Single Family Residence in New Riverside, Jacksonville · No CDD
New Riverside · Jacksonville, FL 32205 · Duval
Listing data updated September 24, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,013Sq Ft
1922Year Built
$261Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
12% above
$/sq ft vs community
$261 here vs $233 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
4.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 2
Price vs recent sales
Asking $525k tops 2 of the last 2 closed sales; also one of the largest homes here at 2,013 sq ft
As of September 24, 2026, 2745 DOWNING Street in New Riverside, Jacksonville is listed at $525,000 (2,013 sq ft, about $261 per sq ft). That is 57% above New Riverside's median closed sale of $334,000 over the last 12 months (104 recorded sales). Per square foot it is above the community's recent $233/sq ft by about 12%. It came to market within the past week. Listing facts: built in 1922, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1922 · 104 yrs
2,013 sq ft of living area
Listed at $525,000 — recent neighborhood median sale price ~$334,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
School district: Schools Riverside is part of Duval County Public SchoolsCommunity built 1904–2026Kroger · 1 min driveBold Bean Coffee Roasters · 1 min driveDilightfull Expressions · 2 min drive
Momentum Research · Riverside
Pricing & the Riverside market
How this home is priced against recent nearby sales, and where Riverside has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Riverside
Each dot is a closed sale since 2001 (2899 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $261/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 15 (cold).
Property timeline
This home’s history
1922BuiltPer public record
Sep 24, 2026First trackedObserved at $525,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,614/mo
Principal & interest $2,780/mo77%
Taxes $499/mo14%
Insurance $285/mo8%
HOA $50/mo1%
$3,614/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Estimated from today’s asking price and current Duval County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $6,300/yr ($525/mo)
+$2,175 more each year
(+35%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
50/100
Strongest on: Market timing (85), Renovation upside (70)
0 limited50100 exceptional
50/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area20
This home $261/sq ft vs the community 12-month median $233/sq ft.
Affordability0
List price $525,000 vs the community median $334,000. Not a measure of personal affordability.
Market liquidity56
Community median 49 days on market, ~4.1 months of supply (12-month record).
Renovation upside70
From a 1922 build and $261/sq ft vs the community median $233/sq ft. Not a condition assessment.
Pricing power68
Recent sales closed at about 94.4% of original asking (~5.6% below). More room below asking generally favors buyers.
Market timing85
Momentum Market Heat is 15/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 4.1 months of supply in the surrounding market and 1 days on market for this home, against a 49-day area median.Days on market:this home 1Area median: 49 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 22, 2026.
🟡 Asking $261 per square foot, about 12% above the community’s $233 median. Riverside’s 12-month median sold price per square foot is $233. Median sold price per square foot is down 12.1% year over year. Confidence: Very High · 104 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
52% of homes in Riverside are owner-occupied. An estimated 48% are non-owner-occupied, including 19% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2443 homes matched. Community-level context.
Recent Riverside sales closed near 94.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 22, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 36 active listings in Riverside, no CDD assessment.
Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Discover a rare opportunity in the heart of historic Riverside/Avondale: a beautifully updated bungalow with a private two-story cottage nestled within lush tropical gardens. Offering two distinct living spaces, this versatile property is ideal for buyers who want to live in one residence and rent the other, accommodate extended family or guests, or generate income by renting both. The charming main house features an inviting open front porch, professional landscaping and the character of a classic Riverside bungalow.
Recent improvements include luxury vinyl flooring, updated light fixtures, fresh interior paint and an updated bathroom. A conveniently enclosed laundry closet includes a washer and dryer, while off-street parking is available beside the home, with additional street parking for guests. Tucked privately behind the main residence, the enchanting two-story cottage is surrounded by palms and tropical foliage.
A welcoming porch and upper balcony provide peaceful outdoor spaces for enjoying the garden setting. The cottage has been recently updated with new fixtures, a renovated full bathroom and half bath, and a fully equipped kitchen. The spacious downstairs sleeping area offers a queen-size bed, desk, generous closet space and a half bath.
Upstairs is a full bathroom with a walk-in shower. Additional conveniences include a stackable washer and dryer and a private driveway. Located just blocks from neighborhood parks, river views, shops, dining, nightlife and the movie theater, this property offers exceptional walkability.
Popular nearby destinations include Carmine's Pie House, Kickbacks, The Garage, Dart Bar & Games, Pattaya Thai, Park Place Lounge and Riverside Liquors. Whether you are searching for a distinctive primary residence with income potential, a multigenerational property, or a flexible investment in one of Jacksonville's most desirable historic neighborhoods, this Riverside/Avondale gem is a must-see.
