Pending Single Family Residence
$739,900
4-Bedroom Home in Tamaya

12674 Costas Way, Jacksonville, FL 32246

Single Family Residence in Tamaya, Jacksonville · No CDD on record · Built 2023
Tamaya · Jacksonville, FL 32246 · Duval County
Listing data updated October 19, 2026 at 2:51 AM ET · checked against the MLS hourly
4Bedrooms
3Bathrooms
2,259Sq Ft
2023Year Built
$328Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$328 here vs $328 median sold (12 mo)
Buyer leverage
Seller-leaning
17 days on market
3.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $740k tops 11 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 19, 2026, 12674 COSTAS Way in Tamaya, Jacksonville is listed at $739,900 (2,259 sq ft, about $328 per sq ft). That sits within a few percent of Tamaya's median closed sale of $860,000 over the last 12 months (43 recorded sales). It has been 17 days on market. Listing facts: built in 2023, HOA dues of $17/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2023 · 3 yrs
  • 2,259 sq ft of living area
  • 2-car garage
  • Listed at $739,900 — recent neighborhood median sale price ~$860,000 (nearby sales; deemed reliable, not an appraisal)
  • 17 days on market
  • HOA $17/mo (per listing)
School district: School District Duval County Public SchoolsCommunity built 2014–2025Island Fresh · 1 min driveRomashka Euro Store · 3 min driveAscension St. Vincent's Emergency Care - Beach · 3 min drive
Listing description

About this home

Welcome to Luxury Living in Gated Tamaya This stunning 2023-built ICI home offers 4 bedrooms plus a dedicated office and 3 full baths, situated on one of the largest lots in the neighborhood within one of the area's premier gated communities. A covered, paver front porch and covered entry make a striking first impression, and the exterior has just been freshly pressure washed. Step inside to soaring ceilings throughout, with the home drenched in natural daylight.

Brand-new luxury vinyl plank flooring (August 2026) flows through the main living areas, complemented by plantation shutters and high-end carpet replaced in 2023. New light fixtures throughout enhance the aesthetic. The spacious living room features glass sliders opening to the screened porch and paver patio, creating seamless indoor-outdoor living.

The gourmet kitchen shines with gorgeous granite countertops, a gas cooktop, and a wall oven and microwave -- Tamaya is a natural gas community, perfect for the home chef. The large primary bedroom overlooks the private backyard and pergola, offering peaceful views, and includes a spacious ensuite bath with a separate soaking tub and walk-in shower, plus a custom-designed closet. The laundry room impresses with custom cabinetry.

Washer and dryer included. Smart-home conveniences include a Nest thermostat, two exterior cameras, smart doorbell camera and wired smoke / CO2 detectors, all compatible with Google and accessible through a smartphone. The house is also fully wired with a security system and sensors on exterior doors, windows and with an interior motion sensor.

Newly added gutters round out the practical upgrades throughout. The garage features a shark coating floor. Outside is where this home truly shines: a private, fully fenced backyard oasis featuring a screened lanai overlooking an expansive paver patio and gas fire pit with key, plus a beautiful, lush garden with a new pergola and seating area.

All-new landscaping completes this tranquil retreat -- perfect for entertaining or quiet evenings at home. Enjoy world-class amenities including a 10,000 sq. ft.

clubhouse, fitness center, resort-style pool, tennis courts, and scenic trails. Ideally situated just 15 minutes from Jacksonville's beaches and close to St. Johns Town Center shopping and dining.

This home combines thoughtful design, quality upgrades, and an unbeatable Tamaya location. Beautiful home. The updates have already been done.

Just move in and enjoy!

All 52 photos

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Description provided by FLORIDA HOMES REALTY & MTG LLC and reproduced from the MLS; not independently verified.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$739,900
Bed / bath4 / 3
Living area2,259 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #2160220
Listing statusPending

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~35 ft
CountyDuval
Area listings11 active · 4 under contract
Estimated first-year tax~$12,325/yr
CDD assessmentNone on record
HOA$17/mo

Calculated estimates

Price per sq ft$328
Estimated monthly payment$5,352
Insurance (illustrative)$2k–$4k/yr
Messtimate range$725,139 – $790,650
Comparable-sales median$860,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,352/mo
  • Principal & interest $4,098/mo 77%
  • Taxes $1,027/mo 19%
  • Insurance $210/mo 4%
  • HOA $17/mo 0%

