53 days on marketSingle Family Residence▼ Price cut: $40,000 (8/4)
$1,010,000
4-Bedroom Golf-Course Home in Jax Golf & Cc
12959 HUNT CLUB Road, Jacksonville, FL 32224
Single Family Residence in Jax Golf & Cc, Jacksonville · No CDD
Jax Golf & Cc · Jacksonville, FL 32224 · Duval
Listing data updated August 10, 2026 · refreshed twice daily
4Bedrooms
4Bathrooms
4,111Sq Ft
1992Year Built
$246Per Sq Ft
3-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
20% below
$/sq ft vs community
$246 here vs $309 median sold (12 mo)
Buyer leverage
Balanced market
53 days on market
2.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~31 ft elevation
$4k–$9k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $1.01M tops 8 of the last 12 closed sales; also one of the largest homes here at 4,111 sq ft
Listed at $1,010,000 — recent neighborhood median sale price ~$915,000 (nearby sales; deemed reliable, not an appraisal)
53 days on market
HOA ~$50/mo (estimate; confirm)
Golf course communitySchool district: Duval County Public SchoolsCommunity built 1989–1997Pablo Oaks Building · 5 min driveIsle of Palms Park JAX · 6 min driveSouthern Grounds & Co · 6 min drive
Momentum Research · Jax Golf & Cc
Pricing & the Jax Golf & Cc market
How this home is priced against recent nearby sales, and where Jax Golf & Cc has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Jax Golf & Cc
Each dot is a closed sale since 2001 (1295 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $246/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 52 (normal).
Property timeline
This home’s history
1992BuiltPer public record
Jul 2, 2026First trackedObserved at $1,050,000
Aug 4, 2026Price cut$1,010,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$6,633/mo
Principal & interest $5,118/mo77%
Taxes $960/mo14%
Insurance $506/mo8%
HOA $50/mo1%
$6,633/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Estimated from today’s asking price and current Duval County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $9,300/yr ($775/mo)
+$7,850 more each year
(+84%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$420,089
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
69/100
Strongest on: Price vs area (100), Flood safety (95)
0 limited50100 exceptional
69/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area100
This home $246/sq ft vs the community 12-month median $309/sq ft.
Affordability33
List price $1,010,000 vs the community median $915,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~31 ft elevation. Verify the parcel with FEMA.
Insurance cost63
From FEMA Zone X and a 1992 build. Obtain a property-specific quote.
Market liquidity77
Community median 28 days on market, ~2.0 months of supply (12-month record).
Renovation upside59
From a 1992 build and $246/sq ft vs the community median $309/sq ft. Not a condition assessment.
Buyer competition75
25% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power72
Recent sales closed at about 93.5% of original asking (~6.5% below). More room below asking generally favors buyers.
Market timing48
Momentum Market Heat is 52/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 2.0 months of supply in the surrounding market and 53 days on market for this home, against a 28-day area median.Days on market:this home 53Area median: 28 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 5, 2026.
🟡 Asking $246 per square foot, about 20% below the community’s $309 median. Jax Golf & Cc’s 12-month median sold price per square foot is $309. Median sold price per square foot is up 4.6% year over year. Confidence: Very High · 42 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
91% of homes in Jax Golf & Cc are owner-occupied. An estimated 9% are non-owner-occupied, including 10% held in a company or trust and 1% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 975 homes matched. Community-level context.
Recent Jax Golf & Cc sales closed near 93.5% of original asking. Cash paid for about 25% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 5, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 7 active listings in Jax Golf & Cc, no CDD assessment.
Updated August 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to the highly desirable Jacksonville Golf & Country Club, where this spacious home offers an incredible opportunity to create the home you've always envisioned. Thoughtfully designed with multiple living spaces, the floor plan includes a formal living room, formal dining room, dedicated office, and a comfortable family room that opens to the eat-in kitchen. The split-bedroom layout provides privacy for the owner's suite, which features an oversized en-suite bath and a previous owner-added washer and dryer conveniently located within one of the suite's closets.
Upstairs, a versatile bonus room can easily serve as a fourth bedroom, game room, media room, or private retreat for children or guests. Situated on a generously sized lot with ample room to add a pool, this home offers endless possibilities to personalize and make your own. Don't miss this chance to own in one of Jacksonville's premier gated golf communities.
