5 bedroom Single Family Residence at 173 REFLECTIONS Avenue, Nocatee, Ponte Vedra — photo 1Front elevation
5 bedroom Single Family Residence at 173 REFLECTIONS Avenue, Nocatee, Ponte Vedra — photo 2Living space
5 bedroom Single Family Residence at 173 REFLECTIONS Avenue, Nocatee, Ponte Vedra — photo 3Kitchen
5 bedroom Single Family Residence at 173 REFLECTIONS Avenue, Nocatee, Ponte Vedra — photo 4Owner's suite
5 bedroom Single Family Residence at 173 REFLECTIONS Avenue, Nocatee, Ponte Vedra — photo 5Exterior / yardView all 51 photos →
New — 4 days on market Single Family Residence
$839,990
5-Bedroom Home in Nocatee

173 REFLECTIONS Avenue, Ponte Vedra, FL 32081

Single Family Residence in Nocatee, Ponte Vedra · Built 2025
Nocatee · Ponte Vedra, FL 32081 · St. Johns
Listing data updated July 15, 2026 · refreshed twice daily
5Bedrooms
3Bathrooms
2,639Sq Ft
2025Year Built
$318Per Sq Ft
2-car garageFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
27% above
$/sq ft vs community
$318 here vs $250 median sold (12 mo)
Buyer leverage
Strong seller market
4 days on market
2.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 11
Price vs recent sales
Asking $840k tops 10 of the last 11 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • CDD assessment ~$2,300/yr
  • Built 2025 · 1 yrs
  • 2,639 sq ft of living area
  • 2-car garage
  • Listed at $839,990 — recent neighborhood median sale price ~$705,000 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA ~$50/mo (estimate; confirm)
School district: Intracoastal employment corridor and the beaches. Schools Schools are the single biggest reason families pay the Nocatee premium. The community is served by the St. Johns County SchoolCommunity built 2011–2026Nocatee Farmers' Market · 3 min driveNocatee Community Park (Public) · 3 min driveBluewater Bar & Grill · 4 min drive
Momentum Research · Oakwood At Nocatee

Pricing & the Oakwood At Nocatee market

How this home is priced against recent nearby sales, and where Oakwood At Nocatee has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales111 CAIDEN Drive111 CAIDEN Drive: $260/sq ft$26084 SEA GREEN Way84 SEA GREEN Way: $261/sq ft$261452 SIENNA PALM Drive452 SIENNA PALM Drive: $268/sq ft$26828 CAIDEN Drive28 CAIDEN Drive: $272/sq ft$272371 REFLECTIONS Avenue371 REFLECTIONS Avenue: $282/sq ft$282160 SEAMARK Drive160 SEAMARK Drive: $296/sq ft$296This homeThis home: $318/sq ft$318Community median $250

Price vs. size in Oakwood At Nocatee

Each dot is a closed sale since 2017 (129 total). This home is the gold marker.

$184k$610k$1.0M1,0662,9034,740This home: $839,990, 2,639 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2019–2026. This home lists at $318/sq ft.

$144$222$3002019: $17320192020: $15920202021: $17520212022: $23020222023: $28520232024: $25220242025: $25020252026: $2502026

Median sale price by year

12-month median closed price, 2019–2026.

$330k$538k$745k2019: $370k20192020: $402k20202021: $407k20212022: $507k20222023: $550k20232024: $582k20242025: $507k20252026: $705k2026

Market Heat by year (0–100)

Momentum Market Heat, 2019–2026. Now 60 (hot).

648902019: 3320192020: 5520202021: 6020212022: 8220222023: 4620232024: 4720242025: 1420252026: 602026
Property timeline

This home’s history

  • 2025BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,326/mo
  • Principal & interest $4,256/mo 80%
  • Taxes $602/mo 11%
  • Insurance $226/mo 4%
  • HOA $50/mo 1%
  • CDD $192/mo 4%

$5,326/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

49/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $318/sq ft vs the community 12-month median $250/sq ft.
Affordability18
List price $839,990 vs the community median $705,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2025 build. Obtain a property-specific quote.
Market liquidity74
Community median 26 days on market, ~2.5 months of supply (12-month record).
Renovation upside10
From a 2025 build and $318/sq ft vs the community median $250/sq ft. Not a condition assessment.
Buyer competition67
33% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power58
Recent sales closed at about 96.3% of original asking (~3.7% below). More room below asking generally favors buyers.
Market timing40
Momentum Market Heat is 60/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.5 months of supply in the surrounding market and 4 days on market for this home, against a 26-day area median.Days on market:this home 4Area median:  26 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 14, 2026.

🟡 Asking $318 per square foot, about 27% above the community’s $250 median. Oakwood At Nocatee’s 12-month median sold price per square foot is $250. Median sold price per square foot is up 39.1% year over year. Confidence: Medium · 14 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Oakwood At Nocatee sales closed near 96.3% of original asking. Cash paid for about 33% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 14, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 33 active listings in Oakwood At Nocatee.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 15, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Tucked against a tranquil preserve in Reflections at Nocatee, this exquisitely upgraded 5-bedroom, 3-bath home with loft offers a rare chance to settle into Northeast Florida's most coveted community. And with a 2025 build, you skip the wait, the permits, and the guesswork: this home is move-in ready for the life you've been planning. Step through the soaring 8' coastal-style glass front door into a home defined by luxury vinyl plank flooring, designer lighting fixtures and an abundance of windows that bathe the home in natural light.