$5,352/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$12,325/yr
≈ $1,027/mo·effective rate ~1.67%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $9,925/yr ($827/mo) — taxable value $555,362 × 17.86 mills
$2,400 more each year
(+24%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$606,084
Market value
$606,084
Assessed
$555,362
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 12674 Costas Way

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $9,925/yr (certified county roll, taxable value × millage). Buy at the asking price of $739,900 and the first-year bill resets to about $12,325/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$17/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$3,500/yr; neither is a quote.
Roof and ageBuilt in 2023. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.

Estimated carrying cost at the asking price, before the mortgage: about $1,154/month (tax $1,027, HOA $17, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$17/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~35 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Tamaya

Pricing & the Tamaya market

How this home is priced against recent nearby sales, and where Tamaya has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales2443 PROVATI Court2443 PROVATI Court: $266/sq ft$2663121 BRETTUNGAR Drive3121 BRETTUNGAR Drive: $321/sq ft$321This homeThis home: $328/sq ft$32813001 TRAVE Way13001 TRAVE Way: $342/sq ft$3423092 BRETTUNGAR Drive3092 BRETTUNGAR Drive: $346/sq ft$3463073 DANUBE Court3073 DANUBE Court: $350/sq ft$3502890 PESCARA Drive2890 PESCARA Drive: $371/sq ft$371Community median $328

Price vs. size in Tamaya

Each dot is a closed sale since 2014 (1195 total). This home is the gold marker.

$0$1.2M$2.5M1,3054,5047,704This home: $739,900, 2,259 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2014–2026. This home lists at $328/sq ft.

$150$248$3472014: $16920142015: $1712016: $18020162017: $1882018: $20020182019: $2052020: $21620202021: $2322022: $28220222023: $3102024: $31020242025: $3262026: $3282026

Median sale price by year

12-month median closed price, 2014–2026.

$365k$713k$1.1M2014: $432k20142015: $482k2016: $498k20162017: $455k2018: $515k20182019: $550k2020: $555k20202021: $618k2022: $741k20222023: $880k2024: $994k20242025: $965k2026: $860k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 9 (cold).

047942015: 6120152016: 532017: 3320172018: 662019: 5620192020: 412021: 5420212022: 852023: 5520232024: 632025: 1820252026: 92026
Property timeline

This home’s history

  • 2023BuiltPer public record
  • Sep 10, 2026First seen on movewithmomentum.comObserved at $739,900
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $739,900Momentum Realty · on market 17 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Tamaya in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $860,000 ($328/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$700,700the mess$807,900

Strong local evidence — built from 7 comparable closed sales in Tamaya (same property type, closed within the last 18 months, each adjusted to today's market); the Duval County 2025 tax roll just value ($606,084) × the local sale-to-roll ratio of 40 nearby sales.

Track record: across 2,983 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-19.

Actual list price: $739,900 ($328/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 15% spread on the same house — here is what a model can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — this home carries HOA dues of $17/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: 17 days on market vs. a 27-day community median
  • 11 active listings competing, 4 under contract
  • ≈3.4 months of supply
  • 39 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (7) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 19, 2026.

Momentum Scores

Momentum Property Score

68/100
Strongest on: Market timing (91), Affordability (73)
0 limited50100 exceptional

68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $328/sq ft vs the community 12-month median $328/sq ft.
Affordability73
List price $739,900 vs the community median $860,000. Not a measure of personal affordability.
Market liquidity69
Community median 27 days on market, ~3.4 months of supply (12-month record).
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing91
Momentum Market Heat is 9/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 3.4 months of supply in the surrounding market and 17 days on market for this home, against a 27-day area median.Days on market:this home 17Area median:  27 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 18, 2026.

🟡 Asking $328 per square foot, about in line with the community’s $328 median. Tamaya’s 12-month median sold price per square foot is $328. Median sold price per square foot is down 10.9% year over year. Confidence: Very High · 43 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

80% of homes in Tamaya are owner-occupied. An estimated 20% are non-owner-occupied, including 8% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 328 homes matched. Community-level context.

