60 days on market (MLS) Single Family Residence ▼ Price cut: $10,000 (9/25)
$465,000
4-Bedroom Home in Springfield

1443 N Pearl Street, Jacksonville, FL 32206

Single Family Residence in Springfield, Jacksonville · No CDD on record
Springfield · Jacksonville, FL 32206 · Duval County
Listing data updated October 4, 2026 · refreshed hourly
4Bedrooms
2.5Bathrooms
2,208Sq Ft
2008Year Built
$211Per Sq Ft
1-car garageNo CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
23% above
$/sq ft vs community
$211 here vs $172 median sold (12 mo)
Buyer leverage
Balanced market
60 days on market
5.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~18 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 4 of 5
Price vs recent sales
Asking $465k tops 4 of the last 5 closed sales; also one of the largest homes here at 2,208 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 4, 2026, 1443 N PEARL Street in Springfield, Jacksonville is listed at $465,000 (2,208 sq ft, about $211 per sq ft). That is 51% above Springfield's median closed sale of $307,000 over the last 12 months (81 recorded sales). Per square foot it is above the community's recent $172/sq ft by about 23%. It has been 60 days on market. Listing facts: built in 2008, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2008 · 18 yrs
  • 2,208 sq ft of living area
  • 1-car garage
  • Listed at $465,000 — recent neighborhood median sale price ~$307,000 (nearby sales; deemed reliable, not an appraisal)
  • 60 days on market
  • No HOA reported by the listing (confirm)
School district: HOA No HOA and no CDD on most homes County Duval County Florida Schools Duval County Public SchoolsCommunity built 1902–2026Othello · 1 min driveFoxy Lady Cafe · 1 min driveProfessional Offices Building (POB) · 2 min drive
Listing description

About this home

Historic Springfield Prairie-style home with nearly $50,000 in recent improvements! Just minutes from Downtown Jacksonville, where more than $7 BILLION in proposed, planned and underway development projects are transforming the urban core--an excellent opportunity to own near one of Northeast Florida's largest concentrations of new investment. Built in 2008 by Springfield Restoration Group, this 4BR/2.5BA, 2,208 SF home features dual primary suites, 10' ceilings, hardwood/engineered wood floors, extensive crown molding, custom trim and gas fireplace.

Kitchen offers granite, cherry cabinetry, gas range, island and designer backsplash. Updates include new architectural roofs on home, garage & shed, interior/exterior paint, water heater, landscaping, HVAC service and electrical/maintenance improvements. Fenced backyard with detached garage/workshop.

Blocks from beautiful Klutho Park. NOTE: Some interior photos virtually staged. This historic-style home blends timeless architectural details with today's modern conveniences.

Interior features include hardwood floors throughout, custom crown molding and trim, Prairie-style windows, recessed lighting, custom staircase archway, and a beautiful subway-tiled gas fireplace with custom mantel. The spacious kitchen offers granite countertops, cherry cabinetry, under-cabinet lighting, gas cooking, center island, and a newly installed ceramic tile backsplash. Two primary suites--one on each level--provide flexible living arrangements, while the upstairs owner's suite includes custom cherry closet built-ins, double vanities, a walk-in shower, and rain shower head.

Additional highlights include an upstairs laundry room, walk-in closets, security system, irrigation system, detached garage, storage shed, and transferable termite bond. Prior to listing, the seller completed approximately $47,000 in improvements, including a new Atlas Lifetime architectural roof on the home, detached garage and shed, complete exterior repaint, extensive interior repaint, new kitchen backsplash, new water heater, HVAC servicing, wood repairs, updated lighting, smoke detectors, electrical improvements, exterior door replacement, deck repairs, fresh caulking, and numerous additional maintenance items--making this one of Historic Springfield's most move-in-ready homes. Located just one block from Klutho Park and only minutes from Downtown Jacksonville, the Riverwalk, EverBank Stadium, restaurants, breweries, shopping, and the neighborhood's vibrant historic district.

