Baker County Homes for Sale

Northeast Florida · county seat Macclenny · 28,186 residents

Baker County is Macclenny — a rural, close-knit county on the Georgia line west of Jacksonville, increasingly a affordable bedroom community for the Jacksonville metro while keeping its small-town, Osceola-National-Forest character.

68 homes for saleMedian $314KBalanced Market4 neighborhoods

Live Market Pulse

58/100
Momentum

Balanced Market

Buyer 7/10 · Seller 5/10 · Investor 5/10. One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.

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See Baker County Homes First

Off-market listings, true comps, and the carrying-cost math before you tour. Or get an instant cash offer on your current home.

Search all Baker County listings or get a cash offer →

Built fromZillow & Realtor.com datarealMLS listingsCensus & IRSUpdated monthly

LiveMarket PulseApril 2026

$314K

Median Value

+3.4%

1-Yr Price

58days

Avg DOM

29.0%

Price Cuts

Balanced

Seller Leverage

$216/sf

Median $/Sqft

For Sale

Jon's Current Read

"Baker County is Macclenny — a rural, close-knit county on the Georgia line west of Jacksonville, increasingly a affordable bedroom community for the Jacksonville metro while keeping its small-town, Osceola-National-Forest character. For buyers that means real negotiating room; for sellers, sharp pricing and a willingness to offer a concession. The county median is a starting point — the number that matters is the one for a specific home in a specific Baker County neighborhood, which is what we price against live comps."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Baker County snapshot (April 2026): typical home value $314K ($216/sqft), about 68 active listings, a median 58 days on market, and 29.0% of listings cutting price — a balanced market. Values are +3.4% over the past year and +5.4% over five years.

Baker's economy combines a large share of residents commuting east to Jacksonville's jobs with a significant state-corrections presence (Baker Correctional and the Northeast Florida State Hospital in nearby Macclenny), local healthcare (Ed Fraser Memorial Hospital), forestry in the Osceola National Forest, and county-and-school-district government.

Live Inventory

Homes for Sale in Baker County

About 68 active listings across Baker County right now, median list price $419K at $216/sqft. Browse everything for sale, filter by price, area, and school zone, and ask us about any address.

Entry

under $219K

Condos, townhomes, and starter homes — the lowest-cost way into Baker County and its school zones.

Core

$219K–$408K

The heart of the market: established single-family homes and newer planned-community product.

Top

$408K+

Luxury, waterfront, acreage, and custom homes — the county's strongest-resale tier.

Search all homes for sale in Baker County →See off-market & private listings

Rolled-up counts and medians from Realtor.com, April 2026. Price bands are typical ranges for orientation, not an appraisal.

Baker County Market Scorecard

Balanced Market

Baker County is a balanced market: about 68 active listings, a median list price of $419,000, 29.0% of them cutting price, and homes going under contract in about 58 days.

$314K

Typical value

New / mo

$216

$/sqft

Days on mkt

29.0%

Cut price

n/a

Median rent

Typical home value · last 13 months $314K

Go deeper: county scorecard · all 67 counties · true cost calculator · affordability calculator.

Typical value & rent: Zillow Research. Listings & days on market: Realtor.com, April 2026. Market metrics describe homes for sale and recent sales, not residents.

Should You Buy, Sell, or Invest Here?

7/10

Buyer

One of Florida's more affordable markets, with value-priced homes and land for buyers who want a rural pace.

5/10

Seller

Demand is steady but thin and value-driven, so price to recent local comps.

5/10

Investor

Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.

Momentum Offers

Get a Cash Offer in Baker County

Need to sell fast, as-is, or skip the showings? Momentum Offers gets you a real cash offer on your Baker County home in 24 hours — and, because we're a licensed RealTrends-500 brokerage, we'll also show you what the same home would net on the open market, so you can choose with both numbers in front of you.

Cash offer

~$282K

Close in as little as 7–14 days
No repairs, cleaning, or showings
No financing fall-through
Pick your move-out date

List with Momentum

~$314Ktypical value

Often nets more, even after commission
Sells 1.25% above MLS average, 8 days faster
Full marketing & negotiation
We front the prep with our concierge

Get my Baker County cash offer →How Momentum Offers works

Figures are illustrative ranges, not an offer. Your actual cash offer and net-to-seller depend on the home's condition, location, and current Baker County demand. Compare both at our Baker County cash-offer page.

Schools in Baker County

The Baker County School District is a small, community-centered district serving Macclenny and Glen St. Mary.

