listed Oct 23, 2026 Single Family Residence
$544,000
3-Bedroom Golf-Course Home in Arbor Mill

243 Athens Drive, St. Augustine, FL 32092

Single Family Residence in Arbor Mill, St. Augustine
Arbor Mill · St. Augustine, FL 32092 · St. Johns County
Listing data checked against the MLS November 11, 2026 at 11:43 PM ET · rechecked hourly
3Bedrooms
2Bathrooms
2,262Sq Ft
2016Year Built
$240Per Sq Ft
3-car garageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
6% above
$/sq ft vs community
$240 here vs $227 median sold (12 mo)
Buyer leverage
Seller-leaning
19 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 12
Price vs recent sales
Asking $544k tops 2 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

243 ATHENS Drive in Arbor Mill, St. Augustine is listed at $544,000 (2,262 sq ft, about $240 per sq ft). That sits within a few percent of Arbor Mill's median closed sale of $510,750 over the last 12 months (10 recorded sales). It has been listed Oct 23, 2026, well inside the community's typical 49 days. Listing facts: built in 2016, HOA dues of $64/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • Built 2016 · 10 yrs
  • 2,262 sq ft of living area
  • 3-car garage
  • Listed at $544,000 — recent neighborhood median sale price ~$510,750 (nearby sales; deemed reliable, not an appraisal)
  • listed Oct 23, 2026
  • HOA $64/mo (per listing)
Golf course communitySchool district: County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2016–2020Turnbull Creek · 3 min driveSamara Lakes · 5 min driveLance Family Farmers Market · 6 min drive
Listing description

About this home

Welcome to 243 Athens Dr, an exceptionally well-appointed Lennar-built Princeton floor plan in desirable ArborMill community! Built in 2016, this beautifully maintained home offers 2,262 sq. ft.

of heated and cooled living space, an open-concept design, a spacious three-car attached garage, and a private backyard overlooking a peaceful wooded preserve. Step inside to discover gorgeous wood-like tile throughout, crown molding, ceiling fans, and a spacious family room featuring French doors with built-in blinds that open to the impressive outdoor living area. The beautifully appointed kitchen is the heart of the home, featuring quartz countertops, an extended Island with sink, abundant cabinetry with convenient pull-out storage, a pantry, and a generous eat-in dining area.

The spacious primary suite offers dual vanities and an exceptionally large walk-in California closet. A separate office/den features its own dedicated mini-split air conditioning system for additional comfort. CUSTOM- DESIGNED WHEELCHAIR ACCESSIBILITY!

Thoughtfully designed and constructed by Lennar with enhanced accessibility features, this home offers wider-than-standard interior doorways, ramped access at home's entrance and garage, a spacious primary bathroom featuring roll-in shower, and lowered countertops for improved accessibility and convenience. These carefully integrated features provide exceptional ease of mobility while maintaining the home's beautiful design and functionality. Ideal for those seeking accessible living or convenience for aging in place!

Outdoor entertaining is truly a highlight of this property! Relax on the expansive covered and screened lanai, complete with a summer kitchen, natural gas grill, refrigerator, TV, decorative lighting, and a fire pit area. Beautiful pavers enhance the front driveway and rear patios, while the wooded preserve provides a wonderful natural backdrop and added privacy.

The home is loaded with thoughtful upgrades and modern conveniences, including a WHOLE-HOUSE natural gas generator, tankless water heater, smart thermostat, permanent exterior lighting, gutters, and partial vinyl fencing. Additional features include two microwaves, two refrigerators, blinds throughout, and video surveillance system that conveys with the property. Enjoy the Arbor Mill lifestyle with NO CDD FEES!

Community amenities include a swimming pool, tennis courts, and park, all just a short stroll or bike ride away. Another outstanding benefit is the community's RV and boat storage, offered at no additional fee, subject to association requirements and availability. Conveniently located near shopping, restaurants, entertainment, and approximately 20 minutes from Vilano beach.

All 34 photos

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Description provided by ERA ONETEAM REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of ERA ONETEAM REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$437,000the mess$507,800

Strong local evidence — built from 9 comparable closed sales in Arbor Mill (same property type, closed within the last 18 months, each adjusted to today's market); a local size, age, bed and bath model fit on 60 nearby closed sales; the St. Johns County 2025 tax roll just value ($416,637) × the local sale-to-roll ratio of 40 nearby sales.

