Monument Lakes
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 153 homes for sale in 32225 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of PENINSULA PROPERTIES REALTY INC · via realMLS
As of November 2026, Monument Lakes in Jacksonville, FL has 2 homes for sale. Over the 12 months ending 2026-11-12, 4 recorded sales closed at a median of $359,000, $267 per square foot, a median 34 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1980–1984; 3 listings state no HOA; none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 47 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $6,410 ($5,680 with the full homestead exemption).
Monument Lakes is a built-out community on Jacksonville's east side, with homes dating from 1980 to 2002 and a median build year of 1983. That age band is what actually sets price here: no dollar figure is provided beyond the median, and in a neighborhood this mature the spread comes down to condition. Updated kitchens, roofs, HVAC, and windows separate the homes that move from the ones that sit.
With 158 homes and a homestead share near 72%, most of what's here is owner-occupied and turnover is limited. That points to a supply-constrained posture: buyers should be ready to act on a well-kept listing, and sellers who have genuinely updated their home have room to hold firm. Sellers coasting on original finishes should expect scrutiny and a longer conversation on price.
Figures in this note are as of July 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Monument Lakes right now
🟡 Balanced market. 6.0 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Monument Lakes market snapshot (as of November 12, 2026): the median sale price is about $359K ($267 per sq ft over the trailing 12 months of closed sales), a median 34 days on market for closed sales, and 6.0 months of supply, a balanced market.
In ZIP 32225 (Jacksonville), 808 homes closed in the last 12 months at a median of $404K ($215/sq ft), up 3.2% year over year, with a median 30 days on market. Right now 144 active and 73 pending listings put supply at about 2.1 months — a healthy market. See the live ZIP 32225 housing market and the Duval County market.
County records show 7 qualified sales in Monument Lakes across 2024–2025 (4 in 2024, 3 in 2025), median $247,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Monument Lakes is a community of 158 homes in Jacksonville, Duval County, built between 1980 and 2002 (median 1983.0), with a median living area of about 1,544 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Monument Lakes is a mature, largely owner-occupied enclave in east Duval County where floor plans hover around 1,544 square feet and the housing stock predates 2002. It rewards buyers who value an established setting over new construction.
The setting & the homes.
Aerial and on-site photos of Monument Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Monument LakesPhotos from realMLS listings in Monument Lakes; content deemed reliable but not guaranteed.
Who Monument Lakes is best for.
Best for
- Buyers seeking a settled, established neighborhood who don't require new construction
- Long-term owners planning to homestead and stay, given how much of the community does the same
- Renovation-minded buyers willing to update an older home and build equity through work
Probably not for
- Buyers who want a new-build with current-code systems and warranties
- Anyone needing above-average square footage beyond the community's modest median footprint
- Buyers on a tight timeline who can't wait out a market with limited listings
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($359K) IS the median in the snapshot above.
Windows contain 1 to 9 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32225 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Monument Lakes Market Scorecard
Monument Lakes is currently a balanced market. About 6.0 months of supply, a median asking price of $344,700, and homes go under contract in about 35 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Monument Lakes
Live MLS inventory for Monument Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 34 daysTop listing
Active · 35 days
Under Contract · 43 daysActive and pending Monument Lakes listings as of 2026-11-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Monument Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Monument Lakes
- 24 Hour Security · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Lone Star · Elementary
- Landmark · Middle
- Sandalwood · High
Zoned schools reflect the assignments reported on recent Monument Lakes listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Monument Lakes address.
The Monument Lakes buying strategy.
If we were buying in Monument Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Monument Lakes.
An established stock where condition is the story
The homes here were built across roughly two decades, with the bulk of the stock arriving early in that window. A median living area near 1,544 square feet tells you these are right-sized single-family homes rather than sprawling floor plans. For a buyer, that means predictable layouts and mature lots; for a seller, it means your competition is other homes of similar footprint, so the differentiator is what you've done to yours.
