
2 bedroom Single Family Residence at 1218 SANTOS PLACE, THE VILLAGES, THE VILLAGES — photo 3Kitchen
2 bedroom Single Family Residence at 1218 SANTOS PLACE, THE VILLAGES, THE VILLAGES — photo 4Owner's suite
2 bedroom Single Family Residence at 1218 SANTOS PLACE, THE VILLAGES, THE VILLAGES — photo 5Exterior / yardView all 47 photos →
New — 1 days on market Single Family Residence
$299,000
2-Bedroom Home in THE VILLAGES

1218 SANTOS PLACE, THE VILLAGES, FL 32159

Single Family Residence in THE VILLAGES · No CDD
THE VILLAGES · THE VILLAGES, FL 32159 · Lake
Listing data updated September 6, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,319Sq Ft
1992Year Built
$227Per Sq Ft
1-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
10% above
$/sq ft vs community
$227 here vs $206 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
3.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~76 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $299k tops 6 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 1218 Santos Place in The Villages is listed at $299,000 (1,319 sq ft, about $227 per sq ft). It came to market within the past week. Listing facts: built in 1992, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1992 · 34 yrs
  • 1,319 sq ft of living area
  • 1-car garage
  • Listed at $299,000 — recent neighborhood median sale price ~$240,750 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · THE VILLAGES/FRUITLAND PARK

Pricing & the THE VILLAGES/FRUITLAND PARK market

How this home is priced against recent nearby sales, and where THE VILLAGES/FRUITLAND PARK has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1708 LILLY LANE1708 LILLY LANE: $124/sq ft$124835 CONROE STREET835 CONROE STREET: $197/sq ft$197728 TRUMAN AVENUE728 TRUMAN AVENUE: $199/sq ft$199722 JOSEPH WAY722 JOSEPH WAY: $213/sq ft$213This homeThis home: $227/sq ft$227765 ELLIOTT AVENUE765 ELLIOTT AVENUE: $250/sq ft$2501251 MIRA MAR AVENUE #12…1251 MIRA MAR AVENUE #1251: $306/sq ft$306Community median $206
Property timeline

This home’s history

  • 1992BuiltPer public record
  • Aug 18, 2026First trackedObserved at $299,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,006/mo
  • Principal & interest $1,545/mo 77%
  • Taxes $262/mo 13%
  • Insurance $150/mo 7%
  • HOA $50/mo 2%

$2,006/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$4,150/yr
$346/mo·effective rate ~1.39%
Estimated from today’s asking price and current Lake County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $3,825/yr ($319/mo)
+$325 more each year
(+8%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$230,379
Market value
$230,379
Assessed
$230,379
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

48/100
Strongest on: Flood safety (95), Insurance cost (63)
0 limited50100 exceptional

48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area25
This home $227/sq ft vs the community 12-month median $206/sq ft.
Affordability10
List price $299,000 vs the community median $240,750. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~76 ft elevation. Verify the parcel with FEMA.
Insurance cost63
From FEMA Zone X and a 1992 build. Obtain a property-specific quote.
Market liquidity57
Community inventory, ~3.9 months of supply (12-month record).
Renovation upside39
From a 1992 build and $227/sq ft vs the community median $206/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 3.9 months of supply in the surrounding market and 1 days on market for this home, against a 65-day area median.Days on market:this home 1Area median:  65 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. As of August 2, 2026.

🟡 Asking $227 per square foot, about 10% above the community’s $206 median. THE VILLAGES/FRUITLAND PARK’s 12-month median sold price per square foot is $206. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 45 active listings in THE VILLAGES/FRUITLAND PARK, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

TURNKEY • NO BOND • NO CDD! Fantastic location in the Village of Del Mar and only 1/2 Mile from Spanish Springs Town Square! This charming El Paso Model offers 2 bedrooms, 2 baths, a 1-car garage with Retractable Power Screen Door.