All 68 photos

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Description provided by COLDWELL BANKER VANGUARD REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER VANGUARD REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$465,000
Bed / bath4 / 2.5
Living area2,208 sq ft
Year built2008
Property typeSingle Family Residence
Garage1-car
MLS #2158461
Listing status60 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~18 ft
CountyDuval
Area listings38 active · 14 under contract
Estimated first-year tax~$7,425/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$211
Estimated monthly payment$3,345
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$307,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,345/mo
  • Principal & interest $2,545/mo 76%
  • Taxes $619/mo 18%
  • Insurance $181/mo 5%

$3,345/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$7,425/yr
≈ $619/mo·effective rate ~1.60%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,325/yr ($360/mo) — taxable value $242,586 × 17.86 mills
$3,100 more each year
(+72%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$208,474
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$451,060
Market value
$293,308
Assessed
$242,586
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~18 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Springfield

Pricing & the Springfield market

How this home is priced against recent nearby sales, and where Springfield has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales234 W 6TH Street234 W 6TH Street: $107/sq ft$107411 E 1ST Street411 E 1ST Street: $202/sq ft$202This homeThis home: $211/sq ft$2111132 N MARKET Street1132 N MARKET Street: $322/sq ft$322Community median $172

Price vs. size in Springfield

Each dot is a closed sale since 2001 (2809 total). This home is the gold marker.

$0$421k$843k1173,4106,704This home: $465,000, 2,208 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $211/sq ft.

$6$103$2002012: $2520122013: $262014: $3120142015: $452016: $7920162017: $882018: $9220182019: $1002020: $12620202021: $1412022: $17420222023: $1822024: $17120242025: $1752026: $1722026

Median sale price by year

12-month median closed price, 2012–2026.

$13k$190k$367k2012: $51k20122013: $47k2014: $61k20142015: $84k2016: $155k20162017: $156k2018: $175k20182019: $180k2020: $210k20202021: $266k2022: $270k20222023: $330k2024: $290k20242025: $333k2026: $307k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 32 (cold).

1746762013: 2320132014: 342015: 4420152016: 482017: 2320172018: 702019: 4720192020: 642021: 7020212022: 702023: 6620232024: 482025: 6120252026: 322026
Property timeline

This home’s history

  • 2008BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 60 cumulative days on market as of October 4, 2026
  • Aug 7, 2026First seen on movewithmomentum.comObserved at $525,000
  • Aug 18, 2026Price cut$495,000 (-$30,000, -5.7%)
  • Sep 2, 2026Price cut$475,000 (-$20,000, -4.0%)
  • Sep 25, 2026Price cut$465,000 (-$10,000, -2.1%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $465,000Momentum Realty · on market 60 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

3 closed sales in Springfield in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 3 sales: $307,000 ($172/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$333,408the mess$426,144

Directional estimate — 3 comparable closed sales in Springfield, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $465,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 60 days on market vs. a 59-day community median
  • 43 active listings competing, 14 under contract
  • ≈5.6 months of supply
  • 81 closed here in the last 12 months

For reference, this home is listed at $465,000 ($211/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,208 sq ft × $151–$193/sq ft (±12% around the median of 3 comparable closed sales in Springfield, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 4, 2026.

Momentum Scores

Momentum Property Score

50/100
Strongest on: Flood safety (95), Insurance cost (74)
0 limited50100 exceptional

50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $211/sq ft vs the community 12-month median $172/sq ft.
Affordability0
List price $465,000 vs the community median $307,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~18 ft elevation. Verify the parcel with FEMA.
Insurance cost74
From FEMA Zone X and a 2008 build. Obtain a property-specific quote.
Market liquidity43
Community median 59 days on market, ~5.6 months of supply (12-month record).
Pricing power72
Recent sales closed at about 93.6% of original asking (~6.4% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 5.6 months of supply in the surrounding market and 60 days on market for this home, against a 59-day area median.Days on market:this home 60Area median:  59 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 1, 2026.

🟡 Asking $211 per square foot, about 23% above the community’s $172 median. Springfield’s 12-month median sold price per square foot is $172. Median sold price per square foot is down 7.8% year over year. Confidence: Very High · 81 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Springfield sales closed near 93.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 1, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 38 active listings in Springfield, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 4, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COLDWELL BANKER VANGUARD REALTY · MLS # 2158461

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or call (904) 351-6461
Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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  • 69 W 32nd Street · $39,999 · 3 bd / 1.5 ba · listed September 29, 2026 (courtesy of 1 REALTY CORP)

Recently off market in Springfield

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Springfield news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jan 2026 · Civic

City Council approves sale of historic Springfield Armory to redevelopment nonprofit

Jacksonville City Council voted 17-0 on Jan. 13 to sell the city-owned former Florida National Guard Armory at 851 N. Market St. to a subsidiary of Fort Lauderdale-based REVA Development Corp. for $3.04 million. The 1916 building, slated since 2019 for a mixed-use conversion with galleries, co-working, a food hall and a microbrewery, has had only roof and minor repairs to date, with full rehab estimated near $30 million.

Why it matters: Transferring a long-stalled landmark to private ownership may set up adaptive reuse, though the timeline for actual construction remains uncertain.

Jacksonville Daily Record

Dec 2025 · Civic

SPAR acquires historic Drew Mansion for community-space rehab

Springfield Preservation and Revitalization announced Dec. 8 it had acquired the 1909 Drew Mansion at 245 W. Third St. and launched a $1.5 million campaign to rehabilitate and operate it. Plans call for converting the deteriorated landmark into a publicly accessible community space and archive with low-cost office space.

Why it matters: Stabilizing a deteriorated landmark through preservation may reinforce the historic character that distinguishes Springfield's housing stock.

Jacksonville Daily Record

Nov 2025 · Development

Corner on Main apartments completed in Springfield

Corner on Main, a 202-unit mixed-use development at 1148 N. Main St., reached completion in early 2025, preserving a 1928 art-deco landmark while adding roughly 324,708 square feet of residences and ground-floor retail. The roughly $59 million project, built by Summit Contracting Group, features hidden parking, resort-style pools and Emerald Trail access.

Why it matters: A large new apartment count on Main Street may expand rental housing supply and street-level activity along Springfield's primary corridor.

Jacksonville Daily Record

Sep 2025 · Infrastructure

Officials break ground on Hogan Street Link of the Emerald Trail

City and private leaders broke ground Sept. 25 on the Hogan Street Link, narrowing Hogan Street to one northbound lane with a two-way bike lane from Riverfront Plaza to Union Street. Full completion is targeted for early 2027; a later phase extending into Springfield to FSCJ awaits funding after a federal grant was voided in mid-2025.

Why it matters: Extending the Emerald Trail toward Springfield could improve pedestrian and bike connectivity, a feature increasingly cited near urban-core homes.

Jacksonville Daily Record

Go deeper

More on Springfield

Go deeper on Springfield

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Andrew A. Robinson Elementary SchoolPublic PreK-5 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEB
Springfield Middle SchoolPublic 6-8 · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEB
William M. Raines High SchoolPublic 9-12 · Duval County School District · Grade B (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Dining

  • Othello 1 min

Shopping

  • Hope Centre Mall 7 min

Parks

  • Henry J. Klutho Park 3 min

Health

  • Professional Offices Building (POB) 2 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1443 N PEARL Street, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2008 (18 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,208 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,425/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,100 more per year than the current owner’s estimated bill (+72%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 4, 2026)
Comparable salesrealMLS closed sales in Springfield, last 18 months, as of October 1, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1443 N PEARL Street and when was it built?

Per the listing record, 1443 N PEARL Street was built in 2008 and has 2,208 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1443 N PEARL Street in?

1443 N PEARL Street is in Springfield in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1443 N PEARL Street have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1443 N PEARL Street differ from the current owner's?

The estimate on this page (about $7,425 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,100 more per year than the current owner’s estimated bill (+72%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1443 N PEARL Street in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1443 N PEARL Street in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.