Sumerlin At Bartram · Jacksonville, FL 32258 · Duval County
Listing data checked against the MLS November 13, 2026 at 6:47 AM ET · rechecked hourly
Listed by AIM REALTY OF JACKSONVILLE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
2Bedrooms
2.5Bathrooms
1,327Sq Ft
2007Year Built
$162Per Sq Ft
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
4% below
$/sq ft vs community
$162 here vs $168 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 12
Price vs recent sales
Asking $215k is at or below all 12 recent closed sales
12997 SURFSIDE Drive in Sumerlin At Bartram, Jacksonville is listed at $214,990 (1,327 sq ft, about $162 per sq ft). That is 31% below Sumerlin At Bartram's median closed sale of $310,000 over the last 12 months (15 recorded sales). It came to market within the past week. Listing facts: built in 2007, HOA dues of $313/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2007 · 19 yrs
1,327 sq ft of living area
Listed at $214,990 — recent neighborhood median sale price ~$310,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $313/mo (per listing)
School district: County Duval County Florida Schools Duval County Public SchoolsCommunity built 2006–2009Spice Grill Indian Cuisine · 2 min driveChrisry Pediatra · 2 min driveChampion Swim School · 3 min drive
Listing description
About this home
Welcome to this charming 2-bedroom, 2.5-bath townhome in the gated community of Sumerlin! Spacious living & dining areas flow into a kitchen with a breakfast bar, keeping everyone connected while cooking or entertaining. Tile flooring throughout the main level makes cleanup easy, & a convenient half bath adds functionality.
Upstairs, both bedrooms & two full bathrooms feature newly installed luxury vinyl plank (LVP) flooring. A versatile loft is ideal for a home office, reading nook or additional living space. The screened lanai offers a cozy spot for morning coffee or relaxing outdoors.
Enjoy the community pool & fitness center, along with assigned parking. Shopping, dining & entertainment at Bartram Park & Durbin Park are nearby, with easy access to I-95 & Baptist Medical Center South. Come see all this lovely townhome has to offer!
Welcome to this charming 2-bedroom, 2.5-bath townhome located in the gated community of Sumerlin! The downstairs area features spacious living & dining spaces that flow into a kitchen with a breakfast bar, ensuring everyone stays connected whether you're cooking or entertaining guests. The tile flooring throughout the main level makes cleanup a breeze, & a convenient half bath adds to the functionality.
Upstairs, you'll find both bedrooms along with two full bathrooms, all featuring newly installed luxury vinyl plank (LVP) flooring. There is also a loft area that serves as an ideal home office, reading nook, or additional living space. The screened lanai provides a cozy spot to enjoy your morning coffee or relax outdoors.
Residents can take advantage of the community pool & fitness center, as well as assigned parking. With shopping, dining, & entertainment options at Bartram Park & Durbin Park nearby, plus easy access to I-95 & Baptist Medical Center South, this home is ideally situated. Come see all that this lovely townhome has to offer!
All 22 photos
Description provided by AIM REALTY OF JACKSONVILLE and reproduced from the MLS; not independently verified.
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$200,300the mess$237,100
Strong local evidence — built from 4 comparable closed sales in Sumerlin At Bartram (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 60 nearby closed sales; the Duval County 2025 tax roll just value ($199,634) × the local sale-to-roll ratio of 40 nearby sales.
Track record: across 2,836 recent closed sales we scored, the closed price landed inside the Messtimate range 64% of the time; median miss 9.2% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-13.
Actual list price: $214,990 ($162/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 18% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $313/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: listed Nov 12, 2026 on market vs. a 47-day community median
6 active listings competing, 2 under contract
≈4.0 months of supply
15 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (4) + a local hedonic fit (60 sales) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 13, 2026.
How it stacks up
Comparable recent sales
4 closed sales in Sumerlin At Bartram, in the same part of Jacksonville (Mandarin or Southside) in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Feb 2026
$220,000
12996 SPRINGS MANOR Drive, Jacksonville
2 / 2.5 bd/ba · 1,327 sq ft · $166/sq ft
Courtesy of TRADITIONS REALTY LLC · View details →
Sold Sep 2026
$230,000
13019 SURFSIDE Drive, Jacksonville
2 / 2.5 bd/ba · 1,327 sq ft · $173/sq ft
Courtesy of LOKATION · View details →
Sold May 2026
$210,000
6180 HIGH TIDE Boulevard, Jacksonville
2 / 2.5 bd/ba · 1,327 sq ft · $158/sq ft
Courtesy of AIM REALTY OF JACKSONVILLE · View details →
Sold Aug 2026
$205,030
13061 SHALLOWATER Road, Jacksonville
2 / 2.5 bd/ba · 1,327 sq ft · $155/sq ft
Courtesy of HERRON REAL ESTATE LLC · View details →
Median of these 4 sales: $310,000 ($168/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$214,990
Bed / bath2 / 2.5
Living area1,327 sq ft
Year built2007
Property typeTownhouse
MLS #2173469
Listing statuslisted Nov 12, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
CountyDuval
Area listings5 active · 2 under contract
Estimated first-year tax~$2,950/yr
CDD assessmentNone on record
HOA$313/mo
Calculated estimates
Price per sq ft$162
Estimated monthly payment$1,801
Insurance (illustrative)$500–$2k/yr
Comparable-sales median$310,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$1,801/mo
Principal & interest $1,157/mo64%
Taxes $246/mo14%
Insurance $85/mo5%
HOA $313/mo17%
$1,801/mo at 20% down, 30-yr @ 7.11% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $3,500/yr ($292/mo) — taxable value $195,734 × 17.86 mills
$550 less each year
(−16%)
The current taxable value ($195,734) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.