A bright BONUS SUNROOM and spacious GLASS-ENCLOSED LANAI with vaulted ceilings provide wonderful additional living and entertaining space. Beautiful curb appeal welcomes you with NEW low-maintenance landscaping, flagpole, stone edging, an inviting LARGE covered front porch, and an expanded stamped driveway with DOUBLE PARKING for both car and golf cart. A NEW Craftsman-style front door with full-glass storm door completes the welcoming entrance.

Inside, you’ll love the bright, comfortable feel with NO POPCORN CEILINGS, CROWN MOULDING THROUGHOUT, PLANTATION SHUTTERS, quality laminate flooring in the main living areas, and NEW CARPETING in both bedrooms. Both bathrooms feature ceramic tile flooring, and the guest bath includes a convenient solar tube for added natural light. Updated cabinetry throughout adds to this home’s fresh, well-maintained appeal.

Another major upgrade—NEW VINYL DOUBLE-PANE WINDOWS from Window World with a LIFETIME WARRANTY! The home also features updated appliances, including a newer washer and dryer. For added comfort and peace of mind, this home is equipped with a PROPANE-POWERED WHOLE-HOUSE GENERAC GENERATOR!

Additional improvements include ROOF 2021 with lightning rods, HVAC 2013 (with new evaporator in 2019 and new condenser & thermostat in 2021), plus an updated hot water heater. The garage features a painted floor, storage, and an included BBQ grill. Best of all, this home is being sold TURNKEY, making it an excellent opportunity for a full-time residence, seasonal getaway, or investment property.

NO BOND & NO VILLAGES CDD FEES, while still enjoying all the incredible amenities and lifestyle The Villages has to offer! Ideally located near Spanish Springs Town Square and just minutes from Lake Sumter Landing, shopping, dining, recreation, golf, entertainment, and more. LOCATION + TURNKEY + GENERAC + NEW WINDOWS + NO BOND + NO CDD = A TERRIFIC VALUE!

This one is a MUST SEE!

Description provided by REALTY EXECUTIVES IN THE VILLAGES and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$299,000
Bed / bath2 / 2
Living area1,319 sq ft
Year built1992
Property typeSingle Family Residence
Garage1-car
MLS #G5116335
Listing statusNew &mdash; 1 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~76 ft
Windstorm exposureLow
CountyLake
Area listings45 active · 15 under contract
Estimated first-year tax~$3,140/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$227
Estimated monthly payment$2,006
Insurance (illustrative)$2k–$2k/yr
Messtimate range$259,843 – $329,750
Comparable-sales median$240,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Listing agent: Gail Damon · 352-753-7500Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$259,843the mess$329,750

Actual list price: $299,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1992 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 42 active listings competing, 13 under contract
  • 3.9 months of supply
  • 146 closed here in the last 12 months

For reference, this home is listed at $299,000 ($227/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,319 sq ft × $197–$250/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near THE VILLAGES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $299,000Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,140/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~76 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1218 SANTOS PLACE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by REALTY EXECUTIVES IN THE VILLAGES · MLS # G5116335

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in THE VILLAGES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the THE VILLAGES neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$240,750

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$206

Canonical 12-month median $/sq ft. Reference only.

Explore Lake County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lake County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $206/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,370 – $1,993/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$677 – −$116At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1218 Santos Place, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1992 (34 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Lake County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,319 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,140/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

City
THE VILLAGES

Groceries, dining, and parks for this city — see the city guide.

County
Lake

Schools, taxes, and services are county-administered — see the county guide.

View →
Community
THE VILLAGES

Amenities and HOA/CDD detail on the neighborhood guide.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1218 Santos Place and when was it built?

Per the listing record, 1218 Santos Place was built in 1992 and has 1,319 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1218 Santos Place in?

1218 Santos Place is in The Villages, Lake County. The community section on this page shows recent closed sales, days on market, and active inventory for The Villages from the same MLS data.

Does 1218 Santos Place have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1218 Santos Place differ from the current owner's?

The estimate on this page (about $3,140 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1218 Santos Place in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1218 SANTOS PLACE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.