Because roughly seven in ten homes carry a homestead exemption, listings don't come to market often, and investor churn is minimal. That thins out the choices at any given moment. It also means the comparable set can be small, so pricing a home takes real judgment rather than a formula — one dated or one renovated recent sale can pull the read in either direction.
The location and the amenities are priced into every listing in Monument Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Monument Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.4). Basis: Liquidity & Demand 6.0 months of supply; Owner Commitment 72% owner-occupied; Pricing Power 97.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a thin, owner-heavy market like Monument Lakes, comps are sparse and condition drives everything. We price off what a home actually is — its roof, systems, and finishes — not a rounded guess, and we tell sellers plainly when original condition will cost them at the table. For buyers, we help you judge which asking prices reflect real updates and which are hoping you won't look closely.
Monument Lakes in 15 seconds.
Tools for a Monument Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Monument Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Monument Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Monument Lakes home worth?
Get a no-obligation home value based on real comparable sales in Monument Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Monument Lakes
Homes in Monument Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 11530 Broad Leaf Drive · off market
- 11546 Broad Leaf Drive · off market
- 11557 Broad Leaf Drive · off market
- 2084 Broad Oak Drive · off market
| Location | Jacksonville, Duval County, FL · ZIP 32225 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Carbon Monoxide Detector(s), 24 Hour Security, Fire Alarm |
| Sale prices, last 12 months | $359,000 median across 4 closed sales · $267 per sq ft |
| Days on market (closed sales) | 34 median |
| For sale right now | 2 active, 1 pending · median asking $344,700 · 6.0 months of supply |
Data as of November 12, 2026. Data provided by realMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Monument Lakes key facts,” movewithmomentum.com/neighborhoods/monument-lakes-jacksonville, data as of November 12, 2026.
Housing distress & ownership in Monument Lakes, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Just listed in Monument Lakes
The newest homes for sale in Monument Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2051 Oak Water Drive $349,500 · 3 bd · 2 ba · 1,446 sq ft · listed Oct 10, 2026 Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE
- 2038 Broad Oak Drive $339,900 · 3 bd · 2 ba · 1,354 sq ft · listed Oct 9, 2026 Courtesy of NAVY TO NAVY HOMES LLC
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Monument Lakes Jacksonville Right Now (3)
All 3 active and pending Monument Lakes Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2051 Oak Water Drive · $349,500 · 3 bd / 2 ba · listed Oct 9, 2026 · listed by Keller Williams Realty Atlantic Partners Southside
- 2038 Broad Oak Drive · $339,900 · 3 bd / 2 ba · listed Oct 8, 2026 · listed by Navy To Navy Homes Llc
- 2071 Broad Oak Drive · $300,000 · 3 bd / 2 ba · pending · listed Sep 30, 2026 · listed by Re/Max Specialists
Recently sold in Monument Lakes Jacksonville
- 2084 Broad Oak Drive · sold $325,000
- 11530 Broad Leaf Drive · sold $359,000
- 11557 Broad Leaf Drive · sold $365,000
- 11546 Broad Leaf Drive · sold $359,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Monument Ridge Drive (11 homes on record)
- Monument Ridge Drive (11 homes on record)
- Oak Water Drive (8 homes on record)
- Oak Water Drive (4 homes on record)
- Monument Ridge Drive (2 homes on record)
Email me new listings in Monument Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Monument Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Monument Lakes will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Monument Lakes?
How long do homes in Monument Lakes take to sell?
Is Monument Lakes a buyer's or seller's market right now?
How many homes are in Monument Lakes?
What share of Monument Lakes is owner-occupied?
When were the homes in Monument Lakes built?
Who is the best real estate agent for Monument Lakes?
How do I find a top Jacksonville real estate agent who knows Monument Lakes?
Can Momentum Realty connect me with an agent for Monument Lakes?
Where is Monument Lakes, and what county is it in?
How far is Monument Lakes from downtown Jacksonville and the beach?
Should you buy in Monument Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32225)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Historical depth | Closed-sale records back to 2011 (59 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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See how Monument Lakes fits the bigger picture — live prices, inventory, and Momentum Scores: