2084 Broad Oak Drive, Jacksonville, FL 32225
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 21, 2026, 2084 BROAD OAK Drive in Monument Lakes, Jacksonville is listed at $325,000 (1,215 sq ft, about $267 per sq ft). That sits within a few percent of Monument Lakes's median closed sale of $359,000 over the last 12 months (3 recorded sales). It has been 65 days on market, longer than the community's typical 22 days to contract. Listing facts: built in 1980, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1980 · 46 yrs
- 1,215 sq ft of living area
- 2-car garage
- Listed at $325,000 — recent neighborhood median sale price ~$359,000 (nearby sales; deemed reliable, not an appraisal)
- 65 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Monument Lakes market
How this home is priced against recent nearby sales, and where Monument Lakes has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Monument Lakes
Each dot is a closed sale since 2001 (86 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $267/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
This home’s history
- 1980BuiltPer public record
- Aug 4, 2026First trackedObserved at $350,000
- Aug 30, 2026Price cut$325,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,721/mo 76%
- Taxes $309/mo 14%
- Insurance $176/mo 8%
- HOA $50/mo 2%
$2,256/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 0.0 months of supply in the surrounding market and 65 days on market for this home, against a 22-day area median.Days on market:this home 65Area median: 22 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 20, 2026.
🟡 Asking $267 per square foot, about in line with the community’s $266 median. Monument Lakes’s 12-month median sold price per square foot is $266. Confidence: Low · 3 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
72% of homes in Monument Lakes are owner-occupied. An estimated 28% are non-owner-occupied, including 8% held in a company or trust and 9% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 158 homes matched. Community-level context.
Recent Monument Lakes sales closed near 98.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Experience ultimate freedom, privacy, and outdoor luxury in this meticulously maintained 3-bedroom, 2-bathroom pool home. Priced to sell quickly with absolutely NO HOA and NO CDD fees, this property offers a rare combination of modern convenience and a self-sufficient, sustainable lifestyle. Step inside to find a bright, open-concept floor plan designed for seamless everyday living and effortless entertaining.
The spacious layout connects your main living areas with an abundance of natural light, offering a warm and inviting atmosphere that is completely move-in ready. The true star of this property is the expansive, fully fenced backyard showcasing a private sanctuary meticulously designed to cultivate your dream outdoor lifestyle. Cool off on warm Florida days in the pristine, beautifully maintained in-ground pool complete with a soothing waterfall feature, or unwind under the stars in the separate, premium 8-person hot tub spa.
Relax or dine alfresco on the covered patio or inside the massive 16x20 screened-in lanai, offering a comfortable, bug-free environment for year-round lounging. Fully equipped for homesteading, the grounds boast established raised garden beds and a variety of mature fruit trees. The property also includes a heavy-duty 12x12 storage shed, providing the ultimate workspace or storage solution for lawn equipment and tools, while the complete perimeter fencing ensures absolute privacy and security.
Forget restrictive rules and extra monthly overhead. You have the total freedom to park your boat, RV, or trailer right on your property, saving you thousands in annual storage fees and giving you absolute control over your home. Conveniently located in a highly sought-after Jacksonville pocket, this home offers an incredibly easy daily commute to NAS Mayport, pristine local beaches, public boat ramps, and scenic state parks.
Enjoy quick, seamless highway access to Downtown Jacksonville, the Jacksonville International Airport (JAX), premier shopping, and dining. Homes featuring private pools, large lots, and no restrictive covenants sell incredibly fast--don't wait, schedule your private showing today! House is being sold "AS-IS"; NO CREATIVE or BLIND OFFERS!
All 35 photos
Description provided by ERA ONETEAM REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $325,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1980 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 65 days on market vs. a 22-day community median
- 0 active listings competing, 1 under contract
- 3 closed here in the last 12 months
For reference, this home is listed at $325,000 ($267/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,215 sq ft × $234–$298/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 21, 2026.
Similar homes for sale near Monument Lakes
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Jacksonville
- 2455 Seaway Street, Jacksonville · $445,000 · 4 bd / 2.0 ba · listed September 21, 2026 (courtesy of NETWORTH REALTY OF JACKSONVILLE, LLC)
- 2729 W Sack Drive, Jacksonville · $289,900 · 3 bd / 2.0 ba · listed September 20, 2026 (courtesy of FLORIDA HOMES REALTY & MTG LLC)
- 3754 Verde Gardens Circle, Jacksonville · $215,000 · 3 bd / 2.5 ba · listed September 20, 2026 (courtesy of REMI REALTY, LLC)
- 2626 Ladino Lane, Jacksonville · $119,000 · 2 bd / 2.0 ba · listed September 20, 2026 (courtesy of EXIT INSPIRED REAL ESTATE)
- 4450 Old Spanish Trail, Jacksonville · $425,000 · 3 bd / 2.0 ba · listed September 20, 2026 (courtesy of WATSON REALTY CORP)
- 13879 Devan Lee Drive, Jacksonville · $365,000 · 4 bd / 2.0 ba · listed September 20, 2026 (courtesy of NUVIEW REALTY)
Recently off market in Monument Lakes
- 11557 Broad Leaf Drive · last listed $365,000 · 2026-09-12
- 11546 Broad Leaf Drive · last listed $359,000 · 2026-09-12
- 11530 Broad Leaf Drive · last listed $359,000 · 2026-09-12
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by ERA ONETEAM REALTY · MLS # 2155590
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Recent sales activity in Monument Lakes
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Monument Lakes neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Monument Lakes
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
See schools in the Monument Lakes guide → · Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $266/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 2084 BROAD OAK Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1980 (46 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 1,215 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,705/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | realMLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 2084 BROAD OAK Drive and when was it built?
Per the listing record, 2084 BROAD OAK Drive was built in 1980 and has 1,215 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2084 BROAD OAK Drive in?
2084 BROAD OAK Drive is in Monument Lakes in Jacksonville, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for Monument Lakes from the same MLS data.
Does 2084 BROAD OAK Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 2084 BROAD OAK Drive differ from the current owner's?
The estimate on this page (about $3,705 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2084 BROAD OAK Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.