45 days on marketSingle Family Residence▼ Price cut: $5,000 (9/8)
$560,000
4-Bedroom Golf-Course Home in Stillwater
1477 STILLWATER Boulevard, St. Johns, FL 32259
Single Family Residence in Stillwater, St. Johns · No CDD · Built 2023
Stillwater · St. Johns, FL 32259 · St. Johns
Listing data updated September 13, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
2,276Sq Ft
2023Year Built
$246Per Sq Ft
Waterfront3-car garageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% above
$/sq ft vs community
$246 here vs $219 median sold (12 mo)
Buyer leverage
Balanced market
45 days on market
6.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $560k tops 10 of the last 12 closed sales; also one of the largest homes here at 2,276 sq ft
As of September 13, 2026, 1477 STILLWATER Boulevard in Stillwater, St. Johns is listed at $560,000 (2,276 sq ft, about $246 per sq ft). That is 51% above Stillwater's median closed sale of $371,580 over the last 12 months (46 recorded sales). Per square foot it is above the community's recent $219/sq ft by about 12%. It has been 45 days on market. Listing facts: built in 2023, waterfront, HOA dues of $711/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2023 · 3 yrs
2,276 sq ft of living area
3-car garage
Listed at $560,000 — recent neighborhood median sale price ~$371,580 (nearby sales; deemed reliable, not an appraisal)
45 days on market
HOA $711/mo (per listing)
Golf course communitySchool district: St. Johns County SchoolCommunity built 2021–2026UF Health Durbin Park · 6 min driveWalmart Supercenter Pickup Drive Thru · 8 min driveThe Pavilion at Durbin Park · 8 min drive
Momentum Research · Stillwater
Pricing & the Stillwater market
How this home is priced against recent nearby sales, and where Stillwater has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Stillwater
Each dot is a closed sale since 2022 (176 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $246/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
Property timeline
This home’s history
2023BuiltPer public record
Aug 4, 2026First trackedObserved at $565,000
Sep 8, 2026Price cut$560,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$4,180/mo
Principal & interest $2,909/mo70%
Taxes $401/mo10%
Insurance $159/mo4%
HOA $711/mo17%
$4,180/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $4,325/yr ($360/mo)
+$2,550 more each year
(+59%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$116,517
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
22/100
Strongest on: Pricing power (47), Market liquidity (35)
0 limited50100 exceptional
22/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area19
This home $246/sq ft vs the community 12-month median $219/sq ft.
Affordability0
List price $560,000 vs the community median $371,580. Not a measure of personal affordability.
Market liquidity35
Community median 71 days on market, ~6.1 months of supply (12-month record).
Renovation upside10
From a 2023 build and $246/sq ft vs the community median $219/sq ft. Not a condition assessment.
Pricing power47
Recent sales closed at about 98.7% of original asking (~1.3% below). More room below asking generally favors buyers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 6.1 months of supply in the surrounding market and 45 days on market for this home, against a 71-day area median.Days on market:this home 45Area median: 71 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 10, 2026.
🟡 Asking $246 per square foot, about 12% above the community’s $219 median. Stillwater’s 12-month median sold price per square foot is $219. Median sold price per square foot is down 7.2% year over year. Confidence: Very High · 46 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Stillwater sales closed near 98.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 10, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 23 active listings in Stillwater, no CDD assessment.
Updated September 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
The Stillwater lifestyle is waiting for you! Offering expansive water, golf, and preserve views, the desirable Independence plan features 4 bedrooms and 3.5 bathrooms. An inviting foyer leads to spacious living, dining, and kitchen areas.
The well-appointed kitchen includes double ovens, a gas range, prep island, and generous pantry. A rarely available Nextgen suite has its own private entrance, living room, kitchenette, bedroom, bathroom, and garage--ideal for multigenerational living, guests, or a private retreat. Enjoy the inviting screened lanai, overlooking the 14th green.
Other features include fenced yard, paver driveway, 3-car garage, water softener, tankless water heater, irrigation system. Stillwater is a premier gated 55+ resort community offering lawn care, clubhouse with restaurant and bar, 18-hole Bobby Weed golf course, Toptracer driving range, heated resort pool, fitness center, pickleball, tennis, and bocce ball. Convenient to I95, St.
Augustine, shopping, and more!
Description provided by RE/MAX SPECIALISTS and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$560,000
Bed / bath4 / 3.5
Living area2,276 sq ft
Year built2023
Property typeSingle Family Residence
Garage3-car
MLS #2157017
Listing status45 days on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~23 ft
Windstorm exposureModerate
CountySt. Johns
Area listings23 active · 4 under contract
Estimated first-year tax~$4,816/yr
CDD assessmentNone on record
HOA (per listing)$711/mo
Calculated estimates
Price per sq ft$246
Estimated monthly payment$4,180
Insurance (illustrative)$2k–$3k/yr
Messtimate range$528,032 – $621,348
Comparable-sales median$371,580
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$528,032the mess$621,348
Actual list price: $560,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 18% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $711/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 45 days on market vs. a 71-day community median
20 active listings competing, 5 under contract
≈6.1 months of supply
44 closed here in the last 12 months
For reference, this home is listed at $560,000 ($246/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,276 sq ft × $232–$273/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 13, 2026.
Keep looking
Similar homes for sale near Stillwater
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $560,000Momentum Realty · on market 45 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,816/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$711/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~23 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Listed by RE/MAX SPECIALISTS · MLS # 2157017
Request a showing
Market data · public records
Recent sales activity in Stillwater
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Stillwater neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$371,580
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$219
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Stillwater
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
Why it matters: Expands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 7 miles east of Stillwater, elsewhere in St. Johns County.
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
Why it matters: Signals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The project is about 9 miles east of Stillwater, elsewhere in St. Johns County.
Publix opens and more retailers coming to Marketplace at Nocatee
An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.
Why it matters: Expands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 9 miles east of Stillwater, elsewhere in St. Johns County.
First Coast Expressway advances as an economic-development corridor across Clay and St. Johns
The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.
Why it matters: New limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 10 miles west of Stillwater.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Walmart Supercenter Pickup Drive Thru 8 min
Dining
Kazu Sushi and Sushi Burito 10 min
Shopping
The Pavilion at Durbin Park 8 min
Parks
Gourd Island Conservation Area 13 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Timberlin CreekAssigned elementary school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Switzerland PointAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
BeachsideAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jul 2026
$555,000
717 STILLWATER Boulevard, St. Johns
4 / 3.5 bd/ba · 2,276 sq ft · $244/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Sold Aug 2026
$619,970
353 DOGLEG Run, St. Johns
3 / 2.5 bd/ba · 2,246 sq ft · $276/sq ft
Courtesy of LENNAR REALTY INC · View details →
Sold Jun 2026
$483,000
828 STILLWATER Boulevard, St. Johns
3 / 2 bd/ba · 2,126 sq ft · $227/sq ft
Courtesy of COMPASS FLORIDA LLC · View details →
Sold May 2026
$493,900
1364 STILLWATER Boulevard, St. Johns
3 / 2 bd/ba · 2,126 sq ft · $232/sq ft
Courtesy of SELECT REALTY LLC · View details →
Sold Apr 2026
$580,000
616 STILLWATER Boulevard, St. Johns
3 / 2 bd/ba · 2,126 sq ft · $273/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold Aug 2026
$539,000
1502 STILLWATER Boulevard, St. Johns
3 / 3 bd/ba · 2,027 sq ft · $266/sq ft
Courtesy of RE/MAX SPECIALISTS · View details →
Community 12-month median: $219/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,567 – $3,733/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,688 – −$638At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 1477 STILLWATER Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $711/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,276 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,816/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 13, 2026)
Community market stats
realMLS closed sales, as of August 10, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1477 STILLWATER Boulevard and when was it built?
Per the listing record, 1477 STILLWATER Boulevard was built in 2023 and has 2,276 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1477 STILLWATER Boulevard in?
1477 STILLWATER Boulevard is in Stillwater in St. Johns, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Stillwater from the same MLS data.
Does 1477 STILLWATER Boulevard have an HOA, and how much are the dues?
The listing reports HOA dues of $711 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1477 STILLWATER Boulevard differ from the current owner's?
The estimate on this page (about $4,816 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1477 STILLWATER Boulevard in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1477 STILLWATER Boulevard in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
