Pending Single Family Residence ▼ Price cut: $10,000 (8/4)
$349,900
4-Bedroom Home in Crystal Cove

1283 Jewelstone Lane, Jacksonville, FL 32221

Single Family Residence in Crystal Cove, Jacksonville · No CDD on record · Built 2025
Crystal Cove · Jacksonville, FL 32221 · Duval County
Listing data updated October 9, 2026 at 4:54 AM ET · checked against the MLS hourly
4Bedrooms
2.5Bathrooms
2,054Sq Ft
2025Year Built
$170Per Sq Ft
2-car garageNew constructionNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
10% below
$/sq ft vs community
$170 here vs $188 median sold (12 mo)
Buyer leverage
Buyer advantage
318 days on market
3.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~72 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $350k tops 11 of the last 12 closed sales; also one of the largest homes here at 2,054 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 9, 2026, 1283 JEWELSTONE Lane in Crystal Cove, Jacksonville is listed at $349,900 (2,054 sq ft, about $170 per sq ft). That sits within a few percent of Crystal Cove's median closed sale of $319,900 over the last 12 months (21 recorded sales). It has been 318 days on market, longer than the community's typical 79 days to contract. Listing facts: new construction, HOA dues of $35/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2025
  • 2,054 sq ft of living area
  • 2-car garage
  • Listed at $349,900 — recent neighborhood median sale price ~$319,900 (nearby sales; deemed reliable, not an appraisal)
  • 318 days on market
  • HOA $35/mo (per listing)
School district: Amenities No community amenities HOA HOA 425 dollars per year County Duval County Florida Schools Duval County Public SchoolsCommunity built 1992–2026Tacos Bella · 3 min driveNormandy Square · 3 min driveTrinity Plaza & Indoor Playground · 3 min drive
Listing description

About this home

Welcome Home! Take a look at this Brand-New 4/2.5 Home just completed! Be one of the first to own in this beautiful 81-home community--with the first 245are finishing up!

This stunning 4-bedroom, 2.5-bath home showcases wood-look vinyl plank flooring in the main living areas, plush carpet in the bedrooms, and a bright kitchen with white cabinets, granite countertops, and includes a stainless-steel kitchen appliance package. Relax and unwind on your covered lanai, perfect for outdoor living. Your new home also comes with a 1-year builder warranty and a termite bond for added peace of mind.

Zero-down financing available! Close to schools, shopping & I-10.

All 39 photos

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Description provided by RPB REALTY,INC and reproduced from the MLS; not independently verified.

Listing courtesy of RPB REALTY,INCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$349,900
Bed / bath4 / 2.5
Living area2,054 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #2115417
Listing statusPending

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~72 ft
CountyDuval
Area listings6 active · 3 under contract
Estimated first-year tax~$3,989/yr
CDD assessmentNone on record
HOA$35/mo

Calculated estimates

Price per sq ft$170
Estimated monthly payment$2,400
Insurance (illustrative)$1k–$2k/yr
Messtimate range$349,180 – $373,828
Comparable-sales median$319,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,400/mo
  • Principal & interest $1,938/mo 81%
  • Taxes $332/mo 14%
  • Insurance $94/mo 4%
  • HOA $35/mo 1%

$2,400/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,989/yr

Estimate: a typical Duval effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$35/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~72 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Crystal Cove

Pricing & the Crystal Cove market

How this home is priced against recent nearby sales, and where Crystal Cove has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales8650 CRYSTALLINE Lane8650 CRYSTALLINE Lane: $167/sq ft$1671223 JEWELSTONE Lane1223 JEWELSTONE Lane: $170/sq ft$170This homeThis home: $170/sq ft$1708627 CRYSTALLINE Lane8627 CRYSTALLINE Lane: $175/sq ft$1758614 CRYSTALLINE Lane8614 CRYSTALLINE Lane: $175/sq ft$1751224 JEWELSTONE Lane1224 JEWELSTONE Lane: $182/sq ft$1821295 JEWELSTONE Lane1295 JEWELSTONE Lane: $191/sq ft$191Community median $188
Property timeline

This home’s history

  • 2025BuiltPer public record
  • About Nov 2025Listed (per MLS)MLS reports 318 cumulative days on market as of October 9, 2026
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $359,900
  • Aug 4, 2026Price cut$349,900 (-$10,000, -2.8%)
  • NowUnder contractCurrently pending

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $349,900Momentum Realty · on market 318 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Crystal Cove in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $319,900 ($188/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$349,180the mess$373,828

Stronger local evidence — 6 comparable closed sales in Crystal Cove, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $349,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 7% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $35/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 318 days on market vs. a 79-day community median
  • 2 active listings competing, 2 under contract
  • ≈3.4 months of supply
  • 27 closed here in the last 12 months

For reference, this home is listed at $349,900 ($170/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,054 sq ft × $170–$182/sq ft (interquartile band of 6 comparable closed sales in Crystal Cove, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 9, 2026.

Momentum Scores

Momentum Property Score

67/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area74
This home $170/sq ft vs the community 12-month median $188/sq ft.
Affordability34
List price $349,900 vs the community median $319,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~72 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity48
Community median 79 days on market, ~3.4 months of supply (12-month record).
Pricing power69
Recent sales closed at about 94.3% of original asking (~5.7% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 3.4 months of supply in the surrounding market and 318 days on market for this home, against a 79-day area median.Days on market:this home 318Area median:  79 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 10, 2026.

🟡 Asking $170 per square foot, about 10% below the community’s $188 median. Crystal Cove’s 12-month median sold price per square foot is $188. Confidence: High · 21 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Crystal Cove sales closed near 94.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 10, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 6 active listings in Crystal Cove, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by RPB REALTY,INC · MLS # 2115417

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Keep looking

Similar homes for sale near Crystal Cove

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Crystal Cove

  • 8615 Crystalline Lane · $349,900 · 4 bd / 2.5 ba · listed September 24, 2026 (courtesy of RPB REALTY,INC)
  • 1326 Jewelstone Lane · $314,900 · 4 bd / 2.0 ba · listed September 16, 2026 (courtesy of RPB REALTY,INC)

Recently off market in Crystal Cove

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

Go deeper

More on Crystal Cove

Go deeper on Crystal Cove

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Normandy Village Elementary SchoolPublic elementary · Duval County School District · Grade C (Florida DOE 2025-26)
Charger AcademyPublic middle · Duval County School District
GRADEB
Edward H. White High SchoolPublic high · Duval County School District · Grade B (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Kroger 4 min

Dining

  • Tacos Bella 3 min

Shopping

  • Normandy Square 3 min

Parks

  • Normandy Park 4 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1283 JEWELSTONE Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $35/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,054 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,989/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 9, 2026)
Comparable salesrealMLS closed sales in Crystal Cove, last 18 months, as of August 10, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1283 JEWELSTONE Lane and when was it built?

Per the listing record, 1283 JEWELSTONE Lane was built in 2025 and has 2,054 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1283 JEWELSTONE Lane in?

1283 JEWELSTONE Lane is in Crystal Cove in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1283 JEWELSTONE Lane have an HOA, and how much are the dues?

The listing reports HOA dues of $35 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1283 JEWELSTONE Lane differ from the current owner's?

The estimate on this page (about $3,989 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1283 JEWELSTONE Lane in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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See 1283 JEWELSTONE Lane in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.