Track record: across 2,804 recent closed sales we scored, the closed price landed inside the Messtimate range 63% of the time; median miss 8.9% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-11-11.

Actual list price: $544,000 ($240/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 16% spread on the same house — here is what a model can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — this home carries HOA dues of $64/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: listed Oct 23, 2026 on market vs. a 49-day community median
  • 5 active listings competing, 2 under contract
  • ≈6.0 months of supply
  • 10 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (9) + a local hedonic fit (60 sales) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated November 11, 2026.

How it stacks up

Comparable recent sales

6 closed sales in Arbor Mill, on the same side of the St. Johns River in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $510,750 ($227/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$544,000
Bed / bath3 / 2
Living area2,262 sq ft
Year built2016
Property typeSingle Family Residence
Garage3-car
MLS #2170456
Listing statuslisted Oct 23, 2026

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountySt. Johns
Area listings5 active · 2 under contract
Estimated first-year tax~$4,678/yr
CDD assessmentNone on record
HOA$64/mo

Calculated estimates

Price per sq ft$240
Estimated monthly payment$3,583
Insurance (illustrative)$2k–$3k/yr
Messtimate range$450,138 – $513,474
Comparable-sales median$510,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,583/mo
  • Principal & interest $2,948/mo 82%
  • Taxes $390/mo 11%
  • Insurance $181/mo 5%
  • HOA $64/mo 2%

$3,583/mo at 20% down, 30-yr @ 7.18% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 243 Athens Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property tax Buy at the asking price of $544,000 and the first-year bill resets to about $6,800/yr (St. Johns County total millage 13.4686 with homestead, FY2025-26); Save Our Homes caps later increases at 3%/yr.
HOA dues$64/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2016. An original roof is about 10 years old: inside the 15-year window Florida carriers use, but ask for the roof's permit date before you bind coverage.

Estimated carrying cost at the asking price, before the mortgage: about $746/month (tax $567, HOA $64, insurance $115). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,678/yr

Estimate: a typical St. Johns effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
Not reported

The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$64/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk

Natural hazard risk

FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Internet & broadband — how to check availability for this address
Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Arbor Mill

Pricing & the Arbor Mill market

How this home is priced against recent nearby sales, and where Arbor Mill has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales101 TRUMPCO Drive101 TRUMPCO Drive: $179/sq ft$179269 ATHENS Drive269 ATHENS Drive: $199/sq ft$19944 ATHENS Drive44 ATHENS Drive: $205/sq ft$20539 ATHENS Drive39 ATHENS Drive: $220/sq ft$220334 ATHENS Drive334 ATHENS Drive: $227/sq ft$227262 TRUMPCO Drive262 TRUMPCO Drive: $230/sq ft$230This homeThis home: $240/sq ft$240Community median $227

Price vs. size in Arbor Mill

Each dot is a closed sale since 2016 (285 total). This home is the gold marker.

$221k$555k$890k1,4162,8124,209This home: $544,000, 2,262 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2016–2026. This home lists at $240/sq ft.

$114$195$2752016: $13220162017: $1302018: $13520182019: $1462020: $15320202021: $1682022: $26020222023: $2342024: $22920242025: $2362026: $2272026

Median sale price by year

12-month median closed price, 2016–2026.

$268k$464k$660k2016: $329k20162017: $306k2018: $320k20182019: $345k2020: $363k20202021: $427k2022: $622k20222023: $550k2024: $536k20242025: $535k2026: $511k2026

Market Heat by year (0–100)

Momentum Market Heat, 2017–2026. Now 32 (cold).

1656952017: 2620172018: 5820182019: 6020192020: 4120202021: 8520212022: 8720222023: 2820232024: 2420242025: 4620252026: 322026
Property timeline

This home’s history

  • 2016BuiltPer public record
  • About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Oct 22, 2026)
  • Oct 22, 2026First seen on our siteObserved at $544,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $544,000ERA ONETEAM REALTY · listed Oct 23, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores

Momentum Property Score

60/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

60/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area36
This home $240/sq ft vs the community 12-month median $227/sq ft.
Affordability39
List price $544,000 vs the community median $510,750. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2016 build. Obtain a property-specific quote.
Market liquidity44
Community median 49 days on market, ~6.0 months of supply (12-month record).
Pricing power58
Recent sales closed at about 96.3% of original asking (~3.7% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 6.0 months of supply in the surrounding market and 19 days on market for this home, against a 49-day area median.Days on market:this home 19Area median:  49 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of November 10, 2026.

