0 Head Road, Fleming Island, FL 32003
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 17, 2026, 0 HEAD Road in **verifying Subd**, Fleming Island is listed at $870,000 (3,163 sq ft, about $275 per sq ft). That is 296% above **verifying Subd**'s median closed sale of $219,900 over the last 12 months (3 recorded sales). Per square foot it is above the community's recent $172/sq ft by about 60%. It has been 23 days on market, well inside the community's typical 57 days. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- New construction — built 2026
- 3,163 sq ft of living area
- 2-car garage
- 23 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 2026BuiltPer public record
- Aug 25, 2026First trackedObserved at $870,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $4,519/mo 82%
- Taxes $710/mo 13%
- Insurance $228/mo 4%
- HOA $50/mo 1%
$5,508/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
40/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $275 per square foot, about 60% above the community’s $172 median. **verifying Subd**’s 12-month median sold price per square foot is $172. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
A NEARLY IMPOSSIBLE-TO-FIND ONE-ACRE HOMESITE. CUSTOM NEW CONSTRUCTION. EXCEPTIONAL PRIVACY.
This is the kind of to be built new construction opportunity that has become increasingly difficult to find in Northeast Florida. Set on a full one-acre homesite, surrounded by beautiful estate-style properties and offering a wonderful sense of privacy, this exceptional residence by Roger Day of Rosewood Homes pairs the space and serenity of estate living with the luxury and convenience of a brand-new custom home. A custom interpretation of one of Rosewood Homes' most popular designs, this impressive 3,163-square-foot, two-story residence offers 4 bedrooms, 4.5 baths, a private study, multiple living spaces and an exceptionally livable floor plan designed with both everyday comfort and entertaining in mind.
Step inside to soaring ceilings and a light-filled interior where the home opens beautifully from the foyer into the study and expansive main living areas. The heart of the home brings together the family room, dining area and gourmet kitchen, creating an open, inviting space that flows naturally to the oversized covered lanai and outdoor living areas beyond. The gourmet kitchen is designed to impress with 42-inch cabinetry with crown molding, soft-close drawers, granite countertops, stainless appliances, an oven/microwave tower, cooktop, abundant recessed lighting and a generous walk-in pantry.
An oversized island anchors the space and provides the perfect gathering place for family and friends. Privately positioned on the main level, the king-sized Owner's Suite is a true retreat, complete with two walk-in closets and a beautifully appointed bath featuring quartz countertops, raised-height vanities, an oversized tiled walk-in shower, separate garden tub and private water closet. The thoughtful floor plan continues with a private study, powder bath, laundry room and additional main-level bedroom suite, while the second floor provides additional bedroom and bath accommodations--giving everyone room to spread out while maintaining privacy.
And then there is the homesite. A full acre provides something increasingly rare in new construction: room to breathe. Instead of looking into a neighbor's backyard, enjoy a setting surrounded by estate-style homes, with the space to create the outdoor lifestyle you've imagined--whether that means a future pool, gardens, expanded entertaining areas or simply enjoying the luxury of privacy.
The home is further distinguished by Rosewood Homes' Platinum-level package and an extensive collection of premium upgrades, including designer-selected finishes, quartz countertops in the baths, upgraded cabinetry and millwork, Low-E windows, 2x6 exterior-wall construction, upgraded insulation, structured wiring, finished garage, professional landscaping and irrigation, and much more. Rosewood's commitment to quality continues well beyond the finishes, with multiple construction orientations and inspections along the way and a comprehensive builder-backed warranty program including 1-year workmanship, applicable 2-year systems coverage and a 10-year major structural warranty. This isn't simply another new construction home.
It's an opportunity to have the space of an estate property, the finishes of a luxury residence and the peace of mind of new construction--all on a private one-acre homesite. See the Documents tab for the complete Platinum Feature & Upgrade List. *PHOTOS SHOWN ARE OF A SIMILAR MODEL HOME BY ROSEWOOD HOMES.
FEATURES SHOWN MAY NOT BE INCLUDED IN THE PRICING OF THIS "TO BE BUILT HOME". CHANGES AND MODIFICATIONS CAN BE MADE TO THIS EXISTING PLAN. FOR MORE INFORMATION OR TO MEET WITH THE BUILDER CALL THE LISTING AGENT.*
All 34 photos
Description provided by COLDWELL BANKER VANGUARD REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $870,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 23 days on market vs. a 57-day community median
- 177 active listings competing, 63 under contract
For reference, this home is listed at $870,000 ($275/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,163 sq ft × $151–$193/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 17, 2026.
Similar homes for sale near **verifying Subd**
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by COLDWELL BANKER VANGUARD REALTY · MLS # 2161555
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Recent sales activity in **verifying Subd**
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the **verifying Subd** neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on **verifying Subd**
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Clay County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the **verifying Subd** guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 0 HEAD Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Clay County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 3,163 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $8,526/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: September 17, 2026) |
| Community market stats | realMLS closed sales, as of September 17, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 0 HEAD Road and when was it built?
Per the listing record, 0 HEAD Road was built in 2026 and has 3,163 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 0 HEAD Road in?
0 HEAD Road is in **verifying Subd** in Fleming Island, Clay County. The community section on this page shows recent closed sales, days on market, and active inventory for **verifying Subd** from the same MLS data.
Does 0 HEAD Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 0 HEAD Road differ from the current owner's?
The estimate on this page (about $8,526 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 0 HEAD Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.