5 bedroom Single Family Residence at 147 POTTERS MILL Trail, Settlers Landing, Ponte Vedra — photo 1Front elevation
5 bedroom Single Family Residence at 147 POTTERS MILL Trail, Settlers Landing, Ponte Vedra — photo 2Living space
5 bedroom Single Family Residence at 147 POTTERS MILL Trail, Settlers Landing, Ponte Vedra — photo 3Kitchen
5 bedroom Single Family Residence at 147 POTTERS MILL Trail, Settlers Landing, Ponte Vedra — photo 4Owner's suite
5 bedroom Single Family Residence at 147 POTTERS MILL Trail, Settlers Landing, Ponte Vedra — photo 5Exterior / yardView all 59 photos →
137 days on market Single Family Residence ▼ Price cut: $25,000 (8/4)
$1,125,000
5-Bedroom Home in Settlers Landing

147 POTTERS MILL Trail, Ponte Vedra, FL 32081

Single Family Residence in Settlers Landing, Ponte Vedra · No CDD · Built 2022
Settlers Landing · Ponte Vedra, FL 32081 · St. Johns
Listing data updated August 10, 2026 · refreshed twice daily
5Bedrooms
4Bathrooms
3,139Sq Ft
2022Year Built
$358Per Sq Ft
3-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
21% above
$/sq ft vs community
$358 here vs $297 median sold (12 mo)
Buyer leverage
Strong buyer advantage
137 days on market
8.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~42 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 11
Price vs recent sales
Asking $1.12M tops 6 of the last 11 closed sales; also one of the largest homes here at 3,139 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2022 · 4 yrs
  • 3,139 sq ft of living area
  • 3-car garage
  • Listed at $1,125,000 — recent neighborhood median sale price ~$631,500 (nearby sales; deemed reliable, not an appraisal)
  • 137 days on market
  • HOA ~$50/mo (estimate; confirm)
School district: Nocatee CDD County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 1986–2024Baptist Heart Specialists · 2 min driveNocatee Community Park (Public) · 3 min driveThe Kookaburra Nocatee · 3 min drive
Momentum Research · Settlers Landing

Pricing & the Settlers Landing market

How this home is priced against recent nearby sales, and where Settlers Landing has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales141 SETTLERS LANDING Dri…141 SETTLERS LANDING Drive: $337/sq ft$337This homeThis home: $358/sq ft$35874 SETTLERS LANDING Drive74 SETTLERS LANDING Drive: $359/sq ft$35952 SUNSHINE BASS Court52 SUNSHINE BASS Court: $362/sq ft$36246 HARPERS MILL Drive46 HARPERS MILL Drive: $441/sq ft$441Community median $297

Price vs. size in Settlers Landing

Each dot is a closed sale since 2001 (402 total). This home is the gold marker.

$0$1.1M$2.1M8092,8124,815This home: $1,125,000, 3,139 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $358/sq ft.

$27$192$3562012: $5920122013: $602014: $5920142015: $722016: $9120162017: $1032018: $11020182019: $1242020: $12320202021: $1512022: $26720222023: $2992024: $32420242025: $3122026: $2972026

Median sale price by year

12-month median closed price, 2012–2026.

$0$462k$924k2012: $84k20122013: $74k2014: $75k20142015: $97k2016: $120k20162017: $129k2018: $145k20182019: $163k2020: $174k20202021: $197k2022: $638k20222023: $747k2024: $832k20242025: $750k2026: $632k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 28 (cold).

652992013: 2620132014: 282015: 4520152016: 592017: 5520172018: 602019: 4920192020: 722021: 7220212022: 902023: 6120232024: 402025: 1520252026: 282026
Property timeline

This home’s history

  • 2022BuiltPer public record
  • Jul 2, 2026First trackedObserved at $1,150,000
  • Aug 4, 2026Price cut$1,125,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$6,884/mo
  • Principal & interest $5,700/mo 83%
  • Taxes $806/mo 12%
  • Insurance $327/mo 5%
  • HOA $50/mo 1%

