FEMA Zone X — flood insurance generally not federally required
Built 2012 · 14 yrs
$288/sq ft — above the area median of $274
96 days on market
HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$920,000
List price
As listed in the MLS
4 / 3.5
Bed / bath
Per the listing
3,200
Living area
Sq ft (approx.)
$288
Price / sq ft
List ÷ living area
The home
Year built2012
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessment~$2,300/yr
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$7,912/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Listing description
About this home
Stunning two-story home in highly sought-after Nocatee. Offering over 3,200 sq ft, this spacious residence features 4 bedrooms, 3.5 bathrooms, and a flexible layout designed for modern living. The primary suite is conveniently downstairs, along with a dedicated office that can co...
Description provided by KELLER WILLIAMS FIRST COAST REALTY and reproduced from the MLS; not independently verified.
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$6,031
Principal & interest$4,798
Property tax$659
Insurance$332
CDD assessment$192
HOA$50
PMI$0
Down payment $184,000 · Loan $736,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$7,912/yr
The seller likely pays less due to the homestead cap. At a $920,000 purchase, expect your first full-year St. Johns bill near $7,912 before exemptions.
CDD assessment
~$2,300/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance
~$3,980/yr
Estimate for a 2012 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Nocatee
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Nocatee neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$700,275
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$274
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$288
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Nocatee
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $822,400 – $1,232,000
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.
$822,400the mess$1,232,000
A 50% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 96 days on market vs. a ~96-day neighborhood median
39 active listings competing in Nocatee
28 under contract now
42% of for-sale inventory is already under contract (demand signal)
pending-to-active ratio 0.72 (higher = faster-selling demand)
≈2.9 months of supply (under ~4 favors sellers, over ~6 favors buyers)
24 new-construction homes competing
159 closed here in the last 12 months
For reference, this home is listed at $920,000 ($288/sq ft) — a number set with analysis a Messtimate can't do.
Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,200 sq ft × $257–$385/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.
In the area
Recent Nocatee news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
Catullo's Italian to close its Nocatee Town Center location
Catullo's Italian announced it will close its Nocatee location after three years, with June 25 as the final day, and said the space has been sold to another restaurant group. The operator's separate San Pablo Road location in Jacksonville remains open.
Why it matters: Turnover of a Town Center restaurant space could shift the near term dining mix, though a reported sale to another operator may limit how long the storefront stays vacant.
New Crosswater Parkway retail strip to add primary care and dining across from Splash park
A new six-storefront commercial strip is rising along Crosswater Parkway across from Nocatee's Splash Water Park, in front of a nearly completed CubeSmart storage facility. Ascension St. Vincent's is expected to take three of the six bays for a primary care center, with a Monkey Juice and two undetermined restaurants filling the rest. The site sits near an incoming Turner Home store and a proposed Big Blue Marble Academy childcare center.
Why it matters: Added medical and everyday retail close to homes could be a modest convenience draw for buyers as the community approaches buildout, though plans at this stage may shift before opening.
County breaks ground on $42M Ponte Vedra Nocatee Regional Park and Library
St. Johns County held a May 1 groundbreaking for the Ponte Vedra Nocatee Regional Park and Nocatee Library at 670 Diego Plains Road, a roughly $42 million project funded through impact fees and debt issuance rather than property taxes. Plans call for multipurpose and softball fields, pickleball courts, a playground, and a full-service county library, with completion targeted around 2027.
Why it matters: A county-funded park and library campus of this scale historically deepens the amenity base that supports long-term demand in a built-out master plan. Buyers weighing resale in nearby villages may view the 2027 delivery window as a value-relevant milestone.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Palm Valley AcademyK-8 · St. Johns County School District
Pine Island AcademyK-8 · St. Johns County School District
Valley Ridge AcademyK-8 · St. Johns County School District
Allen D. Nease High School9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$1,225,000
50 OWENLEE Drive, Ponte Vedra
5 / 4.5 bd/ba · 3,180 sq ft · $385/sq ft
Courtesy of PROVIDENCE REALTY, LLC · View details →
Sold Jun 2026
$730,550
179 CAIDEN Drive, Ponte Vedra
4 / 3.5 bd/ba · 2,838 sq ft · $257/sq ft
Courtesy of PROVIDENCE REALTY, LLC · View details →
Sold Jun 2026
$645,000
974 CAIDEN Drive, Ponte Vedra
3 / 2.5 bd/ba · 2,400 sq ft · $269/sq ft
Courtesy of WEEKLEY HOMES REALTY · View details →
Sold Jun 2026
$670,000
385 REFLECTIONS Avenue, Ponte Vedra
3 / 2.5 bd/ba · 2,400 sq ft · $279/sq ft
Courtesy of WEEKLEY HOMES REALTY · View details →
Sold Jun 2026
$625,000
84 SEA GREEN Way, Ponte Vedra
4 / 3 bd/ba · 2,395 sq ft · $261/sq ft
Courtesy of WEEKLEY HOMES REALTY · View details →
Sold Jun 2026
$790,900
855 CAIDEN Drive, Ponte Vedra
4 / 3.5 bd/ba · 2,392 sq ft · $331/sq ft
Courtesy of PROVIDENCE REALTY, LLC · View details →
Median of the set: $274/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms3.5
Living area3,200 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built2012
Age14 yrs
Listing
MLS #2136940
StatusActive Under Contract
Days on market96
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $920,000Momentum Realty · on market 96 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 247 HOWLAND Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Listing agent
Listed by
KELLER WILLIAMS FIRST COAST REALTY
Listing courtesy of KELLER WILLIAMS FIRST COAST REALTY. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