All 22 photos
Description provided by TRADITIONS REALTY LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$525,000
Bed / bath3 / 2.5
Living area2,013 sq ft
Year built1922
Property typeSingle Family Residence
MLS #2166246
Listing statusNew — 1 day on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountyDuval
Area listings36 active · 7 under contract
Estimated first-year tax~$5,985/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$261
Estimated monthly payment$3,614
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$334,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$412,665the mess$525,393
Actual list price: $525,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1922 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 1 days on market vs. a 49-day community median
37 active listings competing, 8 under contract
≈4.1 months of supply
106 closed here in the last 12 months
For reference, this home is listed at $525,000 ($261/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,013 sq ft × $205–$261/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 24, 2026.
Keep looking
Similar homes for sale near New Riverside
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $525,000Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$5,985/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$5k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by TRADITIONS REALTY LLC · MLS # 2166246
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Market data · public records
Recent sales activity in New Riverside
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the New Riverside neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Community median sale price
$334,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$233
Canonical 12-month median $/sq ft. Reference only.
Go deeper on New Riverside
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Sep 2026 · Retail Dining
City Council and Planning Commission clear Fat Tuesday for a bar and nightclub in Five Points
Jacksonville City Council approved Ordinance 2026-0560 on a 17-0 vote, granting a zoning exception that lets the New Orleans based Fat Tuesday chain sell alcohol on premises, serve customers outside and run a separate nightclub in Five Points. The approval was contingent on a Planning Commission waiver for alcohol sales within 1,500 feet of a church, which the commission granted September 3. Fat Tuesday was previously a tenant at the demolished Jacksonville Landing.
Why it matters: A returning national bar brand adds to the Five Points nightlife cluster, which may matter to buyers weighing walkability against evening activity on the surrounding Riverside blocks.
Two Five Points restaurants set closing dates as district cites churn
Clarke Bros. said it would close June 20 and Prospect Five Points announced a June 9 closure, following Mossfire's exit in 2025. A Five Points Merchant Association representative described the turnover as churn rather than decline of the area and pointed to the district's new Business Improvement District, funded by an assessment on local business properties, as a tool for stabilizing the corridor.
Why it matters: Storefront turnover in the Five Points commercial node is a normal part of district cycles, and the new improvement district funding could help support tenant continuity over time.
Norikawa waterfront restaurant in permit review at One Riverside
The city is reviewing a build out permit for Norikawa, a Japanese restaurant from Pearl Hospitality Group planned at the One Riverside development on Riverside Avenue. The space overlooks the riverwalk near the restored mouth of McCoys Creek and the Emerald Trail entrance at the Riverside edge of downtown.
Why it matters: A destination dining anchor at the neighborhood's riverfront gateway could extend the Riverside Avenue activity spine, and waterfront food and beverage has historically been a durable traffic driver for adjacent districts.
A tenant build out permit was issued for Riverside Kava Bar LLC at 1269 King Street, covering about 1,200 square feet at a listed cost of roughly $51,200. The project adds another beverage concept to the King Street commercial corridor.
Why it matters: Continued small tenant investment on King Street suggests steady leasing demand in Riverside's secondary retail strip, which may help keep storefront vacancy low between the larger Five Points and Park and King nodes.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Kroger 1 min
Shopping
Dilightfull Expressions 2 min
Parks
Riverside Park Duck Pond 3 min
Health
Obgyn 2 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
West RiversideAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
Lake ShoreAssigned middle school · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
RiversideAssigned high school · Duval County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Sep 2026
$305,000
2831 SELMA Street, Jacksonville
3 / 2 bd/ba · 1,546 sq ft · $197/sq ft
Courtesy of CHAD AND SANDY REAL ESTATE GROUP · View details →
Community 12-month median: $233/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,406 – $3,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,275 – −$290At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 2745 DOWNING Street, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1922 (104 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,013 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $5,985/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: September 24, 2026)
Community market stats
realMLS closed sales, as of September 22, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 2745 DOWNING Street and when was it built?
Per the listing record, 2745 DOWNING Street was built in 1922 and has 2,013 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 2745 DOWNING Street in?
2745 DOWNING Street is in New Riverside in Jacksonville, Duval County. The community section on this page shows recent closed sales, days on market, and active inventory for New Riverside from the same MLS data.
Does 2745 DOWNING Street have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 2745 DOWNING Street differ from the current owner's?
The estimate on this page (about $5,985 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 2745 DOWNING Street in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 2745 DOWNING Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