The gourmet kitchen is a true centerpiece, showcasing a grand quartz island, two-tone soft-close cabinetry, a custom wood kitchen hood, marble backsplash, cast iron farmhouse sink and a walk-in pantry. The open-concept living room is equally impressive, featuring surround sound speakers and serene, unobstructed preserve views. The primary suite offers a private retreat with a tray ceiling, upgraded ceiling fan, tranquil preserve views and expansive walk-in closet.

You'll be captivated by the spa-inspired en suite bath, complete with a dual sink vanity, frameless tiled shower and statement-making tile flooring. Host unforgettable gatherings in the dining room beneath an elegant crystal chandelier. A first-floor guest suite provides the perfect retreat, while beautiful wood tread stairs lead to generously sized secondary bedrooms with walk-in closets and an airy loft/secondary family room.

Collapsible 12' glass sliding doors open to an extended covered lanai overlooking the tranquil preserve -- pre-plumbed for gas and made for effortless weekend entertaining. The backyard invites endless possibilities: a fire pit, a play space, or your own private pool oasis. Additional refinements include a charming covered front porch and a prepaid termite bond with Turner Pest through May 2027.

Enjoy exclusive access to the Seabrook amenity center along with all of Nocatee's world-class offerings -- resort-style pools, a splash pad, dog park, fitness center, sports courts and more. All just minutes from top-rated schools, premier dining, boutique shopping and beautiful beaches!

Description provided by REAL BROKER LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$839,990
Bed / bath5 / 3
Living area2,639 sq ft
Year built2025
Property typeSingle Family Residence
Garage2-car
MLS #2154400
Listing statusNew &mdash; 4 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureModerate
CountySt. Johns
Area listings33 active · 29 under contract
Estimated first-year tax~$7,224/yr
CDD assessment~$2,300/yr
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$318
Estimated monthly payment$5,326
Insurance (illustrative)$2k–$4k/yr
Messtimate range$688,779 – $744,198
Comparable-sales median$705,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of REAL BROKER LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$688,779the mess$744,198

Actual list price: $839,990 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 8% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 4 days on market vs. a 26-day community median
  • 33 active listings competing, 29 under contract
  • 2.5 months of supply
  • 160 closed here in the last 12 months

For reference, this home is listed at $839,990 ($318/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,639 sq ft × $261–$282/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 15, 2026.

Keep looking

Similar homes for sale near Nocatee

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $839,990Momentum Realty · on market 4 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,224/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
~$2,300/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in Nocatee

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Nocatee neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$705,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$250

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Nocatee

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

In the area

Recent Nocatee news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Retail Dining

The Hub at Nocatee, a 63,225 square foot retail and dining marketplace, announced for 2028

Tampa based Center Connect Development announced The Hub at Nocatee, a 63,225 square foot open air marketplace planned next to the Publix at Marketplace at Nocatee, west of Valley Ridge Boulevard South. Plans center on an open air courtyard with outdoor seating, event space, golf cart parking and a mix of restaurant, retail and service tenants, with opening targeted for 2028.

Why it matters: A sizable new commercial anchor inside the community could broaden daily conveniences, and added retail has historically supported buyer interest in surrounding villages.

Nocatee News

Jun 2026 · Retail Dining

Catullo's Italian to close its Nocatee Town Center location

Catullo's Italian announced it will close its Nocatee location after three years, with June 25 as the final day, and said the space has been sold to another restaurant group. The operator's separate San Pablo Road location in Jacksonville remains open.

Why it matters: Turnover of a Town Center restaurant space could shift the near term dining mix, though a reported sale to another operator may limit how long the storefront stays vacant.

Action News Jax

Jun 2026 · Retail Dining

New Crosswater Parkway retail strip to add primary care and dining across from Splash park

A new six-storefront commercial strip is rising along Crosswater Parkway across from Nocatee's Splash Water Park, in front of a nearly completed CubeSmart storage facility. Ascension St. Vincent's is expected to take three of the six bays for a primary care center, with a Monkey Juice and two undetermined restaurants filling the rest. The site sits near an incoming Turner Home store and a proposed Big Blue Marble Academy childcare center.

Why it matters: Added medical and everyday retail close to homes could be a modest convenience draw for buyers as the community approaches buildout, though plans at this stage may shift before opening.

St. Johns Citizen

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Nocatee Farmers' Market 3 min

Dining

  • Bluewater Bar & Grill 4 min

Shopping

  • Panther Plaza 11 min

Parks

  • Nocatee Community Park (Public) 3 min
Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Pine Island AcademyAssigned elementary school · St. Johns County School District
Pine Island AcademyAssigned middle school · St. Johns County School District
GRADEA
Allen D. NeaseAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $250/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,850 – $5,600/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,595 – −$20At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 15, 2026)
Community market statsrealMLS closed sales, as of July 14, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 173 REFLECTIONS Avenue in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.