43 days on market (MLS) Single Family Residence ▼ Price cut: $10,000 (9/30)
$419,900
3-Bedroom Home in Copper Creek Hills

1138 Copperfield Circle, Macclenny, FL 32063

Single Family Residence in Copper Creek Hills, Macclenny · No CDD on record
Copper Creek Hills · Macclenny, FL 32063 · Baker County
Listing data updated October 7, 2026 at 3:19 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
2,240Sq Ft
2002Year Built
$187Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
6% below
$/sq ft vs community
$187 here vs $199 median sold (12 mo)
Buyer leverage
Seller-leaning
43 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 7, 2026, 1138 COPPERFIELD Circle in Copper Creek Hills, Macclenny is listed at $419,900 (2,240 sq ft, about $187 per sq ft). That sits within a few percent of Copper Creek Hills's median closed sale of $424,200 over the last 12 months (3 recorded sales). It has been 43 days on market. Listing facts: built in 2002, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2002 · 24 yrs
  • 2,240 sq ft of living area
  • 2-car garage
  • 43 days on market
  • No HOA reported by the listing (confirm)
School district: Schools Baker County SchoolsCommunity built 1995–2016Baker County Recreation Department · 2 min driveTerri's Italian Kitchen & Bar · 3 min driveEd Fraser Memorial Hospital · 3 min drive
Listing description

About this home

Welcome to this spacious three-bedroom, two-bathroom home located in the very desirable Copper Creek neighborhood. This beautiful home features a comfortable great room with a gas fireplace, a separate living room, cozy breakfast nook & a formal dining room. The large master suite offers plenty of space & includes a private bathroom with a relaxing tub, walk-in shower & separate his-and-her walk-in closets.

Step outside & enjoy the huge fenced-in backyard, perfect for entertaining, pets, or play.

All 24 photos

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Description provided by FLATFLEE.COM INC and reproduced from the MLS; not independently verified.

Listing courtesy of FLATFLEE.COM INCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$419,900
Bed / bath3 / 2
Living area2,240 sq ft
Year built2002
Property typeSingle Family Residence
Garage2-car
MLS #2161540
Listing status43 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~130 ft
CountyBaker
Area listings1 active · 0 under contract
Estimated first-year tax~$5,700/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$187
Estimated monthly payment$2,954
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$424,200

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,954/mo
  • Principal & interest $2,298/mo 78%
  • Taxes $475/mo 16%
  • Insurance $181/mo 6%

$2,954/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$5,700/yr
≈ $475/mo·effective rate ~1.36%
Estimate: asking price less the $50,000 homestead exemption × Baker County rate (15.42 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
Current owner’s estimated bill $5,550/yr ($462/mo) — taxable value $359,098 × 15.42 mills
About the same each year
(+3%)

The estimate for a new owner and the current owner’s estimated bill are within a few percent of each other. Exemptions, portability and any change in millage will move the actual bill.

$8,473
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$367,571
Market value
$359,098
Assessed
$359,098
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~130 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Baker County, FL: overall Very Low. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively Low
Inland floodingVery Low
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively Low
LightningRelatively Low
Strong windVery Low
DroughtVery Low
HailVery Low
Cold waveVery Low
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Copper Creek Hills

Pricing & the Copper Creek Hills market

How this home is priced against recent nearby sales, and where Copper Creek Hills has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $187/sq ft$1871168 COPPERGATE Place1168 COPPERGATE Place: $195/sq ft$195Community median $199

Price vs. size in Copper Creek Hills

Each dot is a closed sale since 2002 (142 total). This home is the gold marker.

$115k$305k$495k1,4122,5513,690This home: $419,900, 2,240 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $187/sq ft.

$66$145$2252012: $8120122013: $912014: $10320142015: $982016: $10620162017: $962018: $11820182019: $1302020: $13420202021: $1452022: $18120222023: $1712025: $21020252026: $1992026

Median sale price by year

12-month median closed price, 2012–2026.

$145k$300k$454k2012: $180k20122013: $175k2014: $220k20142015: $213k2016: $228k20162017: $220k2018: $230k20182019: $281k2020: $306k20202021: $294k2022: $374k20222023: $365k2025: $400k20252026: $424k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 44 (normal).

1556972013: 3720132014: 472015: 2320152016: 702017: 2520172018: 442019: 5220192020: 642021: 5720212022: 892023: 3720232026: 442026
Property timeline

This home’s history

  • 2002BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 43 cumulative days on market as of October 7, 2026
  • Aug 25, 2026First seen on movewithmomentum.comObserved at $432,900
  • Sep 22, 2026Price cut$429,900 (-$3,000, -0.7%)
  • Sep 30, 2026Price cut$419,900 (-$10,000, -2.3%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $419,900Momentum Realty · on market 43 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

Only 1 closed sale within about 10 miles in Baker County in the last 18 months matched this home’s type and size. Fewer than 3 is too few for a median, so none is shown.

Limited comparable data: these sales are listed for reference only. A licensed agent can prepare a property-specific comparative market analysis. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Baker County in the last 18 months. Only 1 qualifies for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 2,240 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 7, 2026.

Momentum Scores

Momentum Property Score

57/100
Strongest on: Price vs area (65), Pricing power (65)
0 limited50100 exceptional

57/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area65
This home $187/sq ft vs the community 12-month median $199/sq ft.
Affordability52
List price $419,900 vs the community median $424,200. Not a measure of personal affordability.
Market liquidity45
Community median 77 days on market, ~4.0 months of supply (12-month record).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.
Market timing56
Momentum Market Heat is 44/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 43 days on market for this home, against a 77-day area median.Days on market:this home 43Area median:  77 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 6, 2026.

🟡 Asking $187 per square foot, about 6% below the community’s $199 median. Copper Creek Hills’s 12-month median sold price per square foot is $199. Median sold price per square foot is up 5.9% year over year. Confidence: Low · 3 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Copper Creek Hills sales closed near 95.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 6, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1 active listings in Copper Creek Hills, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by FLATFLEE.COM INC · MLS # 2161540

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in Copper Creek Hills

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

Go deeper

More on Copper Creek Hills

Go deeper on Copper Creek Hills

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Baker County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Baker CountyAssigned middle school · Baker County School District · Grade B (Florida DOE 2025-26)
GRADEB
Baker CountyAssigned high school · Baker County School District · Grade B (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Save A Lot 6 min

Dining

  • Terri's Italian Kitchen & Bar 3 min

Shopping

  • Cornerstone Square 7 min

Parks

  • Baker County Recreation Department 2 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1138 COPPERFIELD Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2002 (24 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Baker County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,240 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,700/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 7, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Baker County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1138 COPPERFIELD Circle and when was it built?

Per the listing record, 1138 COPPERFIELD Circle was built in 2002 and has 2,240 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1138 COPPERFIELD Circle in?

1138 COPPERFIELD Circle is in Copper Creek Hills in Macclenny, Baker County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 1138 COPPERFIELD Circle have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1138 COPPERFIELD Circle differ from the current owner's?

The estimate on this page (about $5,700 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are approximately equal to the current owner’s estimated bill. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1138 COPPERFIELD Circle in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.