Description provided by HOME PLACE REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,010,000
Bed / bath4 / 4
Living area4,111 sq ft
Year built1992
Property typeSingle Family Residence
Garage3-car
MLS #2151508
Listing status53 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~31 ft
Windstorm exposureModerate
CountyDuval
Area listings7 active · 3 under contract
Estimated first-year tax~$11,514/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$246
Estimated monthly payment$6,633
Insurance (illustrative)$4k–$9k/yr
Messtimate range$1,237,411 – $1,434,739
Comparable-sales median$915,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$1,237,411the mess$1,434,739
Actual list price: $1,010,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 16% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 53 days on market vs. a 28-day community median
8 active listings competing, 4 under contract
≈2.0 months of supply
42 closed here in the last 12 months
For reference, this home is listed at $1,010,000 ($246/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 4,111 sq ft × $301–$349/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 10, 2026.
Keep looking
Similar homes for sale near Jax Golf & Cc
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $1,010,000Momentum Realty · on market 53 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$11,514/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$4k–$9k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~31 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Jax Golf & Cc
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Jax Golf & Cc neighborhood guide for more.
Comparable sales found
5
Recent nearby closings in the data set.
Community median sale price
$915,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$309
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Jax Golf & Cc
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Development
Baptist HealthPlace at Seven Pines opens to patients June 2
Baptist Health opened its HealthPlace medical office building at the north end of Stillwood Pines Boulevard in the Seven Pines master plan on June 2, with primary care, orthopedics and cardiology on site. The building is open to anyone in the area, not only Seven Pines residents. Brasfield & Gorrie was the contractor and E4H the architect.
Why it matters: On-site primary and specialty care rounds out the daily-needs base forming along Butler Boulevard, alongside the retail under construction at The Village at Seven Pines. Nearby owners may read this as another piece of the corridor buildout reaching completion.
JGCC releases renderings for $30 million club renovation, construction to start September 2026
Jacksonville Golf & Country Club published first-phase renderings of its Blueprint for Tomorrow project, showing a resort-style pool with cabanas, lap lanes and a zero-entry children's area plus a two-story, 18,000 square foot wellness building with fitness, spa and locker facilities next to the clubhouse. The club said construction is expected to begin in September 2026, with the full golf course rebuild by Staples Golf Design still slated to follow in 2027.
Why it matters: Visible progress from approval to renderings suggests the amenity overhaul is on schedule, which historically supports member confidence and could strengthen buyer perception of the community even though owners should plan around the course closure window in 2027.
The Village at Seven Pines breaks ground at Butler and I-295 with Publix, Williams Sonoma and more
Regency Centers held the ceremonial groundbreaking for its Publix-anchored Village at Seven Pines shopping center at southeast Butler Boulevard and I-295, announcing tenants including 1928 Cuban Bistro, Ember & Iron, Williams Sonoma, Pottery Barn Kids, ToyTopia, RE Spa and Chase Bank. The city issued permits totaling about $26.9 million on February 9, and Regency expects the first stores to open in 2027. Regency also plans to relocate its headquarters to the development.
Why it matters: A new upscale grocery and dining hub minutes from the JGCC gates could shorten everyday errands for residents and may add a retail amenity layer that the immediate Kernan and Butler corridor has historically lacked.
Seven Pines master-planned community hits 500-lot sales goal for 2025
The Seven Pines community at Butler Boulevard and I-295 reported it met its goal of 500 residential lot sales by the end of 2025, a pace milestone for the roughly 1,000-acre master-planned development. At build-out the project is planned for about 1,600 single-family homes, apartments and more than 1 million square feet of commercial and retail space.
Why it matters: Strong absorption next door signals sustained demand for the Butler and Kernan corridor, which may support resale values in established communities like JGCC while also adding new-construction competition for some buyer segments.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
La Fiesta Latin Market 7 min
Dining
Woodruff Bistro 7 min
Shopping
Hodges Plaza 9 min
Parks
Isle of Palms Park JAX 6 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Chets Creek ElementaryK-5 · Duval County School District
GRADEB
Kernan Middle School6-8 · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEA
Atlantic Coast High School9-12 · Duval County School District · Grade A (Florida DOE 2025-26)
Providence SchoolPK-12 · Duval County School District
The Foundation AcademyK-12 · Duval County School District
The Bolles SchoolPK-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $309/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$4,629 – $6,733/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,147 – −$253At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: August 10, 2026)
Community market stats
realMLS closed sales, as of August 5, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 12959 HUNT CLUB Road in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
