Single Family Residence in San Jose Replat, Jacksonville · No CDD · FEMA Zone X
San Jose Replat · Jacksonville, FL 32217 · Duval
Listing data updated July 3, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
1,474Sq Ft
1955Year Built
$227Per Sq Ft
GarageNo CDDFEMA Zone X4 bedrooms
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 1955 · 71 yrs
1,474 sq ft of living area
Garage
$227/sq ft — compared with the displayed median of $227 from recent nearby sales
Active listing
HOA ~$50/mo (estimate; confirm)
This listing is shown at $334,900, with 4 bedrooms and 2 bathrooms, and 1,474 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms2
Living area1,474 sq ft
Year built1955
Property typeSingle Family Residence
Financial
Est. monthly payment$2,296
Est. taxes / yr~$3,818
Est. insurance / yr~$2,180
HOA$50/mo
CDDNone on record
Price / sq ft$227
Risk
Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,180/yr
Market
Neighborhood median DOM37
Active listings (area)40
Months of supply3.6
Comparable-sales median$334,900
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$2,180/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.6 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
46/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$2,296/mo
Principal & interest $1,747/mo76%
Taxes $318/mo14%
Insurance $182/mo8%
HOA $50/mo2%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
60/100
Strongest on: Flood safety (95), Renovation upside (70)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
Price vs area50
This home $227/sq ft vs area median $227/sq ft from recent nearby sales.
Affordability50
List price $334,900 vs area median $334,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1955 build. Obtain a property-specific quote.
Market liquidity64
Area median 37 days on market, ~3.6 months of supply.
Investment metrics39
Objective supply and demand metrics for the area - not investment advice.
Renovation upside70
From a 1955 build and $227/sq ft vs area $227/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$334,900
List price
As listed in the MLS
4 / 2
Bed / bath
Per the listing
1,474
Living area
Sq ft (approx.)
$227
Price / sq ft
List ÷ living area
The home
Year built1955
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,818/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$294,800the mess$374,396
Actual list price: $334,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
40 active listings competing in San Jose Replat
11 under contract now
22% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.6 months of supply (one market-context metric; should not be used alone)
1 new-construction home competing
Median sale price is up 236% over the last 143 months
Homes here sell at about 97.1% of list price
132 closed here in the last 12 months
For reference, this home is listed at $334,900 ($227/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,474 sq ft × $200–$254/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 3, 2026.
Market analysis
San Jose Replat market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
40Active listings
11Under contract
1New this month
3.6Months of supply
37Median days on market
22%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
1955BuiltPer public record
Jul 2, 2026First trackedObserved at $334,900
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,535 – $2,233/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.1%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$806 – −$178At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$334,900
Bed / bath4 / 2
Living area1,474 sq ft
Year built1955
Property typeSingle Family Residence
MLS #2153598
Listing statusActive
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
CountyDuval
Estimated first-year tax~$3,818/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$227
Estimated monthly payment$2,296
Estimated insurance~$2,180/yr
Messtimate rangeNot available on this page
Comparable-sales median$334,900
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$2,296
Principal & interest$1,747
Property tax$318
Insurance$182
CDD assessment$0
HOA$50
PMI$0
Down payment $66,980 · Loan $267,920. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$3,818/yr
The seller likely pays less due to the homestead cap. At a $334,900 purchase, expect your first full-year Duval bill near $3,818 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$2,180/yr
Estimate for a 1955 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in San Jose Replat
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the San Jose Replat neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Median sale price (set)
$334,900
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$227
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$227
List price divided by living area. Provided as data, not a value judgment.
Go deeper on San Jose Replat
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Dinosaur Asian Supermarket 4 min
Dining
Persepolis Cafe 3 min
Shopping
Shoppes of San Jose 5 min
Parks
Nathan Krestul Park 4 min
In the area
Recent San Jose news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Infrastructure
Buckman Bridge joint replacement keeps weekend closures near the San Jose ramp
Crews replacing steel joints on the Buckman Bridge continued weekend closures of two of four northbound I-295 lanes between Mandarin and the Westside. The ramp from San Jose Boulevard to I-295 North also closed on those weekends, with drivers detoured via Old St. Augustine Road. The roughly $5.4 million project was expected to wrap up in summer 2026.
Why it matters: Weekend closures of the San Jose Boulevard to I-295 ramp could continue to affect drive-time access toward Clay County and the Westside until the joint work finishes.
Home Depot opens in the former Kmart space on San Jose Boulevard
The Home Depot opened a 132,975 square foot store at 9600 San Jose Boulevard, built on the 11.64-acre site of a former Kmart, with regular hours starting in mid-October 2025. The store includes a 25,074 square foot garden center, and the $8 million project was built by Ordner Construction. The retailer said it was adding about 40 associates.
Why it matters: A large home improvement anchor replacing a long-vacant big-box site could draw additional shopping traffic to the southern end of the San Jose corridor.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
San Jose Elementary (Duval magnet)Public PreK-5 · Duval County School District
Alfred I. duPont Middle SchoolPublic 6-8 · Duval County School District
Samuel W. Wolfson High SchoolPublic 9-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Keep looking
Similar homes for sale near San Jose Replat
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Completely renovated and move-in ready! This solid brick and block home has been updated throughout with modern finishes and thoughtful improvements. Recent updates include a new roof (2026), new HVAC system (2026), new water heater (2026), new windows, a beautifully updated kitchen featuring quartz countertops and stainless steel appliances, remodeled bathrooms, and a spacious laundry room. Located in the desirable San Jose area, this home offers convenient access to shopping, dining, parks, hospitals, schools, and major roadways. This is an excellent opportunity to own a beautifully updated home that's ready for its next owner.
Description provided by EAGLES WORLD REALTY, INC and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms4
Bathrooms2
Living area1,474 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built1955
Age71 yrs
Listing
MLS #2153598
StatusActive
Days on market0
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $334,900Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3751 PIZARRO Road in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