$6,884/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$5,785
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$958,305
Market value
$952,520
Assessed
$952,520
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Flood safety (95), Buyer competition (83)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $358/sq ft vs the community 12-month median $297/sq ft.
Affordability0
List price $1,125,000 vs the community median $631,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~42 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity38
Community median 42 days on market, ~8.7 months of supply (12-month record).
Renovation upside10
From a 2022 build and $358/sq ft vs the community median $297/sq ft. Not a condition assessment.
Buyer competition83
17% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power59
Recent sales closed at about 96.2% of original asking (~3.8% below). More room below asking generally favors buyers.
Market timing72
Momentum Market Heat is 28/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 8.7 months of supply in the surrounding market and 137 days on market for this home, against a 42-day area median.Days on market:this home 137Area median:  42 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 5, 2026.

🟡 Asking $358 per square foot, about 21% above the community’s $297 median. Settlers Landing’s 12-month median sold price per square foot is $297. Median sold price per square foot is down 15.8% year over year. Confidence: Medium · 18 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

55% of homes in Settlers Landing are owner-occupied. An estimated 45% are non-owner-occupied, including 18% held in a company or trust and 21% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 301 homes matched. Community-level context.

Recent Settlers Landing sales closed near 96.2% of original asking. Cash paid for about 17% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 5, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 8 active listings in Settlers Landing, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to 147 Potters Mill, Pond Views, Prime Location & Effortless Living in Nocatee Nestled in the sought-after Settlers Landing neighborhood, this stunning Providence Homes Ellaville floor plan delivers the perfect balance of style, space, and serene surroundings, complete with a breathtaking pond view right in your backyard. The open-concept design is made for modern living, with expansive living areas that flow naturally into the chef-inspired kitchen and dining space. Oversized windows flood the home with natural light while framing tranquil water views that make every day feel like a retreat.

Flexible living spaces adapt effortlessly to your lifestyle, whether you need a dedicated home office, guest suite, or room to grow. Outside, your private backyard oasis overlooks a peaceful pond, the perfect setting for morning coffee, weekend entertaining, or simply unwinding after a long day. Outdoor living this serene is rarely found at this address.

Why You'll Love This Location: * Zoned for top-rated St. Johns County schools * Minutes to Nocatee's award-winning water parks & amenities * Easy access to shopping, dining & everyday conveniences * Just a short drive to Northeast Florida's beautiful beaches * Walkable to parks, trails & community events 147 Potters Mill isn't just a home, it's a lifestyle. Schedule your private showing today and experience Nocatee living at its finest.

Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,125,000
Bed / bath5 / 4
Living area3,139 sq ft
Year built2022
Property typeSingle Family Residence
Garage3-car
MLS #2135680
Listing status137 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~42 ft
Windstorm exposureModerate
CountySt. Johns
Area listings8 active · 2 under contract
Estimated first-year tax~$9,675/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$358
Estimated monthly payment$6,884
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$631,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COMPASS FLORIDA LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$819,279the mess$1,045,287

Actual list price: $1,125,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 137 days on market vs. a 42-day community median
  • 8 active listings competing, 2 under contract
  • 8.7 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $1,125,000 ($358/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,139 sq ft × $261–$333/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 10, 2026.

Keep looking

Similar homes for sale near Settlers Landing

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,125,000Momentum Realty · on market 137 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$9,675/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~42 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Settlers Landing

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Settlers Landing neighborhood guide for more.

Comparable sales found
4

Recent nearby closings in the data set.

Community median sale price
$631,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$297

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Settlers Landing

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Publix Super Market at Marketplace at Nocatee 4 min

Dining

  • ZENSHI Handcrafted Sushi 4 min

Shopping

  • The Shoppes of St. Johns 4 min

Parks

  • Nocatee Community Park (Public) 3 min
Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Pine Island AcademyPublic K-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
Allen D. Nease High SchoolPublic 9-12 · St. Johns County School District
GRADEA
Palm Valley AcademyPublic K-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $297/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$5,156 – $7,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,887 – +$223At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: August 10, 2026)
Community market statsrealMLS closed sales, as of August 5, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 147 POTTERS MILL Trail in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.