3 bedroom Condominium at 10754 SCOTT MILL Road #16, Belle Oaks, Jacksonville — photo 1Front elevation
3 bedroom Condominium at 10754 SCOTT MILL Road #16, Belle Oaks, Jacksonville — photo 2Living space
3 bedroom Condominium at 10754 SCOTT MILL Road #16, Belle Oaks, Jacksonville — photo 3Kitchen
3 bedroom Condominium at 10754 SCOTT MILL Road #16, Belle Oaks, Jacksonville — photo 4Owner's suite
3 bedroom Condominium at 10754 SCOTT MILL Road #16, Belle Oaks, Jacksonville — photo 5Exterior / yardView all 93 photos →
<<<<<<< HEAD 99 days on market ======= <<<<<<<< HEAD:listings/idx-beaches/7370-orangewood-lane-303-boca-raton.html 193 days on market ======== 94 days on market >>>>>>>> origin/main:listings/idx/10754-scott-mill-road-16-jacksonville.html >>>>>>> origin/main Condominium
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$475,000
3-Bedroom Condo in Belle Oaks

10754 SCOTT MILL Road #16, Jacksonville, FL 32223

Condominium in Belle Oaks, Jacksonville · No CDD
Belle Oaks · Jacksonville, FL 32223 · Duval
Listing data updated July 15, 2026 · refreshed twice daily
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$595,000
3-Bedroom Condo in BOCA GROVE

7370 Orangewood Lane #303, Boca Raton, FL 33433

Condominium in BOCA GROVE, Boca Raton · No CDD
BOCA GROVE · Boca Raton, FL 33433 · Palm Beach
Listing data updated July 17, 2026 · refreshed twice daily
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$475,000

10754 SCOTT MILL Road #16, Jacksonville, FL 32223

Condominium in Belle Oaks, Jacksonville · No CDD · FEMA Zone X
Belle Oaks · Jacksonville, FL 32223 · Duval
Listing data updated July 10, 2026 · refreshed twice daily
>>>>>>>> origin/main:listings/idx/10754-scott-mill-road-16-jacksonville.html >>>>>>> origin/main
3Bedrooms
2.5Bathrooms
2,773Sq Ft
1985Year Built
$171Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
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in line with
$/sq ft vs community
$171 here vs $171 median sold (12 mo)
Buyer leverage
Balanced market
99 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~12 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

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in line with
$/sq ft vs community
$309 here vs $309 median sold (12 mo)
Buyer leverage
Strong buyer advantage
193 days on market
8.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 3
Price vs recent sales
Asking $595k tops 2 of the last 3 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

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Highlights
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  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 2,773 sq ft of living area
  • 2-car garage
  • 99 days on market
  • HOA ~$50/mo (estimate; confirm)
======= <<<<<<<< HEAD:listings/idx-beaches/7370-orangewood-lane-303-boca-raton.html
  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 1,925 sq ft of living area
  • 1-car garage
  • 193 days on market
  • HOA ~$50/mo (estimate; confirm)
>>>>>>> origin/main
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Property timeline

This home’s history

  • 1985BuiltPer public record
  • Jul 10, 2026First trackedObserved at $475,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,166/mo
  • Principal & interest $2,407/mo 76%
  • Taxes $451/mo 14%
  • Insurance $258/mo 8%
  • HOA $50/mo 2%

$3,166/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (90), Insurance cost (58)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $171/sq ft vs the community 12-month median $171/sq ft.
Affordability50
List price $475,000 vs the community median $475,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~12 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1985 build. Obtain a property-specific quote.
Renovation upside47
From a 1985 build and $171/sq ft vs the community median $171/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $171 per square foot, about in line with the community’s $171 median. Belle Oaks’s 12-month median sold price per square foot is $171. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: one of only 1 active listings in Belle Oaks, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Property timeline

This home’s history

  • 1985BuiltPer public record
  • Jul 2, 2026First trackedObserved at $595,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,908/mo
  • Principal & interest $3,015/mo 77%
  • Taxes $521/mo 13%
  • Insurance $323/mo 8%
  • HOA $50/mo 1%

$3,908/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Flood safety (95), Insurance cost (58)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $309/sq ft vs the community 12-month median $309/sq ft.
Affordability50
List price $595,000 vs the community median $595,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1985 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~8.3 months of supply (12-month record).
Renovation upside47
From a 1985 build and $309/sq ft vs the community median $309/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 8.3 months of supply in the surrounding market and 193 days on market for this home, against a 48-day area median.Days on market:this home 193Area median:  48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. As of July 15, 2026.