Recent Tamaya sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 18, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 11 active listings in Tamaya, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

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Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by FLORIDA HOMES REALTY & MTG LLC · MLS # 2160220

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or call (904) 351-6461
Keep looking

Similar homes for sale near Tamaya

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Tamaya

  • 13091 Aegean Drive · $835,000 · 4 bd / 3.0 ba · listed October 16, 2026 (courtesy of COLDWELL BANKER VANGUARD REALTY)
  • 3033 Savona Court · $1,325,000 · 5 bd / 4.5 ba · listed September 24, 2026 (courtesy of THE LEGENDS OF REAL ESTATE)

Recently off market in Tamaya

The street

Every home on Costas Way: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Tamaya news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Aug 2026 · Market

Rehabilitation hospital beside Tamaya sells for 48.75 million dollars

A deed recorded August 12 with the Duval County Clerk shows Hammes Partners acquired the 48 bed Reunion Rehabilitation Hospital through HPIV Jacksonville LLC for 48.75 million dollars from a Dallas based ownership entity. The 4.6 acre site sits northeast of Kernan and Beach boulevards next to Grand Living at Tamaya. The underlying land traded for 2.36 million dollars in December 2022 before construction.

Why it matters: Institutional buyers paying well above original build cost at this intersection could signal continued investor confidence in the Beach and Kernan commercial node.

Jacksonville Daily Record

Jun 2026 · Retail Dining

Chewy Vet Care opens first Jacksonville clinic at Tamaya Market

Chewy Vet Care set a June 6 grand opening for its first Jacksonville clinic at 12675 Beach Boulevard in the Tamaya Market shopping center at northeast Beach and Kernan, with appointments starting June 5. The city had issued a permit in January for the roughly 2,795 square foot build-out at a cost near $373,500.

Why it matters: A national brand choosing Tamaya Market for its Jacksonville entry underscores the strength of the Beach and Kernan retail node, which may add everyday convenience for surrounding households.

Jacksonville Daily Record

May 2026 · Retail Dining

Bang'n Bagel Co. opens on Beach Boulevard near Tamaya

Bang'n Bagel Co., a New York style bagel concept from Jacksonville businessman Mark DeBiase and partners, soft-opened at 13423 Beach Boulevard with a grand opening set for May 30 and a drive-thru opening in early June. The founders plan additional locations around Jacksonville and along Florida's East Coast.

Why it matters: Independent food concepts opening on this stretch of Beach Boulevard add to the daily-needs and dining mix within a short drive of Tamaya, which may incrementally support the corridor's retail vitality.

Jacksonville Daily Record

Feb 2026 · Market

Grand Living at Tamaya senior community sells for $36 million

Ryan Companies sold the Grand Living at Tamaya senior living community at 3270 Tamaya Boulevard for $36 million to Artemis Real Estate Partners, which financed the acquisition with a $29.35 million Berkadia mortgage. The four-story, 192,088 square foot property was built in 2019 and offers independent living, assisted living, and memory care.

Why it matters: Institutional capital trading stabilized assets inside Tamaya may be read as confidence in the submarket's fundamentals, and continuity of the senior community preserves an aging-in-place option near residents' families.

Jacksonville Daily Record

Go deeper

More on Tamaya

Go deeper on Tamaya

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Kernan TrailAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEB
KernanAssigned middle school · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEA
Atlantic CoastAssigned high school · Duval County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Romashka Euro Store 3 min

Dining

  • Island Fresh 1 min

Shopping

  • Beachwood Plaza 6 min

Parks

  • Huffman Boulevard Park 6 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 12674 COSTAS Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $17/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,259 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $12,325/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,400 more per year than the current owner’s estimated bill (+24%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 19, 2026)
Comparable salesrealMLS closed sales in Tamaya, last 18 months, as of October 18, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 12674 COSTAS Way and when was it built?

Per the listing record, 12674 COSTAS Way was built in 2023 and has 2,259 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 12674 COSTAS Way in?

12674 COSTAS Way is in Tamaya in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 12674 COSTAS Way have an HOA, and how much are the dues?

The listing reports HOA dues of $17 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 12674 COSTAS Way differ from the current owner's?

The estimate on this page (about $12,325 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,400 more per year than the current owner’s estimated bill (+24%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 12674 COSTAS Way in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.