180 days on market (MLS) Single Family Residence ▼ Price cut: $14,000 (8/7)
$285,000
2-Bedroom Home in Victory Park

1322 Macarthur Street, Jacksonville, FL 32205

Single Family Residence in Victory Park, Jacksonville · No CDD on record
Victory Park · Jacksonville, FL 32205 · Duval County
Listing data updated October 12, 2026 at 3:29 AM ET · checked against the MLS hourly
2Bedrooms
2Bathrooms
947Sq Ft
1942Year Built
$301Per Sq Ft
1-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
33% above
$/sq ft vs community
$301 here vs $227 median sold (12 mo)
Buyer leverage
Buyer advantage
180 days on market
5.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~18 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 7
Price vs recent sales
Asking $285k tops 3 of the last 7 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 12, 2026, 1322 MACARTHUR Street in Victory Park, Jacksonville is listed at $285,000 (947 sq ft, about $301 per sq ft). That sits within a few percent of Victory Park's median closed sale of $260,000 over the last 12 months (8 recorded sales). Per square foot it is above the community's recent $227/sq ft by about 33%. It has been 180 days on market, longer than the community's typical 9 days to contract. Listing facts: built in 1942, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1942 · 84 yrs
  • 947 sq ft of living area
  • 1-car garage
  • Listed at $285,000 — recent neighborhood median sale price ~$260,000 (nearby sales; deemed reliable, not an appraisal)
  • 180 days on market
  • No HOA reported by the listing (confirm)
Listing description

About this home

Welcome to 1322 MacArthur St, a stunningly renovated 2 bedroom, two bathroom gem directly outside of historic Avondale. This home perfectly blends classic charm with modern luxury. Step inside to an open floor plan featuring a gourmet kitchen with quartz countertops, a large island, and designer cabinetry.

The living area is anchored by a sleek electric fireplace, and the bathrooms boast spa-like marble-style tile. Enjoy peace of mind with a new roof, AC, plumbing, and electrical. The exterior features a fresh white facade, a large private deck, and a fully fenced yard.

Rare for the area, this property includes a detached garage and a storage shed. Boasting an extremely walkable location, you are minutes from the Shops of Avondale on St. Johns Avenue, the nightlife of King Street, and 5 Points.

Reach Downtown or San Marco in under 15 minutes, and the beach in less than 45. Experience the best of Duval County in a home that has it all. Schedule your showing today!

All 33 photos

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Description provided by WHOLESALE REALTY LLC and reproduced from the MLS; not independently verified.

Listing courtesy of WHOLESALE REALTY LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$285,000
Bed / bath2 / 2
Living area947 sq ft
Year built1942
Property typeSingle Family Residence
Garage1-car
MLS #2139948
Listing status180 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~18 ft
CountyDuval
Area listings3 active · 0 under contract
Estimated first-year tax~$4,200/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$301
Estimated monthly payment$2,083
Insurance (illustrative)$2k–$2k/yr
Messtimate range$196,976 – $269,895
Comparable-sales median$260,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,083/mo
  • Principal & interest $1,579/mo 76%
  • Taxes $350/mo 17%
  • Insurance $155/mo 7%

$2,083/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$4,200/yr
≈ $350/mo·effective rate ~1.47%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $3,800/yr ($317/mo) — taxable value $212,984 × 17.86 mills
$400 more each year
(+11%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$8,699
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$221,683
Market value
$212,984
Assessed
$212,984
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~18 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Victory Park

Pricing & the Victory Park market

How this home is priced against recent nearby sales, and where Victory Park has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1336 PINEGROVE Court1336 PINEGROVE Court: $181/sq ft$1811281 MENNA Street1281 MENNA Street: $208/sq ft$2081263 MACARTHUR Street1263 MACARTHUR Street: $247/sq ft$2471285 AZALEA Drive1285 AZALEA Drive: $285/sq ft$285This homeThis home: $301/sq ft$3011327 MACARTHUR Street1327 MACARTHUR Street: $314/sq ft$314Community median $227

Price vs. size in Victory Park

Each dot is a closed sale since 2002 (60 total). This home is the gold marker.

$14k$228k$443k8951,2841,673This home: $285,000, 947 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $301/sq ft.

$31$168$3052012: $5820122013: $9120132017: $16520172018: $13420182019: $19720192020: $16420202022: $27820222023: $25220232026: $2272026

Median sale price by year

12-month median closed price, 2012–2026.

$40k$204k$368k2012: $71k20122013: $102k20132017: $174k20172018: $200k20182019: $205k20192020: $204k20202022: $336k20222023: $295k20232026: $260k2026
Property timeline

This home’s history

  • 1942BuiltPer public record
  • About Apr 2026Listed (per MLS)MLS reports 180 cumulative days on market as of October 12, 2026
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $305,000
  • Aug 4, 2026Price cut$299,000 (-$6,000, -2.0%)
  • Aug 7, 2026Price cut$285,000 (-$14,000, -4.7%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $285,000Momentum Realty · on market 180 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

5 closed sales in Victory Park in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 5 sales: $260,000 ($227/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$196,976the mess$269,895

Stronger local evidence — 5 comparable closed sales in Victory Park, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $285,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 37% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1942 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 180 days on market vs. a 10-day community median
  • 3 active listings competing
  • ≈5.1 months of supply
  • 7 closed here in the last 12 months

For reference, this home is listed at $285,000 ($301/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 947 sq ft × $208–$285/sq ft (interquartile band of 5 comparable closed sales in Victory Park, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 12, 2026.

Momentum Scores

Momentum Property Score

48/100
Strongest on: Flood safety (95), Market liquidity (66)
0 limited50100 exceptional

48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $301/sq ft vs the community 12-month median $227/sq ft.
Affordability34
List price $285,000 vs the community median $260,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~18 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1942 build. Obtain a property-specific quote.
Market liquidity66
Community median 10 days on market, ~5.1 months of supply (12-month record).
Pricing power44
Recent sales closed at about 99.2% of original asking (~0.8% below). More room below asking generally favors buyers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 5.1 months of supply in the surrounding market and 180 days on market for this home, against a 10-day area median.Days on market:this home 180Area median:  10 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 10, 2026.

🟡 Asking $301 per square foot, about 33% above the community’s $227 median. Victory Park’s 12-month median sold price per square foot is $227. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

69% of homes in Victory Park are owner-occupied. An estimated 31% are non-owner-occupied, including 8% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 146 homes matched. Community-level context.

Recent Victory Park sales closed near 99.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 10, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Victory Park, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by WHOLESALE REALTY LLC · MLS # 2139948

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Recently off market in Victory Park

The street

Every home on Macarthur Street: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

Go deeper

More on Victory Park

Go deeper on Victory Park

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Duval County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1322 MACARTHUR Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1942 (84 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 947 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,200/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $400 more per year than the current owner’s estimated bill (+11%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 12, 2026)
Comparable salesrealMLS closed sales in Victory Park, last 18 months, as of October 10, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1322 MACARTHUR Street and when was it built?

Per the listing record, 1322 MACARTHUR Street was built in 1942 and has 947 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1322 MACARTHUR Street in?

1322 MACARTHUR Street is in Victory Park in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1322 MACARTHUR Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1322 MACARTHUR Street differ from the current owner's?

The estimate on this page (about $4,200 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $400 more per year than the current owner’s estimated bill (+11%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1322 MACARTHUR Street in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.