🟡 Asking $309 per square foot, about in line with the community’s $309 median. Boca Grove Plantation Boca Raton’s 12-month median sold price per square foot is $309. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

67% of homes in Boca Grove Plantation Boca Raton are owner-occupied. An estimated 33% are non-owner-occupied, including 12% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 237 homes matched. Community-level context.

What’s unique here: one of only 9 active listings in Boca Grove Plantation Boca Raton, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

>>>>>>> origin/main
Listing description

About this home

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UNMATCHED VALUE IN MANDARIN! Originally offered at $575,000 and now priced at just $475.000. With more than $130,000 invested in renovations, this move-in-ready home delivers exceptional square footage, quality updates, and value that's difficult to find in today's market.

Sellers have priced this home aggressively and are ready to review offers. Compare the condition, size, and updates--you'll quickly see why this may be one of Mandarin's best buys.

Description provided by RARE REAL ESTATE LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$475,000
Bed / bath3 / 2.5
Living area2,773 sq ft
Year built1985
Property typeCondominium
Garage2-car
MLS #2139261
Listing status99 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~12 ft
Windstorm exposureModerate
CountyDuval
Area listings1 active · 0 under contract
Estimated first-year tax~$5,415/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$171
Estimated monthly payment$3,166
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$475,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RARE REAL ESTATE LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$415,950the mess$532,416

Actual list price: $475,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing

For reference, this home is listed at $475,000 ($171/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,773 sq ft × $150–$192/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.

Keep looking

Similar homes for sale near Belle Oaks

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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SOPHISTICATION AND ELEGANCE. GOLF WITH NO TEE TIMES ON 18 HOLE CHAMPIONSHIP COURSE,10 HAR-TRU CLAY COURTS,5 PICKLEBALL COURTS, PADEL,WORLD CLASS CUISINE,AWARD WINNING FITNESS CENTER,AWARD WINNING CULINARY TEAM, SITUATED IN THE HEART OF BOCA RATON,430 (APROXIMATELY) MEMBER FAMILIES, METICULOUSLY MAINTAINED ,WITH ONE OF THE TOP-RANKED AQUATICS AND POOLS IN THE COUNTRY THIS ONE OF A KIND 3 BEDROOM UNIT HAS VAULTED CELIINGS, LARGE PATIO OVERLOOKING THE GOLF COURSE, DIRECTLY ACROSS FROM ALL

Description provided by Regency Realty Services and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$595,000
Bed / bath3 / 2.5
Living area1,925 sq ft
Year built1985
Property typeCondominium
Garage1-car
MLS #R11145988
Listing status193 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyPalm Beach
Area listings9 active · 1 under contract
Estimated first-year tax~$6,248/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$309
Estimated monthly payment$3,908
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$595,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of Regency Realty Services · Listing agent: Marjorie Bernstein · 561-394-4600Provided via the BeachesMLS Internet Data Exchange · All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
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  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1985 · 41 yrs
  • 2,773 sq ft of living area
  • 2-car garage
  • $171/sq ft — compared with the displayed median of $171 from recent nearby sales
  • 94 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $475,000, with 3 bedrooms and 2.5 bathrooms, and 2,773 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms3
Bathrooms2.5
Living area2,773 sq ft
Year built1985
Property typeCondominium

Financial

Est. monthly payment$3,236
Est. taxes / yr~$5,415
Est. insurance / yr~$3,092
HOA$50/mo
CDDNone on record
Price / sq ft$171

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~12 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,092/yr

Market

Days on market94
Neighborhood median DOM58
Active listings (area)1380
Comparable-sales median$475,000

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$3,092/yr
Estimated homeowners premium; get a real quote.

Estimated monthly payment

$3,236/mo
  • Principal & interest $2,477/mo 77%
  • Taxes $451/mo 14%
  • Insurance $258/mo 8%
  • HOA $50/mo 2%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (90), Insurance cost (58)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area50
This home $171/sq ft vs area median $171/sq ft from recent nearby sales.
Affordability50
List price $475,000 vs area median $475,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~12 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1985 build. Obtain a property-specific quote.
Market liquidity54
Area median 58 days on market.
Renovation upside47
From a 1985 build and $171/sq ft vs area $171/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$475,000
List price
As listed in the MLS
3 / 2.5
Bed / bath
Per the listing
2,773
Living area
Sq ft (approx.)
$171
Price / sq ft
List ÷ living area

The home

Year built1985
Per public record.
Property typeCondominium
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$5,415/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~12 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of RARE REAL ESTATE LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate: $415,950 – $532,416

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$415,950the mess$532,416

Actual list price: $475,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 94 days on market vs. a ~58-day neighborhood median
  • 1380 active listings competing in Belle Oaks
  • 562 under contract now
  • 29% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 158 new-construction homes competing

For reference, this home is listed at $475,000 ($171/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,773 sq ft × $150–$192/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.