Baker County High School (Macclenny)

This is a small district; confirm the zoned assignment for a specific address. See school-zone guides →

Taxes, Insurance & Cost to Own

A median-priced Baker County home costs about $2,209/month all-in (mortgage, tax, and insurance, 10% down) against median household income of $70,833. Florida's homestead exemption removes up to $50,000 of assessed value, and Save Our Homes caps annual assessed-value increases at 3% while you keep the homestead.

Typical property-tax millage	15.422 mills (~1.54% before exemptions)
Avg. homeowners insurance	$836/yr (Citizens county avg)
Homestead exemption	Up to $50,000 + 3% Save Our Homes cap
Est. all-in monthly (PITI)	$2,209/mo on a $314K home
Income to buy median home	$88,376/yr (est.)

At about $836 a year on average, Baker is among the more reasonable insurance markets in Florida, though coastal and older homes still run well above the average. Wind-mitigation features earn insurance credits; flood insurance is priced separately by address. Run your own numbers with the true cost calculator.

New Construction in Baker County

Builders pulled 121 residential permits last year (+22.2% YoY) — 99 single-family and 22 multifamily, about 4.3 per 1,000 residents. Active master-planned communities include Macclenny-area subdivisions and acreage. Builders compete on rate buydowns and closing-cost credits; buyer representation matters even on a new build. See active builders →

Population & Migration

Baker County has about 28,186 residents. On a net domestic basis it gained roughly 401 people and a net +$13.37M in adjusted gross income in the latest IRS filing year (county-to-county moves within the U.S.; this does not count international migration or births). Migration is the demand engine behind prices: when more income flows in than out, it supports both rents and values.

12-Month Forecast

Expect Baker to draw steady, affordability-driven demand as a Jacksonville bedroom county over the next 12 months, with country acreage and Macclenny's small-town pace the main draws and prices well below Duval.

Cities & Towns in Baker County

The cities and communities that make up Baker County — each its own market with its own prices, schools, and feel.

Macclenny	County seat and the main bedroom community for west Jacksonville.
Glen St. Mary	Small town just west of Macclenny.
Sanderson	Rural community near the Osceola National Forest.

Economy & Major Employers

Baker County School District
Northeast Florida State Hospital
Baker Correctional Institution
Ed Fraser Memorial Hospital
Baker County government
Jacksonville-metro commuting
forestry

Many Baker residents commute east to the Jacksonville job market; corrections and a state hospital are major local employers.

A deep, diversified employer base is what underpins housing demand through national cycles. Talk to a local Baker County agent →

Most Popular Communities

The master-planned, golf, waterfront, luxury, and 55+ communities buyers ask about most in Baker County.

Master-planned	Macclenny-area subdivisions and acreage
Golf	area public courses
Waterfront	St. Marys River (Georgia line), Ocean Pond (Osceola National Forest)
Luxury	acreage and country estates

Lifestyle in Baker County

Baker is small-town, forest-edge Northeast Florida: the Osceola National Forest with Ocean Pond and the Olustee Battlefield, the St. Marys River along the Georgia line, hunting-and-fishing country, and a tight-knit rural community — all within commuting distance of Jacksonville's jobs and amenities. It is an affordable, country-living alternative to Duval.

Risks to Weigh

Baker's risks are rural: an economy reliant on commuting, corrections, and forestry, modest incomes, and inland hurricane wind-and-rain exposure. It is well inland, so surge is not a factor, and insurance is moderate. Its proximity to Jacksonville is its biggest advantage.

4 Neighborhoods

Every Neighborhood in Baker County

Honest, data-backed guides to 4 Baker County communities, grouped by city. Each has live listings, schools, HOA/CDD costs, and the real trade-offs.

Macclenny (4)

Copper Creek Hills · Cypress Pointe · Fox Ridge Estates · Glenfield Oaks

Explore Baker County on the map →

Baker County Real Estate FAQ

What is the median home price in Baker County?

The typical Baker County home is worth about $314K as of April 2026 (Zillow ZHVI), +3.4% over the past year. The median list price is similar; individual neighborhoods range widely around that figure.

Is Baker County a buyer's or seller's market?

As of April 2026, Baker County is a balanced market. Homes are taking a median of 58 days to sell, and inventory has rebuilt from its lows, giving buyers more room to negotiate than in recent years.

Is Baker County expensive?

Baker County's price-to-income ratio is about 4.4×, which is below the typical Florida county. The bigger cost surprises for newcomers are property insurance and, in newer communities, CDD fees — not the sticker price.

What is the average rent in Baker County?

Zillow does not publish a reliable median-rent index for a market the size of Baker County, so we don't quote a single rent figure here. A local agent can pull recent comparable rentals for a specific home or area.

Are property taxes high in Baker County?

The typical millage is about 15.422 mills, or roughly 1.54% of taxable value before exemptions. Florida's $50,000 homestead exemption and the Save Our Homes 3% assessment cap meaningfully lower the bill for owner-occupants.