$3,900
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$199,634
Market value
$195,734
Assessed
$195,734
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 12997 Surfside Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $3,500/yr (certified county roll, taxable value × millage). Buy at the asking price of $214,990 and the first-year bill resets to about $2,950/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$313/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $500–$1,500/yr; neither is a quote.
Roof and age
Built in 2007. An original roof would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $668/month (tax $246, HOA $313, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$500–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$313/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Sumerlin At Bartram
Pricing & the Sumerlin At Bartram market
How this home is priced against recent nearby sales, and where Sumerlin At Bartram has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Sumerlin At Bartram
Each dot is a closed sale since 2011 (413 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $162/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 27 (cold).
Property timeline
This home’s history
2007BuiltPer public record
About Nov 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Nov 12, 2026)
Nov 12, 2026First seen on our siteObserved at $214,990
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $214,990AIM REALTY OF JACKSONVILLE · listed Nov 12, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
70/100
Strongest on: Affordability (100), Market timing (73)
0 limited50100 exceptional
70/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area59
This home $162/sq ft vs the community 12-month median $168/sq ft.
Affordability100
List price $214,990 vs the community median $310,000. Not a measure of personal affordability.
Market liquidity57
Community median 47 days on market, ~4.0 months of supply (12-month record).
Pricing power63
Recent sales closed at about 95.4% of original asking (~4.6% below). More room below asking generally favors buyers.
Market timing73
Momentum Market Heat is 27/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 4.0 months of supply in the surrounding market and 1 days on market for this home, against a 47-day area median.Days on market:this home 1Area median: 47 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of November 12, 2026.
🟡 Asking $162 per square foot, about 4% below the community’s $168 median. Sumerlin At Bartram’s 12-month median sold price per square foot is $168. Median sold price per square foot is up 10.7% year over year. Confidence: Medium · 15 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
54% of homes in Sumerlin At Bartram are owner-occupied. An estimated 46% are non-owner-occupied, including 11% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 157 homes matched. Community-level context.
Recent Sumerlin At Bartram sales closed near 95.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending November 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 5 active listings in Sumerlin At Bartram, no CDD assessment.
Checked against the MLS November 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by AIM REALTY OF JACKSONVILLE · MLS # 2173469
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Keep looking
Similar homes for sale near Sumerlin At Bartram
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
1604 Arcadia Drive #105, Jacksonville · $99,000 · 2 bd / 2.0 ba · listed November 13, 2026 (courtesy of HOMESMART)
5738 Round Table Road, Jacksonville · $285,000 · 4 bd / 2.0 ba · listed November 13, 2026 (courtesy of MARK SPAIN REAL ESTATE)
4273 Venetia Boulevard, Jacksonville · $2,995,000 · 4 bd / 4.0 ba · listed November 13, 2026 (courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST)
7642 Commander Lane, Jacksonville · $279,990 · 3 bd / 2.5 ba · listed November 13, 2026 (courtesy of OLYMPUS EXECUTIVE REALTY, INC)
6544 Bob-O-Link Road, Jacksonville · $114,500 · 2 bd / 1.0 ba · listed November 13, 2026 (courtesy of EXP REALTY LLC)
5636 Bryner Drive, Jacksonville · $135,000 · 2 bd / 2.0 ba · listed November 13, 2026 (courtesy of THIRDSTONE PROPERTIES LLC)
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
Why it matters: Adds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 14 miles northwest of Sumerlin At Bartram Park, elsewhere in Duval County.
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
Why it matters: Anchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 15 miles northwest of Sumerlin At Bartram Park, elsewhere in Duval County.
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
Why it matters: New limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 13 miles southwest of Sumerlin At Bartram Park.
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
Why it matters: Added grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The site is about 3 miles southeast of Sumerlin At Bartram Park.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Bartram SpringsAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEB
Twin Lakes AcademyAssigned middle school · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEA
MandarinAssigned high school · Duval County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 4 min
Dining
Spice Grill Indian Cuisine 2 min
Shopping
Shoppes at Bartram Park 5 min
Parks
Champion Swim School 3 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 12997 SURFSIDE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2007 (19 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $313/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,327 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $2,950/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $550 less per year than the current owner’s estimated bill (−16%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: November 13, 2026)
Comparable sales
realMLS closed sales in Sumerlin At Bartram, in the same part of Jacksonville (Mandarin or Southside), last 18 months, as of November 12, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 12997 SURFSIDE Drive and when was it built?
Per the listing record, 12997 SURFSIDE Drive was built in 2007 and has 1,327 sq ft of living area, 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 12997 SURFSIDE Drive in?
12997 SURFSIDE Drive is in Sumerlin At Bartram in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 12997 SURFSIDE Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $313 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 12997 SURFSIDE Drive differ from the current owner's?
The estimate on this page (about $2,950 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $550 less per year than the current owner’s estimated bill (−16%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 12997 SURFSIDE Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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See 12997 SURFSIDE Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of AIM REALTY OF JACKSONVILLE
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