Property timeline

This home’s history

  • 1985BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,177 – $3,167/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,122 – −$231At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$475,000
Bed / bath3 / 2.5
Living area2,773 sq ft
Year built1985
Property typeCondominium
MLS #2139261
Listing status94 days on market
Days on market94

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~12 ft
CountyDuval
Estimated first-year tax~$5,415/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$171
Estimated monthly payment$3,236
Estimated insurance~$3,092/yr
Messtimate rangeNot available on this page
Comparable-sales median$475,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$3,236
Principal & interest$2,477
Property tax$451
Insurance$258
CDD assessment$0
HOA$50
PMI$0

Down payment $95,000 · Loan $380,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$5,415/yr

The seller likely pays less due to the homestead cap. At a $475,000 purchase, expect your first full-year Duval bill near $5,415 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$3,092/yr

Estimate for a 1985 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~12 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in Belle Oaks

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Belle Oaks neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Median sale price (set)
$475,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$171

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$171

List price divided by living area. Provided as data, not a value judgment.

Explore Duval County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Crown PointAssigned elementary school · Duval County School District
MandarinAssigned middle school · Duval County School District
MandarinAssigned high school · Duval County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

Keep looking

Similar homes for sale near Belle Oaks

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

UNMATCHED VALUE IN MANDARIN! Originally offered at $575,000 and now priced at just $480,000. With more than $130,000 invested in renovations, this move-in-ready home delivers exceptional square footage, quality updates, and value that's difficult to find in today's market. Sellers have priced this home aggressively and are ready to review offers. Compare the condition, size, and updates--you'll quickly see why this may be one of Mandarin's best buys.

Description provided by RARE REAL ESTATE LLC and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms3
  • Bathrooms2.5
  • Living area2,773 sq ft

Exterior & lot

  • TypeCondominium

Systems

  • Year built1985
  • Age41 yrs

Listing

  • MLS #2139261
  • StatusActive
  • Days on market94
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

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The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$523,600the mess$666,050

Actual list price: $595,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 9 active listings competing, 1 under contract
  • 8.3 months of supply
  • 13 closed here in the last 12 months

For reference, this home is listed at $595,000 ($309/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,925 sq ft × $272–$346/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 17, 2026.

Keep looking

Similar homes for sale near BOCA GROVE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Transparency

Price & listing history

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Listed for $475,000Momentum Realty · on market 99 days
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Listed for $595,000Momentum Realty · on market 193 days
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Listed for $475,000Momentum Realty · on market 94 days
>>>>>>>> origin/main:listings/idx/10754-scott-mill-road-16-jacksonville.html >>>>>>> origin/main
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

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Property tax (first-year est.)
~$5,415/yr

A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

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Property tax (first-year est.)
~$6,248/yr

A rough first-year estimate only, applying a typical Palm Beach rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

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HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

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Ground elevation
~12 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

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Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

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Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records
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Recent sales activity in Belle Oaks

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Belle Oaks neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$475,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$171

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Belle Oaks

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

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Recent sales activity in BOCA GROVE

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the BOCA GROVE neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$595,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$309

Canonical 12-month median $/sq ft. Reference only.

Go deeper on BOCA GROVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

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Assigned schools

Assigned schools

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Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Crown PointAssigned elementary school · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEA
MandarinAssigned middle school · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEA
MandarinAssigned high school · Duval County School District · Grade A (Florida DOE 2025-26)
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Schools currently assigned to this address in Palm Beach County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Del PradoAssigned elementary school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEA
OmniAssigned middle school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
GRADEA
Spanish RiverAssigned high school · Palm Beach County School District · Grade A (Florida DOE 2025-26)
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How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

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If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,177 – $3,167/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,056 – −$165At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
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If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,727 – $3,967/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,266 – −$150At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
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Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

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Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 15, 2026)
Community market statsrealMLS closed sales, as of July 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

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Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 17, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

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Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 10754 SCOTT MILL Road #16 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.