Single Family Residence in Durbin Crossing, St. Johns · No CDD · FEMA Zone X
Durbin Crossing · St. Johns, FL 32259 · St. Johns
Listing data updated July 10, 2026 · refreshed twice daily
5Bedrooms
4.5Bathrooms
3,594Sq Ft
2011Year Built
$205Per Sq Ft
Waterfront3-car garageNo CDDFEMA Zone X5 bedrooms
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 2011 · 15 yrs
3,594 sq ft of living area
3-car garage
$205/sq ft — compared with the displayed median of $226 from recent nearby sales
Listed at $735,000 — recent neighborhood median sale price ~$797,450 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
School district: Schools Schools are the engine of demand at Durbin Crossing. The community sits in the St. Johns County SchoolCommunity built 2007–2019Baseball field St. Johns · 3 min driveTsaocaa St Johns · 4 min driveShops of RACETRAC · 5 min drive
This listing is shown at $735,000, with 5 bedrooms and 4.5 bathrooms, and 3,594 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms5
Bathrooms4.5
Living area3,594 sq ft
Year built2011
Property typeSingle Family Residence
Financial
Est. monthly payment$4,680
Est. taxes / yr~$6,321
Est. insurance / yr~$3,241
HOA$50/mo
CDDNone on record
Price / sq ft$205
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~26 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$3,241/yr
Market
Days on market3
Neighborhood median DOM30
Active listings (area)22
Months of supply2.7
Comparable-sales median$797,450
This home3d
Area median30d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$3,241/yr
Estimated homeowners premium; get a real quote.
Months of supply
2.7 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
59/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$4,680/mo
Principal & interest $3,833/mo82%
Taxes $527/mo11%
Insurance $270/mo6%
HOA $50/mo1%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
67/100
Strongest on: Flood safety (95), Insurance cost (76)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area73
This home $205/sq ft vs area median $226/sq ft from recent nearby sales.
Affordability63
List price $735,000 vs area median $797,450. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~26 ft elevation. Verify the parcel with FEMA.
Insurance cost76
From FEMA Zone X and a 2011 build. Obtain a property-specific quote.
Market liquidity72
Area median 30 days on market, ~2.7 months of supply.
Investment metrics54
Objective supply and demand metrics for the area - not investment advice.
Renovation upside36
From a 2011 build and $205/sq ft vs area $226/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$735,000
List price
As listed in the MLS
5 / 4.5
Bed / bath
Per the listing
3,594
Living area
Sq ft (approx.)
$205
Price / sq ft
List ÷ living area
The home
Year built2011
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$6,321/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~26 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $693,642 – $916,470
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$693,642the mess$916,470
Actual list price: $735,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 32% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 3 days on market vs. a ~30-day neighborhood median
22 active listings competing in Durbin Crossing
15 under contract now
41% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈2.7 months of supply (one market-context metric; should not be used alone)
Median sale price is up 114% over the last 146 months
Homes here sell at about 99.8% of list price
98 closed here in the last 12 months
For reference, this home is listed at $735,000 ($205/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,594 sq ft × $193–$255/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Durbin Crossing market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
22Active listings
15Under contract
0New this month
2.7Months of supply
30Median days on market
41%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2011BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,369 – $4,900/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,408 – −$31At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$735,000
Bed / bath5 / 4.5
Living area3,594 sq ft
Year built2011
Property typeSingle Family Residence
MLS #2153909
Listing statusNew — 3 days on market
Days on market3
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~26 ft
CountySt. Johns
Estimated first-year tax~$6,321/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$205
Estimated monthly payment$4,680
Estimated insurance~$3,241/yr
Messtimate range$693,642 – $916,470
Comparable-sales median$797,450
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$4,680
Principal & interest$3,833
Property tax$527
Insurance$270
CDD assessment$0
HOA$50
PMI$0
Down payment $147,000 · Loan $588,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$6,321/yr
The seller likely pays less due to the homestead cap. At a $735,000 purchase, expect your first full-year St. Johns bill near $6,321 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$3,241/yr
Estimate for a 2011 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~26 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Durbin Crossing
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Durbin Crossing neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$797,450
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$226
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$205
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Durbin Crossing
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Walmart Supercenter Pickup Drive Thru 7 min
Dining
Kazu Sushi and Sushi Burito 9 min
Shopping
Shops of RACETRAC 5 min
Parks
Baseball field St. Johns 3 min
In the area
Recent Durbin Crossing news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Retail Dining
Whole Foods anchored center announced for Durbin Park's next phase
Regency Centers announced The Berkeley at Durbin Park, a shopping center anchored by Whole Foods Market planned along East Peyton Parkway near the UF Health campus. Early tenant commitments reported include TJ Maxx, Firebirds Wood Fired Grill and Shake Shack, with groundbreaking targeted for the fourth quarter of 2026.
