21 days on market (MLS) Single Family Residence ▼ Price cut: $15,000 (10/2)
$435,000
4-Bedroom Home in Wynnfield Lakes

11965 Diamond Springs Drive, Jacksonville, FL 32246

Single Family Residence in Wynnfield Lakes, Jacksonville · No CDD on record
Wynnfield Lakes · Jacksonville, FL 32246 · Duval County
Listing data updated October 14, 2026 at 1:21 PM ET · checked against the MLS hourly
4Bedrooms
2Bathrooms
2,059Sq Ft
2011Year Built
$211Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
4% below
$/sq ft vs community
$211 here vs $219 median sold (12 mo)
Buyer leverage
Strong seller market
21 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 12
Price vs recent sales
Asking $435k tops 6 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 11965 DIAMOND SPRINGS Drive in Wynnfield Lakes, Jacksonville is listed at $435,000 (2,059 sq ft, about $211 per sq ft). That sits within a few percent of Wynnfield Lakes's median closed sale of $454,950 over the last 12 months (10 recorded sales). It has been 21 days on market. Listing facts: built in 2011, HOA dues of $7/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2011 · 15 yrs
  • 2,059 sq ft of living area
  • 2-car garage
  • Listed at $435,000 — recent neighborhood median sale price ~$454,950 (nearby sales; deemed reliable, not an appraisal)
  • 21 days on market
  • HOA $7/mo (per listing)
School district: Wynnfield Lakes CDD County Duval County Florida Schools Duval County Public SchoolsCommunity built 1990–2011Sprouts · 5 min driveIsland Wing Company Grill & Bar - Tamaya · 5 min driveReunion Rehabilitation Hospital · 6 min drive
Listing description

About this home

This move-in-ready home is centrally located in Wynnfield Lakes, close to shopping, restaurants, hospitals and the beach. The 4/2 home features a spacious split floor plan with plenty of natural light. Kitchen has lots of counter space with beautiful granite, as well as stainless steel appliances.

The large primary bedroom has walk-in closet and en suite bathroom with double vanity and separate shower and tub. Home has spacious guest rooms/flex room that could be used as office or home gym. The guest bath features a shower-tub combo and has a newer mirror.

The indoor laundry room has a newer washer and dryer and shelves for storage. The 2 car garage provides extra storage space. The covered patio and backyard are perfect for entertaining or just enjoying your morning cup of coffee.

Home has beautiful curb appeal and it even comes with a new roof and a seller concession towards new windows at closing! This one is a must see!

All 31 photos

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Description provided by COLDWELL BANKER VANGUARD REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER VANGUARD REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$435,000
Bed / bath4 / 2
Living area2,059 sq ft
Year built2011
Property typeSingle Family Residence
Garage2-car
MLS #2166243
Listing status21 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~34 ft
CountyDuval
Area listings2 active · 1 under contract
Estimated first-year tax~$6,875/yr
CDD assessmentNone on record
HOA$7/mo

Calculated estimates

Price per sq ft$211
Estimated monthly payment$3,149
Insurance (illustrative)$2k–$3k/yr
Messtimate range$448,862 – $477,688
Comparable-sales median$454,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,149/mo
  • Principal & interest $2,409/mo 77%
  • Taxes $573/mo 18%
  • Insurance $160/mo 5%
  • HOA $7/mo 0%

$3,149/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$6,875/yr
≈ $573/mo·effective rate ~1.58%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $3,900/yr ($325/mo) — taxable value $218,185 × 17.86 mills
$2,975 more each year
(+76%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$161,002
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$379,187
Market value
$268,907
Assessed
$218,185
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 11965 Diamond Springs Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $3,900/yr (certified county roll, taxable value × millage). Buy at the asking price of $435,000 and the first-year bill resets to about $6,875/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$7/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote.
Roof and ageBuilt in 2011. An original roof would be about 15 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $690/month (tax $573, HOA $7, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$7/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~34 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Wynnfield Lakes

Pricing & the Wynnfield Lakes market

How this home is priced against recent nearby sales, and where Wynnfield Lakes has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales11582 WYNNFIELD LAKES Ci…11582 WYNNFIELD LAKES Circle: $183/sq ft$183This homeThis home: $211/sq ft$21112137 EMERALD GREEN Court12137 EMERALD GREEN Court: $218/sq ft$21812118 WYNNFIELD LAKES Ci…12118 WYNNFIELD LAKES Circle: $219/sq ft$21911997 DIAMOND SPRINGS Dr…11997 DIAMOND SPRINGS Drive: $219/sq ft$21912245 DIAMOND SPRINGS Dr…12245 DIAMOND SPRINGS Drive: $232/sq ft$23212447 SUNCHASE Drive12447 SUNCHASE Drive: $235/sq ft$235Community median $219

Price vs. size in Wynnfield Lakes

Each dot is a closed sale since 2006 (528 total). This home is the gold marker.

$128k$384k$640k1,3642,5223,681This home: $435,000, 2,059 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $211/sq ft.

$81$157$2342012: $10020122013: $952014: $10620142015: $1062016: $10520162017: $1192018: $11620182019: $1272020: $13220202021: $1472022: $18920222023: $1982024: $17720242025: $2022026: $2192026

Median sale price by year

12-month median closed price, 2012–2026.