🟡 Asking $240 per square foot, about 6% above the community’s $227 median. Arbor Mill’s 12-month median sold price per square foot is $227. Median sold price per square foot is down 4.5% year over year. Confidence: Medium · 10 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

74% of homes in Arbor Mill are owner-occupied. An estimated 26% are non-owner-occupied, including 13% held in a company or trust and 13% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 233 homes matched. Community-level context.

Recent Arbor Mill sales closed near 96.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending November 10, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 5 active listings in Arbor Mill, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS November 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by ERA ONETEAM REALTY · MLS # 2170456

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Recently off market in Arbor Mill

The street

Every home on Athens Drive: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Arbor Mill news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Schools

Clay school district says one-mill referendum renews, not raises, property tax

The Clay County school district says the referendum on the upcoming ballot renews the one-mill levy voters first approved in 2020 at the same rate. The money funds school law enforcement contracts and compensation to retain and attract teachers and support staff. A citizens' advisory committee reviews spending, and the district says non-renewal would leave a funding shortfall.

Why it matters: The outcome sets school operating funding and staffing support for Clay County without changing the current millage rate. The site is about 11 miles west of Arbor Mill.

Clay Today

Aug 2026 · Schools

St. Johns County school board moves ahead with design of SilverLeaf-area high school costing about $100 million

The board approved moving forward with design and architecture for a high school on Parcel 38, with cost estimated at roughly $100 million and possibly up to $120 million as design progresses. Construction is expected to take about three years. A board workshop on full project scope is being prepared.

Why it matters: A new high school in the SilverLeaf area would add school capacity for the fast-growing northwest part of the county. The project is about 7 miles northwest of Arbor Mill, elsewhere in St. Johns County.

News4JAX

Jul 2026 · Infrastructure

CR 210 widening westbound lanes set to reopen in St. Johns County

News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.

Why it matters: Expands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 9 miles north of Arbor Mill, elsewhere in St. Johns County.

News4Jax

Jun 2026 · Infrastructure

First Coast Expressway advances as an economic-development corridor across Clay and St. Johns

The First Coast Expressway (State Road 23), a tolled beltway looping around the west and south of the Jacksonville metro, continued to open land for development along its corridor, with the final St. Johns County phase from Interstate 95 to east of County Road 2209 in progress. FDOT held a St. Johns County open house on the final phase in January 2026.

Why it matters: New limited-access highway capacity shortens commutes and opens adjacent land, changes that have historically shaped where new communities and demand concentrate. The site is about 14 miles west of Arbor Mill.

Jax Daily Record

Go deeper

More on Arbor Mill

Go deeper on Arbor Mill

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Mill Creek AcademyAssigned elementary school · St. Johns County School District
Mill Creek AcademyAssigned middle school · St. Johns County School District
GRADEA
Tocoi CreekAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Lance Family Farmers Market 6 min

Dining

  • Sal's Cucina 6 min

Shopping

  • Turnbull Creek 3 min

Parks

  • Samara Lakes 5 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 243 ATHENS Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2016: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $64/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,262 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,678/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: November 11, 2026)
Comparable salesrealMLS closed sales in Arbor Mill, on the same side of the St. Johns River, last 18 months, as of November 10, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 243 ATHENS Drive and when was it built?

Per the listing record, 243 ATHENS Drive was built in 2016 and has 2,262 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 243 ATHENS Drive in?

243 ATHENS Drive is in Arbor Mill in St. Augustine, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 243 ATHENS Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $64 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 243 ATHENS Drive differ from the current owner's?

The estimate on this page (about $4,678 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 243 ATHENS Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Florida real estate brokerage services provided by EAB RE Investments LLC dba Momentum Realty. Georgia real estate brokerage services provided by Momentum Realty LLC. Site designed by Move With Momentum LLC, © 2026.

Estimates, methodology & disclaimers

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.