Single Family Residence in San Marco, Jacksonville · No CDD
San Marco · Jacksonville, FL 32207 · Duval
Listing data updated August 10, 2026 · refreshed twice daily
7Bedrooms
4Bathrooms
3,477Sq Ft
1924Year Built
$173Per Sq Ft
No CDDFEMA Zone X7 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
44% below
$/sq ft vs community
$173 here vs $307 median sold (12 mo)
Buyer leverage
Buyer advantage
91 days on market
3.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~4 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 12
Price vs recent sales
Asking $600k tops 2 of the last 12 closed sales; also one of the largest homes here at 3,477 sq ft
School district: Schools San Marco is part of Duval County Public SchoolsCommunity built 1924–2020Balis Park · 1 min driveStarbucks · 1 min driveMaple Street Biscuit Company · 2 min drive
Momentum Research · San Marco
Pricing & the San Marco market
How this home is priced against recent nearby sales, and where San Marco has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in San Marco
Each dot is a closed sale since 2001 (1406 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $173/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 48 (normal).
Property timeline
This home’s history
1924BuiltPer public record
Jul 2, 2026First trackedObserved at $600,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,986/mo
Principal & interest $3,040/mo76%
Taxes $570/mo14%
Insurance $326/mo8%
HOA $50/mo1%
$3,986/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Estimated from today’s asking price and current Duval County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $9,100/yr ($758/mo)
+$725 more each year
(+8%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$25,092
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
70/100
Strongest on: Price vs area (100), Flood safety (90)
0 limited50100 exceptional
70/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area100
This home $173/sq ft vs the community 12-month median $307/sq ft.
Affordability69
List price $600,000 vs the community median $675,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~4 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1924 build. Obtain a property-specific quote.
Market liquidity72
Community median 11 days on market, ~3.9 months of supply (12-month record).
Renovation upside90
From a 1924 build and $173/sq ft vs the community median $307/sq ft. Not a condition assessment.
Buyer competition42
58% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power67
Recent sales closed at about 94.6% of original asking (~5.4% below). More room below asking generally favors buyers.
Market timing52
Momentum Market Heat is 48/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 3.9 months of supply in the surrounding market and 91 days on market for this home, against a 11-day area median.Days on market:this home 91Area median: 11 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 5, 2026.
🟡 Asking $173 per square foot, about 44% below the community’s $307 median. San Marco’s 12-month median sold price per square foot is $307. Median sold price per square foot is up 1.9% year over year. Confidence: High · 29 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
69% of homes in San Marco are owner-occupied. An estimated 31% are non-owner-occupied, including 12% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 3643 homes matched. Community-level context.
Recent San Marco sales closed near 94.6% of original asking. Cash paid for about 58% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 5, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 9 active listings in San Marco, no CDD assessment.
Updated August 10, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Prime investment opportunity just one block from vibrant San Marco Blvd, this exceptional multi-unit property offers a rare blend of lifestyle, flexibility, and income potential in one of Jacksonville's most desirable neighborhoods. The main residence is a beautifully updated 3bed/2bath home that is being sold fully furnished and is currently operating as a successful Airbnb, with reservations already on the books for the next several months; providing immediate income for the next owner. Attached to the main home is a well-appointed 2bed/1bath apartment, ideal for additional rental revenue or extended living arrangements.
At the rear of the expansive lot sits a charming 818-square-foot detached 2bed/1bath cottage, partially furnished and ready to continue as a short-term rental or easily transition into a long-term lease.
Description provided by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$600,000
Bed / bath7 / 4
Living area3,477 sq ft
Year built1924
Property typeSingle Family Residence
MLS #2144743
Listing status91 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~4 ft
Windstorm exposureModerate
CountyDuval
Area listings9 active · 4 under contract
Estimated first-year tax~$6,840/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$173
Estimated monthly payment$3,986
Insurance (illustrative)$2k–$6k/yr
Comparable-sales median$675,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$938,790the mess$1,196,088
Actual list price: $600,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 91 days on market vs. a 11-day community median
8 active listings competing, 3 under contract
≈3.9 months of supply
30 closed here in the last 12 months
For reference, this home is listed at $600,000 ($173/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,477 sq ft × $270–$344/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 10, 2026.
Keep looking
Similar homes for sale near San Marco
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $600,000Momentum Realty · on market 91 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,840/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~4 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in San Marco
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the San Marco neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$675,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$307
Canonical 12-month median $/sq ft. Reference only.
Go deeper on San Marco
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
The Huguenot approved on the Downtown Southbank
The Huguenot, a wine, cheese and charcuterie bar, received approval to proceed on the Downtown Southbank in the San Marco area. The owner has pointed to a possible soft opening in late summer.
Why it matters: The approval may add another small food and beverage venue to the Southbank if it opens as planned.
The city approved a tenant build-out for a Fit as Fire reformer pilates studio at 1615 Hendricks Avenue in San Marco, listed in the Jacksonville Daily Record's June 26 Development Today column with a project cost of about 42,500 dollars and Kel Constructors as contractor. Fit as Fire operates additional Northeast Florida studios.
Why it matters: A boutique fitness tenant choosing San Marco may add to the district's mix of everyday use storefronts, which historically helps sustain weekday foot traffic for neighboring merchants.
City permits $150 million Southbank Residences high-rise on former River City Brewery site
The city issued a building permit June 11 for The Related Group's Southbank Residences at 835 Museum Circle, on the cleared River City Brewery site along the Southbank. The permit covers about 261,209 square feet at a $150 million construction cost, with Coastal Construction as contractor. Plans call for roughly 395 apartments across a 25 story tower and an eight story building, with total project investment cited near $202.7 million.
Why it matters: A permitted high-rise of this scale advances the Southbank's shift toward dense riverfront residential, which can raise the profile of the broader San Marco and Southbank submarket. Large rental deliveries may also widen housing options near the river over the build-out period.
Corner Lot seeks rezoning for hotel and retail at former Beach Road Chicken Dinners site
Jacksonville-based Corner Lot filed a rezoning application for 4132 Atlantic Boulevard in the St. Nicholas area near San Marco, now under review by the City Council Land Use and Zoning Committee. A concept plan shows a 122 room hotel, about 10,000 square feet of retail, and restaurant space, with multifamily use remaining part of the program. The request would move the site from one Planned Unit Development to another.
Why it matters: Redevelopment of a long-vacant corner near San Marco could add lodging and retail that support the surrounding commercial corridor. Rezoning applications are early-stage, so the final program may change before any construction.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 3 min
Dining
Maple Street Biscuit Company 2 min
Shopping
East San Marco 3 min
Parks
Balis Park 1 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Select OneAssigned middle school · Duval County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,750 – $4,000/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,321 – −$196At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: August 10, 2026)
Community market stats
realMLS closed sales, as of August 5, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1630 LARUE Avenue in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.