3 bedroom Single Family Residence at 165 INDIAN COVE Lane, Marsh Landing, Ponte Vedra Beach — photo 1Front elevation
3 bedroom Single Family Residence at 165 INDIAN COVE Lane, Marsh Landing, Ponte Vedra Beach — photo 2Living space
3 bedroom Single Family Residence at 165 INDIAN COVE Lane, Marsh Landing, Ponte Vedra Beach — photo 3Kitchen
3 bedroom Single Family Residence at 165 INDIAN COVE Lane, Marsh Landing, Ponte Vedra Beach — photo 4Owner's suite
3 bedroom Single Family Residence at 165 INDIAN COVE Lane, Marsh Landing, Ponte Vedra Beach — photo 5Exterior / yardView all 65 photos →
52 days on market Single Family Residence
$1,290,000

165 INDIAN COVE Lane, Ponte Vedra Beach, FL 32082

Single Family Residence in Marsh Landing, Ponte Vedra Beach · No CDD · FEMA Zone X
Marsh Landing · Ponte Vedra Beach, FL 32082 · St. Johns
Listing courtesy of BERRY & CO. REAL ESTATE
Listing data updated July 1, 2026 · refreshed twice daily
3Bedrooms
3Bathrooms
2,651Sq Ft
Acre Lot
1995Year Built
$487Per Sq Ft
Listing courtesy of BERRY & CO. REAL ESTATEProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
At a glance
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1995 · 31 yrs
  • $487/sq ft — below the area median of $513
  • 52 days on market
  • HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$1,290,000
List price
As listed in the MLS
3 / 3
Bed / bath
Per the listing
2,651
Living area
Sq ft (approx.)
$487
Price / sq ft
List ÷ living area

The home

Year built1995
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$11,094/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing description

About this home

OPEN 5/31/26, 11 to 1! Welcome to this fabulous updated, immaculate 1-story pool home with views of the marsh for ultimate privacy. Built by well-regarded contractor Jim Kern, this Marsh Landing home has been thoughtfully updated to move-in-ready condition. Special features inclu...

Description provided by BERRY & CO. REAL ESTATE and reproduced from the MLS; not independently verified.

No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$8,321
Principal & interest$6,728
Property tax$924
Insurance$619
CDD assessment$0
HOA$50
PMI$0

Down payment $258,000 · Loan $1,032,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$11,094/yr

The seller likely pays less due to the homestead cap. At a $1,290,000 purchase, expect your first full-year St. Johns bill near $11,094 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$7,423/yr

Estimate for a 1995 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in Marsh Landing

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Marsh Landing neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Median sale price (set)
$1,374,000

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$513

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$487

List price divided by living area. Provided as data, not a value judgment.

Go deeper on Marsh Landing

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Price benchmark

Pricing & market trend in Marsh Landing

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales101 ROYAL LAGOON Cou…101 ROYAL LAGOON Court: $454/sq ft$454This homeThis home: $487/sq ft$487153 DEER COVE Drive153 DEER COVE Drive: $572/sq ft$572Median $513

Recent sold prices in this community

$1,348,000$2,274,000$3,200,000Apr 2026: $2,300,000Apr 2026: $2,400,000Apr 2026: $1,825,000Apr 2026: $3,200,000Apr 2026: $1,348,000Apr 2026: $1,400,000May 2026: $1,350,000May 2026: $1,600,000May 2026: $2,050,000Apr 2026May 2026
The Messtimate™

The Messtimate: $1,086,910 – $1,633,016

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.

$1,086,910the mess$1,633,016

A 50% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 52 days on market vs. a ~45-day neighborhood median
  • 13 active listings competing in Marsh Landing
  • 11 under contract now
  • 46% of for-sale inventory is already under contract (demand signal)
  • pending-to-active ratio 0.85 (higher = faster-selling demand)
  • 2.9 months of supply (under ~4 favors sellers, over ~6 favors buyers)
  • 1 new-construction home competing
  • 54 closed here in the last 12 months

For reference, this home is listed at $1,290,000 ($487/sq ft) — a number set with analysis a Messtimate can't do.

Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,651 sq ft × $410–$616/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.

In the area

Recent Marsh Landing news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Feb 2026 · Schools

St. Johns County approves new K-8 Episcopal School of Ponte Vedra on Palm Valley Road

County commissioners unanimously approved a special use permit for the Episcopal School of Ponte Vedra, a planned 78,000 square foot campus for about 850 students from kindergarten through eighth grade at 895 Palm Valley Road. Traffic studies project roughly 3,500 daily trips concentrated at drop-off and pick-up, and the school plans on-site stacking lanes to manage congestion. The campus is targeted to open for the 2027-2028 academic year.

Why it matters: Added private school capacity in the Palm Valley corridor could shift some enrollment patterns and peak-hour traffic near Marsh Landing, though the effect may not be felt until after 2027.

News4Jax

Nov 2025 · Development

New owners plan comprehensive renovation of Sawgrass Marriott resort near TPC

A joint venture that includes Jacksonville-based Dream Finders Homes and Charlotte-based South Street Partners acquired the Sawgrass Marriott Golf Resort and Spa and the Cabana Beach Club, with stated plans for a comprehensive renovation. The release described the resort as having 351 hotel rooms, 163 villas, about 114,000 square feet of meeting space, and a 25,000 square foot spa and fitness facility. The property sits next to TPC Sawgrass off TPC Boulevard.

Why it matters: A major renovation of the area's flagship resort could, over time, support nearby property appeal in the Ponte Vedra corridor, though renovation timelines and scope remain to be detailed.

Jacksonville Daily Record

Nov 2025 · Market

Sawgrass Marriott and Cabana Beach Club sell for $149.04 million

South Street Partners purchased the Sawgrass Marriott Golf Resort and Spa at 1000 TPC Boulevard and the oceanfront Cabana Beach Club at 619 Ponte Vedra Boulevard for $149.04 million, with the deed recorded with the St. Johns County Clerk of Court. The seller was an affiliate of Brookfield, which had acquired the hotel in 2022. The properties last sold for $122 million in 2014.

Why it matters: The sizable transaction signals continued institutional investor interest in Ponte Vedra Beach hospitality assets, which historically has tracked with broader confidence in the surrounding market.

Jacksonville Daily Record

Aug 2025 · Market

Sawgrass Hilton Garden Inn sells for $28.5 million

The Hilton Garden Inn Jacksonville Ponte Vedra Sawgrass at 45 TPC Boulevard, behind the Publix-anchored Sawgrass Village shopping center, sold for $28.5 million to a California-based hospitality group. The 83,497 square foot hotel was built in 2000 and was remodeled in 2022. The seller had purchased it for about $13 million in 2021.

Why it matters: Hotel transactions in the Sawgrass area point to ongoing investment interest in commercial property near Marsh Landing, which can accompany sustained demand in the surrounding corridor.

Jacksonville Daily Record

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Ocean Palms Elementary SchoolPreK-5 · St. Johns County School District
Alice B. Landrum Middle School6-8 · St. Johns County School District
Ponte Vedra High School9-12 · St. Johns County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $513/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

The full spec sheet

Property details & features

Interior

  • Bedrooms3
  • Bathrooms3
  • Living area2,651 sq ft

Exterior & lot

  • Lot sizeSee record
  • TypeSingle Family Residence

Systems

  • Year built1995
  • Age31 yrs

Listing

  • MLS #2144430
  • StatusActive Under Contract
  • Days on market52
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $1,290,000Momentum Realty · on market 52 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 165 INDIAN COVE Lane in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Listing agent

Listed by

BERRY & CO. REAL ESTATE
Listing courtesy of BERRY & CO. REAL ESTATE. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.