$207k$378k$550k2012: $260k20122013: $240k2014: $259k20142015: $272k2016: $270k20162017: $275k2018: $302k20182019: $300k2020: $320k20202021: $388k2022: $517k20222023: $492k2024: $510k20242025: $440k2026: $455k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 62 (hot).

147922013: 1020132014: 602015: 4520152016: 292017: 4220172018: 602019: 2820192020: 792021: 8320212022: 832023: 2220232024: 662025: 3220252026: 622026
Property timeline

This home’s history

  • 2011BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 21 cumulative days on market as of October 14, 2026
  • Sep 24, 2026First seen on movewithmomentum.comObserved at $450,000
  • Oct 2, 2026Price cut$435,000 (-$15,000, -3.3%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $435,000Momentum Realty · on market 21 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Wynnfield Lakes in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $454,950 ($219/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$439,200the mess$497,100

Strong local evidence — built from 10 comparable closed sales in Wynnfield Lakes (same property type, closed within the last 18 months, each adjusted to today's market); the Duval County 2025 tax roll just value ($379,187) × the local sale-to-roll ratio of 40 nearby sales.

Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.

Actual list price: $435,000 ($211/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 13% spread on the same house — here is what a model can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — this home carries HOA dues of $7/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: 21 days on market vs. a 34-day community median
  • 2 active listings competing, 1 under contract
  • ≈2.4 months of supply
  • 10 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (10) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.

Momentum Scores

Momentum Property Score

53/100
Strongest on: Market liquidity (72), Price vs area (59)
0 limited50100 exceptional

53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area59
This home $211/sq ft vs the community 12-month median $219/sq ft.
Affordability57
List price $435,000 vs the community median $454,950. Not a measure of personal affordability.
Market liquidity72
Community median 34 days on market, ~2.4 months of supply (12-month record).
Pricing power40
Recent sales closed at about 100.0% of original asking (~0.0% below). More room below asking generally favors buyers.
Market timing38
Momentum Market Heat is 62/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.4 months of supply in the surrounding market and 21 days on market for this home, against a 34-day area median.Days on market:this home 21Area median:  34 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 12, 2026.

🟡 Asking $211 per square foot, about 4% below the community’s $219 median. Wynnfield Lakes’s 12-month median sold price per square foot is $219. Median sold price per square foot is up 3.4% year over year. Confidence: Medium · 10 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

78% of homes in Wynnfield Lakes are owner-occupied. An estimated 22% are non-owner-occupied, including 5% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 244 homes matched. Community-level context.

Recent Wynnfield Lakes sales closed near 100.0% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2 active listings in Wynnfield Lakes, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

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Listed by COLDWELL BANKER VANGUARD REALTY · MLS # 2166243

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or call (904) 351-6461
Keep looking

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Recently off market in Wynnfield Lakes

The street

Every home on Diamond Springs Drive: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Wynnfield Lakes news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Market

St. Johns County denies 4,462-acre Palm Valley farmland housing application under new state enclave law

Commissioners denied 3-2 on Sept. 15 the 4,462-acre Palm Valley application near Nocatee under the state agricultural enclave law, and the county plans to fight it in court. Another proposal of nearly 1,200 acres and about 15,000 homes south of St. Augustine was approved in August, then denied 3-2 on Sept. 28. St. Johns County has received 16 applications under the law.

Why it matters: The outcome of these applications will shape how much new housing supply can be added on rural land in the county. The site is about 11 miles southeast of Wynnfield Lakes.

Jacksonville Today

Sep 2026 · Infrastructure

JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

Why it matters: Raised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 6 miles north of Wynnfield Lakes.

News4JAX

Sep 2026 · Development

Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle

Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.

Why it matters: If approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 10 miles west of Wynnfield Lakes, elsewhere in Duval County.

Jacksonville Today

Jul 2026 · Development

Culinary Institute of America selects Jacksonville for Southeast campus

News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.

Why it matters: Anchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 9 miles west of Wynnfield Lakes, elsewhere in Duval County.

News4Jax

Go deeper

More on Wynnfield Lakes

Go deeper on Wynnfield Lakes

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Waterleaf Elementary (Duval)Public PreK-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEB
Kernan Middle School (Duval)Public 6-8 · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEA
Sandalwood High School (Duval)Public 9-12 · Duval County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Sprouts 5 min

Dining

  • Island Wing Company Grill & Bar - Tamaya 5 min

Shopping

  • Hodges Plaza 10 min

Parks

  • Patton Park 13 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 11965 DIAMOND SPRINGS Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2011 (15 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $7/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,059 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,875/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,975 more per year than the current owner’s estimated bill (+76%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesrealMLS closed sales in Wynnfield Lakes, last 18 months, as of October 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 11965 DIAMOND SPRINGS Drive and when was it built?

Per the listing record, 11965 DIAMOND SPRINGS Drive was built in 2011 and has 2,059 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 11965 DIAMOND SPRINGS Drive in?

11965 DIAMOND SPRINGS Drive is in Wynnfield Lakes in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 11965 DIAMOND SPRINGS Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $7 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 11965 DIAMOND SPRINGS Drive differ from the current owner's?

The estimate on this page (about $6,875 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,975 more per year than the current owner’s estimated bill (+76%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 11965 DIAMOND SPRINGS Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.