3317 E HERITAGE COVE Drive, St. Augustine, FL 32092
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 14, 2026, 3317 E HERITAGE COVE Drive in Wgv King Andbear, St. Augustine is listed at $1,200,000 (3,396 sq ft, about $353 per sq ft). That is 62% above Wgv King Andbear's median closed sale of $742,500 over the last 12 months (21 recorded sales). Per square foot it is above the community's recent $243/sq ft by about 45%. It has been 40 days on market. Listing facts: built in 2013, HOA dues of $217/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2013 · 13 yrs
- 3,396 sq ft of living area
- 3-car garage
- Listed at $1,200,000 — recent neighborhood median sale price ~$742,500 (nearby sales; deemed reliable, not an appraisal)
- 40 days on market
- HOA $217/mo (per listing)
Pricing & the King Andbear market
How this home is priced against recent nearby sales, and where King Andbear has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in King Andbear
Each dot is a closed sale since 2002 (402 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $353/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 51 (normal).
This home’s history
- 2013BuiltPer public record
- Aug 7, 2026First trackedObserved at $1,200,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $6,233/mo 81%
- Taxes $860/mo 11%
- Insurance $424/mo 5%
- HOA $217/mo 3%
$7,734/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
28/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟠 Seller-leaning conditions around this listing. 4.6 months of supply in the surrounding market and 40 days on market for this home, against a 77-day area median.Days on market:this home 40Area median: 77 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 13, 2026.
🟡 Asking $353 per square foot, about 45% above the community’s $243 median. King Andbear’s 12-month median sold price per square foot is $243. Median sold price per square foot is up 7.6% year over year. Confidence: High · 21 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
82% of homes in King Andbear are owner-occupied. An estimated 18% are non-owner-occupied, including 12% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 265 homes matched. Community-level context.
Recent King Andbear sales closed near 95.7% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 13, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 8 active listings in King Andbear, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Heritage Cove, one of The King & Bear's most private and exclusive enclaves, provides the setting for 3317 East Heritage Cove Drive -- a distinguished custom residence where architecture, craftsmanship, and thoughtful design exist in remarkable balance. Occupying nearly half an acre along the championship golf course, the approach is one of quiet distinction. Mature landscaping, a sweeping paver drive, and an elegant side-entry three-car garage preserve the home's architectural integrity, allowing its timeless façade to take precedence while reinforcing the privacy and exclusivity of this exceptional address.
From the moment of arrival, it is evident this is a home where quality was never an upgrade -- it was the starting point. Handcrafted knotty alder millwork, artisan troweled walls, extensive crown molding, solid-core doors, rich hardwood flooring, custom stonework, and carefully curated fixtures create an atmosphere that feels warm, authentic, and unmistakably bespoke. Every finish reflects a commitment to craftsmanship that is seldom replicated today, while thoughtful infrastructure from dual tankless water heaters and radiant barrier insulation to whole-home water filtration and landscape irrigation by private well speaks to a residence designed for lasting comfort as much as lasting beauty.
The home unfolds across a thoughtfully executed single-level floorplan that anticipated today's preference for open, connected living while maintaining a sense of warmth, purpose, and scale. Soaring ceilings and expansive gathering spaces create an effortless flow between rooms, where everyday living and entertaining happen naturally rather than feeling orchestrated. The great room anchors the home with dramatic ceiling beams, a floor-to-ceiling stone fireplace, and walls of pocketing sliding glass doors that dissolve the boundary between indoors and out.
At the center of it all, the kitchen was designed as both a workspace and a gathering place. Custom knotty alder cabinetry, striking Brazilian granite, professional Thermador appliances, artisan tilework, and generous preparation spaces overlook the family room and an inviting casual dining area framed by peaceful garden views. Whether hosting a holiday celebration or enjoying an unhurried morning coffee, the spaces encourage connection while remaining elegant in their simplicity.
A beautifully appointed wet bar and dedicated wine room further elevate the home's effortless approach to entertaining. Nearby, a dedicated executive study with beautifully crafted custom built-ins and a storage closet offers a refined retreat for work, reading, or quiet reflection. Pocketing glass doors reveal nearly 1,800 square feet of screened and covered outdoor living overlooking the championship golf course.
Designed as an extension of the home rather than an afterthought, the lanai is anchored by a fully appointed summer kitchen with gas grilling, under-counter refrigeration, and generous serving space, while three bespoke raised garden terraces--each framed by distinctive half-circle stone walls--create intimate destinations throughout the landscape. One centers around a built-in fire feature for sunset cocktails beneath the stars, while the others offer peaceful settings for conversation, morning coffee, or alfresco dining surrounded by beautifully curated gardens. Beyond the lanai, an expansive side garden unfolds along the eastern edge of the property, where manicured lawn, mature landscaping, and extensive rose and garden plantings create an unexpected sense of space.
A winding paver pathway meanders through the landscape, connecting the rear gardens to the front approach. The home's private quarters continue its thoughtful design philosophy. Every bedroom enjoys the luxury of its own ensuite bath, offering exceptional comfort for family and overnight guests alike.
The primary suite is a true retreat, where vaulted ceilings, direct terrace access, and a beautifully appointed primary …
Description provided by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $1,200,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 57% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — this home carries HOA dues of $217/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 40 days on market vs. a 77-day community median
- 8 active listings competing, 5 under contract
- ≈4.6 months of supply
- 22 closed here in the last 12 months
For reference, this home is listed at $1,200,000 ($353/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,396 sq ft × $222–$348/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 14, 2026.
Similar homes for sale near Wgv King Andbear
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recently off market in Wgv King Andbear
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- 4232 S Franklinia Street · last listed $629,900 · 2026-09-12
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · MLS # 2157262
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Recent sales activity in Wgv King Andbear
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Wgv King Andbear neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Wgv King Andbear
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
- Lance Family Farmers Market 7 min
Dining
- AJ's Kitchen and Cocktails 11 min
Shopping
- The Shoppes at Tocoi Creek 7 min
Parks
- King and Bear Amenity Center 10 min
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $243/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3317 E HERITAGE COVE Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2013: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- HOA dues are listed at $217/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 3,396 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $10,320/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | realMLS closed sales, as of September 13, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3317 E HERITAGE COVE Drive and when was it built?
Per the listing record, 3317 E HERITAGE COVE Drive was built in 2013 and has 3,396 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3317 E HERITAGE COVE Drive in?
3317 E HERITAGE COVE Drive is in Wgv King Andbear in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Wgv King Andbear from the same MLS data.
Does 3317 E HERITAGE COVE Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $217 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3317 E HERITAGE COVE Drive differ from the current owner's?
The estimate on this page (about $10,320 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3317 E HERITAGE COVE Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3317 E HERITAGE COVE Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.