Why it matters: A grocery anchor of this profile could broaden everyday retail options at Durbin Park, which historically has supported buyer interest in the surrounding communities.
Life Time reported under contract for a Durbin Park fitness site
A June 26 regional project update reported that Gate Petroleum confirmed Life Time went under contract June 18 for its proposed location in the Durbin Park area, advancing the roughly 85,000 square foot fitness center that a JEA service availability letter first signaled in March. It would be the health club chain's second Northeast Florida location.
Why it matters: Movement from early exploration to a contract may indicate the club operator is progressing toward a commitment near Durbin Crossing, though large recreation projects can still shift in timing or scope.
Life Time explores Durbin Park site for large fitness destination
Life Time Inc. is in early-stage exploration of an approximately 85,000 square foot, two-story fitness center in the Durbin Park area, signaled by a JEA service availability letter issued March 16, 2026. Preliminary plans include a roughly 65,000 square foot outdoor pool deck on land owned by Gate Petroleum affiliate Durbin Creek National, and the company cautioned the project remains early in the process.
Why it matters: Interest from a premium national health club operator may reflect strong household spending and daytime population trends around Durbin Park, though early-stage plans can change or stall.
Durbin Park Walmart plans 9,000 square foot pickup and delivery expansion
St. Johns County began reviewing a permit application filed February 4, 2026 to expand the 195,000 square foot Walmart Supercenter at The Pavilion at Durbin Park by about 9,000 square feet for online grocery pickup and delivery operations. The addition at the north end of the store ties into Walmart's national remodel and expansion initiative.
Why it matters: Anchor reinvestment in fulfillment capacity suggests the store is outperforming on e-commerce volume, which historically correlates with a healthy surrounding trade area.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Patriot Oaks AcademyPublic K-8 (in community) · St. Johns County School District
Creekside High SchoolPublic High 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$775,000
159 ROCKCREEK Drive, St. Johns
4 / 3.5 bd/ba · 3,452 sq ft · $225/sq ft
Courtesy of EPIQUE REALTY, INC · View details →
Sold Jul 2026
$634,000
299 ISLESBROOK Parkway, St. Johns
4 / 3.5 bd/ba · 3,354 sq ft · $189/sq ft
Courtesy of REAL BROKER LLC · View details →
Sold Jun 2026
$885,000
1261 LEITH HALL Drive, St. Johns
5 / 3.5 bd/ba · 3,330 sq ft · $266/sq ft
Courtesy of ROUND TABLE REALTY · View details →
Sold Jul 2026
$1,000,000
136 DUNDEE Place, St. Johns
4 / 3.5 bd/ba · 3,922 sq ft · $255/sq ft
Courtesy of MOMENTUM REALTY · View details →
Sold Jun 2026
$735,000
113 CHARMED Place, St. Johns
5 / 4 bd/ba · 3,257 sq ft · $226/sq ft
Courtesy of DD HOME REALTY INC · View details →
Sold Jun 2026
$819,900
1216 LEITH HALL Drive, Jacksonville
6 / 4.5 bd/ba · 4,257 sq ft · $193/sq ft
Courtesy of JPAR CITY AND BEACH · View details →
Median of the set: $226/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Durbin Crossing
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Impressive pond-front 5BR/4BA home in highly desirable Durbin Crossing! Boasting 3594 SF, this beautifully designed home with fresh paint & carpet offers an open, light-filled floor plan perfect for everyday living and entertaining. The gourmet kitchen is a standout with 42'' espresso cabinets, stainless steel appliances, Silestone quartz counter tops ,oversized walk-in pantry, breakfast nook,& a California-style island with seating for 4. The spacious owner's suite features serene water views, a large walk-in closet, garden tub, separate shower, & double vanities. Upstairs bonus room provides flexible space for a playroom, media room, or home office. Enjoy relaxing on the covered & screened lanai overlooking the peaceful pond. Ideally located near top shopping, dining, entertainment, with quick & easy access to both Duval & Clay counties. Great neighborhood amenities including pools, playgrounds, fitness & courts. Zoned with fabulous & nearby A- rated schools, This home has it all
Description provided by FIRST COAST REALTY OF JACKSONVILLE INC and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms5
Bathrooms4.5
Living area3,594 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built2011
Age15 yrs
Listing
MLS #2153909
StatusActive
Days on market3
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
St. Johns
Groceries, dining, and parks for this city — see the city guide.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $735,000Momentum Realty · on market 3 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 116 QUAIL CREEK Circle in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