How much is homeowners insurance in Baker County?

The Citizens county-average premium is about $836 a year, but your actual cost depends heavily on the home's age, roof, construction, and flood zone. Wind-mitigation credits can lower it; flood insurance is priced separately by address.

Is Baker County a good place to invest in real estate?

Low entry prices and steady local rental demand, though appreciation here is slow and steady rather than fast.

Is Baker County growing?

Baker County has about 28,186 residents and is still drawing net in-migration of people and income. Migration and jobs are the forces most likely to support prices through the rate cycle.

How long do homes take to sell in Baker County?

A median of about 58 days on market as of April 2026, longer than the 2021-2022 frenzy and a sign of today's more balanced conditions.

What are the best areas to live in Baker County?

The county seat, Macclenny, anchors the market, and the right area depends on whether you prioritize schools, commute, the water, or new construction. Our neighborhood guides map each on price, schools, and lifestyle.

What is the price per square foot in Baker County?

Listings in Baker County are priced around the area's median per-square-foot rate as of April 2026; smaller, older, and inland homes run below it, while new construction and waterfront run above. Per-square-foot is most useful within a single neighborhood, not across the whole county.

How much income do I need to buy a home in Baker County?

As a rough rule, a buyer needs household income roughly in line with the county's price-to-income ratio of 4.4× the home price, keeping total housing costs near 30% of income. Median household income here is $70,833. A lender pre-approval gives you the exact figure for your situation.

Is now a good time to buy in Baker County?

It depends on your horizon. For buyers planning to stay several years, today's balanced market conditions — more inventory and routine price cuts — offer better terms than the 2021-2022 peak. For short-term flips, flat appreciation makes the math tight. The right answer is specific to the home and your timeline.

Do I need flood insurance in Baker County?

It depends on the address. Homes in FEMA high-risk flood zones (A or V) typically require flood insurance with a federally backed mortgage, and even outside those zones it can be worth carrying in low-lying or coastal parts of Baker County. Flood premiums are priced separately by address under FEMA Risk Rating 2.0, so always check the flood zone before you buy.

Is Baker County a good place to retire?

Florida's lack of a state income tax and the homestead/Save Our Homes protections make Baker County attractive for retirees on a fixed income, especially in its 55+ and lower-maintenance communities. Weigh that against insurance costs and proximity to healthcare when you choose a specific area.

How fast are home prices rising in Baker County?

Over the past year, the typical Baker County home value moved +3.4%. Over five years it is +5.4% and over ten years +7.3% — so the long-run trend is up even though near-term growth has cooled.

What is the cost of living in Baker County?

Housing, insurance, and property tax are the main local cost drivers; Florida charges no state income tax. A median-priced home runs about $2,209 a month all-in (mortgage, tax, and insurance), against median household income of $70,833 a year. Utilities, transportation, and healthcare track close to state averages.

What are the risks of buying in Baker County?

The main ones are hurricane and flood exposure (which drive insurance costs), rising premiums statewide, and — in fast-growing submarkets — overbuilding that can soften resale and rents. On older condos, ask about reserves and special assessments. None are dealbreakers, but all belong in your budget before you offer.

Is Baker County good for real estate investors?

Baker County's estimated cap rate is roughly in line with the state norm, so it leans toward appreciation over cash flow. Net migration and the local job base are the demand signals that matter most for landlords here.

What counties are near Baker County?

See the 'Explore more' section on this page for direct links to the neighboring county market reports, plus the full set of scorecards for all 67 Florida counties.

Has inventory in Baker County gone up?

Yes — active listings are -17.6% versus a year ago. That rebuild from pandemic-era lows is the single biggest reason buyers have more leverage now than they did in 2021-2022.

Is Baker County a good affordable option near Jacksonville?

Yes — Macclenny and Baker County offer rural, country living and acreage at prices well below Duval, while keeping a reasonable commute west of Jacksonville. Buyers get small-town character and access to the Osceola National Forest, with the trade-offs of a longer drive to the city's jobs and a smaller local economy and services base.

More Northeast Florida Counties

Duval · Clay · Nassau · St. Johns · Putnam · Flagler · Volusia

Go deeper on Baker County: Baker property taxes · market scorecard (0–100) · cash offer & sell fast · search homes for sale

Statewide tools: all 67 county scorecards · rankings & compare · interactive market map · ZIP scorecards · property-tax calculator · homestead exemption · flood insurance

Talk to a Local Expert

Your move in Baker County starts with a real person.

Buying, selling, or investing — tell us what you're working on and a Baker County specialist follows up within one business day with real comps, the off-market list, and representation that's yours.